Banking Rates & News

Des Moines Area

Including Des Moines, West Des Moines, Ames, Ankeny, Marshalltown, Urbandale, Clive, Fort Dodge, Boone, Johnston, and 170 other towns.

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Banking in the Des Moines Area

Des Moines is both the capital city and largest city in Iowa. Des Moines has a large metro area, with the city itself only making up about one-third of the entire metropolitan area. Other surrounding cities include West Des Moines, Ankeny, and Clive. Because of its size and location, Des Moines has become a major financial center, mostly for insurance, but also for banking.

Des Moines is the home city for a whopping 108 banks and 37 credit unions. What is interesting, though, is that nearly all those banks are small. Notable institutions with headquarters in the Des Moines area include Bankers Trust Company, Principal Bank, West Des Moines State Bank, Bank Iowa, and First American Bank. Hardin Bank has been around since 1868, making it the oldest Des Moines bank that's still operating.

Like any other large city, Des Moines has many branches other regional and national banks as well. Overall, there are more than 150 banks and 50 credit unions with a presence in the Des Moines metro area, and those institutions have a combined 730 branches.

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Local Deals & News

Veridian Credit Union Ups 18- and 41-Month Bump CD Rates
Deal Summary: Bump-Up Jumbo CDs ($100k min) – 18-month (2.85% APY) and 41-month (3.35% APY). Bump-Up CD ($1k min) – 18-month (2.75% APY) and 41-month (3.25% APY). Availability: Easy membership
Veridan 41-Month Bump-Up CD APY Increase.
Veridian Credit Union upped the APY on its' 41-month Bump-Up CDs today: 41-month Bump-Up Jumbo $100K CD APY (was 3.25%) now 3.35%, 41-month Bump-Up minimum $1K CD APY (was 3.15%)
University Of Iowa CCU 39-Month CD Special Earns Up To 3.35% APY
Deal Summary: 39-month Bump Option CD Special, 3.35% APY ($100k+), 3.25% APY ($10k+), 3.15% APY ($1k+). Availability: All residents of Iowa and four Illinois counties (Quad Cities area); University of
Veridian Credit Union Adds 41-Month Bump-Up Jumbo CD
Deal Summary: 41-month Bump-Up Jumbo CD, 3.25% APY, $100k minimum deposit. 41-month Bump-Up CD, 3.15% APY, $1k minimum deposit. Availability: Easy membership requirement through Dwolla; residents of all 99 Iowa
Get Your Membership Application In Fast For Veridian Credit Union, "Easy Membership" Status Seems To Be Closing Soon!
I received an email yesterday from Dwolla saying that my account was closed/suspended due to inactivity. My account did indeed have zero activity, and was only opened to gain Veridian
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