Banking Rates & News

Des Moines Area

Including Des Moines, West Des Moines, Ames, Ankeny, Marshalltown, Urbandale, Clive, Fort Dodge, Boone, Johnston, and 169 other towns.

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Banking in the Des Moines Area

Des Moines is both the capital city and largest city in Iowa. Des Moines has a large metro area, with the city itself only making up about one-third of the entire metropolitan area. Other surrounding cities include West Des Moines, Ankeny, and Clive. Because of its size and location, Des Moines has become a major financial center, mostly for insurance, but also for banking.

Des Moines is the home city for a whopping 108 banks and 37 credit unions. What is interesting, though, is that nearly all those banks are small. Notable institutions with headquarters in the Des Moines area include Bankers Trust Company, Principal Bank, West Des Moines State Bank, Bank Iowa, and First American Bank. Hardin Bank has been around since 1868, making it the oldest Des Moines bank that's still operating.

Like any other large city, Des Moines has many branches other regional and national banks as well. Overall, there are more than 150 banks and 50 credit unions with a presence in the Des Moines metro area, and those institutions have a combined 730 branches.

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Local Deals & News

41 Month Bump Up 3.0/3.1%
Veridian is currently offering a special summer CD. Decent rate with a bump up! https://www.veridiancu.org/rates/account-rates/certificates-of-deposit
Veridian Credit Union Debuts 36-Month Jumbo CD Special
Deal Summary: Jumbo CD Specials - 24-month (2.65% APY) and 36-month (2.85% APY), $100k minimum deposit. CD Specials - 24-month (2.55% APY) and 36-month (2.75% APY), $1k minimum deposit. Availability:
Veridian CU Offering 2.65% APY On 24-Month CD
Veridian CU is offering a 2.65% APY 24-month CD since April 26, and it is set to end (or at least be reviewed) at end of day tomorrow, May 2.
2.75% 2 Year CD
Just took down a 2 year 2.75% CD. Pretty good rate for now.
One Weekly Only - 13-Month CD Special, 2.00% APY
This may be only available in California. I couldn't find it on BotW's website. CSRs I spoke with didn't know anything about this Special, as it wasn't on their cheat
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