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Bank Iowa


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bankiowa.bank
515-225-0710
1225 Jordan Creek Parkway, #
West Des Moines, IA 50266

Bank Iowa is headquartered in WEST DES MOINES and is the 11th largest bank in the state of Iowa. It is also the 555th largest bank in the nation. It was established in 1923 and as of March of 2025, it had grown to 271 employees at 25 locations. Bank Iowa's money market rates are 3X the national average, and it has a C+ health rating.

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Health
C+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14521
Year Established1923
Employees271
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD16.51%
Annual Interest Income$28.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.16B$2.12B
LoansQ1 2025vs Q1 2024$1.62B$1.5B
DepositsQ1 2025vs Q1 2024$1.8B$1.73B
Equity CapitalQ1 2025vs Q1 2024$161.9MM$150.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$22.3MM$21.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$24.5MM$7MM
Real Estate OwnedQ1 2025vs Q1 2024$1.3MM$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank Iowa Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.11%$0-Young Saver Savings
0.07%*$1k*-Regular Savings
OTHER TIERS: 0.04% → $0 - $1k

Bank Iowa Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%*$1m*-Premier Money Market
OTHER TIERS: 0.43% → $0 - $25k | 0.60% → $25k - $100k | 0.99% → $100k - $250k | 1.04% → $250k - $1m
1.03%*$500k*-Money Market
OTHER TIERS: 0.31% → $0 - $1k | 0.45% → $1k - $50k | 0.60% → $50k - $100k | 0.77% → $100k - $500k

Bank Iowa Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.14%*$100k*-Interest Checking
OTHER TIERS: 0.03% → $0 - $10k | 0.06% → $10k - $25k | 0.09% → $25k - $100k
0.05%$500-Prestige Checking

Bank Iowa CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$5k-7 Month CD Special
4.15%$5k-13 Month CD Special
4.05%$5k-23 Month CD Special
1.83%$500-18 Month CD
1.70%$500-12 Month CD
1.61%$500-24 Month CD
1.56%$500-30 Month CD
1.54%$500-6 Month CD
1.49%$500-36 Month CD
1.42%$500-48 Month CD
1.34%$500-60 Month CD
1.27%$500-36 Month Step-up CD
1.19%$500-60 Month Step-up CD
1.01%$500-3 Month CD
Locations

Availability



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