Overview / Commentary
Bank Of Southern California is headquartered in San Diego and is the 44th largest bank in the state of California. It is also the 491st largest bank in the nation. It was established in 2001 and as of December of 2021, it had grown to 212 employees at 13 locations. Bank Of Southern California has an A+ health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57044 |
| Year Established | 2001 |
| Employees | 212 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.66% |
| Return on Equity - YTD | 5.84% |
| Annual Interest Income | $67.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $2.26B$1.58B |
| Loans | Q4 2021vs Q4 2020 | $1.49B$1.22B |
| Deposits | Q4 2021vs Q4 2020 | $1.98B$1.20B |
| Equity Capital | Q4 2021vs Q4 2020 | $263.6MM$184.9MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $11.7MM$10.3MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $809.00K$341.00K |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
