Bank Of Southern California


Overview / Commentary
858-847-4700
12265 El Camino Real
San Diego, CA 92130

Bank Of Southern California is headquartered in SAN DIEGO and is the 26th largest bank in the state of California. It is also the 312th largest bank in the nation. It was established in 2001 and as of September of 2024, it had grown to 326 employees at 14 locations. Bank Of Southern California has an A health rating.

Reviews (1)

DO Not USE!

This bank is so small and backwards! They use archaic systems, policies and the employees have no ability to give answers, solve problems or help people! If you ask too many questions you get yelled at by the Branch Manager Kristin! She is very offensive, heartless and unhelpful!

It is like going back to 1930 to go to and use this bank. They do not want customers with problems or that need help -- only easy and with lots of money -- it is a money grab!

Sad, this bank had so much potential but I would NEVER ever use or recommend this bank to anyone!

They want your money then they hold it for far longer than the industry average or any other bank would -- :( :(

I deposit over 1.5M per year -- Not the bank for me!

FDIC, you should investigate their practices!



Health

Health Grade Components

Overall
FDIC Certificate #57044
Year Established2001
Employees326
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.46%
Return on Equity - YTD-3.56%
Annual Interest Income$117.2MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$4.36B$2.32B
LoansQ3 2024vs Q3 2023$3.18B$1.91B
DepositsQ3 2024vs Q3 2023$3.75B$1.99B
Equity CapitalQ3 2024vs Q3 2023$562.6MM$293.6MM
Loan Loss AllowanceQ3 2024vs Q3 2023$53.6MM$22.7MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$25.7MM$14.3MM
Real Estate OwnedQ3 2024vs Q3 2023$4.1MM$0
Rates

Sorry, we do not have rate data for Bank Of Southern California.

Locations

Availability



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