Bank Of Southern California

Overview / Commentary
12265 El Camino Real
San Diego, CA 92130

Bank Of Southern California is headquartered in San Diego and is the 44th largest bank in the state of California. It is also the 491st largest bank in the nation. It was established in 2001 and as of December of 2021, it had grown to 212 employees at 13 locations. Bank Of Southern California has an A+ health rating.


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Health Grade Components

FDIC Certificate #57044
Year Established2001
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD5.84%
Annual Interest Income$67.8MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$2.26B$1.58B
LoansQ4 2021vs Q4 2020$1.49B$1.22B
DepositsQ4 2021vs Q4 2020$1.98B$1.20B
Equity CapitalQ4 2021vs Q4 2020$263.6MM$184.9MM
Loan Loss AllowanceQ4 2021vs Q4 2020$11.7MM$10.3MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$809.00K$341.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0

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