Bank Of Southern California

Overview / Commentary
12265 El Camino Real
San Diego, CA 92130

Bank Of Southern California is headquartered in SAN DIEGO and is the 38th largest bank in the state of California. It is also the 499th largest bank in the nation. It was established in 2001 and as of September of 2023, it had grown to 205 employees at 13 locations. Bank Of Southern California has a B+ health rating.

Reviews (1)


This bank is so small and backwards! They use archaic systems, policies and the employees have no ability to give answers, solve problems or help people! If you ask too many questions you get yelled at by the Branch Manager Kristin! She is very offensive, heartless and unhelpful!

It is like going back to 1930 to go to and use this bank. They do not want customers with problems or that need help -- only easy and with lots of money -- it is a money grab!

Sad, this bank had so much potential but I would NEVER ever use or recommend this bank to anyone!

They want your money then they hold it for far longer than the industry average or any other bank would -- :( :(

I deposit over 1.5M per year -- Not the bank for me!

FDIC, you should investigate their practices!


Health Grade Components

FDIC Certificate #57044
Year Established2001
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD10.45%
Annual Interest Income$91MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$2.32B$2.31B
LoansQ3 2023vs Q3 2022$1.91B$1.83B
DepositsQ3 2023vs Q3 2022$1.99B$2.02B
Equity CapitalQ3 2023vs Q3 2022$293.6MM$263.6MM
Loan Loss AllowanceQ3 2023vs Q3 2022$22.7MM$16.4MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$14.3MM$43K
Real Estate OwnedQ3 2023vs Q3 2022$0$0

Sorry, we do not have rate data for Bank Of Southern California.



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