Bank Of Southern California

Overview / Commentary
12265 El Camino Real
San Diego, CA 92130

Bank Of Southern California is headquartered in San Diego and is the 50th largest bank in the state of California. It is also the 598th largest bank in the nation. It was established in 2001 and as of June of 2021, it had grown to 179 employees at 14 locations. Bank Of Southern California has an A+ health rating.


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Health Grade Components

FDIC Certificate #57044
Year Established2001
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD4.85%
Annual Interest Income$29.9MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.78B$1.55B
LoansQ2 2021vs Q2 2020$1.28B$1.34B
DepositsQ2 2021vs Q2 2020$1.56B$1.16B
Equity CapitalQ2 2021vs Q2 2020$190.2MM$141.9MM
Loan Loss AllowanceQ2 2021vs Q2 2020$10.3MM$8.3MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$199.00K$1.0MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0

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