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Overview / Commentary
858-847-4700
12265 El Camino Real, # 100
San Diego, CA 92130

Bank Of Southern California is headquartered in San Diego and is the 102nd largest bank in the state of California. It is also the 1,616th largest bank in the nation. It was established in 2001 and as of June of 2017, it had grown to 61 employees at 7 locations. Bank Of Southern California has an A health rating.

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1.42% APY On A 12-Month CD Special In San Diego - 7/2/2017

Saw this ad in today’s San Diego Union Tribune: 1.42% APY 1.41% interest rate, 12-month CD Minimum $25,000 new money required CD rate valid for the first million in balance Bank of Southern California

1.70% APY On A 27-Month CD Special In San Diego - 6/12/2017

Saw this ad in Sunday's San Diego Union Tribune: 1.70% APY 1.69% interest rate, 27-month CD Minimum $25,000 new money required 1.40% APY 1.39% interest rate, 17-month CD Minimum $25,000 new money required CD rates valid for the first million in balances Bank of Southern California

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Health

Health Grade Components

Overall
FDIC Certificate #57044
Year Established2001
Employees61
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD7.6%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$434.1MM$389.6MM
LoansQ2 2017vs Q2 2016$350.7MM$314.2MM
DepositsQ2 2017vs Q2 2016$385.2MM$352.3MM
Equity CapitalQ2 2017vs Q2 2016$47.5MM$36.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.2MM$2.7MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.9MM$677.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$254.00K
Rates

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Locations


Bank Of Southern California Locations
Bank Of Southern California, N.A.12265 El Camino Real, Suite 100San Diego, CA 92130
Ramona Branch1315 Main StreetRamona, CA 92065
Downtown Branch1620 5th Avenue, Suite 120San Diego, CA 92101
Carlsbad Branch3142 Tiger Run Court, Ste 107Carlsbad, CA 92010
LA Quinta Branch47-000 WashingtonLa Quinta, CA 92253
El Paseo Branch74175 El Paseo DrivePalm Desert, CA 92260
Monterey Avenue Branch40101 Monterey AvenueRancho Mirage, CA 92270