Overview / Commentary
Bank Of Southern California is headquartered in San Diego and is the 52nd largest bank in the state of California. It is also the 624th largest bank in the nation. It was established in 2001 and as of December of 2020, it had grown to 147 employees at 13 locations. Bank Of Southern California has an A+ health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57044 |
| Year Established | 2001 |
| Employees | 147 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.4% |
| Return on Equity - YTD | 3.62% |
| Annual Interest Income | $51.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $1.58B$830.2MM |
| Loans | Q4 2020vs Q4 2019 | $1.22B$671.3MM |
| Deposits | Q4 2020vs Q4 2019 | $1.20B$671.9MM |
| Equity Capital | Q4 2020vs Q4 2019 | $184.9MM$120.5MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $10.3MM$5.4MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $341.00K$795.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
