Bank Of Southern California

Overview / Commentary
12265 El Camino Real
San Diego, CA 92130

Bank Of Southern California is headquartered in SAN DIEGO and is the 37th largest bank in the state of California. It is also the 513th largest bank in the nation. It was established in 2001 and as of March of 2024, it had grown to 196 employees at 13 locations. Bank Of Southern California has a B+ health rating.

Reviews (1)


This bank is so small and backwards! They use archaic systems, policies and the employees have no ability to give answers, solve problems or help people! If you ask too many questions you get yelled at by the Branch Manager Kristin! She is very offensive, heartless and unhelpful!

It is like going back to 1930 to go to and use this bank. They do not want customers with problems or that need help -- only easy and with lots of money -- it is a money grab!

Sad, this bank had so much potential but I would NEVER ever use or recommend this bank to anyone!

They want your money then they hold it for far longer than the industry average or any other bank would -- :( :(

I deposit over 1.5M per year -- Not the bank for me!

FDIC, you should investigate their practices!


Health Grade Components

FDIC Certificate #57044
Year Established2001
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD6.84%
Annual Interest Income$31.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.29B$2.29B
LoansQ1 2024vs Q1 2023$1.86B$1.87B
DepositsQ1 2024vs Q1 2023$1.93B$1.99B
Equity CapitalQ1 2024vs Q1 2023$305.3MM$282.1MM
Loan Loss AllowanceQ1 2024vs Q1 2023$22.3MM$22.4MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$6.2MM$0
Real Estate OwnedQ1 2024vs Q1 2023$13.1MM$0

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