Overview / Commentary
12265 El Camino Real, # 100
San Diego, CA 92130

Bank Of Southern California is headquartered in San Diego and is the 78th largest bank in the state of California. It is also the 1,025th largest bank in the nation. It was established in 2001 and as of September of 2018, it had grown to 94 employees at 11 locations. Bank Of Southern California has an A+ health rating.

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2% APY On A 12-Month CD Special In San Diego - 3/11/2018

Saw this ad in today’s San Diego Union Tribune: 2% APY, 1.98% interest rate, 12-month CD 2.30% APY, 2.28% interest rate, 24-month CD Minimum $50,000 new money required CD rate valid for the first million in balance Bank of Southern California

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Health Grade Components

FDIC Certificate #57044
Year Established2001
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD5.77%
Annual Interest Income$19.2MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$734.9MM$468.0MM
LoansQ3 2018vs Q3 2017$602.8MM$384.5MM
DepositsQ3 2018vs Q3 2017$632.8MM$417.5MM
Equity CapitalQ3 2018vs Q3 2017$98.9MM$48.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$3.9MM$3.3MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.9MM$1.0MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0

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