Banking Rates & News

San Diego Metro Area

Including Alpine, Bonita, Bonsall, Borrego Springs, Camp Pendleton, Carlsbad, Chula Vista, Coronado, Del Mar, El Cajon, and 23 other towns.

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Popular Local Bank & Credit Union Branches

Banking in the San Diego Area

San Diego is a thriving city that overlooks the Pacific Ocean. Located in Southern California, San Diego offers residents a warm climate and numerous cultural attractions. As the second largest city in California, San Diego also has a vibrant financial market, with ample choices for banking throughout the city and its surrounding metropolitan area.

In fact, when considering banking options in San Diego, there are more than 1,030 branches from which to choose. This means that residents never have to travel far to have access to their money. These branches reflect more than 65 different banks and 35 distinct credit unions. While these numbers include various regional and national financial institutions, there are also some banks that are headquartered in the San Diego area. This includes 17 banks and 24 credit unions, all of which call San Diego home.

The oldest San Diego bank is the California Coast Credit Union. This bank first opened its doors in 1929, and it is still a powerful fixture in the banking community. Another local bank is the San Diego County Credit Union. This credit union is fully committed to giving back to the community and features banking services that are designed to save costumers money.

California Bank & Trust is a newer banking alternative, created in 1998 as the result of a merger between three small banks. With the consolidation, California Bank & Trust is now among the top 50 bank holding companies in the country with assets exceeding 11 billion dollars.

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Local Deals & News

Schoolsfirst (CA) 37 Mo CD @ 4.3%
If you're a member of SchoolsFirst (Calif/education related only, but one of the nation's largest) their 37 month promo CD is now 4.3% (4.4% for IRA CD.) Not as good
BoH OMMA Rate Went Down On 2024Dec19 To APR 4.736% (APY 4.85%) while BoH website still shows APY 5.10%.
I've posted this earlier elsewhere, but remind this here, because some DA users are confused by the BoH website is still showing APY 5.10%. The correct APY is 4.85% and
US Bank Smartly Savings Down To 3.5% APY
The Smartly Savings Account at US Bank dropped to 3.5% APY. It was 3.80% APY.
4.60% APY For 37 Months $500 min (So Calif)
SchoolsFirst is keeping their 3-year CD rates relatively high compared to other places, even though they never really used to be a rate leader. They are one of the largest
Frontwave Credit Union 18-Month CD Special Has Near Rate-Leading APY
Deal Summary: 18-month Certificate Special, 5.50% APY, $1k minimum deposit, new money. Availability: Riverside, San Bernardino, and San Diego Counties, California. The Frontwave Credit Union (Frontwave) 18-month Certificate Special is
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