Bank Of Southern California

Overview / Commentary
12265 El Camino Real
San Diego, CA 92130

Bank Of Southern California is headquartered in San Diego and is the 44th largest bank in the state of California. It is also the 481st largest bank in the nation. It was established in 2001 and as of June of 2022, it had grown to 198 employees at 13 locations. Bank Of Southern California has an A+ health rating.


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Health Grade Components

FDIC Certificate #57044
Year Established2001
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD1.15%
Annual Interest Income$40.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$2.32B$1.78B
LoansQ2 2022vs Q2 2021$1.76B$1.28B
DepositsQ2 2022vs Q2 2021$2.03B$1.56B
Equity CapitalQ2 2022vs Q2 2021$259.4MM$190.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$15.1MM$10.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$603.00K$199.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

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