Overview / Commentary
Bank Of Southern California is headquartered in San Diego and is the 44th largest bank in the state of California. It is also the 481st largest bank in the nation. It was established in 2001 and as of June of 2022, it had grown to 198 employees at 13 locations. Bank Of Southern California has an A+ health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57044 |
| Year Established | 2001 |
| Employees | 198 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.13% |
| Return on Equity - YTD | 1.15% |
| Annual Interest Income | $40.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $2.32B$1.78B |
| Loans | Q2 2022vs Q2 2021 | $1.76B$1.28B |
| Deposits | Q2 2022vs Q2 2021 | $2.03B$1.56B |
| Equity Capital | Q2 2022vs Q2 2021 | $259.4MM$190.2MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $15.1MM$10.3MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $603.00K$199.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |
