FirstBank & Trust

Overview / Commentary

www.firstbanktexas.com

806-788-0800

9816 Slide Road
Lubbock, TX 79424

FirstBank & Trust is headquartered in Lubbock and is the 36^th largest bank in the state of Texas. It is also the 384^th largest bank in the nation. It was established in 1934 and as of June of 2022, it had grown to 253 employees at 26 locations. FirstBank & Trust's money market rates are 3X the national average, and it has a B+ health rating.

View all posts from:

2018
2015

1/25 - New 15-Mo And 30-Mo CD Specials In TX

9/21 - FirstBank & Trust (TX) Adds Competitive 15-Month CD Special

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	14778
Year Established	1934
Employees	253
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.9%
Return on Equity - YTD	6.23%
Annual Interest Income	$45.4MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$2.96B$2.88B
Loans	Q2 2022vs Q2 2021	$1.62B$1.52B
Deposits	Q2 2022vs Q2 2021	$2.51B$2.36B
Equity Capital	Q2 2022vs Q2 2021	$382.9MM$463.4MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$15.4MM$22.7MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$9.6MM$15.0MM
Real Estate Owned	Q2 2022vs Q2 2021	$3.8MM$40.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not FirstBank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FirstBank & Trust Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%^*	$250k^*	-	Signature Series Savings
OTHER TIERS: 0.25% → $50k - $150k \| 1.00% → $150k - $250k
0.75%^*	$50k^*	-	Platinum Savings
OTHER TIERS: 0.40% → Up to $50k
0.05%	-	-	IRA Savings
0.01%	-	-	Business Savings

FirstBank & Trust Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	$5m^*	-	Premium Money Market
OTHER TIERS: 0.16% → Up to $25k \| 0.25% → $25k - $50k \| 0.50% → $250k - $1m \| 0.60% → $50k - $100k \| 0.75% → $100k - $250k \| 1.25% → $1m - $5m
0.60%^*	$25k^*	$100k	Regular Money Market
OTHER TIERS: 0.25% → $100k+ \| 0.55% → $2.5k - $25k

FirstBank & Trust Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	-	$50k	Platinum Checking Special
OTHER TIERS: 1.00% → $50k+
3.00%^*	$50k^*	$250k	Signature Checking Special
OTHER TIERS: 1.75% → $250k+
1.75%^*	$250k^*	-	Signature Series Checking
OTHER TIERS: 0.15% → $50k - $150k \| 1.25% → $150k - $250k
1.00%^*	$50k^*	-	Platinum Checking
OTHER TIERS: 0.25% → Up to $50k

FirstBank & Trust CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.50%	-	-	11 Month CD Special - New Money
4.35%	-	-	13 Month CD
4.05%	-	-	24 Month CD
3.50%	-	-	18 Month CD
2.25%	-	-	12 Month CD
1.50%	-	-	6 Month CD
1.00%	-	-	3 Month CD
0.75%	-	-	36 Month CD
0.75%	-	-	48 Month CD
0.75%	-	-	60 Month CD

FirstBank & Trust IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.50%	-	-	11 Month IRA Special - New Money
4.35%	-	-	13 Month IRA
4.05%	-	-	24 Month IRA
3.50%	-	-	18 Month IRA
2.25%	-	-	12 Month IRA
1.50%	-	-	6 Month IRA
1.00%	-	-	3 Month IRA
0.75%	-	-	36 Month IRA
0.75%	-	-	48 Month IRA
0.75%	-	-	60 Month IRA

Locations

Availability

Lubbock Area

Lubbock Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.