FirstBank & Trust

Deposits held and insured by HTLF Bank

Overview / Commentary
806-788-0800
9816 Slide Road
Lubbock, TX 79424
Deposits held and insured by HTLF Bank
Reviews (1)

Don't Bank Here

Posted by: |

This bank is the worst! I had someone steal money from me, commit fraud, and the bank wouldn't do anything about it. The way this bank handled this was to not notify me of the issue, believe the thief, block my Zelle account (which Zelle can't even unblock it to help me out), close my account, and then send me a letter threatening legal action against me if I try to contact the bank or go to a branch.

A branch manager told me, "sometimes you're just SOL." She is now denying it and the bank believes her. This manager is being investigated for something else, so not sure why they took her side.

I have filed complaints against this bank with the FDIC, Federal Trade Commission and more, all that they do is forward the complaints to the bank, who in turn sends me a letter threatening legal action again and claiming no wrong doing of their part.

Bank anywhere else! This bank keeps getting bought out and they use a third party for their ATMs, which means there is never money in the ATMs. The employees don't even bank there.



Health
A

Data as of Q2 2024

Data displayed below is for insuring bank: HTLF Bank
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #58458
Year Established2006
Employees1843
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD10.72%
Annual Interest Income$507MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$18.74B$15.1B
LoansQ2 2024vs Q2 2023$11.83B$8.98B
DepositsQ2 2024vs Q2 2023$15.77B$13.24B
Equity CapitalQ2 2024vs Q2 2023$2.07B$1.54B
Loan Loss AllowanceQ2 2024vs Q2 2023$126.9MM$84.6MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$92.6MM$35.8MM
Real Estate OwnedQ2 2024vs Q2 2023$23.7MM$2.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not FirstBank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FirstBank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-Signature Series Savings
OTHER TIERS: 0.25% $50k - $150k | 0.75% $150k - $250k
0.75%*$50k*-Platinum Savings
OTHER TIERS: 0.25% $0 - $50k
0.60%*$100k*-High Yield Savings
OTHER TIERS: 0.10% $0 - $25k | 0.40% $25k - $100k
0.25%$0-Regular Savings
0.05%$0-IRA Savings

FirstBank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$1m*-Premium Money Market
OTHER TIERS: 0.55% $0 - $25k | 0.60% $25k - $100k | 1.25% $100k - $500k | 1.50% $500k - $1m
0.75%*$100k*-Regular Money Market
OTHER TIERS: 0.55% $0 - $25k | 0.60% $25k - $100k

FirstBank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Signature Series Checking
OTHER TIERS: 0.15% $50k - $150k | 0.25% $150k - $250k
0.25%$0-Platinum Checking

FirstBank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$0$1m8 Month CD Special - New Money
3.90%$0-18 Month CD
2.50%$0-24 Month CD
2.25%$0-12 Month CD
1.50%$0-6 Month CD
1.00%$0-3 Month CD
0.75%$0-36 Month CD
0.75%$0-48 Month CD
0.75%$0-60 Month CD

FirstBank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$0$1m8 Month IRA Special - New Money
3.90%$0-18 Month IRA
2.50%$0-24 Month IRA
2.25%$0-12 Month IRA
1.50%$0-6 Month IRA
1.00%$0-3 Month IRA
0.75%$0-36 Month IRA
0.75%$0-48 Month IRA
0.75%$0-60 Month IRA
Locations

Availability



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