FirstBank & Trust

Deposits held and insured by UMB Bank, National Association

Overview / Commentary
806-788-0800
9816 Slide Road
Lubbock, TX 79424
Deposits held and insured by UMB Bank, National Association
Reviews (1)

Don't Bank Here

This bank is the worst! I had someone steal money from me, commit fraud, and the bank wouldn't do anything about it. The way this bank handled this was to not notify me of the issue, believe the thief, block my Zelle account (which Zelle can't even unblock it to help me out), close my account, and then send me a letter threatening legal action against me if I try to contact the bank or go to a branch.

A branch manager told me, "sometimes you're just SOL." She is now denying it and the bank believes her. This manager is being investigated for something else, so not sure why they took her side.

I have filed complaints against this bank with the FDIC, Federal Trade Commission and more, all that they do is forward the complaints to the bank, who in turn sends me a letter threatening legal action again and claiming no wrong doing of their part.

Bank anywhere else! This bank keeps getting bought out and they use a third party for their ATMs, which means there is never money in the ATMs. The employees don't even bank there.



Health
A

Data as of Q1 2025

Data displayed below is for insuring bank: UMB Bank, National Association
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Health Grade Components

Overall
FDIC Certificate #8273
Year Established1902
Employees4300
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.85%
Annual Interest Income$737.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$69.01B$45.07B
LoansQ1 2025vs Q1 2024$35.57B$23.42B
DepositsQ1 2025vs Q1 2024$58.14B$37.05B
Equity CapitalQ1 2025vs Q1 2024$6.77B$3.18B
Loan Loss AllowanceQ1 2025vs Q1 2024$368.9MM$226.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$99.5MM$20.8MM
Real Estate OwnedQ1 2025vs Q1 2024$4.2MM$2.5MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not FirstBank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FirstBank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-Signature Series Savings
OTHER TIERS: 0.25% $50k - $150k | 0.75% $150k - $250k
0.60%*$100k*-High Yield Savings
OTHER TIERS: 0.10% $0 - $25k | 0.40% $25k - $100k
0.50%*$50k*-Platinum Savings
OTHER TIERS: 0.40% $0 - $50k
0.20%$0-Regular Statement Savings

FirstBank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%$0-Money Market Special - New Money
1.75%*$1m*-Premium Money Market
OTHER TIERS: 0.55% $0 - $25k | 0.60% $25k - $100k | 1.25% $100k - $500k | 1.50% $500k - $1m
0.75%*$100k*-Regular Money Market
OTHER TIERS: 0.55% $0 - $25k | 0.60% $25k - $100k

FirstBank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Signature Series Checking
OTHER TIERS: 0.15% $50k - $150k | 0.25% $150k - $250k
0.25%$0-Platinum Checking

FirstBank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$0$1m8 Month CD Special - New Money
3.90%$0-18 Month CD
2.50%$0-24 Month CD
2.25%$0-12 Month CD
1.50%$0-6 Month CD
1.00%$0-3 Month CD
0.75%$0-36 Month CD
0.75%$0-48 Month CD
0.75%$0-60 Month CD

FirstBank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$0$1m8 Month IRA Special - New Money
3.90%$0-18 Month IRA
2.50%$0-24 Month IRA
2.25%$0-12 Month IRA
1.50%$0-6 Month IRA
1.00%$0-3 Month IRA
0.75%$0-36 Month IRA
0.75%$0-48 Month IRA
0.75%$0-60 Month IRA
0.05%$0-IRA Savings
Locations

Availability

Lubbock Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.