BankOnBuffalo

Deposits held and insured by CNB Bank

Overview | Eligibility Requirements | Receive alerts for this bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

bankonbuffalo.bank

716-462-5500

535 Washington Street, Suite 101
Buffalo, NY 14203

Deposits held and insured by CNB Bank

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Health

Data as of Q1 2025

Data displayed below is for insuring bank: CNB Bank

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	13876
Year Established	1934
Employees	760
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.86%
Return on Equity - YTD	8.99%
Annual Interest Income	$81.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$6.27B$5.78B
Loans	Q1 2025vs Q1 2024	$4.56B$4.38B
Deposits	Q1 2025vs Q1 2024	$5.56B$5.14B
Equity Capital	Q1 2025vs Q1 2024	$600.9MM$557.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$45.2MM$43.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$53.5MM$27.8MM
Real Estate Owned	Q1 2025vs Q1 2024	$1.7MM$1.9MM

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not BankOnBuffalo; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankOnBuffalo Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.28%^*	$500k^*	-	Business Savings
OTHER TIERS: 1.41% → $0 - $500k

BankOnBuffalo Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%^*	$0	$100k	WOW Checking
OTHER TIERS: 3.50% → $100k+
0.10%^*	$50k^*	-	Public Funds Interest Checking
OTHER TIERS: 0.05% → $0 - $50k
0.05%	$0	-	Business Interest Checking

BankOnBuffalo CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$100	-	6 Month Livestock CD

Locations

BankOnBuffalo Locations
Niagara Falls	676 72nd Street	Niagara Falls, NY 14304
Bob-Akron Branch	46 Main Street	Akron, NY 14001
Buell Street Branch	77 Buell Street	Akron, NY 14001
Clarence Branch	9865 Main Road	Clarence, NY 14031
Clarence Center Branch	9470 Clarence Center Road	Clarence, NY 14032
Lancaster Branch	3619 Walden Avenue	Lancaster, NY 14086
Bank Of Akron - Wilson	638 Lake Street	Wilson, NY 14172
Amherst Branch Office	827 Hopkins Road	Amherst, NY 14221
Northland Avenue Branch Office	683 Northland Avenue	Buffalo, NY 14211

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