BayCoast Bank

Overview / Commentary
330 Swansea Drive
Swansea, MA 02777

BayCoast Bank is headquartered in Swansea and is the 26th largest bank in the state of Massachusetts. It is also the 500th largest bank in the nation. It was established in 1851 and as of December of 2018, it had grown to 407 employees at 19 locations. BayCoast Bank's CD rates are 33% higher than the national average, and it has an A health rating.

Related Posts

View all posts from:


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #90196
Year Established1851
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD5.57%
Annual Interest Income$60.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.68B$1.46B
LoansQ4 2018vs Q4 2017$1.35B$1.15B
DepositsQ4 2018vs Q4 2017$1.31B$1.12B
Equity CapitalQ4 2018vs Q4 2017$155.7MM$154.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$9.3MM$7.4MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.8MM$5.7MM
Real Estate OwnedQ4 2018vs Q4 2017$461.00K$32.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not BayCoast Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BayCoast Bank Savings Account Rates

0.10%$100-Passbook Savings
0.10%$10-Statement Savings
0.10%$10-Holiday Club Savings

BayCoast Bank Money Market Rates

0.25%*$50k*-Business Money Market Access
OTHER TIERS: 0.10% $10 - $50k
0.25%*$100k*-Consumer Money Market
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

BayCoast Bank Checking Account Rates

0.90%*-$25kActive Checking
OTHER TIERS: 0.25% $25k+
0.10%$500-Preferred Checking

BayCoast Bank CD Rates

2.50%$500-24 Month Bump Up Statement CD Special
2.50%$500-13 Month Statement CD Special
1.90%$500-4 - 5 Year Statement CD
1.20%$500-12 - 23 Month Statement CD
1.15%$500-3 - 4 Year Statement CD
1.00%$500-24 -35 Month Statement CD
0.45%$500-6 Month - Less than 1 Year Statement CD
0.35%$500-30 - 181 Day Statement CD


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.