BayCoast Bank

Overview / Commentary
330 Swansea Mall Drive
Swansea, MA 02777

BayCoast Bank is headquartered in Swansea and is the 23rd largest bank in the state of Massachusetts. It is also the 462nd largest bank in the nation. It was established in 1851 and as of September of 2019, it had grown to 424 employees at 21 locations. BayCoast Bank's CD rates are 11% higher than the national average, and it has an A health rating.

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Health Grade Components

FDIC Certificate #90196
Year Established1851
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD8.05%
Annual Interest Income$53.2MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$1.86B$1.63B
LoansQ3 2019vs Q3 2018$1.48B$1.30B
DepositsQ3 2019vs Q3 2018$1.52B$1.19B
Equity CapitalQ3 2019vs Q3 2018$164.4MM$161.2MM
Loan Loss AllowanceQ3 2019vs Q3 2018$10.8MM$8.6MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$3.7MM$3.3MM
Real Estate OwnedQ3 2019vs Q3 2018$0$181.00K
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Always verify rates and promotions with the bank or credit union. We are not BayCoast Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BayCoast Bank Savings Account Rates

0.10%$100-Passbook Savings
0.10%$10-Statement Savings
0.10%$10-Holiday Club Savings

BayCoast Bank Money Market Rates

0.25%*$50k*-Business Money Market Access
OTHER TIERS: 0.10% $10 - $50k
0.25%*$100k*-Consumer Money Market
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

BayCoast Bank Checking Account Rates

0.90%*-$25kActive Checking
OTHER TIERS: 0.25% $25k+
0.10%$500-Preferred Checking

BayCoast Bank CD Rates

1.90%$500-4 - 5 Year Statement CD
1.90%$500-24 Month Bump Up Statement CD Special
1.70%$500-7 Month Statement CD Special
1.15%$500-3 - 4 Year Statement CD
1.00%$500-12 - 23 Month Statement CD
1.00%$500-24 -35 Month Statement CD
0.45%$500-6 Month - Less than 1 Year Statement CD
0.35%$500-30 - 181 Day Statement CD


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