BayCoast Bank


Overview / Commentary
508-675-4430
330 Swansea Mall Drive
Swansea, MA 02777

BayCoast Bank is headquartered in Swansea and is the 26th largest bank in the state of Massachusetts. It is also the 475th largest bank in the nation. It was established in 1851 and as of December of 2020, it had grown to 496 employees at 22 locations. BayCoast Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #90196
Year Established1851
Employees496
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD12.97%
Annual Interest Income$73.1MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$2.12B$1.78B
LoansQ4 2020vs Q4 2019$1.66B$1.46B
DepositsQ4 2020vs Q4 2019$1.75B$1.42B
Equity CapitalQ4 2020vs Q4 2019$173.7MM$166.5MM
Loan Loss AllowanceQ4 2020vs Q4 2019$17.6MM$11.2MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$4.3MM$4.5MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BayCoast Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$10-Statement Savings
0.10%$10-Holiday Club Savings
0.05%$100-Passbook Savings

BayCoast Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Business Money Market Access
OTHER TIERS: 0.05% $1k - $50k | 0.10% $50k - $100k
0.15%*$100k*-Consumer Money Market
OTHER TIERS: 0.05% $1k - $50k | 0.10% $50k - $100k

BayCoast Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%-$25kActive Checking
0.10%$500-Preferred Checking

BayCoast Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-4 - 5 Year Statement CD
0.50%$500-3 - 4 Year Statement CD
0.40%$500-24 -35 Month Statement CD
0.35%$500-18 Month Statement CD Special
0.20%$500-12 - 23 Month Statement CD
0.20%$500-10 Month Statement CD Special
0.15%$500-30 - 181 Day Statement CD
0.15%$500-6 Month - Less than 1 Year Statement CD
Locations

Availability



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