Overview / Commentary
BayCoast Bank is headquartered in Swansea and is the 24th largest bank in the state of Massachusetts. It is also the 478th largest bank in the nation. It was established in 1851 and as of June of 2019, it had grown to 427 employees at 21 locations. BayCoast Bank's CD rates are 33% higher than the national average, and it has an A health rating.
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Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 90196 |
| Year Established | 1851 |
| Employees | 427 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 7.83% |
| Annual Interest Income | $34.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $1.77B$1.56B |
| Loans | Q2 2019vs Q2 2018 | $1.41B$1.21B |
| Deposits | Q2 2019vs Q2 2018 | $1.43B$1.15B |
| Equity Capital | Q2 2019vs Q2 2018 | $161.9MM$157.1MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $10.9MM$8.2MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $5.9MM$3.4MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
BayCoast Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Passbook Savings | |
| 0.10% | $10 | - | Statement Savings | |
| 0.10% | $10 | - | Holiday Club Savings |
BayCoast Bank Money Market Rates
BayCoast Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.90%* | - | $25k | Active Checking | ||
| OTHER TIERS: 0.25% → $25k+ | |||||
| 0.10% | $500 | - | Preferred Checking | ||
