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BayCoast Bank

Overview / Commentary
330 Swansea Drive
Swansea, MA 02777

BayCoast Bank is headquartered in Swansea and is the 26th largest bank in the state of Massachusetts. It is also the 490th largest bank in the nation. It was established in 1851 and as of March of 2019, it had grown to 411 employees at 21 locations. BayCoast Bank's CD rates are 33% higher than the national average, and it has an A health rating.

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Health Grade Components

FDIC Certificate #90196
Year Established1851
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD10.06%
Annual Interest Income$17.1MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$1.72B$1.53B
LoansQ1 2019vs Q1 2018$1.34B$1.21B
DepositsQ1 2019vs Q1 2018$1.34B$1.13B
Equity CapitalQ1 2019vs Q1 2018$160.4MM$155.0MM
Loan Loss AllowanceQ1 2019vs Q1 2018$9.9MM$8.0MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$3.5MM$5.3MM
Real Estate OwnedQ1 2019vs Q1 2018$1.8MM$32.00K
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Always verify rates and promotions with the bank or credit union. We are not BayCoast Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BayCoast Bank Savings Account Rates

0.10%$100-Passbook Savings
0.10%$10-Statement Savings
0.10%$10-Holiday Club Savings

BayCoast Bank Money Market Rates

0.25%*$50k*-Business Money Market Access
OTHER TIERS: 0.10% $10 - $50k
0.25%*$100k*-Consumer Money Market
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

BayCoast Bank Checking Account Rates

0.90%*-$25kActive Checking
OTHER TIERS: 0.25% $25k+
0.10%$500-Preferred Checking

BayCoast Bank CD Rates

2.50%$500-24 Month Bump Up Statement CD Special
2.40%$500-13 Month Statement CD Special
1.90%$500-4 - 5 Year Statement CD
1.20%$500-12 - 23 Month Statement CD
1.15%$500-3 - 4 Year Statement CD
1.00%$500-24 -35 Month Statement CD
0.45%$500-6 Month - Less than 1 Year Statement CD
0.35%$500-30 - 181 Day Statement CD


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