BayCoast Bank

Overview / Commentary

508-678-7641

330 Swansea Mall Drive
Swansea, MA 02777

BayCoast Bank is headquartered in Swansea and is the 27^th largest bank in the state of Massachusetts. It is also the 482^nd largest bank in the nation. It was established in 1851 and as of March of 2021, it had grown to 515 employees at 24 locations. BayCoast Bank has an A health rating.

View all posts from:

2009

8/16 - High-Yield Reward Checking Account at Citizens Union Savings Bank in MA & RI - Local Only
6/28 - 3.82% 5-Year CD at Bank of Fall River in Massachusetts - Local Only

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	90196
Year Established	1851
Employees	515
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.44%
Return on Equity - YTD	17.63%
Annual Interest Income	$19.0MM

Assets and Liabilities
Assets	Q1 2021vs Q1 2020	$2.17B$1.89B
Loans	Q1 2021vs Q1 2020	$1.68B$1.45B
Deposits	Q1 2021vs Q1 2020	$1.86B$1.54B
Equity Capital	Q1 2021vs Q1 2020	$176.9MM$161.6MM
Loan Loss Allowance	Q1 2021vs Q1 2020	$19.4MM$12.1MM
Unbacked Noncurrent Loans	Q1 2021vs Q1 2020	$4.2MM$4.4MM
Real Estate Owned	Q1 2021vs Q1 2020	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not BayCoast Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BayCoast Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$10	-	Statement Savings
0.05%	$100	-	Passbook Savings
0.05%	$10	-	Holiday Club Savings

BayCoast Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$100k^*	-	Business Money Market Access
OTHER TIERS: 0.05% → $1k - $50k \| 0.10% → $50k - $100k
0.15%^*	$100k^*	-	Consumer Money Market
OTHER TIERS: 0.05% → $1k - $50k \| 0.10% → $50k - $100k

BayCoast Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	-	$25k	Active Checking
OTHER TIERS: 0.10% → $25k+
0.10%	$500	-	Preferred Checking

BayCoast Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$500	-	4 - 5 Year Statement CD
0.50%	$500	-	3 - 4 Year Statement CD
0.40%	$500	-	24 -35 Month Statement CD
0.35%	$500	-	18 Month Statement CD Special
0.20%	$500	-	12 - 23 Month Statement CD
0.20%	$500	-	10 Month Statement CD Special
0.15%	$500	-	30 - 181 Day Statement CD
0.15%	$500	-	6 Month - Less than 1 Year Statement CD

Locations

Availability

Providence Area

Providence Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.