Banking Rates & News

Providence Area

Including Providence, Fall River, Cranston, New Bedford, Warwick, Pawtucket, North Kingstown, Attleboro, Fairhaven, Westerly, and 63 other towns.

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Banking in the Providence Area

Providence is the largest city in Rhode Island, with about 180,000 people in the city proper. The capital city of Rhode Island, Providence is a major metropolitan area in the northeast, and most of the state's population lives in and around the city. In fact, Providence's metro population of about 1.6 million is about 50 percent more than the whole state of Rhode Island. Notable cities in the Providence region include Cranston, Fall River, New Bedford, Warwick, Pawtucket, Attleboro, North Kingstown, Fairhaven, and Taunton.

Providence has a long history as a major financial center, having been home to major banks including Fleet Bank and RBS Citizens Bank, which still has its headquarters in the city today. Other notable banks with headquarters in Providence or the surrounding area include TD Bank, N.A., Washington Trust Company, Bank Rhode Island, Pawtucket Credit Union, and Bristol County Savings Bank. The oldest bank still operating in the area is Washington Trust Company, which was established in 1800.

There are 20 banks and 46 credit unions that are headquartered in the Providence area. There are an additional 30 banks and 10 credit unions that are based elsewhere but have offices in the Providence region. Altogether, those banks and credit unions have about 830 branches in the area.

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Local Deals & News

Greenwood CU 5-Yr. CD 3.75% May No Longer Be Available
Greenwood's 5-year CD with an APY of 3.75% is still listed on the credit union website's home page. However, the rate sheet lists an APY of 3.00%. https://www.greenwoodcu.org/gcu-rates/certificate-of-deposits/
Navy Federal Debuts 40-month IRA Certificate Special, 3.75% APY
Deal Summary: 40-month IRA/ESA Certificate Specials, 3.75% APY), $50 min/$150k max deposit, unlimited additional deposits. Availability: Nationwide, but with membership requirements (military relationship) Navy Federal Credit Union (Navy Fed) has
Navy FCU 3.75% 40 Month IRA Special
IRA only...Looks like an ad-on as well...see link below https://www.navyfederal.org/products-services/checking-savings/certificates-rates.php
United Bank Offers Up To 2.50% APY On Advantage Money Market Promo
Deal Summary: Advantage Money Market Promo, 2.50% APY (targeted), $25k minimum deposit, new money, 180-day rate guarantee. Advantage Money Market, 2.30% APY, $500 minimum deposit, new money, 180-day rate guarantee.
2.5% Promo Rate For MMA
Deposit an additional $25K into the MMA, wait until the deposit is credited, then call the bank to receive a 2.5% APY rate guaranteed for 6 months. UB now tied
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