Banking Rates & News

Providence Area

Including Providence, Cranston, Fall River, New Bedford, Warwick, Pawtucket, North Kingstown, Attleboro, Fairhaven, Taunton, and 63 other towns.

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Banking in the Providence Area

Providence is the largest city in Rhode Island, with about 180,000 people in the city proper. The capital city of Rhode Island, Providence is a major metropolitan area in the northeast, and most of the state's population lives in and around the city. In fact, Providence's metro population of about 1.6 million is about 50 percent more than the whole state of Rhode Island. Notable cities in the Providence region include Cranston, Fall River, New Bedford, Warwick, Pawtucket, Attleboro, North Kingstown, Fairhaven, and Taunton.

Providence has a long history as a major financial center, having been home to major banks including Fleet Bank and RBS Citizens Bank, which still has its headquarters in the city today. Other notable banks with headquarters in Providence or the surrounding area include TD Bank, N.A., Washington Trust Company, Bank Rhode Island, Pawtucket Credit Union, and Bristol County Savings Bank. The oldest bank still operating in the area is Washington Trust Company, which was established in 1800.

There are 20 banks and 46 credit unions that are headquartered in the Providence area. There are an additional 30 banks and 10 credit unions that are based elsewhere but have offices in the Providence region. Altogether, those banks and credit unions have about 830 branches in the area.

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Local Deals & News

Independence Bank (RI) Ups Three Shorter-Term CD Rates
Availability: 12-month CD (1.65% APY), 18-month CD (1.85% APY), 24-month CD (2.10% APY), $1k minimum deposit. Availability: Market area is Rhode Island and nearby areas. Independence Bank is ending the
Navy Fed’s New Competitive Special Certificate: 5-Month ($10K Max)
Deal Summary: 3% APY 5-month add-on CD, Maximum deposit $10k. Availability: Requires a connection to the military. Navy Federal Credit Union’s (Navy Fed) has come out with another high-rate add-on
3% 5 Month Taxable CD - $10K Max
my understanding is that this is for taxable accounts only. Very short term, but better than money market rates.
Washington Trust (RI/CT/MA) Adds 18-Month Promo CD
Deal Summary: 18-month Promotional CD, 1.80%, $500 minimum deposit, new money, checking relationship required. Availability: Market area is Rhode Island, southeast Connecticut, and the portion of Massachusetts near Providence (RI).
Home Loan Investment Bank (RI/MA/CT) Raises 5-Year CD Rate
Deal Summary: 5-year CD, 2.50% APY, $1k minimum deposit. Availability: Market area includes Connecticut, Massachusetts, and Rhode Island Home Loan Investment Bank (HLIB) ended last week by raising the rate
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