BCB Community Bank Celebrates 15 Years With 15-Month Birthday CD


Availability: Market area is Northern New Jersey and Staten Island, New York

BCB Community Bank (BCB) is celebrating its 15th anniversary with a 15-month Birthday CD Special (1.50% APY).

The 15-month Birthday CD Special is a limited time offer valid through December 31, 2015. The minimum opening deposit is $500 and there is no maximum balance cap.

BCB turns 15 this year, so we remember the good times of high interest rates and growing savings. To celebrate our anniversary, BCB is helping our customers put a little more away by offering a great Birthday CD.

Come into any branch between now & December 31, 2015 to sign up for our limited-time offer on our Birthday CD. We’ll have freebies and cupcakes—because what’s a party without some cake?

BCB offers a nice add-on feature with its CDs, including the 15-month Birthday CD Special:

All time deposit accounts may have additional deposits of $500.00 or greater for their entire term.

As stated in the Certificates of Deposit page, the Early Withdrawal Penalty reads as follows:

A loss of three months interest on 91 day, 6 month, and 9 month Certificates of Deposit and a loss of 6 months interest on all Certificates of Deposit 12 months and over.

Thanks to DA member, PearlBrown and the Anonymous DA reader who commented on this deal.


Headquartered in Bayonne, BCB Community Bank is the 19th largest bank in New Jersey, with a market area primarily focused on Northern New Jersey.

Opening the 15-month Birthday CD Special requires an in-person visit to any of 13 New Jersey branches located in Bayonne (6), Colonia, Fairfield, Hoboken, Jersey City, Monroe Township, South Orange and Woodbridge. BCB Community Bank also has one branch office on Staten Island, New York.

Bank Overview

BCB Community Bank has an overall health rating of "B" at DepositAccounts.com, with a Texas Ratio of 18.97% (above avereage), as of December 31, 2014. In the past year, BCB Community Bank increased its total deposits by $60.07 Million, an excellent annual growth rate of 6.2%. Please refer to our financial overview of BCB Community Bank for more details.

Established in November 2000 with only one branch, BCB Community Bank (FDIC Certificate # 35541) was originally known as Bayonne Community Bank. Following 10 years of growth, BCB acquired Pamrapo Savings Bank and Allegiance Community Bank, while maintaining its mission to serve the local community.

The past, present and future are rooted in the community, which is why "Community" is part of the Bank's name.

With assets in excess of $1.3 Billion, BCB Community Bank was recently recognized as one of the top small business administration lenders by NJBIZ.

How the CD Compares

When compared to other similar length of term CDs tracked by DepositAccounts.com, requiring a similar minimum deposit and available to New Jersey residents, the APY on BCB Community Bank’s 15-month Birthday CD ranks at the top, and the add-on feature only increases it competitiveness.

The above rates are accurate as of 5/19/2015.

To search for nationwide CD rates and CD rates in your state, please refer to the CD rates section of DepositAccounts.com.

Related Pages: BCB Community Bank, New York, Philadelphia

Anonymous   |     |   Comment #1
Mmmm, cupcakes!