Bell Bank

Overview / Commentary
3100 13th Avenue, South
Fargo, ND 58103

Bell Bank is headquartered in Fargo and is the largest bank in the state of North Dakota. It is also the 161st largest bank in the nation. It was established in 1966 and as of March of 2021, it had grown to 1,590 employees at 26 locations. Bell Bank has an A+ health rating.

Reviews (2)

I Love My Bank!

Posted by: |

I love, love, love, love, love Bell State Bank & Trust. There is no way I would ever bank anyplace else. Their service is superior. If I have a problem, I'm not stuck in call center hell. I recently had a huge problem with our car loan company losing our payment. I had paid through State Bank Bill pay. State Bank was SO HELPFUL in getting this resolved. They bent over backwards to help me get the problem straightened out. Lesson learned - I will never do business with another big bank again. Next loan will be with State Bank!

Personal Banking

Posted by: |

This is one of the best Banks I worked with. I got a sign on Bonus of $4o dollars just to open my account without a minimum Balance.I get free checkblanks for life every time I use my debitcard I get 10 cents to my account for a over $25 dollar purchase. Free Bill paying on line and many more I can save up to $365 a year. Plus once I had a overdraft problem they helped me and fixed it without charge. Also everytime you go there they have fresh baked cookies. Great Bank and great people.


Health Grade Components

FDIC Certificate #19581
Year Established1966
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.81%
Return on Equity - YTD18.2%
Annual Interest Income$76.8MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$9.83B$7.38B
LoansQ1 2021vs Q1 2020$7.83B$6.61B
DepositsQ1 2021vs Q1 2020$8.59B$6.27B
Equity CapitalQ1 2021vs Q1 2020$944.9MM$802.3MM
Loan Loss AllowanceQ1 2021vs Q1 2020$141.4MM$78.6MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$9.7MM$11.7MM
Real Estate OwnedQ1 2021vs Q1 2020$80.00K$3.0MM
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Always verify rates and promotions with the bank or credit union. We are not Bell Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bell Bank Savings Account Rates

0.10%$50-IRA Variable Rate Savings
0.05%$50$2.5kRegular Savings

Bell Bank Money Market Rates

0.20%*$500k*-Premier Money Market Savings
OTHER TIERS: 0.05% $5k - $100k | 0.10% $100k - $500k
0.20%*$500k*-Premier Money Market Savings Plus
OTHER TIERS: 0.05% $5k - $100k | 0.10% $100k - $500k
0.05%$500-Money Market Savings
0.05%$500-Money Market Savings Plus

Bell Bank Checking Account Rates

0.02%$500-America's Best Interest Checking
0.02%$5k-America's Best Premier Interest Checking

Bell Bank CD Rates

0.30%$500-5 Year CD w/ Checking
0.30%$500-Business 5 Year CD w/ Checking
0.25%$500-3 Year CD w/ Checking
0.25%$500-Business 3 Year CD w/ Checking
0.20%$500-5 Year CD
0.20%$500-3 Month CD w/ Checking
0.20%$500-6 Month CD w/ Checking
0.20%$500-1 Year CD w/ Checking
0.20%$500-18 Month CD w/ Checking
0.20%$500-2 Year CD w/ Checking
0.20%$500-Business 3 Month CD w/ Checking
0.20%$500-Business 6 Month CD w/ Checking
0.20%$500-Business 1 Year CD w/ Checking
0.20%$500-Business 18 Month CD w/ Checking
0.20%$500-Business 2 Year CD w/ Checking
0.20%$500-Business 5 Year CD
0.15%$500-3 Year CD
0.15%$2.5k-30 Month Flexible CD Special
0.15%$2.5k-Business 30 Month Flexible CD Special
0.15%$500-Business 3 Year CD
0.10%$500-3 Month CD
0.10%$500-6 Month CD
0.10%$500-1 Year CD
0.10%$500-18 Month CD
0.10%$500-2 Year CD
0.10%$5k-10 Month Flexible CD Special
0.10%$5k-15 Month Flexible CD Special
0.10%$500-Business 3 Month CD
0.10%$500-Business 6 Month CD
0.10%$5k-Business 10 Month Flexible CD Special
0.10%$500-Business 1 Year CD
0.10%$5k-Business 15 Month Flexible CD Special
0.10%$500-Business 18 Month CD
0.10%$500-Business 2 Year CD

Bell Bank IRA Rates

0.30%$500-5 Year IRA w/ Checking
0.25%$500-3 Year IRA w/ Checking
0.20%$500-5 Year IRA
0.20%$500-3 Month IRA w/ Checking
0.20%$500-6 Month IRA w/ Checking
0.20%$500-1 Year IRA w/ Checking
0.20%$500-18 Month IRA w/ Checking
0.20%$500-2 Year IRA w/ Checking
0.15%$500-3 Year IRA
0.10%$500-3 Month IRA
0.10%$500-6 Month IRA
0.10%$500-1 Year IRA
0.10%$500-18 Month IRA
0.10%$500-2 Year IRA


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