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Overview / Commentary
800-450-8949
3100 13th Avenue, South
Fargo, ND 58103

Bell Bank is headquartered in Fargo and is the largest bank in the state of North Dakota. It is also the 231st largest bank in the nation. It was established in 1966 and as of June of 2017, it had grown to 1,022 employees at 20 locations. Bell Bank has an A health rating.

Reviews (2)

I Love My Bank!

Posted by: Anonymous | Aug 12, 2011

I love, love, love, love, love Bell State Bank & Trust. There is no way I would ever bank anyplace else. Their service is superior. If I have a problem, I'm not stuck in call center hell. I recently had a huge problem with our car loan company losing our payment. I had paid through State Bank Bill pay. State Bank was SO HELPFUL in getting this resolved. They bent over backwards to help me get the problem straightened out. Lesson learned - I will never do business with another big bank again. Next loan will be with State Bank!

Personal Banking

Posted by: ClaudiaH | May 14, 2011

This is one of the best Banks I worked with. I got a sign on Bonus of $4o dollars just to open my account without a minimum Balance.I get free checkblanks for life every time I use my debitcard I get 10 cents to my account for a over $25 dollar purchase. Free Bill paying on line and many more I can save up to $365 a year. Plus once I had a overdraft problem they helped me and fixed it without charge. Also everytime you go there they have fresh baked cookies. Great Bank and great people.



Health

Health Grade Components

Overall
FDIC Certificate #19581
Year Established1966
Employees1022
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD12.43%
Annual Interest Income$84.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$4.42B$3.89B
LoansQ2 2017vs Q2 2016$4.09B$3.65B
DepositsQ2 2017vs Q2 2016$3.96B$3.42B
Equity CapitalQ2 2017vs Q2 2016$410.8MM$363.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$40.9MM$32.6MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$7.5MM$12.8MM
Real Estate OwnedQ2 2017vs Q2 2016$185.00K$234.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bell Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$50-IRA Variable Rate Savings
0.05%$50$2,500Regular Savings
0.05%$50$2,500Business Regular Savings

Bell Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$1m*-Premier Money Market Savings
OTHER TIERS: 0.10% $5k - $25k | 0.15% $25k - $100k | 0.20% $100k - $250k | 0.25% $250k - $500k | 0.30% $500k - $1mm
0.35%*$1m*-Premier Money Market Savings Plus
OTHER TIERS: 0.10% $5k - $25k | 0.15% $25k - $100k | 0.20% $100k - $250k | 0.25% $250k - $500k | 0.30% $500k - $1mm
0.35%*$1m*-Business Premier Money Market Savings Plus
OTHER TIERS: 0.10% $5k - $25k | 0.15% $25k - $100k | 0.20% $100k - $250k | 0.25% $250k - $500k | 0.30% $500k - $1mm
0.10%$500-Money Market Savings
0.10%$500-Money Market Savings Plus
0.10%$500-Business Money Market Savings Plus

Bell Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-America's Best Premier Interest Checking
OTHER TIERS: 0.10% $5k - $50k | 0.15% $50k - $100k
0.05%$500-America's Best Interest Checking

Bell Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-5 Year CD w/ Checking
1.50%$500-Business 5 Year CD w/ Checking
1.40%$500-5 Year CD
1.40%$500-Business 5 Year CD
0.90%$500-3 Year CD w/ Checking
0.90%$500-Business 3 Year CD w/ Checking
0.80%$500-3 Year CD
0.80%$500-Business 3 Year CD
0.70%$2,500-30 Month Flexible CD w/ Checking
0.70%$2,500-Business 30 Month Flexible CD w/ Checking
0.65%$500-26 Month CD w/ Checking Special
0.65%$500-Business 26 Month CD w/ Checking Special
0.60%$2,500-30 Month Flexible CD
0.60%$2,500-Business 30 Month Flexible CD
0.60%$500-20 Month CD w/ Checking Special
0.60%$500-2 Year CD w/ Checking
0.60%$500-Business 20 Month CD w/ Checking Special
0.60%$500-Business 2 Year CD w/ Checking
0.55%$500-26 Month CD Special
0.55%$500-Business 26 Month CD Special
0.50%$500-2 Year CD
0.50%$500-Business 2 Year CD
0.50%$500-20 Month CD Special
0.50%$500-Business 20 Month CD Special
0.50%$500-18 Month CD w/ Checking
0.50%$500-Business 18 Month CD w/ Checking
0.40%$500-18 Month CD
0.40%$500-Business 18 Month CD
0.40%$500-9 Month CD w/ Checking Special
0.40%$2,500-15 Month Flexible CD w/ Checking
0.40%$500-Business 9 Month CD w/ Checking Special
0.40%$2,500-Business 15 Month Flexible CD w/ Checking
0.35%$500-1 Year CD w/ Checking
0.35%$500-Business 1 Year CD w/ Checking
0.30%$2,500-15 Month Flexible CD
0.30%$2,500-Business 15 Month Flexible CD
0.30%$500-9 Month CD Special
0.30%$500-6 Month CD w/ Checking
0.30%$2,500-10 Month Flexible CD w/ Checking
0.30%$500-Business 6 Month CD w/ Checking
0.30%$2,500-Business 10 Month Flexible CD w/ Checking
0.25%$500-1 Year CD
0.25%$500-Business 1 Year CD
0.25%$500-3 Month CD w/ Checking
0.25%$500-Business 3 Month CD w/ Checking
0.20%$2,500-10 Month Flexible CD
0.20%$500-6 Month CD
0.20%$500-Business 6 Month CD
0.20%$2,500-Business 10 Month Flexible CD
0.15%$500-3 Month CD
0.15%$500-Business 3 Month CD

Bell Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-5 Year IRA w/ Checking
1.40%$500-5 Year IRA
0.90%$500-3 Year IRA w/ Checking
0.80%$500-3 Year IRA
0.65%$500-26 Month IRA w/ Checking Special
0.60%$500-20 Month IRA w/ Checking Special
0.60%$500-2 Year IRA w/ Checking
0.55%$500-26 Month IRA Special
0.50%$500-2 Year IRA
0.50%$500-20 Month IRA Special
0.50%$500-18 Month IRA w/ Checking
0.40%$500-18 Month IRA
0.40%$500-9 Month IRA w/ Checking Special
0.35%$500-1 Year IRA w/ Checking
0.30%$500-9 Month IRA Special
0.30%$500-6 Month IRA w/ Checking
0.25%$500-1 Year IRA
0.25%$500-3 Month IRA w/ Checking
0.20%$500-6 Month IRA
0.15%$500-3 Month IRA
Locations

Availability