Advertising Disclosure

Bell Bank

Overview / Commentary
3100 13th Avenue, South
Fargo, ND 58103

Bell Bank is headquartered in Fargo and is the largest bank in the state of North Dakota. It is also the 199th largest bank in the nation. It was established in 1966 and as of March of 2019, it had grown to 1,188 employees at 22 locations. Bell Bank's money market rates are 3X the national average, and it has an A health rating.

Reviews (2)

I Love My Bank!

Posted by: Anonymous | Aug 12, 2011

I love, love, love, love, love Bell State Bank & Trust. There is no way I would ever bank anyplace else. Their service is superior. If I have a problem, I'm not stuck in call center hell. I recently had a huge problem with our car loan company losing our payment. I had paid through State Bank Bill pay. State Bank was SO HELPFUL in getting this resolved. They bent over backwards to help me get the problem straightened out. Lesson learned - I will never do business with another big bank again. Next loan will be with State Bank!

Personal Banking

Posted by: ClaudiaH | May 14, 2011

This is one of the best Banks I worked with. I got a sign on Bonus of $4o dollars just to open my account without a minimum Balance.I get free checkblanks for life every time I use my debitcard I get 10 cents to my account for a over $25 dollar purchase. Free Bill paying on line and many more I can save up to $365 a year. Plus once I had a overdraft problem they helped me and fixed it without charge. Also everytime you go there they have fresh baked cookies. Great Bank and great people.


Health Grade Components

FDIC Certificate #19581
Year Established1966
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD10.87%
Annual Interest Income$60.7MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$6.01B$4.93B
LoansQ1 2019vs Q1 2018$5.29B$4.42B
DepositsQ1 2019vs Q1 2018$5.38B$4.39B
Equity CapitalQ1 2019vs Q1 2018$539.7MM$453.2MM
Loan Loss AllowanceQ1 2019vs Q1 2018$55.6MM$47.1MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$33.6MM$1.9MM
Real Estate OwnedQ1 2019vs Q1 2018$971.00K$1.4MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Bell Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bell Bank Savings Account Rates

1.00%$50-IRA Variable Rate Savings
0.10%$50$2.5kRegular Savings
0.10%$50$2.5kBusiness Regular Savings

Bell Bank Money Market Rates

1.36%*$500k*-Premier Money Market Savings
OTHER TIERS: 0.70% $5k - $100k | 1.16% $100k - $500k
1.36%*$500k*-Premier Money Market Savings Plus
OTHER TIERS: 0.70% $5k - $100k | 1.16% $100k - $500k
0.70%$500-Money Market Savings
0.70%$500-Money Market Savings Plus
0.70%$500-Business Money Market Savings Plus
0.70%$500-Business Money Market Savings

Bell Bank Checking Account Rates

0.25%*$100k*-America's Best Premier Interest Checking
OTHER TIERS: 0.15% $5k - $50k | 0.20% $50k - $100k
0.10%$500-America's Best Interest Checking

Bell Bank CD Rates

2.10%$500-2 Year CD w/ Checking
2.10%$500-3 Year CD w/ Checking
2.10%$500-5 Year CD w/ Checking
2.10%$500-Business 3 Year CD w/ Checking
2.10%$500-Business 2 Year CD w/ Checking
2.10%$500-Business 5 Year CD w/ Checking
2.01%$500-17 Month CD Special
2.01%$2.5k-30 Month Flexible CD Special
2.01%$500-Business 17 Month CD Special
2.01%$2.5k-Business 30 Month Flexible CD Special
2.00%$500-2 Year CD
2.00%$500-3 Year CD
2.00%$500-5 Year CD
2.00%$500-11 Month CD Special
2.00%$500-Business 11 Month CD Special
2.00%$500-37 Month CD Special
2.00%$500-Business 2 Year CD
2.00%$500-Business 3 Year CD
2.00%$500-Business 37 Month CD Special
2.00%$500-Business 5 Year CD
1.96%$500-18 Month CD w/ Checking
1.96%$500-Business 18 Month CD w/ Checking
1.86%$500-18 Month CD
1.86%$500-Business 18 Month CD
1.85%$500-1 Year CD w/ Checking
1.85%$500-Business 1 Year CD w/ Checking
1.75%$500-1 Year CD
1.75%$2.5k-15 Month Flexible CD Special
1.75%$500-Business 1 Year CD
1.75%$2.5k-Business 15 Month Flexible CD Special
1.25%$2.5k-10 Month Flexible CD Special
1.25%$2.5k-Business 10 Month Flexible CD Special
1.10%$500-6 Month CD w/ Checking
1.10%$500-Business 6 Month CD w/ Checking
1.00%$500-6 Month CD
1.00%$500-Business 6 Month CD
0.85%$500-3 Month CD w/ Checking
0.85%$500-Business 3 Month CD w/ Checking
0.75%$500-3 Month CD
0.75%$500-Business 3 Month CD

Bell Bank IRA Rates

2.10%$500-2 Year IRA w/ Checking
2.10%$500-3 Year IRA w/ Checking
2.10%$500-5 Year IRA w/ Checking
2.01%$500-17 Month IRA Special
2.00%$500-2 Year IRA
2.00%$500-3 Year IRA
2.00%$500-5 Year IRA
2.00%$500-11 Month IRA Special
2.00%$500-37 Month IRA Special
1.96%$500-18 Month IRA w/ Checking
1.86%$500-18 Month IRA
1.85%$500-1 Year IRA w/ Checking
1.75%$500-1 Year IRA
1.10%$500-6 Month IRA w/ Checking
1.00%$500-6 Month IRA
0.85%$500-3 Month IRA w/ Checking
0.75%$500-3 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.