Bell Bank

Overview / Commentary
3100 13th Avenue, South
Fargo, ND 58103

Bell Bank is headquartered in Fargo and is the largest bank in the state of North Dakota. It is also the 198th largest bank in the nation. It was established in 1966 and as of June of 2019, it had grown to 1,220 employees at 23 locations. Bell Bank's money market rates are 3X the national average, and it has an A health rating.

Reviews (2)

I Love My Bank!

Posted by: Anonymous | Aug 12, 2011

I love, love, love, love, love Bell State Bank & Trust. There is no way I would ever bank anyplace else. Their service is superior. If I have a problem, I'm not stuck in call center hell. I recently had a huge problem with our car loan company losing our payment. I had paid through State Bank Bill pay. State Bank was SO HELPFUL in getting this resolved. They bent over backwards to help me get the problem straightened out. Lesson learned - I will never do business with another big bank again. Next loan will be with State Bank!

Personal Banking

Posted by: ClaudiaH | May 14, 2011

This is one of the best Banks I worked with. I got a sign on Bonus of $4o dollars just to open my account without a minimum Balance.I get free checkblanks for life every time I use my debitcard I get 10 cents to my account for a over $25 dollar purchase. Free Bill paying on line and many more I can save up to $365 a year. Plus once I had a overdraft problem they helped me and fixed it without charge. Also everytime you go there they have fresh baked cookies. Great Bank and great people.


Health Grade Components

FDIC Certificate #19581
Year Established1966
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD12.22%
Annual Interest Income$127.0MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$6.04B$5.00B
LoansQ2 2019vs Q2 2018$5.68B$4.70B
DepositsQ2 2019vs Q2 2018$5.24B$4.35B
Equity CapitalQ2 2019vs Q2 2018$572.8MM$469.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$58.2MM$48.8MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$20.1MM$5.9MM
Real Estate OwnedQ2 2019vs Q2 2018$650.00K$1.4MM
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Always verify rates and promotions with the bank or credit union. We are not Bell Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bell Bank Savings Account Rates

1.00%$50-IRA Variable Rate Savings
0.10%$50$2.5kRegular Savings

Bell Bank Money Market Rates

1.26%*$500k*-Premier Money Market Savings
OTHER TIERS: 0.50% $5k - $100k | 1.00% $100k - $500k
1.26%*$500k*-Premier Money Market Savings Plus
OTHER TIERS: 0.50% $5k - $100k | 1.00% $100k - $500k
0.50%$500-Money Market Savings
0.50%$500-Money Market Savings Plus

Bell Bank Checking Account Rates

0.25%*$100k*-America's Best Premier Interest Checking
OTHER TIERS: 0.15% $5k - $50k | 0.20% $50k - $100k
0.10%$500-America's Best Interest Checking

Bell Bank CD Rates

1.85%$500-5 Year CD w/ Checking
1.85%$500-Business 5 Year CD w/ Checking
1.76%$500-19 Month CD Special
1.76%$500-Business 19 Month CD Special
1.76%$2.5k-30 Month Flexible CD Special
1.76%$2.5k-Business 30 Month Flexible CD Special
1.75%$500-5 Year CD
1.75%$500-9 Month CD Special
1.75%$500-Business 9 Month CD Special
1.75%$500-37 Month CD Special
1.75%$500-Business 37 Month CD Special
1.75%$500-Business 5 Year CD
1.61%$500-18 Month CD w/ Checking
1.61%$500-Business 18 Month CD w/ Checking
1.60%$500-2 Year CD w/ Checking
1.60%$500-3 Year CD w/ Checking
1.60%$500-Business 3 Year CD w/ Checking
1.60%$500-Business 2 Year CD w/ Checking
1.51%$500-18 Month CD
1.51%$500-Business 18 Month CD
1.50%$500-2 Year CD
1.50%$500-3 Year CD
1.50%$5k-15 Month Flexible CD Special
1.50%$5k-Business 15 Month Flexible CD Special
1.50%$500-Business 2 Year CD
1.50%$500-Business 3 Year CD
1.35%$500-1 Year CD w/ Checking
1.35%$500-Business 1 Year CD w/ Checking
1.25%$500-1 Year CD
1.25%$5k-10 Month Flexible CD Special
1.25%$5k-Business 10 Month Flexible CD Special
1.25%$500-Business 1 Year CD
1.10%$500-6 Month CD w/ Checking
1.10%$500-Business 6 Month CD w/ Checking
1.00%$500-6 Month CD
1.00%$500-Business 6 Month CD
0.85%$500-3 Month CD w/ Checking
0.85%$500-Business 3 Month CD w/ Checking
0.75%$500-3 Month CD
0.75%$500-Business 3 Month CD

Bell Bank IRA Rates

1.85%$500-5 Year IRA w/ Checking
1.76%$500-19 Month IRA Special
1.75%$500-5 Year IRA
1.75%$500-9 Month IRA Special
1.75%$500-37 Month IRA Special
1.61%$500-18 Month IRA w/ Checking
1.60%$500-2 Year IRA w/ Checking
1.60%$500-3 Year IRA w/ Checking
1.51%$500-18 Month IRA
1.50%$500-2 Year IRA
1.50%$500-3 Year IRA
1.35%$500-1 Year IRA w/ Checking
1.25%$500-1 Year IRA
1.10%$500-6 Month IRA w/ Checking
1.00%$500-6 Month IRA
0.85%$500-3 Month IRA w/ Checking
0.75%$500-3 Month IRA


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