Bell Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.50%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
1.25%	1-year CD	2.75% - Goldman Sachs Bank USA High-yield 12 Month CD
0.10%	Savings	0.26% - National Average

View all Bell Bank rates »

Overview / Commentary

www.bellbanks.com

701-298-1500

3100 13th Avenue, South
Fargo, ND 58103

Bell Bank is headquartered in Fargo and is the largest bank in the state of North Dakota. It is also the 212^th largest bank in the nation. It was established in 1966 and as of December of 2018, it had grown to 1,158 employees at 21 locations. Bell Bank's money market rates are 3X the national average, and it has an A health rating.

Reviews (2)

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I Love My Bank!

Posted by: Anonymous | Aug 12, 2011

I love, love, love, love, love Bell State Bank & Trust. There is no way I would ever bank anyplace else. Their service is superior. If I have a problem, I'm not stuck in call center hell. I recently had a huge problem with our car loan company losing our payment. I had paid through State Bank Bill pay. State Bank was SO HELPFUL in getting this resolved. They bent over backwards to help me get the problem straightened out. Lesson learned - I will never do business with another big bank again. Next loan will be with State Bank!

Comment

Personal Banking

Posted by: ClaudiaH | May 14, 2011

This is one of the best Banks I worked with. I got a sign on Bonus of $4o dollars just to open my account without a minimum Balance.I get free checkblanks for life every time I use my debitcard I get 10 cents to my account for a over $25 dollar purchase. Free Bill paying on line and many more I can save up to $365 a year. Plus once I had a overdraft problem they helped me and fixed it without charge. Also everytime you go there they have fresh baked cookies. Great Bank and great people.

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	19581
Year Established	1966
Employees	1158
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.23%
Return on Equity - YTD	13.19%
Annual Interest Income	$216.4MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$5.39B$4.76B
Loans	Q4 2018vs Q4 2017	$5.08B$4.43B
Deposits	Q4 2018vs Q4 2017	$4.67B$4.24B
Equity Capital	Q4 2018vs Q4 2017	$509.5MM$440.9MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$53.7MM$44.9MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$7.7MM$4.4MM
Real Estate Owned	Q4 2018vs Q4 2017	$1.0MM$339.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bell Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$50	-	IRA Variable Rate Savings
0.10%	$50	$2.5k	Regular Savings
0.10%	$50	$2.5k	Business Regular Savings

Bell Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.36%^*	$500k^*	-	Premier Money Market Savings
OTHER TIERS: 0.70% → $5k - $100k \| 1.16% → $100k - $500k
1.36%^*	$500k^*	-	Premier Money Market Savings Plus
OTHER TIERS: 0.70% → $5k - $100k \| 1.16% → $100k - $500k
0.70%	$500	-	Money Market Savings
0.70%	$500	-	Money Market Savings Plus
0.70%	$500	-	Business Money Market Savings Plus
0.70%	$500	-	Business Money Market Savings

Bell Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$100k^*	-	America's Best Premier Interest Checking
OTHER TIERS: 0.15% → $5k - $50k \| 0.20% → $50k - $100k
0.10%	$500	-	America's Best Interest Checking

Bell Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%	$500	-	37 Month CD Special
2.75%	$500	-	Business 37 Month CD Special
2.60%	$500	-	5 Year CD w/ Checking
2.60%	$500	-	Business 5 Year CD w/ Checking
2.52%	$500	-	17 Month CD Special
2.52%	$500	-	Business 17 Month CD Special
2.50%	$500	-	5 Year CD
2.50%	$500	-	Business 5 Year CD
2.35%	$500	-	3 Year CD w/ Checking
2.35%	$500	-	Business 3 Year CD w/ Checking
2.25%	$500	-	3 Year CD
2.25%	$500	-	11 Month CD Special
2.25%	$500	-	Business 11 Month CD Special
2.25%	$500	-	Business 3 Year CD
2.05%	$500	-	2 Year CD w/ Checking
2.05%	$500	-	Business 2 Year CD w/ Checking
2.01%	$2.5k	-	30 Month Flexible CD Special
2.01%	$2.5k	-	Business 30 Month Flexible CD Special
1.96%	$500	-	18 Month CD w/ Checking
1.96%	$500	-	Business 18 Month CD w/ Checking
1.95%	$500	-	2 Year CD
1.95%	$500	-	Business 2 Year CD
1.86%	$500	-	18 Month CD
1.86%	$500	-	Business 18 Month CD
1.85%	$500	-	1 Year CD w/ Checking
1.85%	$500	-	Business 1 Year CD w/ Checking
1.75%	$500	-	1 Year CD
1.75%	$2.5k	-	15 Month Flexible CD Special
1.75%	$500	-	Business 1 Year CD
1.75%	$2.5k	-	Business 15 Month Flexible CD Special
1.25%	$2.5k	-	10 Month Flexible CD Special
1.25%	$2.5k	-	Business 10 Month Flexible CD Special
1.10%	$500	-	6 Month CD w/ Checking
1.10%	$500	-	Business 6 Month CD w/ Checking
1.00%	$500	-	6 Month CD
1.00%	$500	-	Business 6 Month CD
0.85%	$500	-	3 Month CD w/ Checking
0.85%	$500	-	Business 3 Month CD w/ Checking
0.75%	$500	-	3 Month CD
0.75%	$500	-	Business 3 Month CD

Bell Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%	$500	-	37 Month IRA Special
2.60%	$500	-	5 Year IRA w/ Checking
2.52%	$500	-	17 Month IRA Special
2.50%	$500	-	5 Year IRA
2.35%	$500	-	3 Year IRA w/ Checking
2.25%	$500	-	3 Year IRA
2.25%	$500	-	11 Month IRA Special
2.05%	$500	-	2 Year IRA w/ Checking
1.96%	$500	-	18 Month IRA w/ Checking
1.95%	$500	-	2 Year IRA
1.86%	$500	-	18 Month IRA
1.85%	$500	-	1 Year IRA w/ Checking
1.75%	$500	-	1 Year IRA
1.10%	$500	-	6 Month IRA w/ Checking
1.00%	$500	-	6 Month IRA
0.85%	$500	-	3 Month IRA w/ Checking
0.75%	$500	-	3 Month IRA

Locations

Availability

Fargo Area

Fargo Area bank & credit union details

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