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Bell Bank


Overview / Commentary
www.bell.bank
701-298-1500
3100 13th Avenue, South
Fargo, ND 58103

Bell Bank is headquartered in Fargo and is the largest bank in the state of North Dakota. It is also the 185th largest bank in the nation. It was established in 1966 and as of December of 2019, it had grown to 1,304 employees at 23 locations. Bell Bank's money market rates are 14% higher than the national average, and it has an A health rating.

Reviews (2)

I Love My Bank!

Posted by: |

I love, love, love, love, love Bell State Bank & Trust. There is no way I would ever bank anyplace else. Their service is superior. If I have a problem, I'm not stuck in call center hell. I recently had a huge problem with our car loan company losing our payment. I had paid through State Bank Bill pay. State Bank was SO HELPFUL in getting this resolved. They bent over backwards to help me get the problem straightened out. Lesson learned - I will never do business with another big bank again. Next loan will be with State Bank!

3

Personal Banking

Posted by: |

This is one of the best Banks I worked with. I got a sign on Bonus of $4o dollars just to open my account without a minimum Balance.I get free checkblanks for life every time I use my debitcard I get 10 cents to my account for a over $25 dollar purchase. Free Bill paying on line and many more I can save up to $365 a year. Plus once I had a overdraft problem they helped me and fixed it without charge. Also everytime you go there they have fresh baked cookies. Great Bank and great people.

3


Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #19581
Year Established1966
Employees1304
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD12.78%
Annual Interest Income$267.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$6.49B$5.39B
LoansQ4 2019vs Q4 2018$6.13B$5.08B
DepositsQ4 2019vs Q4 2018$5.66B$4.67B
Equity CapitalQ4 2019vs Q4 2018$622.3MM$509.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$69.1MM$53.7MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$6.3MM$7.7MM
Real Estate OwnedQ4 2019vs Q4 2018$2.0MM$1.0MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Bell Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bell Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$50-IRA Variable Rate Savings
0.05%$50$2.5kRegular Savings

Bell Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$500k*-Premier Money Market Savings
OTHER TIERS: 0.10% → $5k - $100k | 0.25% → $100k - $500k
0.50%*$500k*-Premier Money Market Savings Plus
OTHER TIERS: 0.10% → $5k - $100k | 0.25% → $100k - $500k
0.10%$500-Money Market Savings
0.10%$500-Money Market Savings Plus

Bell Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-America's Best Premier Interest Checking
OTHER TIERS: 0.05% → $5k - $50k
0.05%$500-America's Best Interest Checking

Bell Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-5 Year CD w/ Checking
1.25%$500-Business 5 Year CD w/ Checking
1.15%$500-5 Year CD
1.15%$500-Business 5 Year CD
0.85%$500-2 Year CD w/ Checking
0.85%$500-3 Year CD w/ Checking
0.85%$500-Business 3 Year CD w/ Checking
0.85%$500-Business 2 Year CD w/ Checking
0.75%$500-2 Year CD
0.75%$500-3 Year CD
0.75%$500-Business 2 Year CD
0.75%$500-Business 3 Year CD
0.65%$500-1 Year CD w/ Checking
0.65%$500-18 Month CD w/ Checking
0.65%$500-Business 1 Year CD w/ Checking
0.65%$500-Business 18 Month CD w/ Checking
0.60%$2.5k-30 Month Flexible CD Special
0.60%$2.5k-Business 30 Month Flexible CD Special
0.55%$500-1 Year CD
0.55%$500-18 Month CD
0.55%$500-Business 1 Year CD
0.55%$500-Business 18 Month CD
0.50%$5k-15 Month Flexible CD Special
0.50%$5k-Business 15 Month Flexible CD Special
0.40%$500-6 Month CD w/ Checking
0.40%$5k-10 Month Flexible CD Special
0.40%$500-Business 6 Month CD w/ Checking
0.40%$5k-Business 10 Month Flexible CD Special
0.35%$500-3 Month CD w/ Checking
0.35%$500-Business 3 Month CD w/ Checking
0.30%$500-6 Month CD
0.30%$500-Business 6 Month CD
0.25%$500-3 Month CD
0.25%$500-Business 3 Month CD

Bell Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-5 Year IRA w/ Checking
1.15%$500-5 Year IRA
0.85%$500-2 Year IRA w/ Checking
0.85%$500-3 Year IRA w/ Checking
0.75%$500-2 Year IRA
0.75%$500-3 Year IRA
0.65%$500-1 Year IRA w/ Checking
0.65%$500-18 Month IRA w/ Checking
0.55%$500-1 Year IRA
0.55%$500-18 Month IRA
0.40%$500-6 Month IRA w/ Checking
0.35%$500-3 Month IRA w/ Checking
0.30%$500-6 Month IRA
0.25%$500-3 Month IRA
Locations

Availability



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