Bi-County PTC Federal Credit Union

Overview / Commentary
21511 Van Dyke Ave
Warren, MI 48089

Bi-County PTC Federal Credit Union is headquartered in Warren and is the 200th largest credit union in the state of Michigan. It is also the 4,099th largest credit union in the nation. It was established in 1947 and as of December of 2019, it had grown to 3 employees and 1,162 members at 1 location. Bi-County PTC Federal Credit Union's money market rates are 14% higher than the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is open to those who attend services in or are employed with BorgWarner Inc., Ascension Catholic Church, Holley Performance Products, St. Lawrence Parrish, Carney's, St. Rene's Coupil, Father Cotter K of C, Our Lady Queen of Heaven.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bi-County PTC Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

NCUA #5441
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD-2.21%
Return on Equity - YTD-39.34%
Annual Interest Income$410.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$8.9MM$8.4MM
LoansQ4 2019vs Q4 2018$4.8MM$4.9MM
DepositsQ4 2019vs Q4 2018$8.3MM$7.6MM
Equity CapitalQ4 2019vs Q4 2018$488.00K$680.00K
Loan Loss AllowanceQ4 2019vs Q4 2018$59.00K$106.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$50.00K$7.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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Bi-County PTC Federal Credit Union Savings Account Rates

0.50%--IRA Share

Bi-County PTC Federal Credit Union Money Market Rates

0.50%*$25k*-Money Market
OTHER TIERS: 0.30% $2.5k - $10k | 0.40% $10k - $25k

Bi-County PTC Federal Credit Union Locations
Branch Office21511 Van Dyke AveWarren, MI 48089

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