BlueOx Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.blueoxcu.org

800-648-8035

115 Riverside Dr
Battle Creek, MI 49015

BlueOx Credit Union is headquartered in Battle Creek and is the 52^nd largest credit union in the state of Michigan. It is also the 899^th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 131 employees and 30,797 members at 13 locations. BlueOx Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in BlueOx Credit Union is open to anyone who lives, works, worships or attends school in the entire state of Michigan. Membership is also extended to employees or members of employer groups or other organized groups which are located within 25 miles of the Credit Union’s main office or a branch. Immediate family of members are always welcome to join, regardless of their residence.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62072
Year Chartered	1936
Employees	131
Primary Regulator

Profit Margin
Return on Assets - YTD	0.37%
Return on Equity - YTD	3.66%
Annual Interest Income	$5.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$376.1MM$227MM
Loans	Q1 2025vs Q1 2024	$282.1MM$173.1MM
Deposits	Q1 2025vs Q1 2024	$333.6MM$205MM
Equity Capital	Q1 2025vs Q1 2024	$37.3MM$20.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4MM$2.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.3MM$1.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$77K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not BlueOx Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BlueOx Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%^*	$0	$25k	Amped Savings
OTHER TIERS: 0.01% → $25k+
0.10%	$100	-	Regular Share Savings
0.10%	$100	-	Special Share Savings
0.10%	$100	-	Vacation Club
0.10%	$100	-	Christmas Club
0.10%	$5	-	BlueOx Bright Beginnings Youth Accounts

BlueOx Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.70% → $0 - $25k \| 0.80% → $25k - $50k \| 0.90% → $50k - $100k

BlueOx Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.00%^*	$0	$10k	Amped Checking
OTHER TIERS: 0.01% → $10k+

BlueOx Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$50	-	4 Month CD Special
2.99%	$50	-	Youth 60 Month CD
2.79%	$50	-	Youth 48 Month CD
2.73%	$50	-	60 Month CD
2.58%	$50	-	Youth 36 Month CD
2.53%	$50	-	48 Month CD
2.43%	$50	-	Youth 12 Month CD
2.38%	$50	-	Youth 24 Month CD
2.33%	$50	-	36 Month CD
2.17%	$50	-	12 Month CD
2.12%	$50	-	24 Month CD
1.92%	$50	-	18 Month CD
1.77%	$50	-	Youth 6 Month CD
1.51%	$50	-	6 Month CD
1.36%	$50	-	Youth 3 Month CD
1.10%	$50	-	3 Month CD

BlueOx Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$5	-	IRA Share Savings

Locations

Availability

Grand Rapids Area

Grand Rapids Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.