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BlueOx Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.blueoxcu.org
800-648-8035
115 Riverside Dr
Battle Creek, MI 49015

BlueOx Credit Union is headquartered in Battle Creek and is the 52nd largest credit union in the state of Michigan. It is also the 899th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 131 employees and 30,797 members at 13 locations. BlueOx Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in BlueOx Credit Union is open to anyone who lives, works, worships or attends school in the entire state of Michigan. Membership is also extended to employees or members of employer groups or other organized groups which are located within 25 miles of the Credit Union’s main office or a branch. Immediate family of members are always welcome to join, regardless of their residence.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #62072
Year Chartered1936
Employees131
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD3.66%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$376.1MM$227MM
LoansQ1 2025vs Q1 2024$282.1MM$173.1MM
DepositsQ1 2025vs Q1 2024$333.6MM$205MM
Equity CapitalQ1 2025vs Q1 2024$37.3MM$20.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4MM$2.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.3MM$1.6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$77K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BlueOx Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$25kAmped Savings
OTHER TIERS: 0.01% → $25k+
0.10%$100-Regular Share Savings
0.10%$100-Special Share Savings
0.10%$100-Vacation Club
0.10%$100-Christmas Club
0.10%$5-BlueOx Bright Beginnings Youth Accounts

BlueOx Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Money Market Account
OTHER TIERS: 0.70% → $0 - $25k | 0.80% → $25k - $50k | 0.90% → $50k - $100k

BlueOx Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$10k Amped Checking
OTHER TIERS: 0.01% → $10k+

BlueOx Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$50-4 Month CD Special
2.99%$50-Youth 60 Month CD
2.79%$50-Youth 48 Month CD
2.73%$50-60 Month CD
2.58%$50-Youth 36 Month CD
2.53%$50-48 Month CD
2.43%$50-Youth 12 Month CD
2.38%$50-Youth 24 Month CD
2.33%$50-36 Month CD
2.17%$50-12 Month CD
2.12%$50-24 Month CD
1.92%$50-18 Month CD
1.77%$50-Youth 6 Month CD
1.51%$50-6 Month CD
1.36%$50-Youth 3 Month CD
1.10%$50-3 Month CD

BlueOx Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$5-IRA Share Savings
Locations

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