Black Hills Federal Credit Union

Overview / Commentary
2700 N Plaza Dr
Rapid City, SD 57702

Black Hills Federal Credit Union is headquartered in Rapid City and is the largest credit union in the state of South Dakota. It is also the 234th largest credit union in the nation. It was established in 1941 and as of June of 2022, it had grown to 350 employees and 84,895 members at 15 locations. Black Hills Federal Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Black Hills Federal Credit Union is open to those who live, work, worship, volunteer, or attend school, and businesses or other legal entities in Pennington, Buffalo, Butte, Custer, Dewey, Fall River, Haakon, Hughes, Hyde, Jerauld, Lawrence, Lincoln, Meade, McCook, Miner, Sanborn, Stanley, Sully, Turner, or Ziebach Counties in South Dakota.
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Health Grade Components

NCUA #4365
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD12.02%
Annual Interest Income$30.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.95B$1.82B
LoansQ2 2022vs Q2 2021$1.30B$1.11B
DepositsQ2 2022vs Q2 2021$1.73B$1.61B
Equity CapitalQ2 2022vs Q2 2021$167.0MM$179.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$6.3MM$5.5MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$5.9MM$1.7MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Black Hills Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Black Hills Federal Credit Union Savings Account Rates

0.15%$100-IRA Share Account
0.15%$100-HSA Share Account
0.05%$25-Regular Share Savings Account
0.05%$25-VIBZ! Share Savings
0.02%$1.5k-HSA Ultimate Checking

Black Hills Federal Credit Union Money Market Rates

0.55%*$50k*-Premier High-Yield Money Market Account
OTHER TIERS: 0.45% Up to $50k
0.55%*$50k*-Business Premier High-Yield Money Market Account
OTHER TIERS: 0.45% Up to $50k

Black Hills Federal Credit Union Checking Account Rates

0.02%$1.5k-Ultimate Checking

Black Hills Federal Credit Union CD Rates

2.75%$100-32-Month CD Special
2.75%$100-32-Month HSA Special
2.00%$100-14 Month CD Special
2.00%$100-14 Month HSA Special
1.65%$100-84 to 96-Month CD
1.65%$100-84 to 96-Month HSA
1.60%$100-60 to 72-Month CD
1.60%$100-60 to 72-Month HSA
1.55%$100-48-Month CD
1.55%$100-48-Month HSA
1.50%$100-36-Month CD
1.50%$100-36-Month HSA
1.40%$100-24-Month CD
1.40%$100-24-Month HSA
1.40%$100-30 Month Bump A Rate CD
1.40%$100-30-Month HSA Bump-a-Rate
1.10%$100-18-Month CD
1.10%$100-18-Month HSA
1.00%$100-12-Month CD
1.00%$100-12-Month HSA
0.55%$100-6-Month CD
0.55%$100-6-Month HSA

Black Hills Federal Credit Union IRA Rates

2.75%$100-32 Month IRA Special
2.00%$100-14 Month IRA Special
1.65%$100-84 to 96-Month IRA
1.60%$100-60 to 72-Month IRA
1.55%$100-48-Month IRA
1.50%$100-36-Month IRA
1.40%$100-24-Month IRA
1.40%$100-30-Month IRA Bump-a-Rate
1.10%$100-18-Month IRA
1.00%$100-12-Month IRA
0.55%$100-6-Month IRA


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