Featured Savings Rates
Featured Accounts

Black Hills Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.15%CheckingUltimate Checking
2.60%6+ Year CD7 to 8-Year CD
2.35%5-year CD5 to 6-Year HSA

Overview / Commentary
800-482-2428
2700 N Plaza Dr
Rapid City, SD 57702-9303

Black Hills Federal Credit Union is headquartered in Rapid City and is the largest credit union in the state of South Dakota. It is also the 238th largest credit union in the nation. It was established in 1941 and as of June of 2017, it had grown to 288 employees and 62,827 members at 14 locations. Black Hills Federal Credit Union's CD rates are 61% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Black Hills Federal Credit Union is open to those who live, work, worship, volunteer, or attend school, and businesses or other legal entities in Pennington, Buffalo, Butte, Custer, Dewey, Fall River, Haakon, Hughes, Hyde, Jerauld, Lawrence, Lincoln, Meade, McCook, Miner, Sanborn, Stanley, Sully, Turner, or Ziebach Counties in South Dakota.
See current membership details

Related Posts

Black Hills FCU (SD) Offers Competitive Long-Term CDs - 10/12/2016

Black Hills FCU (SD) has a competitive rate-tiered 7-8 year CD (2.40% APY - 2.60% APY) and a 7-8 year Ultimate CD w/ checking relationship (2.60% - 2.70% APY).

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Health
A+

Health Grade Components

Overall
NCUA #4365
Year Chartered1941
Employees288
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD6.6%
Annual Interest Income$18.7MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.18B$1.09B
LoansQ2 2017vs Q2 2016$747.1MM$681.1MM
DepositsQ2 2017vs Q2 2016$1.03B$954.0MM
Equity CapitalQ2 2017vs Q2 2016$136.0MM$128.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$2.4MM$2.0MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$2.6MM$2.0MM
Real Estate OwnedQ2 2017vs Q2 2016$238.00K$114.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Black Hills Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$100-IRA Share Account
1.25%$100-Roth IRA Share Account
1.25%$100-HSA Share Account
0.20%$25-Regular Share Savings Account
0.20%$25-Money Mammals Share Savings Club
0.20%$25-VIBZ! Share Savings
0.20%$25-Keenager Share Savings Account
0.20%$25-Regular Business Savings
0.20%$25-Business Special Savings
0.15%$1,500-HSA Ultimate Checking

Black Hills Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$90k*-Premier High-Yield Money Market Account
OTHER TIERS: 0.20% $2,500 - $5k | 0.35% $5k - $25k | 0.40% $25k - $50k | 0.50% $50k - $90k
0.55%*$90k*-Business Premier High-Yield Money Market Account
OTHER TIERS: 0.20% $2,500 - $5k | 0.35% $5k - $25k | 0.40% $25k - $50k | 0.50% $50k - $90k
0.45%*$90k*-Money Market InvestAccount
OTHER TIERS: 0.20% Up to $5k | 0.30% $5k - $25k | 0.35% $25k - $50k | 0.40% $50k - $90k
0.45%*$90k*-Business Money Market InvestAccount
OTHER TIERS: 0.20% Up to $5k | 0.30% $5k - $25k | 0.35% $25k - $50k | 0.40% $50k - $90k

Black Hills Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1,500-Ultimate Checking
0.15%$1,500-Ultimate Business Checking Account

Black Hills Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.70%*$200k*-7 to 8-Year Ultimate CD
OTHER TIERS: 2.60% $25k - $99k | 2.65% $99k - $200k
2.70%*$200k*-7 to 8-Year Ultimate HSA
OTHER TIERS: 2.60% $25k - $99k | 2.65% $99k - $200k
2.60%*$200k*-7 to 8-Year CD
OTHER TIERS: 2.40% $100 - $25k | 2.50% $25k - $99k | 2.55% $99k - $200k
2.60%*$200k*-7 to 8-Year HSA
OTHER TIERS: 2.40% $100 - $25k | 2.50% $25k - $99k | 2.55% $99k - $200k
2.45%*$200k*-5 to 6-Year Ultimate CD
OTHER TIERS: 2.35% $25k - $99k | 2.40% $99k - $200k
2.45%*$200k*-5 to 6-Year Ultimate HSA
OTHER TIERS: 2.35% $25k - $99k | 2.40% $99k - $200k
2.35%*$200k*-5 to 6-Year CD
OTHER TIERS: 2.15% $100 - $25k | 2.25% $25k - $99k | 2.30% $99k - $200k
2.35%*$200k*-5 to 6-Year HSA
OTHER TIERS: 2.15% $100 - $25k | 2.25% $25k - $99k | 2.30% $99k - $200k
2.05%*$200k*-48-Month Ultimate CD
OTHER TIERS: 1.95% $25k - $99k | 2.00% $99k - $200k
2.05%*$200k*-48-Month Ultimate HSA
OTHER TIERS: 1.95% $25k - $99k | 2.00% $99k - $200k
1.95%*$200k*-48-Month CD
OTHER TIERS: 1.75% $100 - $25k | 1.85% $25k - $99k | 1.90% $99k - $200k
1.95%*$200k*-48-Month HSA
OTHER TIERS: 1.75% $100 - $25k | 1.85% $25k - $99k | 1.90% $99k - $200k
1.90%*$200k*-36-Month Ultimate CD
OTHER TIERS: 1.80% $25k - $99k | 1.85% $99k - $200k
1.90%*$200k*-36-Month Ultimate HSA
OTHER TIERS: 1.80% $25k - $99k | 1.85% $99k - $200k
1.85%*$200k*-30-Month Ultimate CD
OTHER TIERS: 1.75% $25k - $99k | 1.80% $99k - $200k
1.85%*$200k*-30-Month Ultimate HSA
OTHER TIERS: 1.75% $25k - $99k | 1.80% $99k - $200k
1.80%*$200k*-36-Month CD
OTHER TIERS: 1.60% $100 - $25k | 1.70% $25k - $99k | 1.75% $99k - $200k
1.80%*$200k*-36-Month HSA
OTHER TIERS: 1.60% $100 - $25k | 1.70% $25k - $99k | 1.75% $99k - $200k
1.75%*$200k*-30-Month CD
OTHER TIERS: 1.55% $100 - $25k | 1.65% $25k - $99k | 1.70% $99k - $200k
1.75%*$200k*-30-Month HSA
OTHER TIERS: 1.55% $100 - $25k | 1.65% $25k - $99k | 1.70% $99k - $200k
1.70%*$200k*-24-Month Ultimate CD
OTHER TIERS: 1.60% $25k - $99k | 1.65% $99k - $200k
1.70%*$99k*-24-Month Ultimate HSA
OTHER TIERS: 1.60% $25k - $99k
1.60%*$200k*-18-Month Ultimate CD
OTHER TIERS: 1.50% $25k - $99k | 1.55% $99k - $200k
1.60%*$200k*-24-Month CD
OTHER TIERS: 1.40% $100 - $25k | 1.50% $25k - $99k | 1.55% $99k - $200k
1.60%*$200k*-24-Month HSA
OTHER TIERS: 1.40% $100 - $25k | 1.50% $25k - $99k | 1.55% $99k - $200k
1.60%*$200k*-18-Month Ultimate HSA
OTHER TIERS: 1.50% $25k - $99k | 1.55% $99k - $200k
1.55%*$200k*-12-Month Ultimate CD
OTHER TIERS: 1.45% $25k - $99k | 1.50% $99k - $200k
1.55%*$200k*-12-Month Ultimate HSA
OTHER TIERS: 1.45% $25k - $99k | 1.50% $99k - $200k
1.50%*$200k*-18-Month CD
OTHER TIERS: 1.30% $100 - $25k | 1.40% $25k - $99k | 1.45% $99k - $200k
1.50%*$200k*-18-Month HSA
OTHER TIERS: 1.30% $100 - $25k | 1.40% $25k - $99k | 1.45% $99k - $200k
1.45%*$200k*-12-Month CD
OTHER TIERS: 1.25% $100 - $25k | 1.35% $25k - $99k | 1.40% $99k - $200k
1.45%*$200k*-12-Month HSA
OTHER TIERS: 1.25% $100 - $25k | 1.35% $25k - $99k | 1.40% $99k - $200k
0.95%*$25k*-9-Month CD
OTHER TIERS: 0.85% $100 - $25k
0.95%*$25k*-9-Month HSA
OTHER TIERS: 0.85% $100 - $25k
0.85%*$25k*-6-Month CD
OTHER TIERS: 0.75% $100 - $25k
0.85%*$25k*-6-Month HSA
OTHER TIERS: 0.75% $100 - $25k
0.70%*$25k*-3-Month CD
OTHER TIERS: 0.60% $100 - $25k
0.70%*$25k*-3-Month HSA
OTHER TIERS: 0.60% $100 - $25k

Black Hills Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.70%*$200k*-7 to 8-Year Ultimate IRA
OTHER TIERS: 2.60% $25k - $99k | 2.65% $99k - $200k
2.60%*$200k*-7 to 8-Year IRA
OTHER TIERS: 2.40% $100 - $25k | 2.50% $25k - $99k | 2.55% $99k - $200k
2.45%*$200k*-5 to 6-Year Ultimate IRA
OTHER TIERS: 2.35% $25k - $99k | 2.40% $99k - $200k
2.35%*$200k*-5 to 6-Year IRA
OTHER TIERS: 2.15% $100 - $25k | 2.25% $25k - $99k | 2.30% $99k - $200k
2.05%*$200k*-48-Month Ultimate IRA
OTHER TIERS: 1.95% $25k - $99k | 2.00% $99k - $200k
1.95%*$200k*-48-Month IRA
OTHER TIERS: 1.75% $100 - $25k | 1.85% $25k - $99k | 1.90% $99k - $200k
1.90%*$200k*-36-Month Ultimate IRA
OTHER TIERS: 1.80% $25k - $99k | 1.85% $99k - $200k
1.85%*$200k*-30-Month Ultimate IRA
OTHER TIERS: 1.75% $25k - $99k | 1.80% $99k - $200k
1.80%*$200k*-36-Month IRA
OTHER TIERS: 1.60% $100 - $25k | 1.70% $25k - $99k | 1.75% $99k - $200k
1.75%*$200k*-30-Month IRA
OTHER TIERS: 1.55% $100 - $25k | 1.65% $25k - $99k | 1.70% $99k - $200k
1.70%*$200k*-24-Month Ultimate IRA
OTHER TIERS: 1.60% $25k - $99k | 1.65% $99k - $200k
1.60%*$200k*-18-Month Ultimate IRA
OTHER TIERS: 1.50% $25k - $99k | 1.55% $99k - $200k
1.60%*$200k*-24-Month IRA
OTHER TIERS: 1.40% $100 - $25k | 1.50% $25k - $99k | 1.55% $99k - $200k
1.55%*$200k*-12-Month Ultimate IRA
OTHER TIERS: 1.45% $25k - $99k | 1.50% $99k - $200k
1.50%*$200k*-18-Month IRA
OTHER TIERS: 1.30% $100 - $25k | 1.40% $25k - $99k | 1.45% $99k - $200k
1.45%*$200k*-12-Month IRA
OTHER TIERS: 1.25% $100 - $25k | 1.35% $25k - $99k | 1.40% $99k - $200k
0.95%*$25k*-9-Month IRA
OTHER TIERS: 0.85% $100 - $25k
0.85%*$25k*-6-Month IRA
OTHER TIERS: 0.75% $100 - $25k
0.70%*$25k*-3-Month IRA
OTHER TIERS: 0.60% $100 - $25k
Locations

Availability