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Black Hills Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.20%5-year CD5 to 6-Year CD
1.85% - Synchrony Bank 60 Month CDAdvertisement
0.85%1-year CD12-Month CD
1.05% - Ally Bank High Yield 12-Month CDAdvertisement
0.10%SavingsRegular Share Savings Account
1.00% - Ally Bank Online Savings AccountAdvertisement
View all Black Hills Federal Credit Union rates »

Overview / Commentary
www.blackhillsfcu.org
800-482-2428
2700 N Plaza Dr
Rapid City, SD 57702-9303

Black Hills Federal Credit Union is headquartered in Rapid City and is the largest credit union in the state of South Dakota. It is also the 236th largest credit union in the nation. It was established in 1941 and as of June of 2016, it had grown to 273 employees and 59,872 members at 14 locations. Black Hills Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school, and businesses or other legal entities in Pennington, Buffalo, Butte, Custer, Dewey, Fall River, Haakon, Hughes, Hyde, Jerauld, Lawrence, Lincoln, Meade, McCook, Miner, Sanborn, Stanley, Sully, Turner, or Ziebach Counties in South Dakota.
See current membership details

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Health
A+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #4365
Year Chartered1941
Employees273
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD6.39%
Annual Interest Income$17.4MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.09B$1.03B
LoansQ2 2016vs Q2 2015$681.1MM$606.4MM
DepositsQ2 2016vs Q2 2015$954.0MM$901.5MM
Equity CapitalQ2 2016vs Q2 2015$128.3MM$117.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.0MM$1.7MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.0MM$2.1MM
Real Estate OwnedQ2 2016vs Q2 2015$114.00K$218.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Black Hills Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100-IRA Share Account
1.00%$100-Roth IRA Share Account
0.10%$25-Regular Share Savings Account
0.10%$25-Money Mammals Share Savings Club
0.10%$25-VIBZ! Share Savings
0.10%$25-Keenager Share Savings Account

Black Hills Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$90k*-Premier High-Yield Money Market Account
OTHER TIERS: 0.10% → $2,500 - $5k | 0.20% → $5k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $90k
0.30%*$90k*-Money Market InvestAccount
OTHER TIERS: 0.10% → Up to $5k | 0.14% → $5k - $25k | 0.16% → $25k - $50k | 0.20% → $50k - $90k

Black Hills Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%$1,500-Ultimate Checking
0.08%$1,500-Ultimate Business Checking Account

Black Hills Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.70%*$200k*-7 to 8-Year Ultimate CD
OTHER TIERS: 2.60% → $25k - $99k | 2.65% → $99k - $200k
2.60%*$200k*-7 to 8-Year CD
OTHER TIERS: 2.40% → $100 - $25k | 2.50% → $25k - $99k | 2.55% → $99k - $200k
2.30%*$200k*-5 to 6-Year Ultimate CD
OTHER TIERS: 2.20% → $25k - $99k | 2.25% → $99k - $200k
2.20%*$200k*-5 to 6-Year CD
OTHER TIERS: 2.00% → $100 - $25k | 2.10% → $25k - $99k | 2.15% → $99k - $200k
1.80%*$200k*-48-Month Ultimate CD
OTHER TIERS: 1.70% → $25k - $99k | 1.75% → $99k - $200k
1.70%*$200k*-48-Month CD
OTHER TIERS: 1.50% → $100 - $25k | 1.60% → $25k - $99k | 1.65% → $99k - $200k
1.55%*$200k*-36-Month Ultimate CD
OTHER TIERS: 1.45% → $25k - $99k | 1.50% → $99k - $200k
1.45%*$200k*-36-Month CD
OTHER TIERS: 1.25% → $100 - $25k | 1.35% → $25k - $99k | 1.40% → $99k - $200k
1.25%*$200k*-30-Month Ultimate CD
OTHER TIERS: 1.15% → $25k - $99k | 1.20% → $99k - $200k
1.16%*$200k*-24-Month Ultimate CD
OTHER TIERS: 1.05% → $25k - $99k | 1.10% → $99k - $200k
1.15%*$200k*-30-Month CD
OTHER TIERS: 0.95% → $100 - $25k | 1.05% → $25k - $99k | 1.10% → $99k - $200k
1.05%*$200k*-18-Month Ultimate CD
OTHER TIERS: 0.95% → $25k - $99k | 1.00% → $99k - $200k
1.05%*$200k*-24-Month CD
OTHER TIERS: 0.85% → $100 - $25k | 0.95% → $25k - $99k | 1.00% → $99k - $200k
0.95%*$200k*-12-Month Ultimate CD
OTHER TIERS: 0.85% → $25k - $99k | 0.90% → $99k - $200k
0.95%*$200k*-18-Month CD
OTHER TIERS: 0.75% → $100 - $25k | 0.85% → $25k - $99k | 0.90% → $99k - $200k
0.85%*$200k*-12-Month CD
OTHER TIERS: 0.65% → $100 - $25k | 0.75% → $25k - $99k | 0.80% → $99k - $200k
0.50%*$25k*-9-Month CD
OTHER TIERS: 0.40% → $100 - $25k
0.40%*$25k*-6-Month CD
OTHER TIERS: 0.30% → $100 - $25k
0.35%*$25k*-3-Month CD
OTHER TIERS: 0.25% → $100 - $25k

Black Hills Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.70%*$200k*-7 to 8-Year Ultimate HSA
OTHER TIERS: 2.60% → $25k - $99k | 2.65% → $99k - $200k
2.70%*$200k*-7 to 8-Year Ultimate IRA
OTHER TIERS: 2.60% → $25k - $99k | 2.65% → $99k - $200k
2.60%*$200k*-7 to 8-Year HSA
OTHER TIERS: 2.40% → $100 - $25k | 2.50% → $25k - $99k | 2.55% → $99k - $200k
2.60%*$200k*-7 to 8-Year IRA
OTHER TIERS: 2.40% → $100 - $25k | 2.50% → $25k - $99k | 2.55% → $99k - $200k
2.30%*$200k*-5 to 6-Year Ultimate IRA
OTHER TIERS: 2.20% → $25k - $99k | 2.25% → $99k - $200k
2.30%*$200k*-5 to 6-Year Ultimate HSA
OTHER TIERS: 2.20% → $25k - $99k | 2.25% → $99k - $200k
2.20%*$200k*-5 to 6-Year HSA
OTHER TIERS: 2.00% → $100 - $25k | 2.10% → $25k - $99k | 2.15% → $99k - $200k
1.80%*$200k*-48-Month Ultimate HSA
OTHER TIERS: 1.70% → $25k - $99k | 1.75% → $99k - $200k
1.70%*$200k*-48-Month HSA
OTHER TIERS: 1.50% → $100 - $25k | 1.60% → $25k - $99k | 1.65% → $99k - $200k
1.55%*$200k*-36-Month Ultimate HSA
OTHER TIERS: 1.45% → $25k - $99k | 1.50% → $99k - $200k
1.45%*$200k*-36-Month HSA
OTHER TIERS: 1.25% → $100 - $25k | 1.35% → $25k - $99k | 1.40% → $99k - $200k
1.25%*$200k*-30-Month Ultimate HSA
OTHER TIERS: 1.15% → $25k - $99k | 1.20% → $99k - $200k
1.16%*$200k*-24-Month Ultimate HSA
OTHER TIERS: 1.05% → $25k - $99k | 1.10% → $99k - $200k
1.15%*$200k*-30-Month HSA
OTHER TIERS: 0.95% → $100 - $25k | 1.05% → $25k - $99k | 1.10% → $99k - $200k
1.05%*$200k*-24-Month HSA
OTHER TIERS: 0.85% → $100 - $25k | 0.95% → $25k - $99k | 1.00% → $99k - $200k
1.05%*$200k*-18-Month Ultimate HSA
OTHER TIERS: 0.95% → $25k - $99k | 1.00% → $99k - $200k
0.95%*$200k*-18-Month HSA
OTHER TIERS: 0.75% → $100 - $25k | 0.85% → $25k - $99k | 0.90% → $99k - $200k
0.95%*$200k*-12-Month Ultimate HSA
OTHER TIERS: 0.85% → $25k - $99k | 0.90% → $99k - $200k
0.85%*$200k*-12-Month HSA
OTHER TIERS: 0.65% → $100 - $25k | 0.75% → $25k - $99k | 0.80% → $99k - $200k
0.50%*$25k*-9-Month HSA
OTHER TIERS: 0.40% → $100 - $25k
0.40%*$25k*-6-Month HSA
OTHER TIERS: 0.30% → $100 - $25k
0.35%*$25k*-3-Month HSA
OTHER TIERS: 0.25% → $100 - $25k
Locations

Black Hills Federal Credit Union has 14 locations. Click to view all Black Hills Federal Credit Union locations.