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Blue Federal Credit Union


Overview / Commentary
www.bluefcu.com
307-432-5417
2401 E. Pershing Blvd
Cheyenne, WY 82001

Blue Federal Credit Union is headquartered in Cheyenne and is the largest credit union in the state of Wyoming. It is also the 264th largest credit union in the nation. It was established in 1951 and as of March of 2022, it had grown to 311 employees and 112,400 members at 20 locations. Blue Federal Credit Union's savings rates are 10X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Blue Federal Credit Union is open to anyone through joining the Blue Foundation ($5 opening deposit is your donation). Membership is also open to employees and base contractors at F. E. Warren Air Force Base, or through select employee groups.
See current membership details

Related Posts

Blue Federal Credit Union Has $200 Checking Bonus - 11/27/2021

Blue Federal Credit Union (easy membership) is offering a $200 bonus for new members who open a checking account (w/direct deposit) now through 12/10/2021.

View all posts from:


Reviews (23)

Amazing CU

Posted by: |

Best CU I’ve worked with!! They are helpful and always go above and beyond!!

1

Blue Disabled Online Signups. Their Docusign Sent Pdfs With My Full Social Security Number Displayed.

Posted by: |

Blue uses Docusign to send membership application documents online for prospective members to sign. These emails are locked with access codes. After getting my membership approved, Docusign sent a follow-up unencrypted, confirmation email with all the application forms attached. Our social security numbers were displayed in full plaintext in those emails.

Why bother using access codes to view application forms within Docusign if Docusign is going to just wind up sending those PDFs later on unencrypted without hiding them behind at least an access code?

Many credit unions need to improve their security practices for membership signups online. Blue isn't the only one at fault here. I get staff at other CUs asking me to send social security cards as regular email attachments.

3

Stay Away From Blue FC

Posted by: |

I currently have a loan with them and it’s a headache.
Their mobile app has major functionality flaws.
I uploaded proof of insurance multiple times.
I have tried to set up auto pay multiple times and have to call in on status only to find the docusign they sent had an error.
I call Blue FC bi-weekly to ensure my payments have gone through.
At this point I’m paying my loan off ASAP to mitigate Blue FC from potentially ruining my Credit Score.

1

Blue FCU

Posted by: |

We became members of Blue FCU recently after our previous credit union merged with this group. I was a little anxious about the merger because of the necessity to be able to access funds and be able to pay bills. I was pleasantly surprised, first by the volume of information that was sent out to prior to the merger, and secondly because the merger seemed to go off without a hitch. We didn't experience any interruption in banking service during the merger process. I was able to easily switch my direct deposit as well as my direct withdrawal bills over to the Blue FCU information. For me, a bank is successful if I don't have to take the time to visit a branch or speak with someone. I prefer to do everything online, and am able to do this effectively and efficiently with Blue FCU. Very happy with our credit union!

8
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Health
B+

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #7361
Year Chartered1951
Employees311
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD10.69%
Annual Interest Income$15.2MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$1.68B$1.51B
LoansQ1 2022vs Q1 2021$1.33B$1.10B
DepositsQ1 2022vs Q1 2021$1.44B$1.36B
Equity CapitalQ1 2022vs Q1 2021$139.3MM$129.4MM
Loan Loss AllowanceQ1 2022vs Q1 2021$6.4MM$8.3MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$7.4MM$4.2MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Blue Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Blue Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$25*$1kAccelerated Savings
OTHER TIERS: 0.15% → $50k+ | 0.25% → $10k - $50k | 0.50% → $5k - $10k | 1.00% → $1k - $5k
1.25%*$25*$5kChristmas Club Savings
OTHER TIERS: 0.10% → $5k+
0.30%--Sky High Savings - Online Only
0.05%$25-Membership Share Savings
0.05%$25-HSA Checking - Free
0.05%$100-Business Share Savings
0.05%$25-Supplemental Savings
0.05%$25-IRA Savings

Blue Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Ultra Money Market Account
OTHER TIERS: 0.10% → $2.5k - $100k
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.05% → $1k - $15k | 0.10% → $15k - $25k | 0.15% → $25k - $75k | 0.20% → $75k - $100k
0.25%*$100k*-Business Money Market
OTHER TIERS: 0.05% → $1k - $15k | 0.10% → $15k - $25k | 0.15% → $25k - $75k | 0.20% → $75k - $100k

Blue Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$15kExtreme Checking Sapphire - Qualifying
OTHER TIERS: 0.05% → $15k+
1.50%*-$15kExtreme Checking Gold - Qualifying
OTHER TIERS: 0.05% → $15k+
1.00%*-$15kExtreme Checking Silver - Qualifying
OTHER TIERS: 0.05% → $15k+
0.25%$1.5k-Business Plus Checking

Blue Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$100k*-60 Month CD
OTHER TIERS: 1.10% → $1k - $50k | 1.15% → $50k - $100k
1.10%*$100k*-60 Month CD (Bump)
OTHER TIERS: 1.00% → $1k - $50k | 1.05% → $50k - $100k
1.10%$5k-Business 60 Month CD
0.90%*$100k*-48 Month CD
OTHER TIERS: 0.80% → $1k - $50k | 0.85% → $50k - $100k
0.80%$5k-Business 48 Month CD
0.75%*$100k*-36 Month CD
OTHER TIERS: 0.65% → $1k - $50k | 0.70% → $50k - $100k
0.70%*$100k*-36 Month CD (Bump)
OTHER TIERS: 0.60% → $1k - $50k | 0.65% → $50k - $100k
0.70%*$100k*-30 Month Expandable CD
OTHER TIERS: 0.60% → $1k - $50k | 0.65% → $50k - $100k
0.65%*$100k*-24 Month CD
OTHER TIERS: 0.55% → $1k - $50k | 0.60% → $50k - $100k
0.65%$5k-Business 36 Month CD
0.55%$5k-Business 24 Month CD
0.50%*$100k*-12 Month CD
OTHER TIERS: 0.40% → $1k - $50k | 0.45% → $50k - $100k
0.40%$5k-Business 12 Month CD
0.35%*$100k*-6 Month CD
OTHER TIERS: 0.25% → $1k - $50k | 0.30% → $50k - $100k
0.25%$5k-Business 6 Month CD

Blue Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$100k*-60 Month IRA
OTHER TIERS: 1.10% → $1k - $50k | 1.15% → $50k - $100k
1.10%*$100k*-60 Month IRA (Bump)
OTHER TIERS: 1.00% → $1k - $50k | 1.05% → $50k - $100k
0.90%*$100k*-48 Month IRA
OTHER TIERS: 0.80% → $1k - $50k | 0.85% → $50k - $100k
0.75%*$100k*-36 Month IRA
OTHER TIERS: 0.65% → $1k - $50k | 0.70% → $50k - $100k
0.70%*$100k*-36 Month IRA (Bump)
OTHER TIERS: 0.60% → $1k - $50k | 0.65% → $50k - $100k
0.65%*$100k*-24 Month IRA
OTHER TIERS: 0.55% → $1k - $50k | 0.60% → $50k - $100k
0.50%*$100k*-12 Month IRA
OTHER TIERS: 0.40% → $1k - $50k | 0.45% → $50k - $100k
0.35%*$100k*-6 Month IRA
OTHER TIERS: 0.25% → $1k - $50k | 0.30% → $50k - $100k
Locations

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