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Blue Federal Credit Union


Overview / Commentary
www.bluefcu.com
307-432-5417
2401 E. Pershing Blvd
Cheyenne, WY 82001

Blue Federal Credit Union is headquartered in Cheyenne and is the largest credit union in the state of Wyoming. It is also the 277th largest credit union in the nation. It was established in 1951 and as of June of 2021, it had grown to 265 employees and 103,899 members at 19 locations. Blue Federal Credit Union's savings rates are 10X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Blue Federal Credit Union is open to anyone through joining the Blue Foundation ($5 opening deposit is your donation). Membership is also open to employees and base contractors at F. E. Warren Air Force Base, or through select employee groups.
See current membership details

Related Posts

PROMO One Week Only Signup 7-Month CD $2000 Max 7% APY - 6/16/2021

Just received this promo email from Blue FCU. 70th Anniversary Term Share Celebrate and Save Big! To honor our members, past and present, we are offering a 7-month term share, with a rate of 7.00% APY*. Take advantage of this great rate today! Offer only available from June 21st - June 30th. *Annual percentage yield. Limited time offer. Effective 6/21/2021-6/30/2021. $1,000 minimum deposit required to open the account. $2,000 maximum deposit for IRAs and term share certificates. Rates subject to change. New money only or a maturing term share. Rewards for Life rate bonus cannot be used in combination with promotional rate. Early withdrawal penalties apply. Dividends compounded monthly. [URL="https://www.bluefcu.com/termshare?utm_term=70th%20Anniversary%20Term%20Share&utm_campaign=Hit%20the%20Jackpot%2C%20with%20Blue%21&utm_content=email&utm_source=Act-On+Software&utm_medium=email&cm_mmc=Act-On%20Software-_-email-_-Hit%20the%20Jackpot%2C%20with%20Blue%21-_-70th%2

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Reviews (21)

Amazing CU

Posted by: |

Best CU I’ve worked with!! They are helpful and always go above and beyond!!

1

Misleading

Posted by: |

As previously mentioned, the APY is a gimmick. Blue designed an impossibly complex "point" system that, in theory, could earn up to 4%. The requirement to earn said points includes being a member for several years, taking out multiple loans in addition to the debit/ACH requirements. More annoying, they have weird transfer limits on the amount one can deposit within a 3 month period (meaning it took a least 4 months to reach $10,000 from a Chase account I was eager to close). Additionally, lucrative 5% savings account is a bit of a gotcha as well, in the event you exceed the $1000 at any point in the month (including the earned APY earned on the last day) you forfeit the 5% and settle for 0.01% FOR THE WHOLE THING - not just funds over the threshold. Currently in the procss of closing the account (albeit slowly due to transfer limitations). #moveon

60

Worse Credit Union Ever!! Do Not Do Business With Them!!

Posted by: |

Have my van loan with them for a year now and I send a Principle Only pymnt in EVERY month. They can't get it right, keep applying the payment to interest!!!! Yes INTEREST!!!! It's like pulling teeth to get them to correct it and this last time they basically refused to do it.. I'm out of here, refinancing with another Credit Union tomorrow. Customer service is awful and all they want is your money. I'd give them a zero if I could!!!!!

3

Blue FCU

Posted by: |

We became members of Blue FCU recently after our previous credit union merged with this group. I was a little anxious about the merger because of the necessity to be able to access funds and be able to pay bills. I was pleasantly surprised, first by the volume of information that was sent out to prior to the merger, and secondly because the merger seemed to go off without a hitch. We didn't experience any interruption in banking service during the merger process. I was able to easily switch my direct deposit as well as my direct withdrawal bills over to the Blue FCU information. For me, a bank is successful if I don't have to take the time to visit a branch or speak with someone. I prefer to do everything online, and am able to do this effectively and efficiently with Blue FCU. Very happy with our credit union!

8
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Health
A

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #7361
Year Chartered1951
Employees265
Primary Regulator
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD9.63%
Annual Interest Income$27.6MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.52B$1.34B
LoansQ2 2021vs Q2 2020$1.16B$1.04B
DepositsQ2 2021vs Q2 2020$1.36B$1.19B
Equity CapitalQ2 2021vs Q2 2020$134.0MM$121.4MM
Loan Loss AllowanceQ2 2021vs Q2 2020$6.7MM$7.0MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$3.6MM$3.7MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Blue Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Blue Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$25*$1kAccelerated Savings
OTHER TIERS: 0.15% → $50k+ | 0.25% → $10k - $50k | 0.50% → $5k - $10k | 1.00% → $1k - $5k
1.25%*$25*$5kChristmas Club Savings
OTHER TIERS: 0.10% → $5k+
0.35%--Sky High Savings - Online Only
0.10%$25-Membership Share Savings
0.10%$25-HSA Checking - Free
0.10%$100-Business Share Savings
0.10%$25-Supplemental Savings
0.10%$25-IRA Savings

Blue Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Ultra Money Market Account
OTHER TIERS: 0.10% → $2.5k - $100k
0.30%*$100k*-Money Market Account
OTHER TIERS: 0.10% → $1k - $15k | 0.15% → $15k - $25k | 0.20% → $25k - $75k | 0.25% → $75k - $100k
0.30%*$100k*-Business Money Market
OTHER TIERS: 0.10% → $1k - $15k | 0.15% → $15k - $25k | 0.20% → $25k - $75k | 0.25% → $75k - $100k

Blue Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$15kExtreme Checking Sapphire - Qualifying
OTHER TIERS: 0.05% → $15k+
1.50%*-$15kExtreme Checking Gold - Qualifying
OTHER TIERS: 0.05% → $15k+
1.00%*-$15kExtreme Checking Silver - Qualifying
OTHER TIERS: 0.05% → $15k+
0.25%$1.5k-Business Plus Checking

Blue Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$100k*-60 Month CD
OTHER TIERS: 1.00% → $1k - $50k | 1.05% → $50k - $100k
0.85%$5k-Business 60 Month CD
0.80%*$100k*-48 Month CD
OTHER TIERS: 0.70% → $1k - $50k | 0.75% → $50k - $100k
0.65%$5k-Business 48 Month CD
0.65%*$100k*-36 Month CD
OTHER TIERS: 0.55% → $1k - $50k | 0.60% → $50k - $100k
0.60%*$100k*-30 Month Expandable CD
OTHER TIERS: 0.50% → $1k - $50k | 0.55% → $50k - $100k
0.55%*$100k*-24 Month CD
OTHER TIERS: 0.45% → $1k - $50k | 0.50% → $50k - $100k
0.55%$5k-Business 36 Month CD
0.50%$5k-Business 24 Month CD
0.40%*$100k*-12 Month CD
OTHER TIERS: 0.30% → $1k - $50k | 0.35% → $50k - $100k
0.35%$5k-Business 12 Month CD
0.25%*$100k*-6 Month CD
OTHER TIERS: 0.15% → $1k - $50k | 0.20% → $50k - $100k
0.15%$5k-Business 6 Month CD

Blue Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$100k*-60 Month IRA
OTHER TIERS: 1.00% → $1k - $50k | 1.05% → $50k - $100k
0.80%*$100k*-48 Month IRA
OTHER TIERS: 0.70% → $1k - $50k | 0.75% → $50k - $100k
0.65%*$100k*-36 Month IRA
OTHER TIERS: 0.55% → $1k - $50k | 0.60% → $50k - $100k
0.55%*$100k*-24 Month IRA
OTHER TIERS: 0.45% → $1k - $50k | 0.50% → $50k - $100k
0.40%*$100k*-12 Month IRA
OTHER TIERS: 0.30% → $1k - $50k | 0.35% → $50k - $100k
0.25%*$100k*-6 Month IRA
OTHER TIERS: 0.15% → $1k - $50k | 0.20% → $50k - $100k
Locations

Availability

Cheyenne Area

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