2. BMO Harris Bank

BMO Harris Bank

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
3.00%3-year CD
1.85% - National Average
2.75%18-month CD
1.58% - National Average
0.15%1-year CD
2.75% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
View all BMO Harris Bank rates »

Overview / Commentary
www.bmoharris.com
312-461-2323
111 West Monroe Street
Chicago, IL 60603

BMO Harris Bank is headquartered in Chicago and is the 2nd largest bank in the state of Illinois. It is also the 25th largest bank in the nation. It was established in 1947 and as of September of 2018, it had grown to 11,627 employees at 599 locations. BMO Harris Bank's money market rates are 3X the national average, and it has an A health rating.

Related Posts

BMO Harris Ups 60-Month Special CD Rate - 10/29/2018

BMO Harris Bank (AZ/FL/IL/IN/KS/MN/MO/WI) has raised the rate on its 60-month Special Rate CD to 3.50% APY. Minimum opening deposit is $5k.

3% 5 Year CD As Of March 25 - 3/25/2018

You can see this deal on the bank page in DepositAccounts https://www.depositaccounts.com/banks/bmo-harris-bank.html#newPromo

BMO Harris Bank Has A Special Rate 60-Month CD - 2/26/2018

BMO Harris Bank is offering a special rate on its 60-month CD (3.00% APY). Minimum deposit is $5k. Available online and in-branch in AZ, FL, IL, IN, KS, MN, MO, and WI.

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Reviews (32)

Good customer service

Posted by: deidredecker | May 25, 2018

Harris bank has good customer service but is lacking in products and fees. They had a good partnership with local elementary schools to help kids start saving. This was great as it gave the community a jump start and showed that they cared. I am happy I got a chance to know the local tellers and start my understanding of savings with them.

3

Good bank

Posted by: Benhamic | Dec 12, 2017

Bmo Harris is an amazing bank. They have overdraft protections, low banking fees, amazing customer service. I have overdrew my account a couple of times and I called them and they were able to remove all of the fees from overdrawing my account and I just owed how much I overdrew. They really care about you and will do whatever they can to help you.

3

Online Banking Is Down Again

Posted by: Shay | Feb 2, 2019

Losing faith with the online banking feature. It's down for maintenance again tonight. I've never had a problem with Ally.

1

Nothing Compelling

Posted by: semistatic | Nov 14, 2017

Opened a checking account for the $200 bonus they were offering. Had no issues with that, customer service is OK. Online banking looks about 10 years out of date, and the lack of ACH ability is a definite downside. Really, I couldn't find any reason to continue using them as a bank. Their deposit products, rates, and credit products are all sub-par compared to other banks and credit unions.

5
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Health
A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16571
Year Established1947
Employees11627
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD6.26%
Annual Interest Income$2.84B
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$119.1B$106.2B
LoansQ3 2018vs Q3 2017$75.74B$67.44B
DepositsQ3 2018vs Q3 2017$89.03B$76.50B
Equity CapitalQ3 2018vs Q3 2017$15.73B$15.73B
Loan Loss AllowanceQ3 2018vs Q3 2017$686.9MM$616.5MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$848.7MM$931.2MM
Real Estate OwnedQ3 2018vs Q3 2017$22.6MM$29.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not BMO Harris Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

BMO Harris Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%†--Statement Savings

BMO Harris Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*†$250k*-Platinum Money Market
OTHER TIERS: 0.05% → Up to $5k | 0.25% → $5k - $10k | 0.50% → $10k - $25k | 1.00% → $25k - $250k

BMO Harris Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*†$50k*-BMO Harris Premier Account
OTHER TIERS: 0.05% → Up to $5k | 0.10% → $5k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k

BMO Harris Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.48%†$5k-6 Year Step Rate CD
3.05%†$5k-4 Year Bump Rate CD
3.00%†$5k-30 Month CD Special
2.75%†$5k-18 Month CD Special
2.00%†$1k-1 Year Add-on CD
0.50%†$1k-48 Month CD
0.40%†$1k-36 Month CD
0.35%†$1k$5k30 Month CD
0.30%†$1k-24 Month CD
0.25%†$1k$5k18 Month CD
0.15%†$1k-12 Month CD
0.10%†$1k-9 Month CD
0.05%†$1k-3 Month CD
0.05%†$1k-6 Month CD
0.05%†$100k-1 Month CD
0.05%†$100k-2 Month CD

BMO Harris Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.48%†$5k-6 Year Step Rate IRA
3.00%†$5k-30 Month IRA Special
2.75%†$5k-18 Month IRA Special
0.50%†$1k-48 Month IRA
0.40%†$1k-36 Month IRA
0.35%†$1k$5k30 Month IRA
0.30%†$1k-24 Month IRA
0.25%†$1k$5k18 Month IRA
0.15%*†$1k*$100k12 Month IRA
OTHER TIERS: 0.05% → $100k+
0.10%*†$1k*$100k9 Month IRA
OTHER TIERS: 0.05% → $100k+
0.05%†$1k-3 Month IRA
0.05%†$1k-6 Month IRA
Locations

Availability



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