Featured Savings Rates
Featured Accounts

BMO Harris Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.05%CheckingBMO Harris Portfolio Checking
0.80%5-year CD60 Month CD
0.20%1-year CD12 Month CD

Overview / Commentary
888-340-2265
111 West Monroe Street
Chicago, IL 60603

BMO Harris Bank is headquartered in Chicago and is the 2nd largest bank in the state of Illinois. It is also the 25th largest bank in the nation. It was established in 1947 and as of March of 2016, it had grown to 12,439 employees at 641 locations. BMO Harris Bank has an A+ health rating.

Related Posts

$200 Checking Bonus Has Been Extended At BMO Harris - 4/29/2016

The $200 checking account bonus has been extended to July 2, 2016. Please refer to my blog post review of the bonus for more details. Market area includes Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri, Washington, and Wisconsin.

BMO Harris Bank Promotes New Checking $200 Cash Bonus - 7/31/2015

BMO Harris Bank has a $200 cash bonus when opening a new personal checking account. Offer valid July 27, 2015 through January 22, 2016. Open online or in branch.

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Great Customer Service For 3 Years

Posted by: MarineMan | Jul 6, 2010

Never have had an issue with opening/closing accounts

Long Time BMO Harris Customer Review

Posted by: ColinG. | Oct 28, 2014

I am a long time customer of BMO Harris, and have found their banking "experience" to be very good overall. First of all, I find their customer service to be exceptional. Every time I have had an issue with a transaction, or needed to talk to a personal banker, I was taken care of immediately and even had multiple follow-up phone calls to make sure I was satisfied with their service. There's also no checking account fees which is nice. Their banking app is also very useful for depositing checks via photo. The only issue I have with this bank is locations. They don't have an abundant amount of locations, and I travel often, so it's slightly inconvenient if I need to stop in at a bank while traveling. other than that, they are a great bank to bank with.

BMO Harris Review

Posted by: Matt14 | Jul 23, 2014

I have been banking with BMO Harris (previously M&I) for about ten years now, and I don't have a whole lot of negative things to say. Every time I walk into the bank I always feel welcomed and wanted. The tellers are extraordinary at their jobs, and make me feel appreciated as a customer. I also really like the mobile app that BMO has, as it is extremely user friendly. My favorite part of the app and bank is that I can do a mobile deposit on my checks that I receive, and they have an extremely fast approval time so that I don't even have to go to the bank if I don't have time.

Keep An Eye On Your Accounts...

I was a longtime customer of M&I before Harris BMO takeover. Since BMO, they take "service fees" out of my checking account every month. Each time they admit it is an error but they keep on doing it. If I didn't frequently check on my account, Harris BMO would get away with ripping me off each month. I am looking for another bank which is too bad because I am known to the staff at my local branch and really like them.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #16571
Year Established1947
Employees12439
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD3.72%
Annual Interest Income$713.2MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$104.4B$96.89B
LoansQ1 2016vs Q1 2015$65.26B$53.87B
DepositsQ1 2016vs Q1 2015$81.71B$75.88B
Equity CapitalQ1 2016vs Q1 2015$15.79B$15.29B
Loan Loss AllowanceQ1 2016vs Q1 2015$683.4MM$754.8MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$822.0MM$1.05B
Real Estate OwnedQ1 2016vs Q1 2015$86.6MM$70.6MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

$200 Checking Bonus Has Been Extended At BMO Harris

Ken Tumin   |  
The $200 checking account bonus has been extended to July 2, 2016. Please refer to my blog post review of the bonus for more details.

Market area includes Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri, Washington, and Wisconsin.

Rates
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Always verify rates and promotions with the bank or credit union. We are not BMO Harris Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

BMO Harris Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--IRA Premium Savers
0.10%--Roth IRA Premium Savers
0.10%--SEP IRA Premium Savers
0.05%*$25k*-Statement Savings
OTHER TIERS: 0.01% Up to $25k

BMO Harris Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-BMO Harris Select Money Market
OTHER TIERS: 0.05% Up to $25k

BMO Harris Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$10k*-BMO Harris Select Checking
OTHER TIERS: 0.01% Up to $10k
0.05%--BMO Harris Portfolio Checking

BMO Harris Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%--59 Month CD Special
1.00%$5k-17 Month CD Special
0.80%*$100k*-60 Month CD
OTHER TIERS: 0.70% $1k - $5k | 0.75% $5k - $100k
0.55%*$100k*-48 Month CD
OTHER TIERS: 0.45% $1k - $5k | 0.50% $5k - $100k
0.45%*$100k*-36 Month CD
OTHER TIERS: 0.35% $1k - $5k | 0.40% $5k - $100k
0.40%*$100k*-30 Month CD
OTHER TIERS: 0.30% $1k - $5k | 0.35% $5k - $100k
0.35%*$100k*-24 Month CD
OTHER TIERS: 0.25% $1k - $5k | 0.30% $5k - $100k
0.30%*$100k*-18 Month CD
OTHER TIERS: 0.20% $1k - $5k | 0.25% $5k - $100k
0.20%*$100k*-12 Month CD
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $100k
0.15%*$100k*-9 Month CD
OTHER TIERS: 0.05% $1k - $5k | 0.10% $5k - $100k
0.10%*$100k*-3 Month CD
OTHER TIERS: 0.05% $1k - $100k
0.10%*$100k*-6 Month CD
OTHER TIERS: 0.05% $1k - $100k
0.05%$100k-1 Month CD
0.05%$100k-2 Month CD

BMO Harris Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$100k*-60 Month IRA
OTHER TIERS: 0.70% $1k - $5k | 0.75% $5k - $100k
0.55%*$100k*-48 Month IRA
OTHER TIERS: 0.45% $1k - $5k | 0.50% $5k - $100k
0.45%*$100k*-36 Month IRA
OTHER TIERS: 0.35% $1k - $5k | 0.40% $5k - $100k
0.40%*$100k*-30 Month IRA
OTHER TIERS: 0.30% $1k - $5k | 0.35% $5k - $100k
0.35%*$100k*-24 Month IRA
OTHER TIERS: 0.25% $1k - $5k | 0.30% $5k - $100k
0.30%*$100k*-18 Month IRA
OTHER TIERS: 0.20% $1k - $5k | 0.25% $5k - $100k
0.20%*$100k*-12 Month IRA
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $100k
0.15%*$100k*-9 Month IRA
OTHER TIERS: 0.05% $1k - $5k | 0.10% $5k - $100k
0.10%*$100k*-3 Month IRA
OTHER TIERS: 0.05% $1k - $100k
0.10%*$100k*-6 Month IRA
OTHER TIERS: 0.05% $1k - $100k
Locations

BMO Harris Bank has 604 locations. Click to view all BMO Harris Bank locations.