Featured Savings Rates
Featured Accounts

BMO Harris Bank

Popular Accounts at this Bank

3.00%5-year CD60 Month CD Special
2.25%3-year CD30 Month CD Special
2.41%3-year IRA3 Year Step-Up IRA (Traditional, Roth, SEP)

Overview / Commentary
111 West Monroe Street
Chicago, IL 60603

BMO Harris Bank is headquartered in Chicago and is the 2nd largest bank in the state of Illinois. It is also the 27th largest bank in the nation. It was established in 1947 and as of December of 2017, it had grown to 11,577 employees at 601 locations. BMO Harris Bank has an A health rating.

Related Posts

BMO Harris Bank Has A Special Rate 60-Month CD (3.00% APY) - 2/26/2018

BMO Harris Bank is offering a special rate on its 60-month CD (3.00% APY). Minimum deposit is $5k. Available online and in-branch in AZ, FL, IL, IN, KS, MN, MO, and WI.

2% 18 Month CD At BMO Harris Bank - 1/29/2018

Saw this at my Chicago branch, 18 months, 2.00% APY, $5,000 minimum

BMO Harris Bank Offers Long-Term "Step Rate" CDs - 12/1/2017

BMO Harris Bank's 3-year (2.25% APY) and 5-year (2.74% APY) Step Rate CDs have pre-defined rates that increase at predetermined intervals. Min deposit is $5k.

View all posts from:

The Future, IS , At Hand .

Posted by: 2010MM | Dec 18, 2017

The bank , I , bank with/at .Great , banking features .To bank anywhere else , just , selling myself short , therefore , not to cheat myself , of such service . Thanks , BMO .

Good bank

Posted by: Benhamic | Dec 12, 2017

Bmo Harris is an amazing bank. They have overdraft protections, low banking fees, amazing customer service. I have overdrew my account a couple of times and I called them and they were able to remove all of the fees from overdrawing my account and I just owed how much I overdrew. They really care about you and will do whatever they can to help you.

Nothing Compelling

Opened a checking account for the $200 bonus they were offering. Had no issues with that, customer service is OK. Online banking looks about 10 years out of date, and the lack of ACH ability is a definite downside. Really, I couldn't find any reason to continue using them as a bank. Their deposit products, rates, and credit products are all sub-par compared to other banks and credit unions.

Opening An Online A/C Or CD

Posted by: ley | 14 hours ago

Here are the hassles:
- Does not offer provision for adding a beneficiary, so a/c is opened but one has to chase dept after dept to get the beneficiary form filled out, very painful run around.
- On termination of CD, one has to send a letter signed and a week later a cheque will be mailed, no wire convenience offered, so basically you stand to lose atleast one weeks of interest or perhaps more !
Just a bad deal across the board. Seniors beware !



Health Grade Components

FDIC Certificate #16571
Year Established1947
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD2.88%
Annual Interest Income$3.10B
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$109.4B$106.2B
LoansQ4 2017vs Q4 2016$70.02B$63.92B
DepositsQ4 2017vs Q4 2016$81.16B$79.77B
Equity CapitalQ4 2017vs Q4 2016$15.44B$15.22B
Loan Loss AllowanceQ4 2017vs Q4 2016$649.9MM$648.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$920.0MM$867.3MM
Real Estate OwnedQ4 2017vs Q4 2016$26.4MM$32.2MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

2% 18 Month CD At BMO Harris Bank

miked   |  
Saw this at my Chicago branch, 18 months, 2.00% APY, $5,000 minimum

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Always verify rates and promotions with the bank or credit union. We are not BMO Harris Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

BMO Harris Bank Savings Account Rates

0.05%*$25k*-Statement Savings
OTHER TIERS: 0.01% Up to $25k

BMO Harris Bank Money Market Rates

0.15%*$25k*-BMO Harris Select Money Market
OTHER TIERS: 0.05% Up to $25k

BMO Harris Bank Checking Account Rates

0.05%--BMO Harris Premier Account

BMO Harris Bank CD Rates

3.00%*$5k*-60 Month CD
OTHER TIERS: 0.75% $1k - $5k
3.00%$5k-60 Month CD Special
2.41%$5k-3 Year Step-Up CD
2.25%*$5k*-30 Month CD
OTHER TIERS: 0.35% $1k - $5k
2.25%$5k-30 Month CD Special
2.00%*$5k*-18 Month CD
OTHER TIERS: 0.25% $1k - $5k
2.00%$5k-18 Month CD Special
0.50%$1k-48 Month CD
0.40%$1k-36 Month CD
0.30%$1k-24 Month CD
0.15%$1k-12 Month CD
0.10%$1k-9 Month CD
0.05%$1k-3 Month CD
0.05%$1k-6 Month CD
0.05%$100k-1 Month CD
0.05%$100k-2 Month CD

BMO Harris Bank IRA Rates

3.00%*$5k*-60 Month IRA
OTHER TIERS: 0.75% $1k - $5k
2.41%$5k-3 Year Step-Up IRA
2.25%*$5k*-30 Month IRA
OTHER TIERS: 0.35% $1k - $5k
2.00%*$5k*-18 Month IRA
OTHER TIERS: 0.25% $1k - $5k
0.50%$1k-48 Month IRA
0.40%$1k-36 Month IRA
0.30%$1k-24 Month IRA
0.15%$1k-12 Month IRA
0.10%$1k-9 Month IRA
0.05%$1k-3 Month IRA
0.05%$1k-6 Month IRA