Overview / Commentary
312-461-2323
111 West Monroe Street
Chicago, IL 60603

BMO Harris Bank is headquartered in Chicago and is the 2nd largest bank in the state of Illinois. It is also the 28th largest bank in the nation. It was established in 1947 and as of June of 2018, it had grown to 11,567 employees at 602 locations. BMO Harris Bank's money market rates are 2X the national average, and it has an A health rating.

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3% 5 Year CD As Of March 25 - 3/25/2018

You can see this deal on the bank page in DepositAccounts https://www.depositaccounts.com/banks/bmo-harris-bank.html#newPromo

BMO Harris Bank Has A Special Rate 60-Month CD - 2/26/2018

BMO Harris Bank is offering a special rate on its 60-month CD (3.00% APY). Minimum deposit is $5k. Available online and in-branch in AZ, FL, IL, IN, KS, MN, MO, and WI.

2% 18 Month CD At BMO Harris Bank - 1/29/2018

Saw this at my Chicago branch, 18 months, 2.00% APY, $5,000 minimum

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Good customer service

Harris bank has good customer service but is lacking in products and fees. They had a good partnership with local elementary schools to help kids start saving. This was great as it gave the community a jump start and showed that they cared. I am happy I got a chance to know the local tellers and start my understanding of savings with them.

Good bank

Posted by: Benhamic | Dec 12, 2017

Bmo Harris is an amazing bank. They have overdraft protections, low banking fees, amazing customer service. I have overdrew my account a couple of times and I called them and they were able to remove all of the fees from overdrawing my account and I just owed how much I overdrew. They really care about you and will do whatever they can to help you.

It's A Good Bank

Posted by: LauraK | Sep 1, 2018

The worst experience I'm having with this bank! The bankers are frustrating, you say something they don't like, they get in there feelings and delay your requests just to inconvenience you more. Whenever you need something, you need to mail or fax in a request to get it, then you have to wait for approval, and if they feel like being nice, will send or transfer your request either later in the evening or early the next day. They're racist as well because whenever I have my husband (white man) going in to do business with them, they treat him very well, greeting him with a smile and helping him right away, before you know, he's already out the door feeling like the king he thinks he is. But when I walk in (Hispanic woman) I'm waiting for several minutes, I say the longest I've waited to be helped was half an hour when I obviously see employees standing to the side drinking their coffee, taking calls and talking to each other, I don't get greeted with a warm welcome, not even a smile, and all of a sudden, there's a problem with my request. An hour later they figure out the situation and send me on my way. My husbands brother goes in and is treated the same as my husband. My sister goes in for me and she's treated as poorly as I am. What is going on? My daughter was rushed to the hospital because she was having a seizure. The bill came in, of course medical insurance paid for half but it was hard to get the other half paid off because BMO was the only bank we transferred all our funds in, first they needed proof of her hospital bill and I just refused due to frustration while I would just ask my dad for help. But of course, as soon as my husband spoke to them, he got the funds right away. A friend of mine is mad at me because I told her about this bank in the first place. So she along with her father joined this bank as well, just to be going through what I was going through. We all found a credit union that we're all very satisfied with. Good bank for security purposes and financial advisory though

The Future, IS , At Hand .

Posted by: MAMAZ2000 | Dec 18, 2017

The bank , I , bank with/at .Great , banking features .To bank anywhere else , just , selling myself short , therefore , not to cheat myself , of such service . Thanks , BMO .

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Health

Health Grade Components

Overall
FDIC Certificate #16571
Year Established1947
Employees11567
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD5.91%
Annual Interest Income$1.82B
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$113.2B$106.2B
LoansQ2 2018vs Q2 2017$74.41B$64.97B
DepositsQ2 2018vs Q2 2017$83.57B$76.88B
Equity CapitalQ2 2018vs Q2 2017$15.62B$15.63B
Loan Loss AllowanceQ2 2018vs Q2 2017$668.9MM$641.4MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$846.1MM$907.6MM
Real Estate OwnedQ2 2018vs Q2 2017$22.9MM$29.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not BMO Harris Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

BMO Harris Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Statement Savings

BMO Harris Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-Platinum Money Market
OTHER TIERS: 0.05% Up to $10k | 0.30% $10k - $25k | 0.50% $25k - $50k | 0.65% $50k - $100k | 0.80% $100k - $250k

BMO Harris Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-BMO Harris Premier Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k

BMO Harris Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$5k-60 Month CD Special
2.75%$5k-30 Month CD Special
2.50%$5k-18 Month CD Special
1.00%$1k-1 Year Add-on CD
0.75%$1k$5k60 Month CD
0.50%$1k-48 Month CD
0.40%$1k-36 Month CD
0.35%$1k$5k30 Month CD
0.30%$1k-24 Month CD
0.25%$1k$5k18 Month CD
0.15%$1k-12 Month CD
0.10%$1k-9 Month CD
0.05%$1k-3 Month CD
0.05%$1k-6 Month CD
0.05%$100k-1 Month CD
0.05%$100k-2 Month CD

BMO Harris Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$5k-60 Month IRA Special
2.75%$5k-30 Month IRA Special
2.50%$5k-18 Month IRA Special
1.00%$1k-1 Year Add-on IRA
0.75%$1k$5k60 Month IRA
0.50%$1k-48 Month IRA
0.40%$1k-36 Month IRA
0.35%$1k$5k30 Month IRA
0.30%$1k-24 Month IRA
0.25%$1k$5k18 Month IRA
0.15%$1k-12 Month IRA
0.10%$1k-9 Month IRA
0.05%$1k-3 Month IRA
0.05%$1k-6 Month IRA
Locations

Availability



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