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888-340-2265
111 West Monroe Street
Chicago, IL 60603

BMO Harris Bank is headquartered in Chicago and is the 2nd largest bank in the state of Illinois. It is also the 27th largest bank in the nation. It was established in 1947 and as of March of 2017, it had grown to 12,256 employees at 608 locations. BMO Harris Bank has a B+ health rating.

Related Posts

BMO Harris Bank's $200 Checking Bonus Available Nationwide - 5/10/2017

BMO Harris Bank's new $200 checking bonus is available nationwide now through June 30, 2017. All three of BMO Harris Bank's checking accounts qualify.

Earn $200 Checking Bonus At BMO Harris Bank - 3/2/2017

Earn $200 when opening a new Everyday, Select, or Portfolio checking account at BMO Harris Bank. Available in AZ, FL, IL, IN, KS, MN, MO, WA, and WI.

$200 Checking Bonus From BMO Harris Bank - 2/28/2017

For this bonus, you have to visit the promotional site and enter your email to receive a coupon/promo code to apply. Here are the details: Open a new BMO Harris Everyday Checking®, BMO Harris Select Checking® or BMO Harris Portfolio Checking® account between December 19, 2016 and April 28, 2017 in a BMO Harris Branch or by calling 1-866-362-1166. 2) Have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other government benefits payment of $300 or more each electronically deposited into the account from an employer or outside agency within 90 days of opening. https://www.bmoharris.com/main/personal/always-on/checking/

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Great Customer Service For 3 Years

Posted by: MarineMan | Jul 6, 2010

Never have had an issue with opening/closing accounts

Easy to navigate online site and mobile app

Using Harris' website is very user friendly (although on the home page, sometimes when you're trying to click on the login box it disappears - I found that if your mouse hovers over the navigation bar it will disappear, so best to go around the edge of the page). I can easily check balance on each of my account, transfer money between accounts and bill pay with just a few clicks. The mobile app is even better - it was recently upgraded - and there are buttons for deposit (I love not having to go to the bank to deposit a check), bill pay, transfer money and people pay. I have had a few issues with minimums on the accounts changing and getting a fee when a balance dropped below a certain amount (for a checking account), but when I went in and explained I didn't realized the minimum had changed, they waived the fee. It seems like the longer you have an account, the more likely the rules regarding the account will change, so it's important to check statements or ask periodically. The experience I had with opening a CD was seamless and simple. Whenever I have to go to a branch, I find the employees to be very courteous and helpful, and there are usually no lines.

Did not feel the love...

Posted by: Jenzz | Nov 16, 2016

We have dealt with BMO for many years. A few years ago we had the unfortunate opportunity to find out that accounts will now be charged for inactivity. What a sham! It is my money, seriously, how hard is it to let it sit?! Any time I have to go into my local bank for help with my savings or checking, I might find that I have to wait a number of hours or even days for attention. It also bothers me that the savings account rates are so low. Each time I visit the bank, the staff tries to "sell" me on the idea of opening another account to get better interest rates. When I see the low interest rates, I can see t is not worth my time. The low rates are discouraging, and while they are the norm, there was a time BMO led the banks with great rates.

Worst Bank I've Ever Had

Posted by: EricaErin | May 3, 2017

Terrible customer service and endless fees. I used BMO in Canada and it is nothing like BMO Harris. You're honestly better off with any other bank.

VIEW MORE REVIEWS

Health
B+

Health Grade Components

Overall
FDIC Certificate #16571
Year Established1947
Employees12256
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD3.99%
Annual Interest Income$716.5MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$105.5B$104.4B
LoansQ1 2017vs Q1 2016$64.57B$65.26B
DepositsQ1 2017vs Q1 2016$78.49B$81.71B
Equity CapitalQ1 2017vs Q1 2016$15.44B$15.79B
Loan Loss AllowanceQ1 2017vs Q1 2016$664.9MM$683.4MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$948.9MM$822.0MM
Real Estate OwnedQ1 2017vs Q1 2016$28.2MM$86.6MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

$200 Checking Bonus From BMO Harris Bank

leaguegamer123   |  
For this bonus, you have to visit the promotional site and enter your email to receive a coupon/promo code to apply. Here are the details:

Open a new BMO Harris Everyday Checking®, BMO Harris Select Checking® or BMO Harris Portfolio Checking® account between December 19, 2016 and April 28, 2017 in a BMO Harris Branch or by calling 1-866-362-1166. 2) Have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other government benefits payment of $300 or more each electronically deposited into the account from an employer or outside agency within 90 days of opening.

https://www.bmoharris.com/main/personal/always-on/checking/

Rates
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Always verify rates and promotions with the bank or credit union. We are not BMO Harris Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

BMO Harris Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$25k*-Statement Savings
OTHER TIERS: 0.01% Up to $25k

BMO Harris Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-BMO Harris Select Money Market
OTHER TIERS: 0.05% Up to $25k

BMO Harris Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--BMO Harris Premier Account

BMO Harris Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$5k-44 Month CD Special w/ Checking
1.50%$5k-25 Month CD Special w/ Checking
1.25%$5k-15 Month CD Special - w/ Checking
0.75%$1k-60 Month CD
0.50%$1k-48 Month CD
0.40%$1k-36 Month CD
0.35%$1k-30 Month CD
0.30%$1k-24 Month CD
0.25%$1k-18 Month CD
0.15%$1k-12 Month CD
0.10%$1k-9 Month CD
0.05%$1k-3 Month CD
0.05%$1k-6 Month CD
0.05%$100k-1 Month CD
0.05%$100k-2 Month CD

BMO Harris Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-60 Month IRA
0.50%$1k-48 Month IRA
0.40%$1k-36 Month IRA
0.35%$1k-30 Month IRA
0.30%$1k-24 Month IRA
0.25%$1k-18 Month IRA
0.15%$1k-12 Month IRA
0.10%$1k-9 Month IRA
0.05%$1k-3 Month IRA
0.05%$1k-6 Month IRA
Locations

BMO Harris Bank has 605 locations. Click to view all BMO Harris Bank locations.