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111 West Monroe Street
Chicago, IL 60603

BMO Harris Bank is headquartered in Chicago and is the 2nd largest bank in the state of Illinois. It is also the 25th largest bank in the nation. It was established in 1947 and as of March of 2016, it had grown to 12,439 employees at 641 locations. BMO Harris Bank has an A+ health rating.

Related Posts

Earn $200 Checking Bonus At BMO Harris Bank - 8/23/2016

Earn $200 when opening a new Everyday, Select, or Portfolio checking account at BMO Harris Bank. Available in AZ, FL, IL, IN, KS, MN, MO, WA, and WI.

$200 Checking Bonus Has Been Extended At BMO Harris - 4/29/2016

The $200 checking account bonus has been extended to July 2, 2016. Please refer to my blog post review of the bonus for more details. Market area includes Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri, Washington, and Wisconsin.

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Great Customer Service For 3 Years

Posted by: MarineMan | Jul 6, 2010

Never have had an issue with opening/closing accounts

Solid Canadian Bank In US

Posted by: Thomas777 | Aug 10, 2016

Overall, BMO Harris is a good bank, with a strong and stable parent company, BMO. However, I feel their products are less competitive then their American counterparts. Many of their products seem more..."international" where everything has a charge or fee. Perhaps we are too use to getting everything for free?

Keep An Eye On Your Accounts...

I was a longtime customer of M&I before Harris BMO takeover. Since BMO, they take "service fees" out of my checking account every month. Each time they admit it is an error but they keep on doing it. If I didn't frequently check on my account, Harris BMO would get away with ripping me off each month. I am looking for another bank which is too bad because I am known to the staff at my local branch and really like them.

Worst Bank Ever!!!!

BMO Harris acquired the bank I had all my accounts with for 30 plus years-M&I Bank. I was all in with M&I and had all my checking, savings, mortgage, line of credit, credit card, online banking, bill pay and brokerage accounts with them. Of course, all of this stuff moved to BMO Harris when they acquired M&I.
The first thing BMO Harris did was kick me out of Private Banking. Some idiot VP just sent me a letter and said I needed to work with branch personnel moving forward. Next, they called me and said they wanted to close my line of credit account because I was not using it enough.
The online services (online banking, bill pay) were terrible compared to the services I had previously.
At this point, I have closed all my accounts with these clowns and have moved everything to Wells Fargo. I found it absolutely astounding that as I moved all my money and closed all the accounts, no one from BMO Harris ever called me to see if there was a problem.
The morons from BMO (Bank of Montreal) are used to having a monopoly like they do up in Canada. And they don't have a flipping clue what customer friendly means. I find it ironic that the Bank's byline is "We're here to help". What a crock!!!



Health Grade Components

FDIC Certificate #16571
Year Established1947
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD3.72%
Annual Interest Income$713.2MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$104.4B$96.89B
LoansQ1 2016vs Q1 2015$65.26B$53.87B
DepositsQ1 2016vs Q1 2015$81.71B$75.88B
Equity CapitalQ1 2016vs Q1 2015$15.79B$15.29B
Loan Loss AllowanceQ1 2016vs Q1 2015$683.4MM$754.8MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$822.0MM$1.05B
Real Estate OwnedQ1 2016vs Q1 2015$86.6MM$70.6MM

Rates for BMO Harris Bank are currently being reviewed.


BMO Harris Bank has 606 locations. Click to view all BMO Harris Bank locations.