California Coast Credit Union

Overview / Commentary
9201 Spectrum Center Blvd
San Diego, CA 92123-1407

California Coast Credit Union is headquartered in San Diego and is the 22nd largest credit union in the state of California. It is also the 101st largest credit union in the nation. It was established in 1929 and as of March of 2019, it had grown to 473 employees and 183,908 members at 26 locations. California Coast Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in California Coast Credit Union anyone through paying a $15 membership fee. Membership is also open to those who live or work in San Diego or Riverside Counties in California with a $5 membership fee. (Membership details are listed in the Credit Union's online application)
See current membership details

Related Posts

California Coast Credit Union Adds 5-Month CD, 9.00% APY ($3k Max) - 3/25/2019

California Coast Credit Union (easy membership) is offering a 5-month Celebration Certificate, earning 9% APY. New money required, with a $500 min/$3k max deposit.

9% 5Mo CD, $500 Min, $3K Max - Offer Ends Mar 30, 2019 - 3/24/2019 " Celebration Certificate We are celebrating our 90th Anniversary with a great gift for you! Take advantage of our Celebration Certificate and enjoy an exceptionally high rate with a low minimum deposit. Our Celebration Certificate offers. Fixed 9.00% APY 5-month term Low minimum balance of $500 " " Early withdrawal penalty applies. Fees could reduce earnings. Rates are accurate as of 2/4/2019. Offer excludes business and individual retirement accounts. New Money only. A primary member is allowed to open one (1) Celebration Certificate Account under the same member name and related tax identification number. The minimum deposit required to open the Celebration Certificate is $500. Certificate opening deposit balance cannot exceed $3,000. The following conditions also apply: A qualifying checking account with eStatements is required, and must remain active with at least 1 transaction per month, during the certifi

2.00% APY 15 Month Certificate - 9/13/2018

Grow your savings faster with a Cal Coast 15 month certificate. Add additional deposits any time. Minimum opening deposit is $10,000. Open online or at a San Diego or Riverside County branch location. Or Call (888) 546- CCCU

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Reviews (2)

Great experiences with Cal Coast

I've had very positive experiences with Cal Coast Credit Union, since switching from a global bank. I use their checking and savings accounts, as well as some other services from time to time. Enrolling was easy, and there was a slight cash bonus. One nice service is that they offer one free cashiers check a day, so if you aren't a heavy check user you won't even need to buy checks. The online interface to access your accounts is a bit outdated but is perfectly usable, has all the information you need, and seems secure, with two factor authentication. I've used the online interface to transfer between my accounts many times without any issue. They also have an e-statements program that you can use if you prefer to be able to look at all your statements online.

Great Place To Get A Free Bank Account And That’S All

I was under the impression a credit union would help me build credit. I started the credit union with a 740 Fico credit score I had built on my own. I am a full time student studying at SDSU. I was denied my first car loan due to owning my own business and no tax paperwork, which I understand. A year later I applied for a loan after working 3 part time jobs. Now with a valid income and direct deposits in my account each month I was denied again. This has become a discrimination issue. I have the Proof of income that is deposited every month straight from my employers!!! After being denied for the amount I am asking twice. I will never be going through a credit union. I would rather pay a higher apr than talk to the incompetent employees like Cindy and Joshua who work there. I asked to talk to a supervisor and was put on hold. Take your business elsewhere!!


Health Grade Components

NCUA #66584
Year Chartered1929
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD6.93%
Annual Interest Income$21.1MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$2.61B$2.49B
LoansQ1 2019vs Q1 2018$2.06B$1.92B
DepositsQ1 2019vs Q1 2018$2.29B$2.20B
Equity CapitalQ1 2019vs Q1 2018$303.5MM$278.4MM
Loan Loss AllowanceQ1 2019vs Q1 2018$10.0MM$9.9MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$3.7MM$3.6MM
Real Estate OwnedQ1 2019vs Q1 2018$0$0

Rates for California Coast Credit Union are currently being reviewed.



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