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Overview / Commentary
877-495-1600
9201 Spectrum Center Blvd
San Diego, CA 92123-1407

California Coast Credit Union is headquartered in San Diego and is the 21st largest credit union in the state of California. It is also the 100th largest credit union in the nation. It was established in 1929 and as of September of 2017, it had grown to 447 employees and 163,683 members at 25 locations. California Coast Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in California Coast Credit Union is open to those who live or work in San Diego or Riverside Counties in California. (membership details are listed in the credit union's online application)
See current membership details

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Reviews (1)

Great experiences with Cal Coast

I've had very positive experiences with Cal Coast Credit Union, since switching from a global bank. I use their checking and savings accounts, as well as some other services from time to time. Enrolling was easy, and there was a slight cash bonus. One nice service is that they offer one free cashiers check a day, so if you aren't a heavy check user you won't even need to buy checks. The online interface to access your accounts is a bit outdated but is perfectly usable, has all the information you need, and seems secure, with two factor authentication. I've used the online interface to transfer between my accounts many times without any issue. They also have an e-statements program that you can use if you prefer to be able to look at all your statements online.



Health
A+

Health Grade Components

Overall
NCUA #66584
Year Chartered1929
Employees447
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD8.15%
Annual Interest Income$50.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$2.35B$2.16B
LoansQ3 2017vs Q3 2016$1.85B$1.57B
DepositsQ3 2017vs Q3 2016$2.06B$1.89B
Equity CapitalQ3 2017vs Q3 2016$270.0MM$251.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$9.0MM$10.0MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$4.7MM$4.7MM
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

California Coast Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$50-Holiday Saver Certificate
0.75%$50-Summer Certificate
0.05%$1k-Smart Savings Account
0.05%$50-Primary Savings Account
0.05%$50-IRA Savings Account
0.05%$50-Business Savings Account

California Coast Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market Index
OTHER TIERS: 0.10% $2,500 - $25k
0.20%*$50k*-Money Market Savings Account
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.20%*$25k*-Business Money Max Index
OTHER TIERS: 0.10% $2,500 - $25k
0.20%*$100k*-Business Money Market Account
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $25k | 0.15% $25k - $100k

California Coast Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$500k*-Ultra Performance Checking
OTHER TIERS: 0.05% $2,500 - $500k
0.10%*$95k*-Business Interest Checking
OTHER TIERS: 0.05% $100 - $95k
0.05%$50-Dividend Checking

California Coast Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$90k*-60 Month CD
OTHER TIERS: 1.75% $1k - $10k | 1.85% $10k - $50k | 1.90% $50k - $90k
1.65%*$90k*-48 Month CD
OTHER TIERS: 1.40% $1k - $10k | 1.50% $10k - $50k | 1.55% $50k - $90k
1.25%*$90k*-36 Month CD
OTHER TIERS: 1.00% $1k - $10k | 1.10% $10k - $50k | 1.15% $50k - $90k
1.20%$10k-11 Month CD - New Money
0.90%*$90k*-24 Month CD
OTHER TIERS: 0.65% $1k - $10k | 0.75% $10k - $50k | 0.80% $50k - $90k
0.85%*$90k*-18 Month Bump Rate CD
OTHER TIERS: 0.50% $1k - $10k | 0.65% $10k - $50k | 0.75% $50k - $90k
0.55%*$90k*-12 Month CD
OTHER TIERS: 0.30% $1k - $10k | 0.40% $10k - $50k | 0.45% $50k - $90k
0.50%$1k-8-Month Liquid CD - New Money
0.45%*$90k*-6 Month CD
OTHER TIERS: 0.20% $1k - $10k | 0.30% $10k - $50k | 0.35% $50k - $90k
0.35%*$90k*-3 Month CD
OTHER TIERS: 0.10% $1k - $10k | 0.20% $10k - $50k | 0.25% $50k - $90k
0.20%$100$3k3 Months - 2 Years Youth CD

California Coast Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$90k*-60 Month IRA
OTHER TIERS: 1.75% $1k - $10k | 1.85% $10k - $50k | 1.90% $50k - $90k
1.65%*$90k*-48 Month IRA
OTHER TIERS: 1.40% $1k - $10k | 1.50% $10k - $50k | 1.55% $50k - $90k
1.25%*$90k*-36 Month IRA
OTHER TIERS: 1.00% $1k - $10k | 1.10% $10k - $50k | 1.15% $50k - $90k
0.90%*$90k*-24 Month IRA
OTHER TIERS: 0.65% $1k - $10k | 0.75% $10k - $50k | 0.80% $50k - $90k
0.85%*$90k*-18 Month Bump Rate IRA Certificate
OTHER TIERS: 0.50% $1k - $10k | 0.65% $10k - $50k | 0.75% $50k - $90k
0.55%*$90k*-12 Month IRA
OTHER TIERS: 0.30% $1k - $10k | 0.40% $10k - $50k | 0.45% $50k - $90k
0.45%*$90k*-6 Month IRA
OTHER TIERS: 0.20% $1k - $10k | 0.30% $10k - $50k | 0.35% $50k - $90k
0.35%*$90k*-3 Month IRA
OTHER TIERS: 0.10% $1k - $10k | 0.20% $10k - $50k | 0.25% $50k - $90k
Locations

Availability