Overview / Commentary
877-495-1600
9201 Spectrum Center Blvd
San Diego, CA 92123-1407

California Coast Credit Union is headquartered in San Diego and is the 22nd largest credit union in the state of California. It is also the 101st largest credit union in the nation. It was established in 1929 and as of December of 2018, it had grown to 472 employees and 181,127 members at 26 locations. California Coast Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in California Coast Credit Union anyone through paying a $15 membership fee. Membership is also open to those who live or work in San Diego or Riverside Counties in California with a $5 membership fee. (Membership details are listed in the Credit Union's online application)
See current membership details

Related Posts

California Coast Credit Union Adds 5-Month CD, 9.00% APY ($3k Max) - 3/25/2019

California Coast Credit Union (easy membership) is offering a 5-month Celebration Certificate, earning 9% APY. New money required, with a $500 min/$3k max deposit.

9% 5Mo CD, $500 Min, $3K Max - Offer Ends Mar 30, 2019 - 3/24/2019

https://www.calcoastcu.org/spend-and-save-savings-certificates.htm " Celebration Certificate We are celebrating our 90th Anniversary with a great gift for you! Take advantage of our Celebration Certificate and enjoy an exceptionally high rate with a low minimum deposit. Our Celebration Certificate offers. Fixed 9.00% APY 5-month term Low minimum balance of $500 " " Early withdrawal penalty applies. Fees could reduce earnings. Rates are accurate as of 2/4/2019. Offer excludes business and individual retirement accounts. New Money only. A primary member is allowed to open one (1) Celebration Certificate Account under the same member name and related tax identification number. The minimum deposit required to open the Celebration Certificate is $500. Certificate opening deposit balance cannot exceed $3,000. The following conditions also apply: A qualifying checking account with eStatements is required, and must remain active with at least 1 transaction per month, during the certifi

2.00% APY 15 Month Certificate - 9/13/2018

Grow your savings faster with a Cal Coast 15 month certificate. Add additional deposits any time. Minimum opening deposit is $10,000. Open online or at a San Diego or Riverside County branch location. https://www.calcoastcu.org/special.htm?utm_source=lendingtree&utm_medium=referral&utm_campaign=certificate#15Mo Or Call (888) 546- CCCU

View all posts from:


Reviews (1)

Great experiences with Cal Coast

I've had very positive experiences with Cal Coast Credit Union, since switching from a global bank. I use their checking and savings accounts, as well as some other services from time to time. Enrolling was easy, and there was a slight cash bonus. One nice service is that they offer one free cashiers check a day, so if you aren't a heavy check user you won't even need to buy checks. The online interface to access your accounts is a bit outdated but is perfectly usable, has all the information you need, and seems secure, with two factor authentication. I've used the online interface to transfer between my accounts many times without any issue. They also have an e-statements program that you can use if you prefer to be able to look at all your statements online.



Health
A+

Health Grade Components

Overall
NCUA #66584
Year Chartered1929
Employees472
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD7.66%
Annual Interest Income$77.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$2.51B$2.39B
LoansQ4 2018vs Q4 2017$2.08B$1.88B
DepositsQ4 2018vs Q4 2017$2.20B$2.10B
Equity CapitalQ4 2018vs Q4 2017$296.4MM$274.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$10.1MM$9.4MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$7.3MM$4.8MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

9% 5Mo CD, $500 Min, $3K Max - Offer Ends Mar 30, 2019

AnnO   |  
https://www.calcoastcu.org/spend-and-save-savings-certificates.htm

" Celebration Certificate
We are celebrating our 90th Anniversary with a great gift for you! Take advantage of our Celebration Certificate and enjoy an exceptionally high rate with a low minimum deposit.
Our Celebration Certificate offers.
Fixed 9.00% APY
5-month term
Low minimum balance of $500 "

" Early withdrawal penalty applies. Fees could reduce earnings. Rates are accurate as of 2/4/2019. Offer excludes business and individual retirement accounts. New Money only. A primary member is allowed to open one (1) Celebration Certificate Account under the same member name and related tax identification number. The minimum deposit required to open the Celebration Certificate is $500. Certificate opening deposit balance cannot exceed $3,000.

The following conditions also apply: A qualifying checking account with eStatements is required, and must remain active with at least 1 transaction per month, during the certificate term. Eligible transactions include, but are not limited to, Direct Deposit, Preauthorized Payments, Checks, ATM, POS, Debit Card, and Bill Pay. As an alternative, the following products existing or opened within 30 days of the Certificate Account date can be substituted for the checking account requirement: a consumer loan (excluding share secured loans and Mastercard credit card account), or a minimum balance of $5,000 in a money market account, a regular certificate account, or an IRA certificate account. The stated alternative deposit account must remain open for the certificate term period. You will have a 30-day grace period to meet the requirements. If the conditions are not met, the stated APY may be reduced to the APY in effect for a 3-Month Certificate Account for the remainder of the term. Other restrictions may apply. Other rates and terms available.

Serving anyone who lives or works in San Diego or Riverside counties. New members – a one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Limited time offer, subject to change without notice. Visit a California Coast Credit Union branch or call (877) 495-1600 for details on rates, fees, and minimum balance requirements. "

---

There is also the possibility of a $50 bonus for signing up:

https://www.calcoastcu.org/special.htm

” New members—get $50 when you open an account!
Hurry—offer expires March 30, 2019!
You’ll score $50 when you open a Free Checking account with eStatements, deposit $25 into your new savings account and add direct deposit or online banking.
… Use the “REWARD” promo code when opening your account. ”

---

And Doctor of Credit reports that you can use a credit card to fund up to the full $3k max into the CD and $2.1k into the savings account; great opportunity to meet a credit card bonus spending requirement if you're into that.

Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not California Coast Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

California Coast Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$50-Holiday Saver Certificate
0.75%$50-Summer Certificate
0.05%$1k-Smart Savings Account
0.05%$50-Primary Savings Account
0.05%$50-IRA Savings Account
0.05%$50-Business Savings Account

California Coast Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market Index
OTHER TIERS: 0.10% $2.5k - $25k
0.20%*$50k*-Money Market Savings Account
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.20%*$25k*-Business Money Max Index
OTHER TIERS: 0.10% $2.5k - $25k
0.20%*$100k*-Business Money Market Account
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $25k | 0.15% $25k - $100k

California Coast Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$500k*-Ultra Performance Checking
OTHER TIERS: 0.05% $2.5k - $500k
0.10%*$95k*-Premier Business Checking
OTHER TIERS: 0.05% $100 - $95k
0.05%$50-Dividend Checking

California Coast Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
9.00%$500$3k5 Month Celebration Certificate - New Money
2.75%$90k-23 Month Certificate - New Money ($90k)
2.75%$90k-Business 23 Month Certificate - New Money ($90k)
2.55%$10k-23 Month Certificate - New Money ($10k)
2.55%$10k-Business 23 Month Certificate - New Money ($10k)
2.25%*$90k*-60 Month CD
OTHER TIERS: 2.00% $1k - $10k | 2.10% $10k - $50k | 2.15% $50k - $90k
2.25%$10k$250k15 Month Certificate - New Money
2.00%$5k-9 Month Certificate - New Money
2.00%$5k-Business 9 Month Certificate - New Money
1.90%*$90k*-48 Month CD
OTHER TIERS: 1.65% $1k - $10k | 1.75% $10k - $50k | 1.80% $50k - $90k
1.65%*$90k*-36 Month CD
OTHER TIERS: 1.40% $1k - $10k | 1.50% $10k - $50k | 1.55% $50k - $90k
1.15%*$90k*-24 Month CD
OTHER TIERS: 0.90% $1k - $10k | 1.00% $10k - $50k | 1.05% $50k - $90k
0.85%*$90k*-18 Month Bump Rate CD
OTHER TIERS: 0.50% $1k - $10k | 0.65% $10k - $50k | 0.75% $50k - $90k
0.55%*$90k*-12 Month CD
OTHER TIERS: 0.30% $1k - $10k | 0.40% $10k - $50k | 0.45% $50k - $90k
0.50%$1k-8-Month Liquid CD - New Money
0.45%*$90k*-6 Month CD
OTHER TIERS: 0.20% $1k - $10k | 0.30% $10k - $50k | 0.35% $50k - $90k
0.35%*$90k*-3 Month CD
OTHER TIERS: 0.10% $1k - $10k | 0.20% $10k - $50k | 0.25% $50k - $90k
0.20%$100$3k3 Months - 2 Years Youth CD

California Coast Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$90k-23 Month IRA - New Money ($90k)
2.55%$10k-23 Month IRA - New Money ($10k)
2.25%*$90k*-60 Month IRA
OTHER TIERS: 2.00% $1k - $10k | 2.10% $10k - $50k | 2.15% $50k - $90k
2.00%$2k-9 Month IRA Certificate - New Money
1.90%*$90k*-48 Month IRA
OTHER TIERS: 1.65% $1k - $10k | 1.75% $10k - $50k | 1.80% $50k - $90k
1.65%*$90k*-36 Month IRA
OTHER TIERS: 1.40% $1k - $10k | 1.50% $10k - $50k | 1.55% $50k - $90k
1.15%*$90k*-24 Month IRA
OTHER TIERS: 0.90% $1k - $10k | 1.00% $10k - $50k | 1.05% $50k - $90k
0.85%*$90k*-18 Month Bump Rate IRA Certificate
OTHER TIERS: 0.50% $1k - $10k | 0.65% $10k - $50k | 0.75% $50k - $90k
0.55%*$90k*-12 Month IRA
OTHER TIERS: 0.30% $1k - $10k | 0.40% $10k - $50k | 0.45% $50k - $90k
0.45%*$90k*-6 Month IRA
OTHER TIERS: 0.20% $1k - $10k | 0.30% $10k - $50k | 0.35% $50k - $90k
0.35%*$90k*-3 Month IRA
OTHER TIERS: 0.10% $1k - $10k | 0.20% $10k - $50k | 0.25% $50k - $90k
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.