Capital Credit Union (ND) is headquartered in Bismarck and is the 2nd largest credit union in the state of North Dakota. It is also the 563rd largest credit union in the nation. It was established in 1939 and as of June of 2023, it had grown to 135 employees and 31,242 members at 11 locations. Capital Credit Union (ND)'s savings rates are 8X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Capital Credit Union is open to North Dakota residents who live within 50 miles of Beulah or New Salem, or within 75 miles of Bismarck, Fargo, or Hazen. Membership is also extended to those who have immediate family living within 50 miles of Bismarck, North Dakota.
See current membership details
Capitol Credit Union
My first checking account when I was in high school was with Capital Credit Union. It was a good experience for a first account. You feel like an individual while working with them. They know you by name and are willing to listen to your situation one on one. If you encountered financial troubles they have no problem helping and trying to figure out what is needed to get you back on the road to financial security. The only reason I moved on from them other than being young and dumb was that I moved to a larger city and it would have been a hassle to keep my account in the smaller town 200 miles away. All in all it was a good experience.
Very Satisfied
I have been very satisfied with my experience with the local branch of Capital Credit Union. I like the personalized feel that I get here. The staff knows me and usually greet me by name when I come in. Whether I call or visit in person they are very willing to help me with what I need. The website and mobile app work well. The one time I had a problem with having forgotten my password and talked with a representative using online chat she was very helpful and we were able to quickly resolve my problem. I would highly recommend this credit union to anyone looking at the different local banks and credit union in this area.
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61637 |
| Year Chartered | 1939 |
| Employees | 135 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.03% |
| Return on Equity - YTD | 8.76% |
| Annual Interest Income | $14.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $727.8MM$706.6MM |
| Loans | Q2 2023vs Q2 2022 | $554.2MM$528.9MM |
| Deposits | Q2 2023vs Q2 2022 | $615.9MM$612.9MM |
| Equity Capital | Q2 2023vs Q2 2022 | $85.7MM$78.0MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$7.3MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $1.6MM$1.4MM |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
