2. Capital Credit Union (ND)

Capital Credit Union (ND)

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.00%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
0.60%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
0.05%Savings
0.27% - National Average
View all Capital Credit Union (ND) rates »

Overview / Commentary
www.capcu.org
701-255-0042
204 W Thayer Ave
Bismarck, ND 58501

Capital Credit Union (ND) is headquartered in Bismarck and is the 2nd largest credit union in the state of North Dakota. It is also the 575th largest credit union in the nation. It was established in 1939 and as of December of 2018, it had grown to 120 employees and 30,016 members at 10 locations. Capital Credit Union (ND)'s money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Capital Credit Union offers membership to those who live within 50 miles of Beulah and New Salem, ND or within 75 miles of Bismarck, Fargo and Hazen, ND. Additionally, membership is extended to those who have immediate family within 50 miles of Bismarck, ND.
See current membership details

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Reviews (2)

Capitol Credit Union

Posted by: ericklyons | Nov 8, 2017

My first checking account when I was in high school was with Capital Credit Union. It was a good experience for a first account. You feel like an individual while working with them. They know you by name and are willing to listen to your situation one on one. If you encountered financial troubles they have no problem helping and trying to figure out what is needed to get you back on the road to financial security. The only reason I moved on from them other than being young and dumb was that I moved to a larger city and it would have been a hassle to keep my account in the smaller town 200 miles away. All in all it was a good experience.

1

Very Satisfied

Posted by: Ladynefxsc | Sep 29, 2017

I have been very satisfied with my experience with the local branch of Capital Credit Union. I like the personalized feel that I get here. The staff knows me and usually greet me by name when I come in. Whether I call or visit in person they are very willing to help me with what I need. The website and mobile app work well. The one time I had a problem with having forgotten my password and talked with a representative using online chat she was very helpful and we were able to quickly resolve my problem. I would highly recommend this credit union to anyone looking at the different local banks and credit union in this area.

1


Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #61637
Year Chartered1939
Employees120
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD7.55%
Annual Interest Income$19.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$486.6MM$466.3MM
LoansQ4 2018vs Q4 2017$385.0MM$367.4MM
DepositsQ4 2018vs Q4 2017$423.2MM$406.3MM
Equity CapitalQ4 2018vs Q4 2017$58.9MM$54.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$5.5MM$4.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.2MM$7.2MM
Real Estate OwnedQ4 2018vs Q4 2017$616.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Capital Credit Union (ND) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%$2.5k-Combo Savings
0.10%*$20k*-IRA Share Savings
OTHER TIERS: 0.05% → Up to $20k
0.05%--Special Shares
0.05%--Home Sweet Home Club
0.05%--CU Save
0.05%--Business Transactional Account
0.05%--Transactional Account
0.05%--Regular Share

Capital Credit Union (ND) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$250k*-Money Market
OTHER TIERS: 0.25% → Up to $10k | 0.30% → $10k - $25k | 0.40% → $25k - $50k | 0.50% → $50k - $100k | 0.75% → $100k - $250k

Capital Credit Union (ND) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$2.5k*$25kClassic Checking
OTHER TIERS: 0.05% → $25k+
0.05%$500$100kBusiness Checking

Capital Credit Union (ND) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$2.5k-60 Month Regular CD
2.40%$2.5k-25 Month Regular CD
2.25%$2.5k-15 Month Regular CD
2.15%$2.5k-48 Month Bump-a-Rate CD
2.10%*$2.5k*-36 Month Regular CD
OTHER TIERS: 0.35% → $500 - $2.5k
2.10%$2.5k-61 Month Bump-a-Rate CD
2.00%$2.5k-54 Month Bump-a-Rate CD
0.95%*$2.5k*-24 Month Regular CD
OTHER TIERS: 0.20% → $500 - $2.5k
0.90%$2.5k-18 Month Regular CD
0.60%*$2.5k*-12 Month Regular CD
OTHER TIERS: 0.15% → $500 - $2.5k
0.55%$2.5k-9 Month Regular CD
0.50%*$2.5k*-6 Month Regular CD
OTHER TIERS: 0.10% → $500 - $2.5k
0.35%$2.5k-3 Month Regular CD

Capital Credit Union (ND) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$2.5k-60 Month Regular IRA
2.40%$2.5k-25 Month Regular IRA
2.25%$2.5k-15 Month Regular IRA
2.15%$2.5k-48 Month Bump-a-Rate IRA
2.10%*$2.5k*-36 Month Regular IRA
OTHER TIERS: 0.35% → $500 - $2.5k
2.10%$2.5k-61 Month Bump-a-Rate IRA
2.00%$2.5k-54 Month Bump-a-Rate IRA
0.95%*$2.5k*-24 Month Regular IRA
OTHER TIERS: 0.20% → $500 - $2.5k
0.90%$2.5k-18 Month Regular IRA
0.60%*$2.5k*-12 Month Regular IRA
OTHER TIERS: 0.15% → $500 - $2.5k
0.55%$2.5k-9 Month Regular IRA
0.50%*$2.5k*-6 Month Regular IRA
OTHER TIERS: 0.10% → $500 - $2.5k
0.35%$2.5k-3 Month Regular IRA
Locations


Cities: Beulah, Bismarck, Fargo, Mandan, New Salem, Pick City

Beulah Branches
Branch Office131 W Main StBeulah, ND 58523

Bismarck Branches
Branch Office3101 N 11th StBismarck, ND 58503
Branch Office835 S Washington StBismarck, ND 58504
Corporate Office204 W Thayer AveBismarck, ND 58501
Branch Office1550 Burnt Boat DrBismarck, ND 58503
Branch Office3103 Yorktown Dr Suite 3Bismarck, ND 58503

Fargo Branches
Branch Office4900 13th Ave SFargo, ND 58103

Mandan Branches
Branch Office600 E Main StMandan, ND 58554

New Salem Branches
Branch Office316 Main AveNew Salem, ND 58563

Pick City Branches
Branch Office145 Main Rd EPick City, ND 58545-7067

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