Capital Credit Union (ND)

Overview / Commentary
204 W Thayer Ave
Bismarck, ND 58501

Capital Credit Union (ND) is headquartered in Bismarck and is the 2nd largest credit union in the state of North Dakota. It is also the 558th largest credit union in the nation. It was established in 1939 and as of September of 2022, it had grown to 119 employees and 30,860 members at 11 locations. Capital Credit Union (ND) has an A health rating.

Field of Membership Restrictions

Membership in Capital Credit Union is open to North Dakota residents who live within 50 miles of Beulah or New Salem, or within 75 miles of Bismarck, Fargo, or Hazen. Membership is also extended to those who have immediate family living within 50 miles of Bismarck, North Dakota.
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Reviews (2)

Capitol Credit Union

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My first checking account when I was in high school was with Capital Credit Union. It was a good experience for a first account. You feel like an individual while working with them. They know you by name and are willing to listen to your situation one on one. If you encountered financial troubles they have no problem helping and trying to figure out what is needed to get you back on the road to financial security. The only reason I moved on from them other than being young and dumb was that I moved to a larger city and it would have been a hassle to keep my account in the smaller town 200 miles away. All in all it was a good experience.

Very Satisfied

I have been very satisfied with my experience with the local branch of Capital Credit Union. I like the personalized feel that I get here. The staff knows me and usually greet me by name when I come in. Whether I call or visit in person they are very willing to help me with what I need. The website and mobile app work well. The one time I had a problem with having forgotten my password and talked with a representative using online chat she was very helpful and we were able to quickly resolve my problem. I would highly recommend this credit union to anyone looking at the different local banks and credit union in this area.


Health Grade Components

NCUA #61637
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD7.54%
Annual Interest Income$17.5MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$721.5MM$674.9MM
LoansQ3 2022vs Q3 2021$554.7MM$460.2MM
DepositsQ3 2022vs Q3 2021$618.7MM$589.8MM
Equity CapitalQ3 2022vs Q3 2021$77.2MM$79.9MM
Loan Loss AllowanceQ3 2022vs Q3 2021$8.1MM$5.8MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$1.5MM$1.8MM
Real Estate OwnedQ3 2022vs Q3 2021$0$509.00K

Rates for Capital Credit Union (ND) are currently being reviewed.



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