Capital One, a DepositAccounts.com advertiser, is a subsidiary of the Capital One Financial Corporation, a financial holding company publicly traded on the New York Stock Exchange (Symbol: COF). The bank officially took over ING Direct in 2012 and offers an array of depository banking.
Capital One offers personal, as well as business, savings and CD accounts. Also on the personal side, Capital One offers a fee-free checking account that is part of an extensive ATM network and comes with a free MasterCard debit card. They also offer a teen checking account, which is basically the same account, but adds a joint owner. Both accounts are attractive because they earn interest and can be accessed through their Café’s, mobile deposits and widely accessible ATMs. The 360 Money Market Account offers one of the top interest rates in the country and has no fees. CDs are offered in term lengths ranging from 6 to 60 months and come with fixed interest rates.
Capital One’s online banking provides a simple platform for account owners to manage their deposits with Capital One. They offer an award-winning mobile app which allows the user to make deposits, check balances, pay bills, search for ATMs and make transfers. The bank’s site is optimized for both desktop and mobile use, and offers the same features as the mobile app.
Capital One is currently headquartered in McLean, Virginia.
I have a Capital One 360 checking and savings account With Capital One Bank. I've had these accounts open now for a little over 2 years. I've never really had a problem with them at all. About a year ago, someone stole my debit card and racked up about $1300 on my checking account. I called Capital One as soon as I realized the missing card. They cancelled my card immediately, sent me a new one and immediately opened up a dispute for the fraudulent charges. I was thinking it was going to be a long time to get my money back, but they credited my account the very next day! They kept me updated throughout the whole dispute process. I'll never go back to a regular bank again!
I am in the process of transferring my funds to American Express Savings. I was EXTREMELY disappointed when I called to change beneficiaries (after not finding a link to do so on their website) to be told that Cap One 360 does not allow beneficiaries - I would have to make it a joint account! I can't believe this is even legal! I was very happy with the account until this happened so if you don't need to have a beneficiary then I would still recommend it.
My father had a 360 account and passed away in November. I have been trying since the first of 2019 to settle this and get the money so I can care for my mom that is in a dementia center. All required paper work has been sent and received by CapitalOne. I have called and emailed numerous times and can get absolutely no information on the status of the settlement. I even spoke to a manager of the 360 team and he could tell me nothing...except he was opening an escalation case after 4 months. I dont understand how no one at CapitalOne knows anything. I need this money for my mother and this is now ridiculous.
This is to inform you of the most excellent service and attention rendered to myself by Ms.Frances Gordis ,the sr.market manager at the 5977 riverdale Avenue branch of the cap1 bank.Ms. Gordis consistently resolves the most convoluted, difficult banking issues.She is readily available to address the needs of the cap1 banking public.it is priceless to have this type of rare reassurance and erudite guidance. This is the personification of excellence in banking.
Warmest regards ,Edward r keane.
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Overall | |
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FDIC Certificate # | 4297 |
Year Established | 1933 |
Employees | 31178 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.17% |
Return on Equity - YTD | 1.38% |
Annual Interest Income | $10.02B |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $360.3B$318.2B |
Loans | Q3 2020vs Q3 2019 | $158.5B$148.1B |
Deposits | Q3 2020vs Q3 2019 | $300.8B$253.4B |
Equity Capital | Q3 2020vs Q3 2019 | $41.62B$42.98B |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $5.28B$2.13B |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $1.34B$1.20B |
Real Estate Owned | Q3 2020vs Q3 2019 | $4.0MM$0 |
Always verify rates and promotions with the bank or credit union. We are not Capital One; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.40% | - | - | IRA Savings | |
0.40% | - | - | 360 Performance Savings | |
0.30% | - | - | Kids Savings Account | |
0.20% | - | $5m | Business Advantage Savings - 1st Year Promo Rate |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | - | - | 360 Checking | |
0.10% | - | - | MONEY |