Centennial Bank (TX)

Overview / Commentary
904 Avenue O
Lubbock, TX 79401

Centennial Bank (TX) is headquartered in Lubbock and is the 86th largest bank in the state of Texas. It is also the 1,015th largest bank in the nation. It was established in 1934 and as of December of 2019, it had grown to 160 employees at 13 locations. Centennial Bank (TX)'s savings rates are 3X the national average, and it has a B+ health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #14562
Year Established1934
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD12.36%
Annual Interest Income$37.2MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$786.6MM$803.6MM
LoansQ4 2019vs Q4 2018$591.9MM$561.4MM
DepositsQ4 2019vs Q4 2018$698.8MM$723.4MM
Equity CapitalQ4 2019vs Q4 2018$83.4MM$75.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$6.9MM$6.4MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$7.0MM$893.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Centennial Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Centennial Bank (TX) Savings Account Rates

1.51%*$500k*-Ambition Savings
OTHER TIERS: 0.50% $50k - $100k | 1.00% $100k - $250k | 1.31% $250k - $500k
1.41%*$500k*-Business Ambition Savings
OTHER TIERS: 0.40% $50k - $100k | 0.90% $100k - $250k | 1.21% $250k - $500k

Centennial Bank (TX) Checking Account Rates

1.00%*-$15kReward Checking
OTHER TIERS: 0.17% $15k+


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.