Centennial Bank (TX)

Overview / Commentary
904 Avenue O
Lubbock, TX 79401

Centennial Bank (TX) is headquartered in Lubbock and is the 80th largest bank in the state of Texas. It is also the 986th largest bank in the nation. It was established in 1934 and as of June of 2019, it had grown to 157 employees at 15 locations. Centennial Bank (TX)'s savings rates are 3X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #14562
Year Established1934
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.54%
Annual Interest Income$18.7MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$799.3MM$762.3MM
LoansQ2 2019vs Q2 2018$578.5MM$521.3MM
DepositsQ2 2019vs Q2 2018$679.4MM$685.2MM
Equity CapitalQ2 2019vs Q2 2018$80.0MM$72.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$6.8MM$6.5MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$414.00K$1.1MM
Real Estate OwnedQ2 2019vs Q2 2018$0$48.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Centennial Bank (TX) Savings Account Rates

1.51%*$500k*-Ambition Savings
OTHER TIERS: 0.50% $50k - $100k | 1.00% $100k - $250k | 1.31% $250k - $500k
1.41%*$500k*-Business Ambition Savings
OTHER TIERS: 0.40% $50k - $100k | 0.90% $100k - $250k | 1.21% $250k - $500k

Centennial Bank (TX) Checking Account Rates

2.02%*-$15kReward Checking
OTHER TIERS: 0.35% $15k+


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