Happy State Bank

Deposits held and insured by Centennial Bank

Overview / Commentary
100 East Main Street
Happy, TX 79042
Deposits held and insured by Centennial Bank

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Data as of Q2 2022

Data displayed below is for insuring bank: Centennial Bank
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Health Grade Components

FDIC Certificate #11241
Year Established1903
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD6.34%
Annual Interest Income$366.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$24.20B$17.59B
LoansQ2 2022vs Q2 2021$13.63B$9.96B
DepositsQ2 2022vs Q2 2021$19.94B$14.11B
Equity CapitalQ2 2022vs Q2 2021$3.55B$2.82B
Loan Loss AllowanceQ2 2022vs Q2 2021$294.3MM$240.5MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$59.4MM$57.5MM
Real Estate OwnedQ2 2022vs Q2 2021$373.00K$2.0MM

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