Happy State Bank


Overview / Commentary
806-558-2265
100 East Main Street
Happy, TX 79042

Happy State Bank is headquartered in Happy and is the 19th largest bank in the state of Texas. It is also the 240th largest bank in the nation. It was established in 1908 and as of December of 2020, it had grown to 893 employees at 60 locations. Happy State Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #10359
Year Established1908
Employees893
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD9.11%
Annual Interest Income$204.5MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$5.64B$3.82B
LoansQ4 2020vs Q4 2019$3.48B$2.62B
DepositsQ4 2020vs Q4 2019$4.77B$3.08B
Equity CapitalQ4 2020vs Q4 2019$760.1MM$593.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$54.9MM$34.2MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$52.5MM$41.9MM
Real Estate OwnedQ4 2020vs Q4 2019$1.1MM$1.5MM
Rates

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Locations

Availability



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