Happy State Bank


Overview / Commentary
806-379-6654
100 East Main Street
Happy, TX 79042

Happy State Bank is headquartered in Happy and is the 20th largest bank in the state of Texas. It is also the 291st largest bank in the nation. It was established in 1908 and as of June of 2019, it had grown to 711 employees at 41 locations. Happy State Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #10359
Year Established1908
Employees711
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD7.93%
Annual Interest Income$81.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$3.51B$3.38B
LoansQ2 2019vs Q2 2018$2.39B$2.38B
DepositsQ2 2019vs Q2 2018$2.88B$2.70B
Equity CapitalQ2 2019vs Q2 2018$538.7MM$447.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$31.5MM$29.7MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$16.9MM$25.1MM
Real Estate OwnedQ2 2019vs Q2 2018$2.7MM$2.1MM
Rates

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Locations

Availability



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