CenterBank

Overview / Commentary

www.center.bank

513-965-8505

744 State Route 28
Milford, OH 45150

CenterBank is headquartered in Milford and is the 74^th largest bank in the state of Ohio. It is also the 2,613^th largest bank in the nation. It was established in 2000 and as of June of 2021, it had grown to 40 employees at 3 locations. CenterBank's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

View all posts from:

2017

4/19 - CenterBank (OH) Adds 17-Month Anniversary Special CD

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Health

A+

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	35117
Year Established	2000
Employees	40
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.46%
Return on Equity - YTD	15.45%
Annual Interest Income	$6.1MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$274.7MM$276.7MM
Loans	Q2 2021vs Q2 2020	$217.7MM$235.8MM
Deposits	Q2 2021vs Q2 2020	$221.6MM$208.0MM
Equity Capital	Q2 2021vs Q2 2020	$26.8MM$23.3MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$3.8MM$2.9MM
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$115.00K$798.00K
Real Estate Owned	Q2 2021vs Q2 2020	$0$0

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not CenterBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CenterBank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	-	$250k	Saving Special
OTHER TIERS: 0.25% → $250k+
0.25%	$25	-	Regular Savings
0.25%	$25	-	Young Savers Account
0.25%	$2.5k	-	Health Savings Account

CenterBank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	-	$250k	Promotional Money Market Investment Savings
OTHER TIERS: 0.40% → $250k+
0.40%^*	$50k^*	-	Money Market Investment Savings
OTHER TIERS: 0.05% → Up to $10k \| 0.15% → $10k - $25k \| 0.30% → $25k - $50k
0.25%	$50	-	Money Market IRA

CenterBank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$50k^*	-	Optimum Checking
OTHER TIERS: 0.15% → Up to $1.5k \| 0.25% → $1.5k - $50k

CenterBank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%	$500	-	60 Month CD
0.50%	$500	-	18 Month CD
0.50%	$500	-	24 Month CD
0.50%	$500	-	36 Month CD
0.50%	$500	-	48 Month CD
0.50%	$500	-	12 Month CD Special
0.50%	$500	-	6 Month CD Special
0.40%	$500	-	12 Month CD
0.35%	$500	-	9 Month No Penalty CD
0.30%	$500	-	6 Month CD

Locations

CenterBank Locations
Centerbank	744 State Route 28	Milford, OH 45150
Madeira Branch	6934 Miami Avenue	Madeira, OH 45243
Anderson Branch	7391 Beechmont Avenue	Cincinnati, OH 45239

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