CenterBank


Overview / Commentary
513-965-8505
744 State Route 28
Milford, OH 45150

CenterBank is headquartered in MILFORD and is the 72nd largest bank in the state of Ohio. It is also the 2,516th largest bank in the nation. It was established in 2000 and as of March of 2023, it had grown to 41 employees at 3 locations. CenterBank's money market rates are 6X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #35117
Year Established2000
Employees41
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD9.66%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$291.5MM$262.8MM
LoansQ1 2023vs Q1 2022$242.5MM$218.6MM
DepositsQ1 2023vs Q1 2022$212.1MM$214.4MM
Equity CapitalQ1 2023vs Q1 2022$31.7MM$29.9MM
Loan Loss AllowanceQ1 2023vs Q1 2022$3.4MM$2.9MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$85.00K$0
Real Estate OwnedQ1 2023vs Q1 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not CenterBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CenterBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25-Regular Savings
0.25%$25-Young Savers Account
0.25%$2.5k-Health Savings Account

CenterBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$1kPromotional Money Market Investment Savings
OTHER TIERS: 0.20% $250k+ | 2.47% $10k - $250k
1.00%*$50k*-Money Market Investment Savings
OTHER TIERS: 0.25% Up to $10k | 0.40% $10k - $25k | 0.55% $25k - $50k
0.25%$50-Money Market IRA

CenterBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Optimum Checking
OTHER TIERS: 0.05% Up to $1.5k | 0.15% $1.5k - $50k

CenterBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500-14 Month CD Special
4.75%$500-9 Month No Penalty CD
4.25%$500-15 Month CD Special
3.75%$500-60 Month CD
3.05%$500-9 Month CD
3.00%$500-12 Month CD
3.00%$500-24 Month CD
2.25%$500-36 Month CD
0.50%$500-18 Month CD
0.50%$500-48 Month CD
0.25%$500-6 Month CD
Locations


CenterBank Locations
Centerbank744 State Route 28Milford, OH 45150
Madeira Branch6934 Miami AvenueMadeira, OH 45243
Anderson Branch7391 Beechmont AvenueCincinnati, OH 45239

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