Central National Bank is headquartered in JUNCTION CITY and is the 12th largest bank in the state of Kansas. It is also the 854th largest bank in the nation. It was established in 1884 and as of December of 2024, it had grown to 267 employees at 35 locations. Central National Bank has a B+ health rating.
Fraud Charges
I have banked with Central National Bank for over 10 years and never had any issues until my checking account was charged $496 by an unknown merchant. I filed a fraudulent claim with the bank and they declined my claim and refused to reimburse my money. I know that I did not make the purchase, the information the merchant provided was all fake. The bank approved the charge even though my card information was typed in online and they didn't have the CVV code to verify my card. The bank did not alert me to any fraud activity despite the same merchant attempting to charge my account twice in a row once for $1600 and the second time for $496. They refuse to give me my money bank or allow me to speak with the fraud department.
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4702 |
| Year Established | 1884 |
| Employees | 267 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 8.68% |
| Annual Interest Income | $60.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $1.26B$1.29B |
| Loans | Q4 2024vs Q4 2023 | $712.3MM$659.7MM |
| Deposits | Q4 2024vs Q4 2023 | $1.13B$1.17B |
| Equity Capital | Q4 2024vs Q4 2023 | $119.3MM$116.2MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $13.8MM$13.4MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $198K$521K |
| Real Estate Owned | Q4 2024vs Q4 2023 | $530K$0 |
