Chase Bank

Overview / Commentary

www.chase.com

877-682-4273

1111 Polaris Parkway
Columbus, OH 43240

Chase Bank is one of the largest banks in the United States as measured by total assets. It offers personal, business, and commercial banking products and services on both the depository and lending side. Chase has made strides to become an industry leader in customer service, with hundreds of thousands employees all over the world.

Chase Bank’s checking account offerings all have monthly service charges that can be waived if certain requirements are met. One checking account offers a certain number of non-Chase ATM transaction fee refunds. Chase Savings (SM) also come with a monthly service charge, but can be avoided by meeting minimum daily balance requirements. For the basic Chase Savings (SM) account, consumers under the age of 18 automatically avoid the monthly service charge. The bank also offers certificates of deposit (CDs) that reward higher account balances with higher interest rates. CDs can be opened online and range in term lengths from 1 to 120 months. Chase offers business and commercial banking solutions, as well as an array of credit cards.

Chase Bank online banking provides customers with free account management functions like online bill pay, paperless statements, mobile deposit, and fund transfers. Chase’s mobile banking apps are highly rated and offer a sophisticated platform from which customers can accomplish account management tasks easily on the go. Each app is specifically designed for different operating systems like iPhone, Android, and Windows, as well as tablet devices. Chase’s website is easy to maneuver and provides comprehensive information about bank and account information.

Chase Bank was originally established in 1982 as The Chase Manhattan Bank (USA). In 1996 it changed its organization type with the FDIC to a credit card bank, and in 2000 acquired JPMorgan, a financial services company. A year later the bank moved its headquarters to Newark, Delaware, where they remain today. In 2005, the bank changed its name to Chase Bank USA, and four years later acquired Bear Stearns and Washington Mutual.

Non-Zero Rates At Chase Bank - 10/30/2022

It looks like they are at least not at zero, as of last month. In my market, 2% interest (2.02% APY) for terms of 12-14, 24-29, 36-41 months. 1.5% interest (1.51% APY) for terms of 30 months to 120 months. Not competitive when banks are paying 4% but good for those who like their big local bank.

JP Morgan Chase, OH Via Schwab Brokerage 5 Year Callable CD @ 5% - 10/13/2022

Available as of 5PM Eastern, 10/13/2022

View all posts from:

2022
2021
2020
Earlier

10/30 - Non-Zero Rates At Chase Bank
10/13 - JP Morgan Chase, OH Via Schwab Brokerage 5 Year Callable CD @ 5%

8/26 - The-Fed-May-Not-Hike-Interest-Rates-Until-2023-Says-Jpmorgan

12/22 - BIG, BIG Win For The Big Banks - They Can Resume Buying Back Their Own Stock
11/27 - Chase Private Client $2000 Bonus
1/2 - Chase Offering $1000 Bonus For Opening/Upgrading To Sapphire Banking With $75K

Reviews (268)

Chase Bank At 49 NY-59, Nyack, NY

Posted by: ikinnmark2 | Jan 3, 2022

Very friendly and very efficient service. Straightforward procedure for getting a credit card.

Comment

Hard To Deal With

Posted by: elmocook | Feb 23, 2022

I have a cd from Chase that expires in a few days. It will roll over into another cd. I called them and said I wanted my cd to be transferred to my savings account when it matures. They said I would have to come into the bank and talk to a banker to do this. When I went in they wouldn't talk to me because I needed an appointment. So now I have to make an appointment and come in again for a simple transaction I should be able to do online. I'm going to close my accounts at this bank.

I Can't Stand Chase

Posted by: Andrewk | Nov 24, 2022

The worst bank I've ever used I have had a business account here for years and on Nov 16 I deposited a $2000 check from a business client chase put a hold on it till the 26 th of this month even though the check cleared the clients account on the 18th...well today I checked my account and now it's moved to the 28th...they absoletly do not care...now I have over draft fees and various other charges...when all they are doing is holding my money and earning interest in it for 10 days...the worst customer service ever...I'm going else where

Comment

Great Bank. Wish They Had More Branches Though.

Posted by: BGraham16 | Dec 19, 2020

Really like their mobile app, online experience, and credit cards. Wish they had more branches in my area though (or at least lower ATM fees).

Can't say I'd want to have business accounts with them though. They tend to mainly care about their BIG customers, in that regard (can't blame them though/that's what all the big banks do).

Comment

VIEW MORE REVIEWS

Health

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	628
Year Established	1824
Employees	210348
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.84%
Return on Equity - YTD	9.54%
Annual Interest Income	$31.49B

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$3,380.8B$3,190.1B
Loans	Q2 2022vs Q2 2021	$1,092.9B$1,030.2B
Deposits	Q2 2022vs Q2 2021	$2,548.7B$2,403B
Equity Capital	Q2 2022vs Q2 2021	$297.2B$288.1B
Loan Loss Allowance	Q2 2022vs Q2 2021	$17.75B$19.49B
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$8.44B$9.82B
Real Estate Owned	Q2 2022vs Q2 2021	$216.0MM$228.0MM

Rates

Skip to rates for:

Savings
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Chase Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Chase Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.02%^†	-	$500k	Chase Premier Savings - Relationship
0.02%^†	-	-	Chase Private Client Savings - Relationship
0.02%^*^†	$1m^*	-	Chase Private Client Savings - Standard
OTHER TIERS: 0.01% → Up to $1m
0.02%^†	-	-	Chase Business Premier Savings - Relationship
0.01%^†	-	$500k	Chase Premier Savings - Standard
0.01%^†	-	-	Chase Savings (SM)
0.01%^†	-	-	Chase Business Premier Savings - Standard
0.01%^†	-	-	Chase Business Total Savings
0.01%^†	-	-	Business Client Funds Savings

Chase Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%^*^†	$100k^*	-	Business IOLTA
OTHER TIERS: 1.97% → Up to $100k
0.01%^†	-	-	Chase Premier Plus Checking
0.01%^†	-	-	Chase Sapphire Checking
0.01%^†	-	-	Chase Private Client Checking
0.01%^†	-	-	Chase Analysis Business Checking with Interest
0.01%^†	-	-	Chase Performance Business Checking with Interest

Chase Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^†	$1k	-	12-14 Month CD - Relationship
3.00%^†	$1k	-	Business 12-14 Month CD - Relationship
2.02%^†	$1k	-	24-29 Month CD - Relationship
2.02%^†	$1k	-	36-41 Month CD - Relationship
2.02%^†	$1k	-	Business 24-29 Month CD - Relationship
2.02%^†	$1k	-	Business 36-41 Month CD - Relationship
1.51%^†	$1k	-	30-35 Month CD - Relationship
1.51%^†	$1k	-	48-83 Month CD - Relationship
1.51%^†	$1k	-	84-120 Month CD - Relationship
1.51%^†	$1k	-	42-47 Month CD - Relationship
1.51%^†	$1k	-	Business 30-35 Month CD - Relationship
1.51%^†	$1k	-	Business 42-47 Month CD - Relationship
1.51%^†	$1k	-	Business 48-83 Month CD - Relationship
1.51%^†	$1k	-	Business 84-120 Month CD - Relationship
0.05%^*^†	$10k^*	-	6-8 Month CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	9-11 Month CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	21-23 Month CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	15 - 17 Month CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	18-20 Month CD-Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	Business 6-8 Month CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	Business 9-11 Month CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	Business 15 - 17 Month CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	Business 18-20 Month CD-Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	Business 21-23 Month CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	6 Month Ladder CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	9 Month Ladder CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	12 Month Ladder CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	Business 6 Month Ladder CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	Business 9 Month Ladder CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	Business 12 Month Ladder CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.02%^†	$1k	-	1 - 2 Month CD - Relationship
0.02%^†	$1k	-	3-5 Month CD - Relationship
0.02%^†	$1k	-	Business 1 - 2 Month CD - Relationship
0.02%^†	$1k	-	Business 3-5 Month CD - Relationship
0.02%^†	$1k	-	1 Month Ladder CD - Relationship
0.02%^†	$1k	-	2 Month Ladder CD - Relationship
0.02%^†	$1k	-	3 Month Ladder CD - Relationship
0.02%^†	$1k	-	4 Month Ladder CD - Relationship
0.02%^†	$1k	-	Business 1 Month Ladder CD - Relationship
0.02%^†	$1k	-	Business 2 Month Ladder CD - Relationship
0.02%^†	$1k	-	Business 3 Month Ladder CD - Relationship
0.02%^†	$1k	-	Business 4 Month Ladder CD - Relationship
0.01%^†	$1k	$100k	1 - 2 Month CD - Standard
0.01%^†	$1k	$100k	3-5 Month CD - Standard
0.01%^†	$1k	$100k	6-8 Month CD - Standard
0.01%^†	$1k	$100k	9-11 Month CD - Standard
0.01%^†	$1k	$100k	12-14 Month CD - Standard
0.01%^†	$1k	$100k	24-29 Month CD - Standard
0.01%^†	$1k	$100k	30-35 Month CD - Standard
0.01%^†	$1k	$100k	48-83 Month CD - Standard
0.01%^†	$1k	$100k	84-120 Month CD - Standard
0.01%^†	$1k	$100k	21-23 Month CD - Standard
0.01%^†	$1k	-	36-41 Month CD - Standard
0.01%^†	$1k	-	15 - 17 Month CD - Standard
0.01%^†	$1k	-	18-20 Month CD-Standard
0.01%^†	$1k	-	42-47 Month CD - Standard
0.01%^†	$1k	$100k	Business 1 - 2 Month CD - Standard
0.01%^†	$1k	$100k	Business 3-5 Month CD - Standard
0.01%^†	$1k	$100k	Business 6-8 Month CD - Standard
0.01%^†	$1k	$100k	Business 9-11 Month CD - Standard
0.01%^†	$1k	$100k	Business 12-14 Month CD - Standard
0.01%^†	$1k	-	Business 15 - 17 Month CD - Standard
0.01%^†	$1k	-	Business 18-20 Month CD-Standard
0.01%^†	$1k	$100k	Business 21-23 Month CD - Standard
0.01%^†	$1k	$100k	Business 24-29 Month CD - Standard
0.01%^†	$1k	$100k	Business 30-35 Month CD - Standard
0.01%^†	$1k	-	Business 36-41 Month CD - Standard
0.01%^†	$1k	-	Business 42-47 Month CD - Standard
0.01%^†	$1k	$100k	Business 48-83 Month CD - Standard
0.01%^†	$1k	$100k	Business 84-120 Month CD - Standard
0.01%^†	$1k	-	1 Month Ladder CD - Standard
0.01%^†	$1k	-	2 Month Ladder CD - Standard
0.01%^†	$1k	-	3 Month Ladder CD - Standard
0.01%^†	$1k	-	4 Month Ladder CD - Standard
0.01%^†	$1k	-	6 Month Ladder CD - Standard
0.01%^†	$1k	-	9 Month Ladder CD - Standard
0.01%^†	$1k	-	12 Month Ladder CD - Standard
0.01%^†	$1k	-	Business 1 Month Ladder CD - Standard
0.01%^†	$1k	-	Business 2 Month Ladder CD - Standard
0.01%^†	$1k	-	Business 3 Month Ladder CD - Standard
0.01%^†	$1k	-	Business 4 Month Ladder CD - Standard
0.01%^†	$1k	-	Business 6 Month Ladder CD - Standard
0.01%^†	$1k	-	Business 9 Month Ladder CD - Standard
0.01%^†	$1k	-	Business 12 Month Ladder CD - Standard