Chase Bank

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120 Month CD Special - Relationship

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.25%	5-year CD	60-83 Month CD - Standard 2.25% - Ally Bank High Yield 5 Year CD
0.01%	1-year CD	12-14 Month CD - Standard 1.50% - Ally Bank No Penalty 11-Month CD
0.01%	Savings	Chase Savings 1.20% - Ally Bank Online Savings Account

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Overview / Commentary

www.chase.com

877-682-4273

1111 Polaris Parkway
Columbus, OH 43240

Chase Bank is one of the largest banks in the United States as measured by total assets. It offers personal, business, and commercial banking products and services on both the depository and lending side. Chase has made strides to become an industry leader in customer service, with hundreds of thousands employees all over the world.

Chase Bank’s checking account offerings all have monthly service charges that can be waived if certain requirements are met. One checking account offers a certain number of non-Chase ATM transaction fee refunds. Savings accounts also come with a monthly service charge, but can be avoided by meeting minimum daily balance requirements. For the basic savings account, consumers under the age of 18 automatically avoid the monthly service charge. The bank also offers certificates of deposit (CDs) that reward higher account balances with higher interest rates. CDs can be opened online and range in term lengths from 1 to 120 months. Chase offers business and commercial banking solutions, as well as an array of credit cards.

Chase Bank online banking provides customers with free account management functions like online bill pay, paperless statements, mobile deposit, and fund transfers. Chase’s mobile banking apps are highly rated and offer a sophisticated platform from which customers can accomplish account management tasks easily on the go. Each app is specifically designed for different operating systems like iPhone, Android, and Windows, as well as tablet devices. Chase’s website is easy to maneuver and provides comprehensive information about bank and account information.

Chase Bank was originally established in 1982 as The Chase Manhattan Bank (USA). In 1996 it changed its organization type with the FDIC to a credit card bank, and in 2000 acquired JPMorgan, a financial services company. A year later the bank moved its headquarters to Newark, Delaware, where they remain today. In 2005, the bank changed its name to Chase Bank USA, and four years later acquired Bear Stearns and Washington Mutual.

Chase Short Term 1.50% -> 3.05% Callable Step-Up CD Via TD Ameritrade - 5/15/2017

I frequently get notices of new issue callable CDs from TD Ameritrade. This one looks like an OK deal, but not a great deal. My calculations indicate the blended rate over the entire term is ~ 2.16%. If you do not currently have an account at TD Ameritade, you may also be eligible for an account opening bonus of up to $ 2500 (for a $1,000,000 account). Issuer: JPMorgan Chase Bank NA Rating: FDIC Insured* Order Period: Until May 25, 2017 Coupons: 1.50% to 05/30/2018; 2.00% to 11/30/2019; 3.05% to 11/30/2020 Maturity: November 30,2020 Payment Frequency: Quarterly-Pay Call Status: Callable 05/30/2018@100, Quarterly-Thereafter Survivor's Option: Yes Price: $100

$300 Bonus - Chase Premier Plus Checking - 3/20/2017

From the promo page, Chase will email you a bonus coupon. This can be taken into a branch or you can apply online if you live in a state with Chase branches. Offer expires 4/16/17 Requirements for the $300 bonus: 1) Open a new Chase Premier Plus Checking account, which is subject to approval 2) Deposit $25 or more at account opening 3) Have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Chase Premier Plus Checking has a $25/mo fee, but this can be waived with a $15,000 balance. Chase has a $200 bonus that’s still active for its Total Checking which requires only $1,500 to avoid a $12/mo fee. Promo page https://www.chase.com/checking/offer/q1-premierplus-aff-sub-offer.html

JPMorgan Chase: America’s Biggest Bank – Success Despite Stumbles - 10/30/2016

JPMorgan Chase is the country’s largest bank in terms of assets, with more than $2 trillion in assets and has operations in more than 50 countries.

View all posts from:

2017
2016
2015
Earlier

5/15 - Chase Short Term 1.50% -> 3.05% Callable Step-Up CD Via TD Ameritrade
3/20 - $300 Bonus - Chase Premier Plus Checking

10/30 - JPMorgan Chase: America’s Biggest Bank – Success Despite Stumbles
10/25 - $150 Savings Account Bonus & $200 Checking Bonus At Chase
7/1 - Chase’s New Overdraft Policy - Potential Gotchas for Customers
6/7 - $300 To Open Chase Total Checking Account, $200 For Chase Savings Account

11/19 - Safety of Your Money at Banks - Fraudulent Transfers
4/13 - Chase New Account Bonus - Upto $450 (Get Coupon From Chase Easily)

Reviews (189)

Featured Account Options

Love Chase Online Banking!

Posted by: martasoto | 12 hours ago

I have been using the Chase Online Banking system for about 5 years now, and I have nothing but positive things to say about it. First of all, between the iPhone App and the web interface, it's super easy and convenient to use. Their security feature is superb; if I try to log on from a different computer, they will not allow me to do so unless I type in the 6 digit code they send to my phone. I have both Checkings and Savings account from them. I have direct deposit set up at my job, and my money is always in my account instantly. I've never had an issue with not receiving payment. Also, the overdraft protection is better than other banks that I've used in the past. I have it set up that if I am going to overdraft, they will take it right from my savings account instead, to avoid the overfee charges. Their online banking is constantly up to date, and I get alerts whenever necessary. Overall, their banking system is top notch, and I am going to be with them for a very long time to come.

Comment

Great experience with Chase online banking

Posted by: Gorover | Oct 10, 2017

I especially like Chase for their online portal. As compared to other banks like CITI, Chase's online platform offers far superior User Interface and reflects sound design. THe User awareness is top notch, font size, quick display of account information, large buttons, instead of hyperlink sized links. The integrated rewards system interface is also far superior to CITI's. HSBC is another bank that I bank with and their UI while recently improved, still needs more work vis-a-vis Chase.

Comment

All but the fees

Posted by: Crazyeyertr | Oct 22, 2017

I have been banking with Chase Bank for the last 5 years and I hold both a Savings and Checking account with this bank. I'm very comfortable with their services in terms of the ATMs available around, the banking in general online and on mobile is very convenient. I also like the chase money transfer which is very quick to mobile or emails. This has worked great even with foreign transfer.

The only negative that I have towards this bank is the fees they charge on savings account to maintain the minimum amount deposited in the account and its not possible at times to maintain that so I end up paying $12.99/month as fees or penalty. I'm so frustrated with this one aspect since sometime I do have money in checking account but forget to transfer to saving to the minimum balance and I end up losing such a big fee month on month.

Comment

Decent National Bank but Horrible Customer Service

Posted by: nakishawolf | Mar 15, 2017

I have been banking with Chase Bank for the past 6 years. I was originally requested to open and savings and checking about by a chase mailer that offered me $100 reward. The $100 was for opening a savings account that held at least $500, and a checking account that had direct deposit set up for 3 consecutive months. The requirements seemed doable so I opened the accounts and was happy with my banking experience at first. About a year later I received another promotional flyer that offered $500 on a 1 year $10,000 CD. I thought this return was too good to be true so I took the flyer into my nearest branch location and they confirmed the promotion. That same day I deposited $10,000 and took out a 1 year CD with Chase. After the year was complete and the CD period ended, the $500 promotion was deposited into my account and I decided I could get a better return on the initial $10,000 at another bank. So I went into the branch location to withdraw the money and it was nearly impossible. I understand they need to take safety precautions, but they asked me repeatedly if I was in trouble, if someone was forcing me to withdraw this money, and then refused to give me my money. At that point I was pretty upset, I didn't feel it was right for the bank to hold my money hostage. They called the branch manager in and she took me into a back room and made me explain in detail why I wanted to withdraw my money. She then made me sign extra paperwork confirming I was withdrawing the money. At this point the bank had made me feel like I was a criminal just because I wanted to withdraw my own money from their bank. From that day forward I have not opened any other CDs with Chase, nor do I keep large amounts of money in either of my savings or checking accounts. I don't trust them anymore.

Comment

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Health

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	628
Year Established	1824
Employees	189315
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.97%
Return on Equity - YTD	9.9%
Annual Interest Income	$23.00B

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$2,152B$2,051B
Loans	Q2 2017vs Q2 2016	$800.1B$767.1B
Deposits	Q2 2017vs Q2 2016	$1,539.8B$1,407.7B
Equity Capital	Q2 2017vs Q2 2016	$210.2B$200.7B
Loan Loss Allowance	Q2 2017vs Q2 2016	$10.12B$11.40B
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$8.19B$9.98B
Real Estate Owned	Q2 2017vs Q2 2016	$423.0MM$655.0MM

Rates

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Always verify rates and promotions with the bank or credit union. We are not Chase Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Chase Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.08%^*^†	$1m^*	-	Chase Plus Savings - Standard
OTHER TIERS: 0.01% → Up to $1mm
0.08%^*^†	$250k^*	-	Chase Plus Savings - Relationship
OTHER TIERS: 0.03% → Up to $50k \| 0.05% → $50k - $100k \| 0.06% → $100k - $250k
0.01%^†	-	-	Chase Savings

Chase Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%^†	-	-	Chase Premier Platinum Checking
0.01%^†	-	-	Chase Premier Plus Checking

Chase Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%^*^†	$100k^*	-	120 Month CD Special - Relationship
OTHER TIERS: 0.90% → $1k - $10k \| 1.01% → $10k - $100k
0.70%^†	$1k	-	120 Month CD Special - Standard
0.60%^*^†	$100k^*	-	60-83 Month CD - Relationship
OTHER TIERS: 0.35% → $1k - $10k \| 0.55% → $10k - $100k
0.60%^*^†	$100k^*	-	84-119 Month CD - Relationship
OTHER TIERS: 0.35% → $1k - $10k \| 0.55% → $10k - $100k
0.50%^*^†	$100k^*	-	42-47 Month CD Special - Relationship
OTHER TIERS: 0.25% → $1k - $10k \| 0.45% → $10k - $100k
0.50%^*^†	$100k^*	-	48-59 Month CD - Relationship
OTHER TIERS: 0.25% → $1k - $10k \| 0.45% → $10k - $100k
0.40%^*^†	$100k^*	-	36-41 Month CD - Relationship
OTHER TIERS: 0.15% → $1k - $10k \| 0.35% → $10k - $100k
0.30%^*^†	$100k^*	-	18-20 Month CD Special - Relationship
OTHER TIERS: 0.15% → $1k - $10k \| 0.25% → $10k - $100k
0.30%^*^†	$100k^*	-	24-29 Month CD - Relationship
OTHER TIERS: 0.15% → $1k - $10k \| 0.25% → $10k - $100k
0.30%^*^†	$100k^*	-	30-35 Month CD - Relationship
OTHER TIERS: 0.15% → $1k - $10k \| 0.25% → $10k - $100k
0.30%^*^†	$100k^*	-	21-23 Month CD - Relationship
OTHER TIERS: 0.15% → $1k - $10k \| 0.25% → $10k - $100k
0.25%^†	$1k	$100k	60-83 Month CD - Standard
0.25%^†	$1k	$100k	84-119 Month CD - Standard
0.20%^*^†	$100k^*	-	15 - 17 Month CD - Relationship
OTHER TIERS: 0.05% → $1k - $10k \| 0.15% → $10k - $100k
0.10%^†	$1k	$100k	42-47 Month CD Special - Standard
0.10%^†	$1k	$100k	48-59 Month CD - Standard
0.05%^*^†	$100k^*	-	12-14 Month CD - Relationship
OTHER TIERS: 0.02% → $1k - $100k
0.05%^†	$1k	$100k	18-20 Month CD Special - Standard
0.05%^†	$1k	$100k	24-29 Month CD - Standard
0.05%^†	$1k	$100k	30-35 Month CD - Standard
0.05%^†	$1k	$100k	21-23 Month CD - Standard
0.05%^†	$1k	-	36-41 Month CD - Standard
0.02%^†	$1k	-	1 Month CD - Relationship
0.02%^†	$1k	-	2 Month CD - Relationship
0.02%^†	$1k	-	3-5 Month CD - Relationship
0.02%^†	$1k	-	6-8 Month CD - Relationship
0.02%^†	$1k	-	9-11 Month CD - Relationship
0.01%^†	$1k	$100k	1 Month CD - Standard
0.01%^†	$1k	$100k	2 Month CD - Standard
0.01%^†	$1k	$100k	3-5 Month CD - Standard
0.01%^†	$1k	$100k	6-8 Month CD - Standard
0.01%^†	$1k	$100k	9-11 Month CD - Standard
0.01%^†	$1k	$100k	12-14 Month CD - Standard
0.01%^†	$1k	-	15 - 17 Month CD - Standard

Chase Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%^*^†	$100k^*	-	120 Month IRA Special - Relationship
OTHER TIERS: 0.90% → $1k - $10k \| 1.01% → $10k - $100k
0.70%^†	$1k	-	120 Month IRA Special - Standard
0.60%^*^†	$100k^*	-	60-83 Month IRA - Relationship
OTHER TIERS: 0.35% → $1k - $10k \| 0.55% → $10k - $100k
0.60%^*^†	$100k^*	-	84-119 Month IRA - Relationship
OTHER TIERS: 0.35% → $1k - $10k \| 0.55% → $10k - $100k
0.50%^*^†	$100k^*	-	42-47 Month IRA Special - Relationship
OTHER TIERS: 0.25% → $1k - $10k \| 0.45% → $10k - $100k
0.50%^*^†	$100k^*	-	48-59 Month IRA - Relationship
OTHER TIERS: 0.25% → $1k - $10k \| 0.45% → $10k - $100k
0.40%^*^†	$100k^*	-	36-41 Month IRA - Relationship
OTHER TIERS: 0.15% → $1k - $10k \| 0.35% → $10k - $100k
0.30%^*^†	$100k^*	-	18-20 Month IRA Special - Relationship
OTHER TIERS: 0.15% → $1k - $10k \| 0.25% → $10k - $100k
0.30%^*^†	$100k^*	-	24-29 Month IRA - Relationship
OTHER TIERS: 0.15% → $1k - $10k \| 0.25% → $10k - $100k
0.30%^*^†	$100k^*	-	30-35 Month IRA - Relationship
OTHER TIERS: 0.15% → $1k - $10k \| 0.25% → $10k - $100k
0.30%^*^†	$100k^*	-	21-23 Month IRA - Relationship
OTHER TIERS: 0.15% → $1k - $10k \| 0.25% → $10k - $100k
0.25%^†	$1k	$100k	60-83 Month IRA - Standard
0.25%^†	$1k	$100k	84-119 Month IRA - Standard
0.20%^*^†	$100k^*	-	15 - 17 Month IRA - Relationship
OTHER TIERS: 0.05% → $1k - $10k \| 0.15% → $10k - $100k
0.10%^†	$1k	$100k	42-47 Month IRA Special - Standard
0.10%^†	$1k	$100k	48-59 Month IRA - Standard
0.05%^*^†	$100k^*	-	12-14 Month IRA - Relationship
OTHER TIERS: 0.02% → $1k - $100k
0.05%^†	$1k	$100k	18-20 Month IRA Special - Standard
0.05%^†	$1k	$100k	24-29 Month IRA - Standard
0.05%^†	$1k	$100k	30-35 Month IRA - Standard
0.05%^†	$1k	$100k	21-23 Month IRA - Standard
0.05%^†	$1k	-	36-41 Month IRA - Standard
0.02%^†	$1k	-	1 Month IRA - Relationship
0.02%^†	$1k	-	2 Month IRA - Relationship
0.02%^†	$1k	-	3-5 Month IRA - Relationship
0.02%^†	$1k	-	6-8 Month IRA - Relationship
0.02%^†	$1k	-	9-11 Month IRA - Relationship
0.01%^†	$1k	$100k	1 Month IRA - Standard
0.01%^†	$1k	$100k	2 Month IRA - Standard
0.01%^†	$1k	$100k	3-5 Month IRA - Standard
0.01%^†	$1k	$100k	6-8 Month IRA - Standard
0.01%^†	$1k	$100k	9-11 Month IRA - Standard
0.01%^†	$1k	$100k	12-14 Month IRA - Standard
0.01%^†	$1k	-	15 - 17 Month IRA - Standard

Locations

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Chicago Area

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