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Chase Bank is one of the largest banks in the United States as measured by total assets. It offers personal, business, and commercial banking products and services on both the depository and lending side. Chase has made strides to become an industry leader in customer service, with hundreds of thousands employees all over the world.

Chase Bank’s checking account offerings all have monthly service charges that can be waived if certain requirements are met. One checking account offers a certain number of non-Chase ATM transaction fee refunds. Savings accounts also come with a monthly service charge, but can be avoided by meeting minimum daily balance requirements. For the basic savings account, consumers under the age of 18 automatically avoid the monthly service charge. The bank also offers certificates of deposit (CDs) that reward higher account balances with higher interest rates. CDs can be opened online and range in term lengths from 1 to 120 months. Chase offers business and commercial banking solutions, as well as an array of credit cards.

Chase Bank online banking provides customers with free account management functions like online bill pay, paperless statements, mobile deposit, and fund transfers. Chase’s mobile banking apps are highly rated and offer a sophisticated platform from which customers can accomplish account management tasks easily on the go. Each app is specifically designed for different operating systems like iPhone, Android, and Windows, as well as tablet devices. Chase’s website is easy to maneuver and provides comprehensive information about bank and account information.

Chase Bank was originally established in 1982 as The Chase Manhattan Bank (USA). In 1996 it changed its organization type with the FDIC to a credit card bank, and in 2000 acquired JPMorgan, a financial services company. A year later the bank moved its headquarters to Newark, Delaware, where they remain today. In 2005, the bank changed its name to Chase Bank USA, and four years later acquired Bear Stearns and Washington Mutual.

Related Posts

JPMorgan Chase: America’s Biggest Bank – Success Despite Stumbles - 10/30/2016

JPMorgan Chase is the country’s largest bank in terms of assets, with more than $2 trillion in assets and has operations in more than 50 countries.

$150 Savings Account Bonus & $200 Checking Bonus At Chase - 10/25/2016

Easy $150 bonus at Chase for only a $10,000 deposit for 90 days Get $150 when you open a new Chase Savings account and deposit $10,000 or more in new money within 10 business days, and maintain a $10,000 balance for 90 days. This can be done without a checking account. Another $200 bonus is listed in this offer that requires checking and direct deposit: Get $200 when you open a new Chase Total Checking account and set up direct deposit You’ll have to get Chase to email you the coupon that you must take to a local branch. Details and coupon request at this Chase promo page Offer expires on 1/19/2017

Chase’s New Overdraft Policy - Potential Gotchas for Customers - 7/1/2016

Chase has announced a change to their overdraft protection service. At first glance, the change may look like it will reduce fees for most customers.

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12/23/13 - Stop Payments On Lost Checks
9/25/13 - Chase $200 Coupon Til 10/15/2013
9/15/13 - Difference Between Rates And Apys
9/6/13 - Chase Online Banking Availability Fri 9/6 - Sun 9/8/13
8/22/13 - Legal Troubles Mount At JPMorgan
7/30/13 - History of Chase Bank Bonus Payouts
7/18/13 - If You Put $250 In A Chase "Savings Account," You'll Get 12.5 Cents In Yearly Interest -- And Maybe Charged $4 A Month
4/22/13 - Chase Credit Card Payments Down
3/19/13 - Chase Customers Shocked By Zero Checking Account Balances
11/30/12 - Chase Savings Account Fee Charged Incorrectly
11/27/12 - Latest Chase Checking Account Bonus
1/14/13 - Settlement?
9/26/12 - Chase Saving Account 25K Deposit Offer
8/7/12 - How America's Biggest Bank Makes Money
7/16/12 - Chase Will End Overdraft Fee On $5 Purchases
5/9/12 - Chase Checking $200 Bonus, But Beware of Monthly Fees
5/5/12 - Savings Bonus
4/24/12 - Fraudulent Charges Affecting Chase Checking Account Customers
4/9/12 - Theft Of Wallet Leads To Theft Of Money From Chase Checking & Savings Accounts
4/4/12 - JPMorgan Chase Glitch Causes Dual Debit-Card Charges
3/16/12 - JPMorgan Chase Clients With Under $100K Unprofitable
2/6/12 - JPMorgan Chase Settles Overdraft Fee Case For $110 Million
1/31/12 - Can New-Account Bonuses at Chase & Other Banks Help in This Rate Environment?
1/13/12 - JPMorgan Chase Q4 2011 Earnings Report & My Review
4/19/13 - $150 & $200 Chase Checking Account Bonuses
12/2/11 - Special 10-Year CD Rate At Chase Bank In Some States
11/19/11 - Chase To End Trials Of 3 New Bank Fees
11/16/11 - Chase Bank's New Online Banking View
11/9/11 - Anyone Receiving These Chase Letters?
11/9/11 - $200 Bonus For Chase Business Checking Account
11/2/11 - Some Chase Accounts See Delay In Credit For Deposits
10/28/11 - Chase Bank Decides Against New Debit Card Fees
9/22/11 - Chase Freezes Couple's Account, Screws Up Their Life, With No Explanation
8/24/11 - Chase To Ease Up On Withdrawal Fees On Savings Accounts
8/17/11 - Larger Bonuses On Chase Checking Accounts
8/1/11 - 2.5% For 7-Year Term--BUT Beware The Super-High Early Termination Penalty
7/28/11 - Get $15, $30, Or $60 In Chase Credit Card "Payment Protection" Class Action
7/16/11 - Southwest Airlines Rapid Rewards Premier Credit Card Bonus Review
7/13/11 - Florida Woman To Her Bank: I'm Not Dead
7/9/11 - Chase Debit Card Rewards Program Will End As Scheduled
5/21/12 - Jailed For Cashing Chase Check At Chase Bank
4/4/12 - Chase Sapphire Preferred Credit Card Bonus and Review
6/30/11 - New Promotion Pages For Chase $125 & $150 Checking Account Bonus
6/22/11 - Chase Freedom Credit Card $200 Bonus
5/16/11 - Avoiding Chase Bank Checking Account Monthly Fees
5/4/11 - JPMorgan Chase Ends Experiment With $5 ATM Fees
6/2/11 - $150 Checking Account Bonus At Chase Bank
4/21/11 - More Checking Account Fees at Chase, But Bonuses Are Larger
3/22/11 - Chase To End Debit Card Rewards
3/14/11 - Chase May Cap Debit Purchases Below $100
3/4/11 - $125 Chase Bonus & Chase Total Checking Account Review
1/14/11 - New Promotion Page For Chase $125 Checking Account Bonus
1/6/11 - Chase Misses Checks' Red Ink, Closes Bank Account
12/13/10 - Chase Customers Can Now Deposit Checks Using Android Phone
2/9/11 - February Changes In Chase Checking Accounts
12/14/10 - Old WaMu Free Checking Being Converted Into Chase Total Checking With Monthly Fees
10/14/10 - Chase $100 Printable Coupon Expires 10/30/2010
10/11/10 - Chase Bank Checking Account $125 Bonus Coupon
9/25/10 - Two-Year Anniversary of WaMu's Closure - A Look Back from a Depositor's Point of View
9/24/10 - Chase Bank Counterfeit Bill Incident
9/16/10 - Chase.Com Down In Lengthy Crash
8/29/10 - Evaluation Of Chase Bank's Mortgage Refinancing Offer
8/26/10 - $125 Chase Checking Account Bonus Update
8/12/10 - Chase $20 Bonus For Paying 3 Bills With Your Debit Card - YMMV
8/8/10 - Chase Realcash Debit Card Reward Program
7/12/10 - Chase Person-To-Person Payment System - Quickpay
7/7/10 - $100 Chase Checking Account Bonus Good Thru 8/14/2010
7/4/10 - $200 Chase Checking Bonus With Direct Deposit
6/17/10 - $125 Chase Checking Account Bonus - Update
6/1/10 - Update on Chase Checking Account Bonus & ACH Transfers
5/20/10 - Chase Checking Account Bonus & Other Promos: 25,000 Continental Miles
4/30/10 - Former WaMu Savings Accounts Now Paying 0.10% at Chase
4/13/10 - Another $100 Checking Account Bonus at Chase
4/7/10 - Chase Business Checking Account $200 Bonus
4/2/10 - Chase Freedom Credit Card Bonus
4/2/10 - Update on $125 Chase Checking Account Bonus
3/15/10 - Get $100 When You Open A Chase Business Checking Account! Use The URL Below To Get A Coupon To Take
3/14/10 - Chase Checking Account Bonuses
3/9/10 - Review of the 5% Cash Back Chase Freedom Credit Card
3/2/10 - Chase Commuter Cash Bonus for Chase Debit/Credit Card Holders - NJ/NY
2/17/10 - Reports of Chase Freedom Credit Card Rewards Being Downgraded
2/10/10 - $100 Chase Checking Account with Direct Deposit Bonus on Presidents Day
2/4/10 - $100 Chase Business Checking Bonus
2/2/10 - $100 Business Checking Offer From Chase Is Active
12/30/09 - Update on Chase Checking Account Bonuses
10/15/09 - Rip-off Alert - Chase CD Early Withdrawal Penalty
10/15/09 - Update on Chase Checking Account Bonuses and Redeeming Chase/WaMu CDs
8/10/09 - Update on Chase Checking Account Bonuses and WaMu Conversions
7/27/09 - Those 5% WaMu CDs Are Nearing Maturity - Issues to Consider
10/15/09 - Update on Chase Checking Bonuses
6/28/09 - 3.00% 48-Month CD at Chase Bank in California
6/28/09 - $100 Checking Account Bonus at Chase - Update
3/15/09 - Personal and Business Checking Account Bonuses at Chase
2/15/09 - Checking Account Bonuses at WaMu and Chase Branches
12/15/08 - Update on Chase Personal Checking Account Bonus
12/26/08 - 5.00% 60-Month CD at Chase Bank and the Risks of 5-Year CDs
11/14/08 - 5.00% 60-Month Online CD Back at WaMu, But Savings Account Rate Down Again
10/7/08 - WaMu Drops Rates on its Online CDs and Savings Account
10/2/08 - Update on WaMu's 5% 12-Month CDs
9/28/08 - Rates Up at WaMu: 4.00% Online Savings Account, 5.00% 12-Month CD
9/26/08 - WaMu Still Offering In-Branch 5% CDs for Terms of 13 to 17 Months
9/14/08 - $150 Checking Account Bonus at M&I Bank
9/26/08 - WaMu Brings Back the 5.00% 12-Month CD
9/30/08 - Update on WaMu's 5% One Year Certificate of Deposit
9/26/08 - 5.00% 13-Month CD at WaMu
8/19/08 - New $125 Chase Checking Account Bonus - Update
9/26/08 - 4.25% 8-Month / 4.50% 13-Month Add-On CDs at WaMu
9/26/08 - Update on WaMu's Money Market Savings Account and CD Promotion
9/26/08 - 4.50% 12-Month Online CD at WaMu
9/26/08 - WaMu Increases Online Savings Account Yield to 3.75%
9/26/08 - 4.25% 8-Month and 12-Month Online CDs at WaMu
9/26/08 - WaMu's Money Market Savings Account Promotion
9/26/08 - 5.00% 48-Month CD at Washington Mutual
9/26/08 - 4.00% 12-Month / 3.60% 8-Month Online CDs at WaMu
6/8/08 - Chase Checking and Credit Card Bonuses and Perks
5/9/08 - New $125 Chase Checking Account Bonus
5/9/08 - Update on Chase Checking Account Bonuses - Up to $225 in Bonuses
4/2/08 - Chase Visa Check Card $75 Promotion
2/14/08 - Another Chase $125 Checking Account Bonus
2/8/08 - $200 Bonus for a Chase Business Checking Account
2/3/08 - New Chase $125 Checking Account Bonus - Update
1/14/08 - New Chase $125 Checking Account Bonus
1/17/08 - Update on WaMu's Savings for Success Account
11/22/07 - $100 Chase Checking Account Bonus
1/13/08 - $125 Chase Checking Account Bonus
10/3/07 - Chase Freedom Credit Card - Bonus and Rewards Update
9/21/07 - The Ultimate Chase Bonus Post
8/19/07 - 5.45% 7-Month CD at Chase Bank
9/1/07 - 5.50% 6-Month Online CD at WaMu
8/7/07 - $100 Checking Account Bonus at Chase Bank Available Without Branch Visit
1/17/08 - WaMu's New 7.00% Savings for Success Account
7/30/07 - Another $100 Checking Account Bonus at Chase Bank
7/23/07 - $75 Checking Account Bonus at Chase Bank - Update
7/18/07 - $100 Checking Account Bonus at Chase Bank
3/17/07 - $250 Bonus for Chase Freedom Credit Card (may be over)
2/12/07 - $75 Checking Account Bonus at Chase Bank
11/1/06 - $100 Checking Account Bonus at Chase
8/23/06 - Chase $10 Bonus for New Bill Pay Customers
7/11/06 - 5.35% 6-Month CD and $50 Gift Card at Chase Bank in New York City
5/21/06 - $50 Checking Account Bonus at Chase
3/15/06 - $100 Sign-Up Bonus for Chase Credit Card
12/7/05 - Free iPod nano Checking Account Deal
12/3/05 - $50 Bonus for Chase Checking and Direct Deposit

Reviews (166)

Great Bank

I have been banking with Chase Bank for a long time and let me tell you that they are the best bank I have ever banked with. I have both a checking and also a savings account and it is incredible how I have never had a problem with them. They have the best customer care that you can receive. If it's by phone or online or going to one of their banks, you will receive one of the best experiences ever. They are very kind with their customers and have a great reputation.

Chase What You can't Find

I have been banking with Chase since they were Washington Mutual. Washington Mutual was above par, totally free checking, no minimal balance, no fees to use other Bank's ATMs, there were locations all over the place.

I waited through the change, thining things would be the same if not better, with Chase. I was assured that there would be more ATMs and branches. Not the case. The ap is almost completely useless in the event of actually finding a location. You're better off using Google Maps. Forget about Chase in Gainesville, FL.

Then the fees. No free checking, nope not grandfathered in or anything. Nope, nope, nope. Sometimes, your savings account will terminate for no reason. Just a few of the perks with Chase.

Glitchy and Unreliable

Posted by: Johny5 | Dec 1, 2016

I have had the misfortune of using Chase online for banking for the last 5 years, and I'm about ready to start looking for alternatives. They update the site every so often which kicks you out and disables you from logging in for hours at a time. I don't like the new user interface, either. It's confusing, and takes too many clicks to find important information. The mobile app is ok. Chase likes to hit me with hidden fees about once a year when they change their policies. I've had both good and bad experiences with their customer service. A couple of times I've had their reps talk down to me and try to guilt me about incurring fees. Show me a bank that isn't crooked about nickel and diming their customers, though.

Go with Chase

Posted by: Ziggy | Nov 29, 2016

I was introduced to Chase Bank through my place of employment. There was a rep. that came out to talk to us about the benefits of using Chase and their direct deposit system. The rep was very nice and extremely knowledgeable about the services offered in his company. I felt that way because he was able to easily answer all of my and my coworkers' questions. I felt as though he was thorough enough I would give the bank a try. Still skeptical of what the service would be like once they had my money, I actually went into a branch to have someone help me set up my online account which was also a great experience. There were no super long lines because their were plenty of tellers. I was able to get the assistance that I needed without a bunch of hassle and everyone was very friendly. The online banking always worked flawlessly and never gave me any trouble. I really have all great things to say about Chase with the exception of the banking fees which is only because I don't like them but only received them for things that I know about, so I never felt like I was being surprised by anything. I had a checking and savings account with direct deposit with Chase for about 2 years when I decided to switch to a much smaller and local credit union. But as far as big banks go, I think I could say without thinking about it twice that I would definitely open an account with Chase Bank.

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Health
A

Health Grade Components

Overall
FDIC Certificate #628
Year Established1824
Employees184067
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD9.22%
Annual Interest Income$30.98B
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$2,118.5B$1,954.1B
LoansQ3 2016vs Q3 2015$781.1B$701.3B
DepositsQ3 2016vs Q3 2015$1,486B$1,302.9B
Equity CapitalQ3 2016vs Q3 2015$202.9B$193.7B
Loan Loss AllowanceQ3 2016vs Q3 2015$11.21B$10.72B
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$9.95B$10.00B
Real Estate OwnedQ3 2016vs Q3 2015$510.0MM$687.0MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

$150 Savings Account Bonus & $200 Checking Bonus At Chase

blakeb   |  
Easy $150 bonus at Chase for only a $10,000 deposit for 90 days

Get $150 when you open a new Chase Savings account and deposit $10,000 or more in new money within 10 business days, and maintain a $10,000 balance for 90 days.

This can be done without a checking account. Another $200 bonus is listed in this offer that requires checking and direct deposit:

Get $200 when you open a new Chase Total Checking account and set up direct deposit

You’ll have to get Chase to email you the coupon that you must take to a local branch.

Details and coupon request at this Chase promo page

Offer expires on 1/19/2017

Rates
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Always verify rates and promotions with the bank or credit union. We are not Chase Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Chase Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%*$1m*-Chase Plus Savings - Standard
OTHER TIERS: 0.01% Up to $1mm
0.08%*$250k*-Chase Plus Savings - Relationship
OTHER TIERS: 0.03% Up to $50k | 0.05% $50k - $100k | 0.06% $100k - $250k
0.01%--Chase Savings

Chase Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Chase Retirement Money Market Account

Chase Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Chase Premier Platinum Checking
0.01%--Chase Premier Plus Checking

Chase Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$100k*-120 Month CD Special - Relationship
OTHER TIERS: 0.90% $1k - $10k | 1.01% $10k - $100k
0.70%$1k-120 Month CD Special - Standard
0.60%*$100k*-60-83 Month CD - Relationship
OTHER TIERS: 0.35% $1k - $10k | 0.55% $10k - $100k
0.60%*$100k*-84-119 Month CD - Relationship
OTHER TIERS: 0.35% $1k - $10k | 0.55% $10k - $100k
0.50%*$100k*-42-47 Month CD Special - Relationship
OTHER TIERS: 0.25% $1k - $10k | 0.45% $10k - $100k
0.50%*$100k*-48-59 Month CD - Relationship
OTHER TIERS: 0.25% $1k - $10k | 0.45% $10k - $100k
0.40%*$100k*-36-41 Month CD - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.35% $10k - $100k
0.30%*$100k*-18-20 Month CD Special - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-24-29 Month CD - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-30-35 Month CD - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-21-23 Month CD - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.25%$1k$100k60-83 Month CD - Standard
0.25%$1k$100k84-119 Month CD - Standard
0.20%*$100k*-15 - 17 Month CD - Relationship
OTHER TIERS: 0.05% $1k - $10k | 0.15% $10k - $100k
0.10%$1k$100k42-47 Month CD Special - Standard
0.10%$1k$100k48-59 Month CD - Standard
0.05%*$100k*-12-14 Month CD - Relationship
OTHER TIERS: 0.02% $1k - $100k
0.05%$1k$100k18-20 Month CD Special - Standard
0.05%$1k$100k24-29 Month CD - Standard
0.05%$1k$100k30-35 Month CD - Standard
0.05%$1k$100k21-23 Month CD - Standard
0.05%$1k-36-41 Month CD - Standard
0.02%$1k-1 Month CD - Relationship
0.02%$1k-2 Month CD - Relationship
0.02%$1k-3-5 Month CD - Relationship
0.02%$1k-6-8 Month CD - Relationship
0.02%$1k-9-11 Month CD - Relationship
0.01%$1k$100k1 Month CD - Standard
0.01%$1k$100k2 Month CD - Standard
0.01%$1k$100k3-5 Month CD - Standard
0.01%$1k$100k6-8 Month CD - Standard
0.01%$1k$100k9-11 Month CD - Standard
0.01%$1k$100k12-14 Month CD - Standard
0.01%$1k-15 - 17 Month CD - Standard

Chase Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$100k*-120 Month IRA Special - Relationship
OTHER TIERS: 0.90% $1k - $10k | 1.01% $10k - $100k
0.70%$1k-120 Month IRA Special - Standard
0.60%*$100k*-60-83 Month IRA - Relationship
OTHER TIERS: 0.35% $1k - $10k | 0.55% $10k - $100k
0.60%*$100k*-84-119 Month IRA - Relationship
OTHER TIERS: 0.35% $1k - $10k | 0.55% $10k - $100k
0.50%*$100k*-42-47 Month IRA Special - Relationship
OTHER TIERS: 0.25% $1k - $10k | 0.45% $10k - $100k
0.50%*$100k*-48-59 Month IRA - Relationship
OTHER TIERS: 0.25% $1k - $10k | 0.45% $10k - $100k
0.40%*$100k*-36-41 Month IRA - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.35% $10k - $100k
0.30%*$100k*-18-20 Month IRA Special - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-24-29 Month IRA - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-30-35 Month IRA - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-21-23 Month IRA - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.25%$1k$100k60-83 Month IRA - Standard
0.25%$1k$100k84-119 Month IRA - Standard
0.20%*$100k*-15 - 17 Month IRA - Relationship
OTHER TIERS: 0.05% $1k - $10k | 0.15% $10k - $100k
0.10%$1k$100k42-47 Month IRA Special - Standard
0.10%$1k$100k48-59 Month IRA - Standard
0.05%*$100k*-12-14 Month IRA - Relationship
OTHER TIERS: 0.02% $1k - $100k
0.05%$1k$100k18-20 Month IRA Special - Standard
0.05%$1k$100k24-29 Month IRA - Standard
0.05%$1k$100k30-35 Month IRA - Standard
0.05%$1k$100k21-23 Month IRA - Standard
0.05%$1k-36-41 Month IRA - Standard
0.02%$1k-1 Month IRA - Relationship
0.02%$1k-2 Month IRA - Relationship
0.02%$1k-3-5 Month IRA - Relationship
0.02%$1k-6-8 Month IRA - Relationship
0.02%$1k-9-11 Month IRA - Relationship
0.01%$1k$100k1 Month IRA - Standard
0.01%$1k$100k2 Month IRA - Standard
0.01%$1k$100k3-5 Month IRA - Standard
0.01%$1k$100k6-8 Month IRA - Standard
0.01%$1k$100k9-11 Month IRA - Standard
0.01%$1k$100k12-14 Month IRA - Standard
0.01%$1k-15 - 17 Month IRA - Standard
Locations

Chase Bank has 5,485 locations. Click to view all Chase Bank locations.