Chase Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.50%	5-year CD	3.10% - Synchrony Bank 60 Month CD
0.01%	1-year CD	2.50% - Synchrony Bank 12 Month CD
0.01%	Savings	1.90% - American Express National Bank High Yield Savings Account

View all Chase Bank rates »

Overview / Commentary

www.chase.com

877-682-4273

1111 Polaris Parkway
Columbus, OH 43240

Chase Bank is one of the largest banks in the United States as measured by total assets. It offers personal, business, and commercial banking products and services on both the depository and lending side. Chase has made strides to become an industry leader in customer service, with hundreds of thousands employees all over the world.

Chase Bank’s checking account offerings all have monthly service charges that can be waived if certain requirements are met. One checking account offers a certain number of non-Chase ATM transaction fee refunds. Savings accounts also come with a monthly service charge, but can be avoided by meeting minimum daily balance requirements. For the basic savings account, consumers under the age of 18 automatically avoid the monthly service charge. The bank also offers certificates of deposit (CDs) that reward higher account balances with higher interest rates. CDs can be opened online and range in term lengths from 1 to 120 months. Chase offers business and commercial banking solutions, as well as an array of credit cards.

Chase Bank online banking provides customers with free account management functions like online bill pay, paperless statements, mobile deposit, and fund transfers. Chase’s mobile banking apps are highly rated and offer a sophisticated platform from which customers can accomplish account management tasks easily on the go. Each app is specifically designed for different operating systems like iPhone, Android, and Windows, as well as tablet devices. Chase’s website is easy to maneuver and provides comprehensive information about bank and account information.

Chase Bank was originally established in 1982 as The Chase Manhattan Bank (USA). In 1996 it changed its organization type with the FDIC to a credit card bank, and in 2000 acquired JPMorgan, a financial services company. A year later the bank moved its headquarters to Newark, Delaware, where they remain today. In 2005, the bank changed its name to Chase Bank USA, and four years later acquired Bear Stearns and Washington Mutual.

I was just told by a CSR that 5% cash back cannot be earned using only your, in your hand, hard plastic Chase Freedom credit card. All purchasing ( and payments?? ) must be using Chase Pay on your cell phone of which I have none. Does this mean the actual card is now useless for earning 5% cash back? It makes it Useless to me and will have to depend on DISCOVER Anyone have any way of using the card as has been traditionally used for 5%

$750 For 75K Not As Good But Local - 10/17/2018

https://accounts.chase.com/consumer/banking/online?px=XA96237&jp_aid_a=66878183&jp_aid_p=chasehome_3/hero

Chase Expanding It's Footprint Into DC/MD/VA - 9/13/2018

Chase Bank is going to open 5 branches in Washington DC and 1 in Arlington, VA. within the next few months. Effective immediately, residents of the Washington DC metropolitan area can now open deposit accounts with Chase and take advantage of its many promotional offers.

View all posts from:

2018
2017
2016
Earlier

10/19 - Chase 5% Cash Back Catagories Oct To Dec
10/17 - $750 For 75K Not As Good But Local
9/13 - Chase Expanding It's Footprint Into DC/MD/VA

5/15 - Chase Short Term 1.50% -> 3.05% Callable Step-Up CD Via TD Ameritrade
3/20 - $300 Bonus - Chase Premier Plus Checking

10/25 - $150 Savings Account Bonus & $200 Checking Bonus At Chase
7/1 - Chase’s New Overdraft Policy - Potential Gotchas for Customers
6/7 - $300 To Open Chase Total Checking Account, $200 For Chase Savings Account

Reviews (211)

Featured Account Options

very fast and good customer service

Posted by: aureliogentry | May 26, 2018

I have chase college checking account for student. it is really convenient and affordable, because it is no annual fee for 6 years from the days you create account. There are also no minimum purchase or transaction per months. No require in minimum in balance in checking account. I also have a saving account link to my checking account. I can manage both the account in same app on my phone. Any issues or overdraft in my balance can be fixed by calling customer service very fast and easily.

Comment

2

Banking with chase for over 20 years

Posted by: ColumnPhiaMedium | Apr 21, 2018

Chase over all is one of the worst customer experiences I have. Due to my balances being a certain amount, they are always
having personal bankers call me, to try and sell me bad investments to they can get some commission. I frequently visit
3 possible banks, all of which have employees that know me for years. One time they had some new person hijack me inline
and try to get me to take a home equity line. I have my house paid off and enough in my accounts to cover any emergency.
And then the guy insults my intelligence by implying I am foolish for not taking out a loan. Now they are requiring me to show
and ID when I make a cash deposit, and writing down my license number. Lastly they are consistently the worse for interest rates on CDs.

Comment

12

Chase Bank Experience

Posted by: Rocketsoft | Mar 30, 2018

Chase Bank is a pretty good bank. I have banked with them for a year and a half now and they gave a great incentive to where if you set up a direct deposit and had a certain amount coming in every month you got $200 for free. That was nice, other than that banking with them has been nice, the tellers are always pretty good and are prompt in handing deposits or withdrawals on my account. The atm has eaten my money several times though, but I guess you can expect that with any atm these days. One bad thing about Chase though was they denied one of my claims of a fradulent charge on my account which made my account go negative. Since then I have stopped banking with Chase.

Comment

5

They Have A Convoluted Closing Time Which Helps Them Collect Fees

Posted by: viktorkhar | Aug 24, 2018

So I had my wife deposit money into chase account because I knew it would go negative. She put the money in her account, but could not transfer because she could not login to the app or the computer for the past week. By the time she told me, I transferred; but it was a half of an hour too late. Which was at 8:30pm, apparently the banks can run on their own clock and 24hr period.

So I got hit with 2 overdraft fees totaling $68 and they would not take it off per policy of once per year because of a bank error they made earlier and now the "computer" can't do it.

But the worst part of it is they rearranged my debits to make 2 overdraft fees instead of one. I did not purchase these things in that order, they re-arranged it to steal more money than they should have.

Comment

2

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Health

B+

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	628
Year Established	1824
Employees	192802
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.25%
Return on Equity - YTD	12.68%
Annual Interest Income	$27.39B

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$2,167.7B$2,152B
Loans	Q2 2018vs Q2 2017	$844.6B$800.1B
Deposits	Q2 2018vs Q2 2017	$1,526.8B$1,539.8B
Equity Capital	Q2 2018vs Q2 2017	$215.5B$210.2B
Loan Loss Allowance	Q2 2018vs Q2 2017	$9.86B$10.12B
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$7.26B$8.19B
Real Estate Owned	Q2 2018vs Q2 2017	$374.0MM$423.0MM

User-submitted Promotions & Notices

Submit a Promo

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Chase 5% Cash Back Catagories Oct To Dec

Ricochet | Oct 19, 2018

I was just told by a CSR that 5% cash back cannot be earned using only your, in your hand, hard plastic Chase Freedom credit card. All purchasing ( and payments?? ) must be using Chase Pay on your cell phone of which I have none.
Does this mean the actual card is now useless for earning 5% cash back?
It makes it Useless to me and will have to depend on DISCOVER
Anyone have any way of using the card as has been traditionally used for 5%

1

$750 For 75K Not As Good But Local

Duck | Oct 17, 2018

https://accounts.chase.com/consumer/banking/online?px=XA96237&jp_aid_a=66878183&jp_aid_p=chasehome_3/hero

Comment

9

Chase Expanding It's Footprint Into DC/MD/VA

ichaelm | Sep 13, 2018

Chase Bank is going to open 5 branches in Washington DC and 1 in Arlington, VA. within the next few months. Effective immediately, residents of the Washington DC metropolitan area can now open deposit accounts with Chase and take advantage of its many promotional offers.

5

Rates

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Savings
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Chase Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Chase Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.11%^*^†	$250k^*	-	Chase Premier Savings - Relationship
OTHER TIERS: 0.04% → Up to $50k \| 0.07% → $50k - $100k \| 0.08% → $100k - $250k
0.01%^†	-	-	Chase Premier Savings - Standard
0.01%^†	-	-	Chase Savings

Chase Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.01%^†	-	-	Chase Premier Platinum Checking
0.01%^†	-	-	Chase Premier Plus Checking
0.01%^†	-	-	Chase Sapphire Checking

Chase Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*^†	$100k^*	-	21-23 Month CD - Relationship
OTHER TIERS: 1.40% → $1k - $10k \| 1.50% → $10k - $100k
1.75%^*^†	$100k^*	-	120 Month CD-Relationship
OTHER TIERS: 1.60% → $1k - $10k \| 1.70% → $10k - $100k
1.55%^*^†	$100k^*	-	48-59 Month CD - Relationship
OTHER TIERS: 1.40% → $1k - $10k \| 1.50% → $10k - $100k
1.55%^*^†	$100k^*	-	60-83 Month CD - Relationship
OTHER TIERS: 1.40% → $1k - $10k \| 1.50% → $10k - $100k
1.55%^*^†	$100k^*	-	84-119 Month CD - Relationship
OTHER TIERS: 1.40% → $1k - $10k \| 1.50% → $10k - $100k
1.45%^*^†	$100k^*	-	36-41 Month CD - Relationship
OTHER TIERS: 1.30% → $1k - $10k \| 1.40% → $10k - $100k
1.45%^*^†	$100k^*	-	42-47 Month CD - Relationship
OTHER TIERS: 1.30% → $1k - $10k \| 1.40% → $10k - $100k
1.25%^*^†	$10k^*	-	24-29 Month CD - Relationship
OTHER TIERS: 1.15% → $1k - $10k
1.25%^*^†	$10k^*	-	30-35 Month CD - Relationship
OTHER TIERS: 1.15% → $1k - $10k
1.01%^*^†	$10k^*	-	9-11 Month CD - Relationship
OTHER TIERS: 0.90% → $1k - $10k
0.70%^†	$1k	-	120 Month CD-Standard
0.50%^†	$1k	$100k	48-59 Month CD - Standard
0.50%^†	$1k	$100k	60-83 Month CD - Standard
0.50%^†	$1k	$100k	84-119 Month CD - Standard
0.50%^†	$1k	$100k	21-23 Month CD - Standard
0.45%^†	$1k	-	36-41 Month CD - Standard
0.45%^†	$1k	-	42-47 Month CD - Standard
0.30%^†	$1k	$100k	24-29 Month CD - Standard
0.30%^†	$1k	$100k	30-35 Month CD - Standard
0.30%^*^†	$100k^*	-	18-20 Month CD-Relationship
OTHER TIERS: 0.15% → $1k - $10k \| 0.25% → $10k - $100k
0.20%^*^†	$100k^*	-	15 - 17 Month CD - Relationship
OTHER TIERS: 0.05% → $1k - $10k \| 0.15% → $10k - $100k
0.05%^*^†	$100k^*	-	12-14 Month CD - Relationship
OTHER TIERS: 0.02% → $1k - $100k
0.05%^†	$1k	-	18-20 Month CD-Standard
0.02%^†	$1k	-	1 Month CD - Relationship
0.02%^†	$1k	-	2 Month CD - Relationship
0.02%^†	$1k	-	3-5 Month CD - Relationship
0.02%^†	$1k	-	6-8 Month CD - Relationship
0.01%^†	$1k	$100k	1 Month CD - Standard
0.01%^†	$1k	$100k	2 Month CD - Standard
0.01%^†	$1k	$100k	3-5 Month CD - Standard
0.01%^†	$1k	$100k	6-8 Month CD - Standard
0.01%^†	$1k	$100k	9-11 Month CD - Standard
0.01%^†	$1k	$100k	12-14 Month CD - Standard
0.01%^†	$1k	-	15 - 17 Month CD - Standard

Chase Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*^†	$100k^*	-	21-23 Month IRA - Relationship
OTHER TIERS: 1.40% → $1k - $10k \| 1.50% → $10k - $100k
1.75%^*^†	$100k^*	-	120 Month IRA-Relationship
OTHER TIERS: 1.60% → $1k - $10k \| 1.70% → $10k - $100k
1.55%^*^†	$100k^*	-	48-59 Month IRA - Relationship
OTHER TIERS: 1.40% → $1k - $10k \| 1.50% → $10k - $100k
1.55%^*^†	$100k^*	-	60-83 Month IRA - Relationship
OTHER TIERS: 1.40% → $1k - $10k \| 1.50% → $10k - $100k
1.55%^*^†	$100k^*	-	84-119 Month IRA - Relationship
OTHER TIERS: 1.40% → $1k - $10k \| 1.50% → $10k - $100k
1.45%^*^†	$100k^*	-	36-41 Month IRA - Relationship
OTHER TIERS: 1.30% → $1k - $10k \| 1.40% → $10k - $100k
1.45%^*^†	$100k^*	-	42-47 Month IRA - Relationship
OTHER TIERS: 1.30% → $1k - $10k \| 1.40% → $10k - $100k
1.25%^*^†	$10k^*	-	24-29 Month IRA - Relationship
OTHER TIERS: 1.15% → $1k - $10k
1.25%^*^†	$10k^*	-	30-35 Month IRA - Relationship
OTHER TIERS: 1.15% → $1k - $10k
1.01%^*^†	$10k^*	-	9-11 Month IRA - Relationship
OTHER TIERS: 0.90% → $1k - $10k
0.70%^†	$1k	-	120 Month IRA-Standard
0.50%^†	$1k	$100k	48-59 Month IRA - Standard
0.50%^†	$1k	$100k	60-83 Month IRA - Standard
0.50%^†	$1k	$100k	84-119 Month IRA - Standard
0.50%^†	$1k	$100k	21-23 Month IRA - Standard
0.45%^†	$1k	-	36-41 Month IRA - Standard
0.45%^†	$1k	-	42 - 47 Month IRA - Standard
0.30%^†	$1k	$100k	24-29 Month IRA - Standard
0.30%^†	$1k	$100k	30-35 Month IRA - Standard
0.30%^*^†	$100k^*	-	18-20 Month IRA-Relationship
OTHER TIERS: 0.15% → $1k - $10k \| 0.25% → $10k - $100k
0.20%^*^†	$100k^*	-	15 - 17 Month IRA - Relationship
OTHER TIERS: 0.05% → $1k - $10k \| 0.15% → $10k - $100k
0.05%^*^†	$100k^*	-	12-14 Month IRA - Relationship
OTHER TIERS: 0.02% → $1k - $100k
0.05%^†	$1k	-	18-20 Month IRA-Standard
0.02%^†	$1k	-	1 Month IRA - Relationship
0.02%^†	$1k	-	2 Month IRA - Relationship
0.02%^†	$1k	-	3-5 Month IRA - Relationship
0.02%^†	$1k	-	6-8 Month IRA - Relationship
0.01%^†	$1k	$100k	1 Month IRA - Standard
0.01%^†	$1k	$100k	2 Month IRA - Standard
0.01%^†	$1k	$100k	3-5 Month IRA - Standard
0.01%^†	$1k	$100k	6-8 Month IRA - Standard
0.01%^†	$1k	$100k	9-11 Month IRA - Standard
0.01%^†	$1k	$100k	12-14 Month IRA - Standard
0.01%^†	$1k	-	15 - 17 Month IRA - Standard

Locations

Availability

Columbus Area

Columbus Area bank & credit union details

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