Chase Bank

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.50%

Our Rating

3.5 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.46%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.55%

Our Rating

4.2 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Overview / Commentary

www.chase.com

800-935-9935

270 Park Ave.
New York, NY 10017

Written by Theresa Stevens, Updated on 12/20/2024

Chase is the U.S. consumer and commercial banking business of J.P. Morgan Chase & Co., a leading global financial services firm with more than $2.6 trillion in assets. The New York City-based bank offers a wide array of personal, business and commercial banking products and services on both the depository and lending side of its operations.

The bank is also an industry leader in accessibility and customer service, with more than 4,700 branches and more than 15,000 ATMs across the country.

Consumers will find a variety of choices for checking and savings accounts as well as CDs. The bank’s website will allow you to compare your options. Choose from Total Checking, Secure Banking or Premier Plus Checking accounts; each has a monthly service fee that can be avoided with qualifying activities, such as receiving direct deposits of certain amounts.

Chase offers two types of savings accounts: Premier and Private Client accounts. Earn a special relationship rate and avoid a monthly fee when you link your Premier account to a Chase Premier Plus Checking or Chase Sapphire Banking account. You can also avoid the fee by maintaining a minimum daily account balance of $15,000. If you have a Chase Private Client Checking account, link a Chase Private Client Savings account to earn a relationship rate with no monthly fee.

Savings accounts earn an annual percentage yield (APY) of 0.01%, which is much lower than most high-yield savings accounts. Relationship rates jump only to 0.02%.

Certificates of deposit (CDs) with guaranteed rates are available for terms ranging from one month to 10 years. Chase CDs require a $1,000 minimum deposit. Relationship rates are available to customers with linked personal checking accounts. Early withdrawal penalties may apply if you need access to your money before your CD’s maturity date.

Chase provides online and mobile banking with conveniences such as online bill pay, mobile check deposit and the digital payment service Zelle for sending and receiving money from family members and friends. The Chase app is available for both Apple and Android devices. It has a 4.8 rating out of 5 on the App Store and 4.4 out of 5 on Google Play.

Pros and cons of Chase Bank

Pros:
• Access to thousands of branches and ATMs
• Variety of financial products
• Highly rated mobile app

Cons:
• Fairly low APYs on savings accounts and CDs
• $34 overdraft fee
• Monthly fees on accounts if you don’t qualify for waivers

$700 JP Morgan Self Directed Brokerage Bonus - 4/24/2024

1/16 Opened 1/24 Deposited 250k in Brokered CDs and ETF 4/23 $700 Bonus Hurray! Chase Self Invest is a decent account.

View all posts from:

2024
2023
2022
Earlier

4/24 - $700 JP Morgan Self Directed Brokerage Bonus

9/28 - Want A 6% CD From Jpmorgan Chase? You Need To Have $5 Million
9/27 - "Fat cats don't chase rats", don't read "rats" but "rates", Chase $200 bonus
8/18 - Marginally Competitive Rates At Chase
6/22 - Looks Like Chase Is At It Again - ACH Transfers
5/20 - $750 Business Checking Bonus
1/24 - Speaking Of Chase
1/22 - Chase Really High 3-5 Month CD Rates
1/13 - Chase $900 Checking & Savings Bonus

10/30 - Non-Zero Rates At Chase Bank
10/13 - JP Morgan Chase, OH Via Schwab Brokerage 5 Year Callable CD @ 5%

Reviews (49)

Account Summary

Posted by: Edward0202 | Dec 19, 2024

Chase bank is an awesome keep up the good work

Best Bank Ever!

Posted by: MandyD | Jan 15, 2024

Only great experiences with Chase bank. The branch in San Juan Capo CA is exceptional. All the people there go above and beyond to help! Like everything in life it's about who you know and what kind of relationship you have with them. Having said that we've had Chase cards for decades and the few minor chargebacks over the years have been resolved in our favor. I cannot say enough good things about Chase. Also we got $1200 in bonuses for opening bank accounts with them in 2023!

Helpful Hint?

Posted by: Peri | Sep 14, 2024

Called to close my checking account because I grew tired of Chase wanting to charge me for the privilege of using my money and deigned to pick the call-back option because of the long waiting time. I did get the call back, from obviously India, and was told they had to transfer my call to someone who could help me. Alrighty then. Took me a few minutes to foolishly realize I had been hung up on, silly me. Called again, but this time decided to stay on line in the queue. Didn't take too terribly long, understood the voice, and got the account closed with little trouble after doing my own transfer to a linked account. So, if you are going to close an account, best stay on the call and have a linked account already, else they can only mail you a check.

Comment

Don't Waste Your Time

Posted by: davidsco27 | Dec 4, 2024

Just AWFUL. I have a Self-Directed investment account. 1. They have limits to how much you can transfer in a day. 2. They then limit how much you can trade with that money. 3. When I added an external account, their incompetent "fraud controls" flagged it and locked me out costing me a morning and interest 4. Even trading with the money I have brings up errors. oh, and of course their automated phone system is likewise poorly set up, asking you for your debit card number when you don't even have one, and then you get an outsources scriptreader. It's clear these morons are not ready for prime time. Do yourself a favor and invest your money elsewhere

Comment

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Health

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	628
Year Established	1824
Employees	228780
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.53%
Return on Equity - YTD	17.28%
Annual Interest Income	$127.9B

Assets and Liabilities
Assets	Q3 2024vs Q3 2023	$3,584.1B$3,385.6B
Loans	Q3 2024vs Q3 2023	$1,329.2B$1,297.1B
Deposits	Q3 2024vs Q3 2023	$2,532B$2,459.9B
Equity Capital	Q3 2024vs Q3 2023	$317.7B$317.8B
Loan Loss Allowance	Q3 2024vs Q3 2023	$23.9B$21.89B
Unbacked Noncurrent Loans	Q3 2024vs Q3 2023	$10.83B$9.45B
Real Estate Owned	Q3 2024vs Q3 2023	$275MM$290MM

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.50%

Our Rating

3.5 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.46%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.55%

Our Rating

4.2 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Rates

Skip to rates for:

Savings
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not Chase Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Chase Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.02%^†	$0	$500k	Chase Premier Savings - Relationship
0.02%^†	$0	-	Chase Private Client Savings - Relationship
0.02%^*^†	$1m^*	-	Chase Private Client Savings - Standard
OTHER TIERS: 0.01% → $0 - $1m
0.02%^†	$0	-	Chase Business Premier Savings - Relationship
0.01%^†	$0	$500k	Chase Premier Savings - Standard
0.01%^†	$0	-	Chase Savings (SM)
0.01%^†	$0	-	Chase Business Premier Savings - Standard
0.01%^†	$0	-	Chase Business Total Savings
0.01%^†	$0	-	Business Client Funds Savings

Chase Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.97%^†	$0	-	Business IOLTA
0.01%^†	$0	-	Chase Premier Plus Checking
0.01%^†	$0	-	Chase Sapphire Checking
0.01%^†	$0	-	Chase Private Client Checking
0.01%^†	$0	-	Chase Analysis Business Checking with Interest
0.01%^†	$0	-	Chase Performance Business Checking with Interest

Chase Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*^†	$100k^*	-	3-5 Month CD - Relationship
OTHER TIERS: 3.50% → $1k - $100k
4.00%^*^†	$100k^*	-	Business 2 Month CD - Relationship
OTHER TIERS: 3.50% → $1k - $100k
3.25%^*^†	$100k^*	-	12-14 Month CD - Relationship
OTHER TIERS: 3.00% → $1k - $100k
3.25%^*^†	$100k^*	-	Business 12-14 Month CD - Relationship
OTHER TIERS: 3.00% → $1k - $100k
2.25%^†	$1k	-	Business 3-5 Month CD - Relationship
2.00%^†	$1k	-	9-11 Month CD - Relationship
2.00%^†	$1k	-	24-29 Month CD - Relationship
2.00%^†	$1k	-	30-35 Month CD - Relationship
2.00%^†	$1k	-	48-120 Month CD - Relationship
2.00%^†	$1k	-	21-23 Month CD - Relationship
2.00%^†	$1k	-	36-41 Month CD - Relationship
2.00%^†	$1k	-	15 - 17 Month CD - Relationship
2.00%^†	$1k	-	18-20 Month CD-Relationship
2.00%^†	$1k	-	42-47 Month CD - Relationship
2.00%^†	$1k	-	Business 9-11 Month CD - Relationship
2.00%^†	$1k	-	Business 15 - 17 Month CD - Relationship
2.00%^†	$1k	-	Business 18-20 Month CD-Relationship
2.00%^†	$1k	-	Business 21-23 Month CD - Relationship
2.00%^†	$1k	-	Business 24-29 Month CD - Relationship
2.00%^†	$1k	-	Business 30-35 Month CD - Relationship
2.00%^†	$1k	-	Business 36-41 Month CD - Relationship
2.00%^†	$1k	-	Business 42-47 Month CD - Relationship
2.00%^†	$1k	-	Business 48-120 Month CD - Relationship
1.75%^†	$1k	-	2 Month CD - Relationship
1.50%^†	$1k	-	6-8 Month CD - Relationship
1.50%^†	$1k	-	Business 6-8 Month CD - Relationship
0.05%^*^†	$10k^*	-	6 Month Ladder CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	9 Month Ladder CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	12 Month Ladder CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	Business 6 Month Ladder CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	Business 9 Month Ladder CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.05%^*^†	$10k^*	-	Business 12 Month Ladder CD - Relationship
OTHER TIERS: 0.02% → $1k - $10k
0.02%^†	$1k	-	1 Month CD - Relationship
0.02%^†	$1k	-	Business 1 Month CD - Relationship
0.02%^†	$1k	-	1 Month Ladder CD - Relationship
0.02%^†	$1k	-	2 Month Ladder CD - Relationship
0.02%^†	$1k	-	3 Month Ladder CD - Relationship
0.02%^†	$1k	-	4 Month Ladder CD - Relationship
0.02%^†	$1k	-	Business 1 Month Ladder CD - Relationship
0.02%^†	$1k	-	Business 2 Month Ladder CD - Relationship
0.02%^†	$1k	-	Business 3 Month Ladder CD - Relationship
0.02%^†	$1k	-	Business 4 Month Ladder CD - Relationship
0.01%^†	$1k	$100k	1 Month CD - Standard
0.01%^†	$1k	$100k	2 Month CD - Standard
0.01%^†	$1k	$100k	3-5 Month CD - Standard
0.01%^†	$1k	$100k	6-8 Month CD - Standard
0.01%^†	$1k	$100k	9-11 Month CD - Standard
0.01%^†	$1k	$100k	12-14 Month CD - Standard
0.01%^†	$1k	$100k	24-29 Month CD - Standard
0.01%^†	$1k	$100k	30-35 Month CD - Standard
0.01%^†	$1k	$100k	48-120 Month CD - Standard
0.01%^†	$1k	$100k	21-23 Month CD - Standard
0.01%^†	$1k	-	36-41 Month CD - Standard
0.01%^†	$1k	-	15 - 17 Month CD - Standard
0.01%^†	$1k	-	18-20 Month CD-Standard
0.01%^†	$1k	-	42-47 Month CD - Standard
0.01%^†	$1k	$100k	Business 1 Month CD - Standard
0.01%^†	$1k	$100k	Business 3-5 Month CD - Standard
0.01%^†	$1k	$100k	Business 6-8 Month CD - Standard
0.01%^†	$1k	$100k	Business 9-11 Month CD - Standard
0.01%^†	$1k	$100k	Business 12-14 Month CD - Standard
0.01%^†	$1k	-	Business 15 - 17 Month CD - Standard
0.01%^†	$1k	-	Business 18-20 Month CD-Standard
0.01%^†	$1k	$100k	Business 21-23 Month CD - Standard
0.01%^†	$1k	$100k	Business 24-29 Month CD - Standard
0.01%^†	$1k	$100k	Business 30-35 Month CD - Standard
0.01%^†	$1k	-	Business 36-41 Month CD - Standard
0.01%^†	$1k	-	Business 42-47 Month CD - Standard
0.01%^†	$1k	$100k	Business 48-120 Month CD - Standard
0.01%^†	$1k	-	1 Month Ladder CD - Standard
0.01%^†	$1k	-	2 Month Ladder CD - Standard
0.01%^†	$1k	-	3 Month Ladder CD - Standard
0.01%^†	$1k	-	4 Month Ladder CD - Standard
0.01%^†	$1k	-	6 Month Ladder CD - Standard
0.01%^†	$1k	-	9 Month Ladder CD - Standard
0.01%^†	$1k	-	12 Month Ladder CD - Standard
0.01%^†	$1k	-	Business 1 Month Ladder CD - Standard
0.01%^†	$1k	-	Business 2 Month Ladder CD - Standard
0.01%^†	$1k	-	Business 3 Month Ladder CD - Standard
0.01%^†	$1k	-	Business 4 Month Ladder CD - Standard
0.01%^†	$1k	-	Business 6 Month Ladder CD - Standard
0.01%^†	$1k	-	Business 9 Month Ladder CD - Standard
0.01%^†	$1k	-	Business 12 Month Ladder CD - Standard
0.01%^†	$1k	$100k	Business 2 Month CD - Standard

Chase Bank

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Account Summary

Best Bank Ever!

Helpful Hint?

Don't Waste Your Time

Data as of Q3 2024

Health Grade Components

Chase Bank Savings Account Rates

Chase Bank Checking Account Rates

Chase Bank CD Rates

Availability

New York Area