Choice Bank (ND)

Overview / Commentary
4501 23rd Avenue South
Fargo, ND 58104

Choice Bank (ND) is headquartered in Fargo and is the 4th largest bank in the state of North Dakota. It is also the 373rd largest bank in the nation. It was established in 1906 and as of March of 2021, it had grown to 357 employees at 20 locations. Choice Bank (ND) has an A+ health rating.


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Health Grade Components

FDIC Certificate #9423
Year Established1906
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.7%
Return on Equity - YTD15.06%
Annual Interest Income$29.3MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$3.03B$2.43B
LoansQ1 2021vs Q1 2020$2.33B$2.02B
DepositsQ1 2021vs Q1 2020$2.64B$2.07B
Equity CapitalQ1 2021vs Q1 2020$333.8MM$293.4MM
Loan Loss AllowanceQ1 2021vs Q1 2020$21.6MM$17.8MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$9.7MM$16.0MM
Real Estate OwnedQ1 2021vs Q1 2020$1.7MM$1.5MM

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