Choice Bank (ND)

Overview / Commentary
4501 23rd Avenue South
Fargo, ND 58104

Choice Bank (ND) is headquartered in Fargo and is the 4th largest bank in the state of North Dakota. It is also the 378th largest bank in the nation. It was established in 1906 and as of December of 2020, it had grown to 369 employees at 20 locations. Choice Bank (ND) has an A+ health rating.


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Health Grade Components

FDIC Certificate #9423
Year Established1906
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.83%
Return on Equity - YTD15.69%
Annual Interest Income$117.3MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$2.83B$2.38B
LoansQ4 2020vs Q4 2019$2.29B$1.96B
DepositsQ4 2020vs Q4 2019$2.44B$2.03B
Equity CapitalQ4 2020vs Q4 2019$325.7MM$288.9MM
Loan Loss AllowanceQ4 2020vs Q4 2019$20.2MM$16.8MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$7.4MM$15.7MM
Real Estate OwnedQ4 2020vs Q4 2019$1.7MM$1.4MM

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