Choice Bank (ND)

Overview / Commentary
4501 23rd Avenue South
Fargo, ND 58104

Choice Bank (ND) is headquartered in Fargo and is the 5th largest bank in the state of North Dakota. It is also the 369th largest bank in the nation. It was established in 1906 and as of December of 2021, it had grown to 402 employees at 20 locations. Choice Bank (ND) has an A+ health rating.


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Health Grade Components

FDIC Certificate #9423
Year Established1906
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.59%
Return on Equity - YTD14.11%
Annual Interest Income$118.3MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$3.17B$2.83B
LoansQ4 2021vs Q4 2020$2.34B$2.29B
DepositsQ4 2021vs Q4 2020$2.74B$2.44B
Equity CapitalQ4 2021vs Q4 2020$362.2MM$325.7MM
Loan Loss AllowanceQ4 2021vs Q4 2020$23.8MM$20.2MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$5.6MM$7.4MM
Real Estate OwnedQ4 2021vs Q4 2020$559.00K$1.7MM

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