Citi

Overview / Commentary

online.citi.com

800-374-9700

388 Greenwich St.
New York, NY 10013

Citibank serves clients across the full spectrum of consumer banking needs. Citibank serves as a trusted advisor to its retail, wealth management and small business clients at every stage of their financial journey.

$2500 SAVINGS BONUS - 4/27/2022

Haven't seen this bonus mentioned on this site. $2500 for a million dollar deposit. https://online.citi.com/US/ag/banking/savings-account. Think this link is good.

Citi Offering 0%Apr On Purchases Made Through Next Spring…Impact On Credit? - 6/12/2021

For those credit score “junkies” out there…a targeted offer from Citi for my credit card has a big zero on interest on “balance” payments made each month on those qualified purchases through a set date next year. Seems to me as a straight forward installment type purchase and could be useful rather than paying entire card balance off each month which has been the norm Q…is this good/bad/neutral to one’s credit score(s)? Thanks

View all posts from:

2022
2021
2020
Earlier

4/27 - $2500 SAVINGS BONUS

6/12 - Citi Offering 0%Apr On Purchases Made Through Next Spring…Impact On Credit?

12/15 - Citi Accelerate Savings Drops To 0.50% APY
8/18 - Business Account: Up To $2,000 For Up To $200K For 60 Days
4/13 - Citibank Unresponsive
1/30 - Citi - Offers Cash Bonus For New Checking/Savings Accounts

Reviews (212)

I Got My $700-Comment Is From 10/12/21

Posted by: Buckeyes | Aug 5, 2019

Had to call a rep, who seemed annoyed, but she did her job and filed a "dispute" on my behalf which worked. The bonus shoukld have been paid in Sep but wasn't.

My question is, can I now bring my 50K back so I can get an actual interest rate without penalty? Or will this threaten the bonus. Anyone know? I really no longer see a use for this account. .1% interest has been getting me $4 a month interest. But i don't want get into a monthly fee situation. So can I just zero out the account?

Thanks.

Caution On Bonus's

Posted by: sheldonagibbs | Dec 11, 2020

Look carefully if you are going after one of their many bonus's After you have satisfied all the requirements, on the $700 bonus, they have up to 90 days to actually credit you with the bonus. I am waiting right now.

Accelerate Savings Locks Up Your Bonus

Posted by: mrshicksbb | Feb 9, 2022

I opened an accelerate savings account with Citi recently for the good APY and welcome bonus. When I think of a savings account, I expect to be able to access my money quickly if necessary. I have since found out that is not the case with this Citi account. They limit transfers back out of the account to $10,000 daily / $15,000 max per month. However, it has been several days since my initial $10,000 money transfer and their online functionality is not allowing me to transfer the balance $5,000. Customer service was extremely unhelpful and said there was nothing they could do. Not to mention that to now move back out all the money in the account to my local bank would take months and months if the system was working. My only other option is a wire transfer which has a fee. Not a fan of having to pay a fee to access my own money. Needless to say I will be paying the wire transfer fee to get my money out of this account and taking it elsewhere where I can access it when I need it.

Comment

Citibank Is Committing White-Collar Crimes Against Their Customers.

Posted by: 411reviewsource | Mar 13, 2022

Citibank Is The Worst Bank Ever. Help Me Spread The Word On How Bad Citibank Is To Their Customers. Share This YouTube Video With Everyone You Know https://youtu.be/IZ82GaX1A9A I Have Actual Phone Conversations With Citibank Reps Lying. I Really Believe Citibank Is Committing White-Collar Crimes Against Their Customers. Citibank Has Locked Me Out Of My Priority Checking Account For Over Three Months Now Totaling Over $100,000.00. Help Me Protect Other People From These Corporate Thugs. Share This Video With Everyone.

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Health

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	7213
Year Established	1812
Employees	178681
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.1%
Return on Equity - YTD	11.22%
Annual Interest Income	$41.92B

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$1,669.2B$1,646.9B
Loans	Q4 2021vs Q4 2020	$641.6B$627.2B
Deposits	Q4 2021vs Q4 2020	$1,334.9B$1,282.1B
Equity Capital	Q4 2021vs Q4 2020	$165.8B$159.2B
Loan Loss Allowance	Q4 2021vs Q4 2020	$14.90B$22.12B
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$4.61B$6.58B
Real Estate Owned	Q4 2021vs Q4 2020	$23.0MM$34.0MM

Rates

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Savings
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not Citi; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Citi Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^†	$1	-	Citi Accelerate Savings

Citi Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*^†	$25k^*	-	Citi Elevate
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $25k
0.01%^†	$200k	-	Citigold®
0.01%^†	$50k	-	Citi Priority

Citi CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%^†	$1k	-	6 Month CD
0.15%^†	$1k	-	5 Year CD
0.10%^†	$1k	-	1 Year CD
0.10%^†	$1k	-	18 Month CD
0.10%^†	$1k	-	2 Year CD
0.10%^†	$1k	-	30 Month CD
0.10%^†	$1k	-	3 Year CD
0.10%^†	$1k	-	4 Year CD
0.10%^†	$1k	-	13 Month CD
0.10%^†	$1k	-	14 Month CD
0.10%^†	$1k	-	15 Month CD
0.10%^†	$500	-	30 Month Step Up CD
0.05%^†	$1k	-	3 Month CD
0.05%^†	$1k	-	4 Month CD
0.05%^†	$1k	-	5 Month CD
0.05%^†	$1k	-	7 Month CD
0.05%^†	$1k	-	8 Month CD
0.05%^†	$1k	-	9 Month CD
0.05%^†	$1k	-	10 Month CD
0.05%^†	$1k	-	11 Month CD
0.05%^†	$500	-	12 Month No Penalty CD