Citibank serves clients across the full spectrum of consumer banking needs. Citibank serves as a trusted advisor to its retail, wealth management and small business clients at every stage of their financial journey.
Had to call a rep, who seemed annoyed, but she did her job and filed a "dispute" on my behalf which worked. The bonus shoukld have been paid in Sep but wasn't.
My question is, can I now bring my 50K back so I can get an actual interest rate without penalty? Or will this threaten the bonus. Anyone know? I really no longer see a use for this account. .1% interest has been getting me $4 a month interest. But i don't want get into a monthly fee situation. So can I just zero out the account?
Thanks.
Look carefully if you are going after one of their many bonus's After you have satisfied all the requirements, on the $700 bonus, they have up to 90 days to actually credit you with the bonus. I am waiting right now.
I opened an accelerate savings account with Citi recently for the good APY and welcome bonus. When I think of a savings account, I expect to be able to access my money quickly if necessary. I have since found out that is not the case with this Citi account. They limit transfers back out of the account to $10,000 daily / $15,000 max per month. However, it has been several days since my initial $10,000 money transfer and their online functionality is not allowing me to transfer the balance $5,000. Customer service was extremely unhelpful and said there was nothing they could do. Not to mention that to now move back out all the money in the account to my local bank would take months and months if the system was working. My only other option is a wire transfer which has a fee. Not a fan of having to pay a fee to access my own money. Needless to say I will be paying the wire transfer fee to get my money out of this account and taking it elsewhere where I can access it when I need it.
Citibank Is The Worst Bank Ever. Help Me Spread The Word On How Bad Citibank Is To Their Customers. Share This YouTube Video With Everyone You Know https://youtu.be/IZ82GaX1A9A I Have Actual Phone Conversations With Citibank Reps Lying. I Really Believe Citibank Is Committing White-Collar Crimes Against Their Customers. Citibank Has Locked Me Out Of My Priority Checking Account For Over Three Months Now Totaling Over $100,000.00. Help Me Protect Other People From These Corporate Thugs. Share This Video With Everyone.
Overall | |
---|---|
FDIC Certificate # | 7213 |
Year Established | 1812 |
Employees | 178681 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.1% |
Return on Equity - YTD | 11.22% |
Annual Interest Income | $41.92B |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2021vs Q4 2020 | $1,669.2B$1,646.9B |
Loans | Q4 2021vs Q4 2020 | $641.6B$627.2B |
Deposits | Q4 2021vs Q4 2020 | $1,334.9B$1,282.1B |
Equity Capital | Q4 2021vs Q4 2020 | $165.8B$159.2B |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $14.90B$22.12B |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $4.61B$6.58B |
Real Estate Owned | Q4 2021vs Q4 2020 | $23.0MM$34.0MM |
Always verify rates and promotions with the bank or credit union. We are not Citi; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.60% | $1 | - | Citi Accelerate Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $25k* | - | Citi Elevate | ||
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $25k | |||||
0.01% | $200k | - | Citigold® | ||
0.01% | $50k | - | Citi Priority |