Citi


Overview / Commentary
800-374-9700
388 Greenwich St.
New York, NY 10013

Citibank serves clients across the full spectrum of consumer banking needs. Citibank serves as a trusted advisor to its retail, wealth management and small business clients at every stage of their financial journey.

Related Posts

Citi Offering 0%Apr On Purchases Made Through Next Spring…Impact On Credit? - 6/12/2021

For those credit score “junkies” out there…a targeted offer from Citi for my credit card has a big zero on interest on “balance” payments made each month on those qualified purchases through a set date next year. Seems to me as a straight forward installment type purchase and could be useful rather than paying entire card balance off each month which has been the norm Q…is this good/bad/neutral to one’s credit score(s)? Thanks

Citi Accelerate Savings Drops To 0.50% APY - 12/15/2020

Got an e-mail from them on 12/12, which states the following rate change: As of 12/8/20, the Citi Accelerate Savings account variable rate changed to 0.50% Annual Percentage Yield¹ (APY).

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12/11/18 - Earn Up To $600 When Opening A Checking And Savings Acct.
6/6/18 - Citibank’s New Attempt at a High Yield Online Savings Account
5/14/18 - Review of the Latest Citibank Checking Bonus Offers - Up to $600
4/17/18 - Citi Offering A 2% APY 13 Mo CD, $25K Minimum
4/6/18 - New 1.35% APY 3 Mo Savings Acct Promo
1/25/18 - Florida Citibank 30 Mo CD Special Is 1.51% APY, $10K Min
12/3/17 - Citibank Fined For Illegal Student Loan Servicing Practices
4/17/17 - Citibank Offers $500 Checking Bonus
12/29/16 - Citibank Features $300 Checking Bonus
11/18/16 - $300 Citibank Checking Account Bonus
6/15/16 - $400 Checking Bonus After 120 Days, Through 8/31/16
1/24/16 - CREDIT CARD
10/30/14 - What You Can Do About The Rising Citibank Checking Account Fees
10/21/14 - Citi’s “Secure Message Center” Sends Online Message To Wrong Person
10/14/14 - Citi Pulls Consumer Banks From 11 Markets
9/29/14 - Is Citibank's New Checking Account Worth A Look?
4/9/14 - Citigroup To Pay $1.13 Billion To Settle Securities Claims
3/21/14 - Citibank To Raise Out-Of-Network ATM Fees
3/3/14 - Citigroup Discloses Money-Laundering Subpoenas
2/18/14 - Citibank Checking Account Bonuses of $250 and $500
2/12/14 - $125 + $125 For New Citibank Account
1/24/14 - Citibank’s ATM Experience Takes On A New Look
10/2/13 - Citibank Checking Account Bonus of up to $400
10/2/13 - History of Citibank Bonus Payouts
8/30/13 - Citigroup Said To Seek Sale Of 50 Texas Branches In Rural Areas
9/13/12 - Review of the Latest Citibank Checking Account Bonuses and Fees
7/9/12 - Citibank Aadvantage Bonus Miles For New Ckg
1/17/12 - Citigroup Q4 Earnings & My Review For Future Deposit Rate Insights
10/17/11 - Citibank Arrests Customers For Trying To Close Accounts
10/4/11 - Now Citibank Reveals It Will Charge Customers $20 If They Have Too Low An Account Balance
10/4/11 - Citibank Adds Money-Tracking Tools To Online Banking
9/19/11 - Larger Checking Account Fees at Citi, But Bonuses Continue
9/16/11 - Citibank To Raise Monthly Fees On Checking Accounts
6/9/11 - Citibank Security Breach
4/5/11 - Citibank Will Minimize Overdraft Fees On Checks
2/3/11 - $125 Citibank Checking Account Promotion - YMMV
10/9/10 - Tax On The CD Opened In 2009 With The Citi Secured Credit Card
9/22/10 - $250 Prepaid Gift Card with Citibank Business Checking Account
9/17/10 - Citibank Checking/Savings Account Promo with up to 40,000 ThankYou Points
9/1/10 - Citibank To Reduce Fees On Checking Accounts
7/26/10 - Citibank Checking Account Bonus Of $200 Or $400 In Los Angeles Area
7/22/10 - Free Checking For Certain Citibank Customers
6/28/10 - Making The Most Out Of Citi's Thank You Network Points
5/18/10 - Citibank 5% Cash Back Debit Card Promotion
2/24/10 - No More Cash Back When Funding Citibank Accounts with a Credit Card?
2/23/10 - Citibank's New 7-Day Rule for Withdrawals?
2/23/10 - $100 Citibank Checking Account Bonus
2/22/10 - Update on Citi's 4.07% 18-Month Secured MasterCard CD
2/21/10 - This Bank Appears To Be Heading In An Unfriendly Direction
2/10/10 - $25 Bonus for Opening Citibank Ultimate Savings Account
2/2/10 - When 'free checking' isn't free [CNNMoney]
1/26/10 - Citibank Checking Bonus of 20,000 ThankYou Points [SD]
12/22/09 - Update on the 4.07% 18-Month CD ($25K Max) at Citibank via its Secured MasterCard Program
12/8/09 - Citibank Raises Yields: 3.50% Savings Account, 4.00% 6-Month CD
9/19/09 - Update on Citibank's CDs - Branch Specials & Secured MasterCard CD - Update
9/18/09 - 4.07% 18-Month CD ($25K Max) Continues at Citibank via its Secured MasterCard Program
9/10/09 - Update on Citibank's CD Specials - 4.00% 60-Month CD Continues in Some States
8/26/09 - Update on Citibank's CDs - Branch Specials & Secured MasterCard CD
8/6/09 - 4.07% 18-Month CD ($25K Max) at Citibank - Nationally Available
7/18/09 - 4.00% 60-Month CD & 2.50% 24-Month CD at Citibank in Some States
4/21/09 - Citibank CD Specials - 2.50% 8-month in CA & 2.75% 12-month in TX
4/21/09 - Update on Citibank CD Specials - 2.50% 8-Month CD in a Few States
1/28/09 - Citibank's Checking, Money Market and Credit Card Promotion
1/28/09 - $100 Checking Account Bonus at Citibank
12/21/08 - $25 Bonus at Citibank for Opening the Ultimate Savings Account - Update
11/24/08 - Unlimited FDIC Coverage for Citibank Checking Accounts
10/7/08 - $25 Bonus at Citibank for Opening the Ultimate Savings Account
9/17/08 - Citibank Specials: 4.00% 6-Month CD in CA and NV, 3.75% MMA in TX
5/29/08 - $150 Citibank Checking Account Bonus
5/13/08 - New $200 Citibank Checking Account Promotion
4/4/08 - Citibank Checking and Savings Account Promotions
3/13/08 - Citibank Raises Yield on Ultimate Money Account to 5.10% / Citibank Promo Updates
12/9/07 - $200 Citibank Checking Account Promotion
11/19/07 - Extended 5% Cash Back Promo for Citi Dividend Credit Cards
9/11/07 - Update on the Citibank $200 Checking Account Promotion
8/7/07 - New $200 Checking Account Bonus at Citibank
7/19/07 - Another New $100 Bonus for Citibank Ultimate Savings Account
5/29/07 - New $200 Citibank Checking Account Bonus
5/17/07 - New $100 Bonus for Citibank Ultimate Savings Account
5/11/07 - Citibank's New 5% Ultimate Money Account
5/11/07 - New $50 Bonus for Citibank Ultimate Savings Account and Bonus Updates
4/3/07 - Citibank Drops e-Savings Account Rate to 4.50%
3/1/07 - Citibank e-Savings Account Bonuses
3/1/07 - $25 Bonus for Citibank's New Ultimate Savings Account
1/30/07 - Citibank Drops e-Savings Account Rate to 4.75% - Other Citibank and Online Banking News
12/30/06 - $100 Citibank Checking and e-Savings Account Bonus
10/25/06 - $25 Bonus for Citibank's e-Savings/EZ Checking Package
9/6/06 - 6.00% 6-Month CD Still Available for Those in Texas
8/13/06 - Another Chance at $200 Citibank Checking Account/Credit Card Deal
6/27/06 - 5.50% 6-Month CD at Citibank (available to all)
6/26/06 - Citibank's e-Savings Account now 5.00%
6/25/06 - 6% 6-Month CD at Citibank Texas
6/13/06 - New Citibank Checking Account Bonus - Free Plane Ticket
6/6/06 - e-Savings Account Impact to Citigroup
5/16/06 - Citibank's e-Savings Account Now 4.75%
3/29/06 - Citibank's 4.5% e-Savings Account
3/14/06 - More $100 Sign-Up Bonuses for Citi Credit Cards
1/29/06 - $200 Citibank Checking Account/Credit Card Deal
1/25/06 - $100 Gift Card Citicard Deal
12/14/05 - Another Citibank $200 Checking Account Bonus
12/8/05 - $100 Gift Card for Citibank Credit Card
12/3/05 - Free Palm for Citibank Checking
10/7/05 - Citibank $200 Checking Account Deal
9/5/05 - Citibank iPod Deal and Online Banking

Reviews (190)

I Got My $700-Comment Is From 10/12/21

Posted by: |

Had to call a rep, who seemed annoyed, but she did her job and filed a "dispute" on my behalf which worked. The bonus shoukld have been paid in Sep but wasn't.

My question is, can I now bring my 50K back so I can get an actual interest rate without penalty? Or will this threaten the bonus. Anyone know? I really no longer see a use for this account. .1% interest has been getting me $4 a month interest. But i don't want get into a monthly fee situation. So can I just zero out the account?

Thanks.

Good Bank But Branches Are Way Too Busy

Posted by: |

Citi Bank itself offers a good service. Average fees and no general problems. The real issue are the branches, at least here in NYC. They're way too busy and I don't have much time on my hands. Gotta get in and out

Do Not Bank With Citi!!!!

Lets start of with a general review on their service -
Customer service - One of the worst. The workers I've experienced just weren't nice or helpful, and gave me so much attitude.
Their app is pretty good, but again, if you run into an issue, you'll need customer service which sucks.
The reason I switched from this bank is because I found out that Citi invests millions of dollars into fossil fuels, which destroys our planets climate. They're using our money for these dirty investments, and we don't even know it! Just recently I found an article on all these big banks using our money for dirty investments.

Any Negative Word You Can Think Of

Posted by: |

Any negative word you can think of, will describe this awful bank and experience. They really need to go out of business at this point. Do not change your phone number. Don’t try to purchase anything online that costs a large amount. They will find every little reason to lock your card and put your entire account under review over a phone number change. I understand security measures and fraud prevention at banks, but Citibank goes way beyond with their security that it’s an inconvenience to use the account. You’ll never know when your card or account may be locked..cause they won’t notify you. And they may send you a letter which you will have no access to your account until you receive a letter 7 days later. They have POOR customer service, and will talk over you and hang up on you.They act like they can’t comprehend, and the representatives have nasty attitudes.I swear I hate this bank! If I can give them NEGATIVE 1 million thumbs down emojis, that would be there rating. They don’t deserve 1 star.. Garbage ass bank

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Health

Health Grade Components

Overall
FDIC Certificate #7213
Year Established1812
Employees171715
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD14.18%
Annual Interest Income$20.50B
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1,693.2B$1,633.7B
LoansQ2 2021vs Q2 2020$637.3B$634.9B
DepositsQ2 2021vs Q2 2020$1,328.5B$1,244.4B
Equity CapitalQ2 2021vs Q2 2020$164.4B$153.4B
Loan Loss AllowanceQ2 2021vs Q2 2020$17.27B$23.57B
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$5.39B$6.93B
Real Estate OwnedQ2 2021vs Q2 2020$22.0MM$36.0MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Citi; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Citi Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1-Citi Accelerate Savings

Citi Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Citi Elevate
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.03%$200k-Citigold®
0.03%$50k-Citi Priority

Citi CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-7 Month CD
0.15%$1k-5 Year CD
0.10%$1k-1 Year CD
0.10%$1k-18 Month CD
0.10%$1k-2 Year CD
0.10%$1k-30 Month CD
0.10%$1k-3 Year CD
0.10%$1k-4 Year CD
0.10%$1k-13 Month CD
0.10%$1k-14 Month CD
0.10%$1k-15 Month CD
0.10%$500-30 Month Step Up CD
0.05%$1k-3 Month CD
0.05%$1k-4 Month CD
0.05%$1k-5 Month CD
0.05%$1k-6 Month CD
0.05%$1k-8 Month CD
0.05%$1k-9 Month CD
0.05%$1k-10 Month CD
0.05%$1k-11 Month CD
0.05%$500-12 Month No Penalty CD
Locations

Availability

New York Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.