Citibank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | 5-year CD | 5 Year CD 2.40% - Goldman Sachs Bank USA 5 Year CD |
| 0.15% | 1-year CD | 1 Year CD 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.05% | Savings | Citi Savings Account- Citi Priority |
CitiBank is one of the world’s largest financial institutions, with over a trillion dollars worth of assets. It features a wide scope of business operations, from small business and commercial banking, to credit cards and investment vehicles. Its personal banking options feature standard products like checking, savings, and money market accounts, as well as certificates of deposits. The bank also features services that are unique to CitiBank and offer customers intuitive means of managing their deposit accounts.
CitiBank’s checking account offerings differ by account requirements and benefits. It has a student account that has no monthly fees and comes free ATM use, and its premium account offers free financial advice from a CitiBank expert. Each checking account is part of the bank’s reward program that offers ways for customers to earn points that can be redeemed for various merchandise or travel rewards. CitiBank’s savings account options feature a basic savings account with no monthly fees when a minimum daily balance is kept, and a money market account that offers increased rates of interest as the account balance grows. CDs and IRA CDs give customers guaranteed interest rates and are available in term lengths from 3 months to 5 years. CitiBank regularly features special offers connected to various deposit accounts, from bonus reward points to cash back incentives.
CitiBank online banking is free and makes account management easy for customers. From bill payment to money transfers to account alerts, Citi’s Internet banking platform offers great functionality. Its smartphone and tablet apps make banking on the go convenient and offer nice user interfaces. Citi’s sophisticated financial tools also provide a means for customers to analyze expenses, create budgets, track their net worth, and set bill reminders. The bank operates its own ATM network of over 26,000 ATMs located across the United States and in 40 countries.
CitiBank has more than 200 years of history behind its name, being originally established in New York City as the First National City Bank in 1812. It is a subsidiary of CitiGroup, which is a company that operates numerous trusts and funds under its umbrella. The bank changed its name to CitiBank in 1976 moved to its current headquarters in Sioux Falls, South Dakota in 2011.
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4/5/11 - Citibank Will Minimize Overdraft Fees On Checks
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10/9/10 - Tax On The CD Opened In 2009 With The Citi Secured Credit Card
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5/18/10 - Citibank 5% Cash Back Debit Card Promotion
2/24/10 - No More Cash Back When Funding Citibank Accounts with a Credit Card?
2/23/10 - Citibank's New 7-Day Rule for Withdrawals?
2/23/10 - $100 Citibank Checking Account Bonus
2/22/10 - Update on Citi's 4.07% 18-Month Secured MasterCard CD
2/21/10 - This Bank Appears To Be Heading In An Unfriendly Direction
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9/19/09 - Update on Citibank's CDs - Branch Specials & Secured MasterCard CD - Update
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1/28/09 - Citibank's Checking, Money Market and Credit Card Promotion
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5/29/08 - $150 Citibank Checking Account Bonus
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12/9/07 - $200 Citibank Checking Account Promotion
11/19/07 - Extended 5% Cash Back Promo for Citi Dividend Credit Cards
9/11/07 - Update on the Citibank $200 Checking Account Promotion
8/7/07 - New $200 Checking Account Bonus at Citibank
5/29/07 - New $200 Citibank Checking Account Bonus
3/1/07 - Citibank e-Savings Account Bonuses
2/9/07 - 6% Savings Account Promos Like Yesterday's Toasters
1/30/07 - Citibank Drops e-Savings Account Rate to 4.75% - Other Citibank and Online Banking News
6/27/06 - 5.50% 6-Month CD at Citibank (available to all)
6/26/06 - Citibank's e-Savings Account now 5.00%
6/6/06 - e-Savings Account Impact to Citigroup
12/3/05 - Free Palm for Citibank Checking
9/5/05 - Citibank iPod Deal and Online Banking
they work with you
I opened my Citibank checking account when I was 20 years old. I chose it because the branch was directly across the street from my law school. They were so friendly and helpful and explained everything to me (and there was lots to explain to my 20 year old self). I am now 41 and still have the same checking account. Over the years, Citi has changed their policies and tried to assess fees just for keeping your money with them. Every time I went into a branch to complain, they reassured me that my account was grandfathered in and no fees would apply. One time, they showed me how to set up bill pay to avoid fees. And now I use PopMoney all the time. It's so easy to send money to people. I like Citi a lot.
Easy bank to use
I have a savings account with Citibank. I have not been with them very long but I switched to them from Wells Fargo. Citibank customer service is better when it comes to helping customers over the phone than Wells Fargo was for me. They shipped me a new card out much faster when I lost mine last time. Also their mobile banking is easy to use and has more options of things to view on there without using the full site. I like that on Citi the amount you have to keep in your savings is low because sometimes I need to take money out but do not want to close my account. I plan on adding more services to my account since they seem to fit my needs financially.
Good Solid Bank
I initially opened an account with Citi Bank because a family member recommended it to me. I liked that there was no minimum deposit to open my account. In general I don't have any major complaints about the bank. The website is easy to use and I can easily move money between my accounts, which was a big selling point to me. However I can't say there's anything especially wonderful about them that stands out from other banks. It's a basic bank with solid account services and good customer service. I haven't had any problems but I haven't had anything amazing happen either. In general however I am happy with the service. The website functions well and I am able to talk to someone when I have a problem and need to call in, which has only happened a few times. I think the fees and whatnot are reasonable, everything is market standard. I would recommend.
Bank that meets all my expectations
This bank is very fast and useful for me since I can carry out all my needs at any time and in any place without many impediments, I can check my account and make transfers at any time of my day to day, since the accessibility is very easy And fast, do not ask for many security requirements and somehow I like this because I am always very rushed in my affairs and I need to develop quickly when entering this bank and use their services, I can also pay for the services I use In my house and a % of very good savings for the client. I really do not demand much more from this bank, it is practically perfect for me, it adheres perfectly to all the steps I want to take when I enter your website. It's a very different bank and very useable.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7213 |
| Year Established | 1812 |
| Employees | 175473 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.93% |
| Return on Equity - YTD | 8.68% |
| Annual Interest Income | $24.29B |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $1,401.3B$1,365.7B |
| Loans | Q2 2017vs Q2 2016 | $604.8B$596.9B |
| Deposits | Q2 2017vs Q2 2016 | $972.1B$947.3B |
| Equity Capital | Q2 2017vs Q2 2016 | $148.1B$148.9B |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $10.32B$10.60B |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $6.00B$6.93B |
| Real Estate Owned | Q2 2017vs Q2 2016 | $120.0MM$91.0MM |
Always verify rates and promotions with the bank or credit union. We are not Citibank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
Citibank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%*† | $500k* | - | Citi Savings Account - Citigold | ||
| OTHER TIERS: 0.04% → Up to $10k | 0.06% → $10k - $25k | 0.10% → $25k - $100k | 0.12% → $100k - $500k | |||||
| 0.05%† | - | - | Citi Savings Account- Citi Priority | ||
Citibank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.13%*† | $500k* | - | Citibank Account Package | ||
| OTHER TIERS: 0.04% → Up to $25k | 0.08% → $25k - $100k | 0.10% → $100k - $500k | |||||
| 0.06%*† | $25k* | - | Basic Banking Package | ||
| OTHER TIERS: 0.04% → Up to $25k | |||||
| 0.06%*† | $25k* | - | Access Account Package | ||
| OTHER TIERS: 0.04% → Up to $25k | |||||
| 0.05%† | - | - | Interest Checking- Citi Priority | ||
| 0.03%† | - | - | Citigold Interest Checking | ||
| 0.01%† | - | - | Interest Checking Account | ||
Citibank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.01%*† | $10k* | - | 18 Month CD | ||
| OTHER TIERS: 0.25% → $1k - $10k | |||||
| 0.50%*† | $10k* | - | 10 Month CD | ||
| OTHER TIERS: 0.10% → $1k - $10k | |||||
| 0.50%† | $1k | - | 5 Year CD | ||
| 0.35%† | $1k | - | 3 Year CD | ||
| 0.35%† | $1k | - | 4 Year CD | ||
| 0.25%† | $1k | - | 2 Year CD | ||
| 0.25%† | $1k | - | 30 Month CD | ||
| 0.20%† | $1k | - | 13 Month CD | ||
| 0.15%† | $1k | - | 1 Year CD | ||
| 0.10%† | $1k | - | 9 Month CD | ||
| 0.07%† | $1k | - | 6 Month CD | ||
| 0.07%† | $1k | - | 7 Month CD | ||
| 0.07%† | $1k | - | 8 Month CD | ||
| 0.05%† | $1k | - | 3 Month CD | ||
| 0.05%† | $1k | - | 4 Month CD | ||
| 0.05%† | $1k | - | 5 Month CD | ||
