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800-374-9700
701 East 60th Street North
Sioux Falls, SD 57104

CitiBank is one of the world’s largest financial institutions, with over a trillion dollars worth of assets. It features a wide scope of business operations, from small business and commercial banking, to credit cards and investment vehicles. Its personal banking options feature standard products like checking, savings, and money market accounts, as well as certificates of deposits. The bank also features services that are unique to CitiBank and offer customers intuitive means of managing their deposit accounts.

CitiBank’s checking account offerings differ by account requirements and benefits. It has a student account that has no monthly fees and comes free ATM use, and its premium account offers free financial advice from a CitiBank expert. Each checking account is part of the bank’s reward program that offers ways for customers to earn points that can be redeemed for various merchandise or travel rewards. CitiBank’s savings account options feature a basic savings account with no monthly fees when a minimum daily balance is kept, and a money market account that offers increased rates of interest as the account balance grows. CDs and IRA CDs give customers guaranteed interest rates and are available in term lengths from 3 months to 5 years. CitiBank regularly features special offers connected to various deposit accounts, from bonus reward points to cash back incentives.

CitiBank online banking is free and makes account management easy for customers. From bill payment to money transfers to account alerts, Citi’s Internet banking platform offers great functionality. Its smartphone and tablet apps make banking on the go convenient and offer nice user interfaces. Citi’s sophisticated financial tools also provide a means for customers to analyze expenses, create budgets, track their net worth, and set bill reminders. The bank operates its own ATM network of over 26,000 ATMs located across the United States and in 40 countries.

CitiBank has more than 200 years of history behind its name, being originally established in New York City as the First National City Bank in 1812. It is a subsidiary of CitiGroup, which is a company that operates numerous trusts and funds under its umbrella. The bank changed its name to CitiBank in 1976 moved to its current headquarters in Sioux Falls, South Dakota in 2011.

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Florida Citibank 30 Mo CD Special Is 1.51% APY, $10K Min - 1/25/2018

Going to this page: https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit for the Florida region shows a 1.51% APY with $10,000 minimum investment in a 30 month CD.

Citibank Fined For Illegal Student Loan Servicing Practices - 12/3/2017

The Consumer Financial Protection Bureau (CFPB) recently took action against Citibank, N.A. for its student loan servicing practices.

Citibank Offers $500 Checking Bonus - 4/17/2017

Citibank is offering a $500 bonus now through June 30, 2017, when opening a new The Citi Priority Account Package checking account. Requires a minimum $50k deposit.

View all posts from:

10/30/14 - What You Can Do About The Rising Citibank Checking Account Fees
10/21/14 - Citi’s “Secure Message Center” Sends Online Message To Wrong Person
10/14/14 - Citi Pulls Consumer Banks From 11 Markets
9/29/14 - Is Citibank's New Checking Account Worth A Look?
4/9/14 - Citigroup To Pay $1.13 Billion To Settle Securities Claims
3/21/14 - Citibank To Raise Out-Of-Network ATM Fees
3/3/14 - Citigroup Discloses Money-Laundering Subpoenas
2/18/14 - Citibank Checking Account Bonuses of $250 and $500
2/12/14 - $125 + $125 For New Citibank Account
1/24/14 - Citibank’s ATM Experience Takes On A New Look
10/2/13 - Citibank Checking Account Bonus of up to $400
10/2/13 - History of Citibank Bonus Payouts
8/30/13 - Citigroup Said To Seek Sale Of 50 Texas Branches In Rural Areas
9/13/12 - Review of the Latest Citibank Checking Account Bonuses and Fees
7/9/12 - Citibank Aadvantage Bonus Miles For New Ckg
1/17/12 - Citigroup Q4 Earnings & My Review For Future Deposit Rate Insights
10/17/11 - Citibank Arrests Customers For Trying To Close Accounts
10/4/11 - Now Citibank Reveals It Will Charge Customers $20 If They Have Too Low An Account Balance
10/4/11 - Citibank Adds Money-Tracking Tools To Online Banking
9/19/11 - Larger Checking Account Fees at Citi, But Bonuses Continue
9/16/11 - Citibank To Raise Monthly Fees On Checking Accounts
6/9/11 - Citibank Security Breach
4/5/11 - Citibank Will Minimize Overdraft Fees On Checks
2/3/11 - $125 Citibank Checking Account Promotion - YMMV
10/9/10 - Tax On The CD Opened In 2009 With The Citi Secured Credit Card
9/22/10 - $250 Prepaid Gift Card with Citibank Business Checking Account
9/17/10 - Citibank Checking/Savings Account Promo with up to 40,000 ThankYou Points
9/1/10 - Citibank To Reduce Fees On Checking Accounts
8/17/10 - Excessive Withdrawal Fees from Bank of America, Citi, Wells Fargo and Ally
7/26/10 - Citibank Checking Account Bonus Of $200 Or $400 In Los Angeles Area
7/22/10 - Free Checking For Certain Citibank Customers
6/28/10 - Making The Most Out Of Citi's Thank You Network Points
5/18/10 - Citibank 5% Cash Back Debit Card Promotion
2/24/10 - No More Cash Back When Funding Citibank Accounts with a Credit Card?
2/23/10 - Citibank's New 7-Day Rule for Withdrawals?
2/23/10 - $100 Citibank Checking Account Bonus
2/22/10 - Update on Citi's 4.07% 18-Month Secured MasterCard CD
2/21/10 - This Bank Appears To Be Heading In An Unfriendly Direction
2/10/10 - $25 Bonus for Opening Citibank Ultimate Savings Account
2/2/10 - When 'free checking' isn't free [CNNMoney]
1/26/10 - Citibank Checking Bonus of 20,000 ThankYou Points [SD]
12/22/09 - Update on the 4.07% 18-Month CD ($25K Max) at Citibank via its Secured MasterCard Program
12/8/09 - Citibank Raises Yields: 3.50% Savings Account, 4.00% 6-Month CD
9/19/09 - Update on Citibank's CDs - Branch Specials & Secured MasterCard CD - Update
9/18/09 - 4.07% 18-Month CD ($25K Max) Continues at Citibank via its Secured MasterCard Program
9/10/09 - Update on Citibank's CD Specials - 4.00% 60-Month CD Continues in Some States
8/26/09 - Update on Citibank's CDs - Branch Specials & Secured MasterCard CD
8/6/09 - 4.07% 18-Month CD ($25K Max) at Citibank - Nationally Available
7/18/09 - 4.00% 60-Month CD & 2.50% 24-Month CD at Citibank in Some States
4/21/09 - Citibank CD Specials - 2.50% 8-month in CA & 2.75% 12-month in TX
4/21/09 - Update on Citibank CD Specials - 2.50% 8-Month CD in a Few States
1/28/09 - Citibank's Checking, Money Market and Credit Card Promotion
1/28/09 - $100 Checking Account Bonus at Citibank
12/21/08 - $25 Bonus at Citibank for Opening the Ultimate Savings Account - Update
11/24/08 - Unlimited FDIC Coverage for Citibank Checking Accounts
10/7/08 - $25 Bonus at Citibank for Opening the Ultimate Savings Account
10/3/08 - Citigroup to Acquire Wachovia's Banking Operations with Help from the Feds
9/17/08 - Citibank Specials: 4.00% 6-Month CD in CA and NV, 3.75% MMA in TX
5/29/08 - $150 Citibank Checking Account Bonus
5/13/08 - New $200 Citibank Checking Account Promotion
4/4/08 - Citibank Checking and Savings Account Promotions
3/13/08 - Citibank Raises Yield on Ultimate Money Account to 5.10% / Citibank Promo Updates
12/9/07 - $200 Citibank Checking Account Promotion
11/19/07 - Extended 5% Cash Back Promo for Citi Dividend Credit Cards
9/11/07 - Update on the Citibank $200 Checking Account Promotion
8/7/07 - New $200 Checking Account Bonus at Citibank
7/19/07 - Another New $100 Bonus for Citibank Ultimate Savings Account
5/29/07 - New $200 Citibank Checking Account Bonus
5/17/07 - New $100 Bonus for Citibank Ultimate Savings Account
5/11/07 - Citibank's New 5% Ultimate Money Account
5/11/07 - New $50 Bonus for Citibank Ultimate Savings Account and Bonus Updates
4/3/07 - Citibank Drops e-Savings Account Rate to 4.50%
3/1/07 - Citibank e-Savings Account Bonuses
3/1/07 - $25 Bonus for Citibank's New Ultimate Savings Account
1/30/07 - Citibank Drops e-Savings Account Rate to 4.75% - Other Citibank and Online Banking News
12/30/06 - $100 Citibank Checking and e-Savings Account Bonus
10/25/06 - $25 Bonus for Citibank's e-Savings/EZ Checking Package
9/6/06 - 6.00% 6-Month CD Still Available for Those in Texas
8/13/06 - Another Chance at $200 Citibank Checking Account/Credit Card Deal
6/27/06 - 5.50% 6-Month CD at Citibank (available to all)
6/26/06 - Citibank's e-Savings Account now 5.00%
6/25/06 - 6% 6-Month CD at Citibank Texas
6/13/06 - New Citibank Checking Account Bonus - Free Plane Ticket
6/6/06 - e-Savings Account Impact to Citigroup
5/16/06 - Citibank's e-Savings Account Now 4.75%
3/29/06 - Citibank's 4.5% e-Savings Account
3/14/06 - More $100 Sign-Up Bonuses for Citi Credit Cards
1/29/06 - $200 Citibank Checking Account/Credit Card Deal
1/25/06 - $100 Gift Card Citicard Deal
12/14/05 - Another Citibank $200 Checking Account Bonus
12/8/05 - $100 Gift Card for Citibank Credit Card
12/3/05 - Free Palm for Citibank Checking
10/7/05 - Citibank $200 Checking Account Deal
9/5/05 - Citibank iPod Deal and Online Banking

Good Service

Ever since l opened a checking account with CitiBank, I haven't had an course to regret. I remembered doing an international transaction for the first time from Africa, I was skeptical about it because I was scared l won't get the funds, the transaction was delayed a bit but after contacting my bank, everything was resolved timely to my amazement. I also have withdraw funds from my local savings account into my citi checking account and usually they indicated that the funds will be credited into my account with in 5 to 7 days but l usually receive it in less than 48 hours. I'm so much in love with my bank and no doubts, it's one of the best.

Citibank is great!

Citibank is one of my best banking experiences overall to this date. The deposits come through very fast, which is very good considering some banks. My experience was near perfect with customer service. I have had it once where a transaction wasn't getting through. I gave CIT bank a call and didn't get put on hold and was able to get the issue fixed within 15 minutes. I have had the bank able to fix issues in minutes that any other bank would take at least 1 hour to fix. Overall their customer service is fantastic. It is an easy and clean experience on the web. They show everything on their website and it's easy to navigate. Best of all their fees. I hardly notice their fees due to how small they take absolutely brilliant of them.

Checking account summary from Citi Bank

I opened a checking account from Citibank about 5 years ago and it was a pretty smooth process. I liked that I didn't need to have a minimum opening deposit because my prior banks needed about 50-100 dollars minimum to even get started. I originally was with Bank of America and wanted a new bank because Bank of America's customer service was, and still is, pretty poor, in my opinion. Citi greatly improved my overall experience and I love that most banks are allowing mobile check deposits and other phone app features. I also think Citi offers some of the best rewards/perks for their customers and Citi Bank keeps on implementing most of the latest cutting edge features for both your phone/mobile app and your online interface experience.

An OK bank for the Common Consumer

Posted by: Landayan | Feb 15, 2018

This bank offers the average services for a bank and has been an overall pleasure to deal with. I have spoken with their phone representatives before for both losing my card once which they assisted with me very promptly and from weird purchases on my account. When I went away for vacation they quickly called me and made sure I was actually on vacation so as to verify my card was not stolen and I appreciated this a lot. Their mobile app could use some work however as it is clunky and laggy and that check deposit option can be buggy sometimes. But overall this bank has served its purpose to me. Another thing is their fees which can be a little overboard sometimes but that is also on me for not having enough money in the account at all times possible.

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Health

Health Grade Components

Overall
FDIC Certificate #7213
Year Established1812
Employees173812
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD8.93%
Annual Interest Income$37.11B
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$1,407.3B$1,356.4B
LoansQ3 2017vs Q3 2016$610.3B$595.5B
DepositsQ3 2017vs Q3 2016$968B$947.8B
Equity CapitalQ3 2017vs Q3 2016$148.8B$148.1B
Loan Loss AllowanceQ3 2017vs Q3 2016$10.65B$10.78B
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$5.76B$6.79B
Real Estate OwnedQ3 2017vs Q3 2016$104.0MM$86.0MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Florida Citibank 30 Mo CD Special Is 1.51% APY, $10K Min

Sperry8   |  
Going to this page: https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit
for the Florida region shows a 1.51% APY with $10,000 minimum investment in a 30 month CD.

Rates
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Always verify rates and promotions with the bank or credit union. We are not Citibank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Citibank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-Citi Savings Account - Citigold Promotional Interest Rate
OTHER TIERS: 0.01% Up to $25k
1.00%*$25k*-Citi Savings Account- Citi Priority Promotional Interest Rate
OTHER TIERS: 0.10% Up to $25k
1.00%*$25k*-Citibank Account Package - Promotional
OTHER TIERS: 0.10% Up to $25k
0.15%*$500k*-Citi Savings Account - Citigold
OTHER TIERS: 0.04% Up to $10k | 0.06% $10k - $25k | 0.10% $25k - $100k | 0.12% $100k - $500k
0.15%*$500k*-Citi Savings Account- Citi Priority
OTHER TIERS: 0.04% Up to $10k | 0.06% $10k - $25k | 0.10% $25k - $100k | 0.12% $100k - $500k
0.13%*$500k*-Citibank Account Package
OTHER TIERS: 0.04% Up to $25k | 0.08% $25k - $100k | 0.10% $100k - $500k
0.06%*$25k*-Basic Banking Package
OTHER TIERS: 0.04% Up to $25k
0.06%*$25k*-Access Account Package
OTHER TIERS: 0.04% Up to $25k

Citibank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-Citibank Account Package - Promotional Interest Rate
OTHER TIERS: 0.10% Up to $25k
0.13%*$500k*-Citibank Account Package
OTHER TIERS: 0.04% Up to $25k | 0.08% $25k - $100k | 0.10% $100k - $500k
0.06%*$25k*-Basic Banking Package
OTHER TIERS: 0.04% Up to $25k
0.06%*$25k*-Access Account Package
OTHER TIERS: 0.04% Up to $25k
0.03%--Citigold Interest Checking
0.03%--Interest Checking- Citi Priority
0.01%--Interest Checking Account

Citibank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*$10k*-18 Month CD
OTHER TIERS: 0.25% $1k - $10k
0.75%*$10k*-5 Month CD
OTHER TIERS: 0.05% $1k - $10k
0.50%$1k-3 Year CD
0.50%$1k-4 Year CD
0.50%$1k-5 Year CD
0.25%$1k-2 Year CD
0.25%$1k-30 Month CD
0.20%$1k-13 Month CD
0.15%$1k-1 Year CD
0.10%$1k-9 Month CD
0.10%$1k-10 Month CD
0.07%$1k-6 Month CD
0.07%$1k-7 Month CD
0.07%$1k-8 Month CD
0.05%$1k-3 Month CD
0.05%$1k-4 Month CD
Locations

Availability