Citizens Bank and Trust Company (MO)


Overview / Commentary
816-459-4000
7288 Nw 87Th Terrace, # 112
Kansas City, MO 64153

Citizens Bank and Trust Company (MO) is headquartered in Kansas City and is the 28th largest bank in the state of Missouri. It is also the 968th largest bank in the nation. It was established in 1889 and as of June of 2019, it had grown to 198 employees at 21 locations. Citizens Bank and Trust Company (MO) has an A health rating.

Reviews (1)

Greatest bank I've ever used!

When I had signed up for my account, they asked me if I wanted overage protection. I had stated no because I never wanted to have to have an overdraft as it was. Well, once I accidentally had an over draft. I did not know this for about a week as I was rarely using my debit card when this happened. I called my bank and asked what was wrong with my account, I had tried to use my debit card and it kept getting rejected. She had explained I had had an over draft, I was shocked as it was due to a bill I did not realize was coming out. She was very nice and not judging at all. I quickly got my problem resolved and I thanked her for her help. I would definitely tell other people to use this bank as their own. I have never once had an issue there.



Health

Health Grade Components

Overall
FDIC Certificate #4533
Year Established1889
Employees198
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD7.82%
Annual Interest Income$17.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$817.5MM$890.2MM
LoansQ2 2019vs Q2 2018$581.6MM$608.2MM
DepositsQ2 2019vs Q2 2018$694.6MM$668.3MM
Equity CapitalQ2 2019vs Q2 2018$99.0MM$88.8MM
Loan Loss AllowanceQ2 2019vs Q2 2018$7.3MM$7.6MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.4MM$656.00K
Real Estate OwnedQ2 2019vs Q2 2018$7.0MM$11.5MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank and Trust Company (MO) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$100-Statement Savings

Citizens Bank and Trust Company (MO) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$250k*-Elite Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $10k | 0.15% $50k - $100k | 0.20% $100k - $250k
0.05%$50-VIP Interest Checking
0.05%$50-50+ Interest Checking

Citizens Bank and Trust Company (MO) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$500-24 Month CD
0.30%$500-12 Month CD
0.20%$500-6 Month CD
Locations

Availability



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