Citizens Bank and Trust Company (MO) is headquartered in Kansas City and is the 29th largest bank in the state of Missouri. It is also the 938th largest bank in the nation. It was established in 1889 and as of December of 2020, it had grown to 189 employees at 20 locations. Citizens Bank and Trust Company (MO) has a B+ health rating.
When I had signed up for my account, they asked me if I wanted overage protection. I had stated no because I never wanted to have to have an overdraft as it was. Well, once I accidentally had an over draft. I did not know this for about a week as I was rarely using my debit card when this happened. I called my bank and asked what was wrong with my account, I had tried to use my debit card and it kept getting rejected. She had explained I had had an over draft, I was shocked as it was due to a bill I did not realize was coming out. She was very nice and not judging at all. I quickly got my problem resolved and I thanked her for her help. I would definitely tell other people to use this bank as their own. I have never once had an issue there.
Overall | |
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FDIC Certificate # | 4533 |
Year Established | 1889 |
Employees | 189 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.28% |
Return on Equity - YTD | 2.67% |
Annual Interest Income | $30.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $984.0MM$893.3MM |
Loans | Q4 2020vs Q4 2019 | $536.4MM$593.6MM |
Deposits | Q4 2020vs Q4 2019 | $846.7MM$770.2MM |
Equity Capital | Q4 2020vs Q4 2019 | $105.8MM$101.2MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $9.1MM$6.6MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $9.5MM$983.00K |
Real Estate Owned | Q4 2020vs Q4 2019 | $6.9MM$7.7MM |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $250k* | - | Citizens Money Market Account | ||
OTHER TIERS: 0.10% → Up to $50k | 0.20% → $50k - $100k | 0.25% → $100k - $250k |