Citizens Bank and Trust Company (MO) is headquartered in Kansas City and is the 29th largest bank in the state of Missouri. It is also the 949th largest bank in the nation. It was established in 1889 and as of September of 2018, it had grown to 207 employees at 21 locations. Citizens Bank and Trust Company (MO) has an A+ health rating.
When I had signed up for my account, they asked me if I wanted overage protection. I had stated no because I never wanted to have to have an overdraft as it was. Well, once I accidentally had an over draft. I did not know this for about a week as I was rarely using my debit card when this happened. I called my bank and asked what was wrong with my account, I had tried to use my debit card and it kept getting rejected. She had explained I had had an over draft, I was shocked as it was due to a bill I did not realize was coming out. She was very nice and not judging at all. I quickly got my problem resolved and I thanked her for her help. I would definitely tell other people to use this bank as their own. I have never once had an issue there.
|FDIC Certificate #||4533|
|Return on Assets - YTD||0.73%|
|Return on Equity - YTD||7.07%|
|Annual Interest Income||$24.2MM|
|Assets and Liabilities|
|Assets||Q3 2018vs Q3 2017||$813.8MM$894.2MM|
|Loans||Q3 2018vs Q3 2017||$587.3MM$605.3MM|
|Deposits||Q3 2018vs Q3 2017||$686.7MM$691.0MM|
|Equity Capital||Q3 2018vs Q3 2017||$90.4MM$89.4MM|
|Loan Loss Allowance||Q3 2018vs Q3 2017||$7.6MM$7.7MM|
|Unbacked Noncurrent Loans||Q3 2018vs Q3 2017||$744.00K$2.3MM|
|Real Estate Owned||Q3 2018vs Q3 2017||$7.0MM$15.0MM|
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