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Citizens Bank and Trust Company (MO)

Overview / Commentary
7288 Nw 87Th Terrace, # 112
Kansas City, MO 64153

Citizens Bank and Trust Company (MO) is headquartered in Kansas City and is the 29th largest bank in the state of Missouri. It is also the 915th largest bank in the nation. It was established in 1889 and as of March of 2019, it had grown to 204 employees at 21 locations. Citizens Bank and Trust Company (MO) has an A+ health rating.

Reviews (1)

Greatest bank I've ever used!

When I had signed up for my account, they asked me if I wanted overage protection. I had stated no because I never wanted to have to have an overdraft as it was. Well, once I accidentally had an over draft. I did not know this for about a week as I was rarely using my debit card when this happened. I called my bank and asked what was wrong with my account, I had tried to use my debit card and it kept getting rejected. She had explained I had had an over draft, I was shocked as it was due to a bill I did not realize was coming out. She was very nice and not judging at all. I quickly got my problem resolved and I thanked her for her help. I would definitely tell other people to use this bank as their own. I have never once had an issue there.


Health Grade Components

FDIC Certificate #4533
Year Established1889
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD8.05%
Annual Interest Income$8.8MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$851.5MM$868.0MM
LoansQ1 2019vs Q1 2018$583.3MM$584.7MM
DepositsQ1 2019vs Q1 2018$729.9MM$688.8MM
Equity CapitalQ1 2019vs Q1 2018$95.4MM$88.1MM
Loan Loss AllowanceQ1 2019vs Q1 2018$7.4MM$7.7MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$407.00K$1.0MM
Real Estate OwnedQ1 2019vs Q1 2018$7.0MM$11.5MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank and Trust Company (MO) Savings Account Rates

0.35%$100-Statement Savings

Citizens Bank and Trust Company (MO) Checking Account Rates

0.25%*$250k*-Elite Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $10k | 0.15% $50k - $100k | 0.20% $100k - $250k
0.05%$50-VIP Interest Checking
0.05%$50-50+ Interest Checking

Citizens Bank and Trust Company (MO) CD Rates

0.40%$500-24 Month CD
0.30%$500-12 Month CD
0.20%$500-6 Month CD


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