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Overview / Commentary
7288 Nw 87Th Terrace, # 112
Kansas City, MO 64153

Citizens Bank and Trust Company (MO) is headquartered in Kansas City and is the 24th largest bank in the state of Missouri. It is also the 852nd largest bank in the nation. It was established in 1889 and as of September of 2017, it had grown to 211 employees at 21 locations. Citizens Bank and Trust Company (MO) has a B+ health rating.

Reviews (1)

Greatest bank I've ever used!

When I had signed up for my account, they asked me if I wanted overage protection. I had stated no because I never wanted to have to have an overdraft as it was. Well, once I accidentally had an over draft. I did not know this for about a week as I was rarely using my debit card when this happened. I called my bank and asked what was wrong with my account, I had tried to use my debit card and it kept getting rejected. She had explained I had had an over draft, I was shocked as it was due to a bill I did not realize was coming out. She was very nice and not judging at all. I quickly got my problem resolved and I thanked her for her help. I would definitely tell other people to use this bank as their own. I have never once had an issue there.


Health Grade Components

FDIC Certificate #4533
Year Established1889
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD7.4%
Annual Interest Income$22.8MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$894.2MM$920.5MM
LoansQ3 2017vs Q3 2016$605.3MM$633.7MM
DepositsQ3 2017vs Q3 2016$691.0MM$658.0MM
Equity CapitalQ3 2017vs Q3 2016$89.4MM$88.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$7.7MM$7.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$2.3MM$708.00K
Real Estate OwnedQ3 2017vs Q3 2016$15.0MM$21.5MM

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