Citizens Bank and Trust Company (MO) is headquartered in Kansas City and is the 26th largest bank in the state of Missouri. It is also the 872nd largest bank in the nation. It was established in 1889 and as of December of 2017, it had grown to 213 employees at 21 locations. Citizens Bank and Trust Company (MO) has a B+ health rating.
When I had signed up for my account, they asked me if I wanted overage protection. I had stated no because I never wanted to have to have an overdraft as it was. Well, once I accidentally had an over draft. I did not know this for about a week as I was rarely using my debit card when this happened. I called my bank and asked what was wrong with my account, I had tried to use my debit card and it kept getting rejected. She had explained I had had an over draft, I was shocked as it was due to a bill I did not realize was coming out. She was very nice and not judging at all. I quickly got my problem resolved and I thanked her for her help. I would definitely tell other people to use this bank as their own. I have never once had an issue there.
|FDIC Certificate #||4533|
|Return on Assets - YTD||0.48%|
|Return on Equity - YTD||4.82%|
|Annual Interest Income||$30.8MM|
|Assets and Liabilities|
|Assets||Q4 2017vs Q4 2016||$880.2MM$920.0MM|
|Loans||Q4 2017vs Q4 2016||$588.1MM$629.2MM|
|Deposits||Q4 2017vs Q4 2016||$686.8MM$683.6MM|
|Equity Capital||Q4 2017vs Q4 2016||$88.0MM$87.8MM|
|Loan Loss Allowance||Q4 2017vs Q4 2016||$7.7MM$7.7MM|
|Unbacked Noncurrent Loans||Q4 2017vs Q4 2016||$658.00K$8.2MM|
|Real Estate Owned||Q4 2017vs Q4 2016||$11.6MM$21.1MM|
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