Citizens Bank and Trust Company (MO) is headquartered in Kansas City and is the 27th largest bank in the state of Missouri. It is also the 979th largest bank in the nation. It was established in 1889 and as of June of 2022, it had grown to 179 employees at 15 locations. Citizens Bank and Trust Company (MO)'s money market rates are 70% higher than the national average, and it has a B+ health rating.
Greatest bank I've ever used!
When I had signed up for my account, they asked me if I wanted overage protection. I had stated no because I never wanted to have to have an overdraft as it was. Well, once I accidentally had an over draft. I did not know this for about a week as I was rarely using my debit card when this happened. I called my bank and asked what was wrong with my account, I had tried to use my debit card and it kept getting rejected. She had explained I had had an over draft, I was shocked as it was due to a bill I did not realize was coming out. She was very nice and not judging at all. I quickly got my problem resolved and I thanked her for her help. I would definitely tell other people to use this bank as their own. I have never once had an issue there.
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4533 |
| Year Established | 1889 |
| Employees | 179 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 5.64% |
| Annual Interest Income | $12.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $998.8MM$999.6MM |
| Loans | Q2 2022vs Q2 2021 | $465.0MM$528.7MM |
| Deposits | Q2 2022vs Q2 2021 | $879.8MM$866.1MM |
| Equity Capital | Q2 2022vs Q2 2021 | $89.4MM$98.2MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $6.4MM$8.0MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $6.4MM$8.3MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $6.4MM$7.7MM |
