Citizens Bank and Trust Company (MO)
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.35% | Savings | 2.20% - Barclays Online Savings Account |
| 0.30% | 1-year CD | |
| 0.40% | 2-year CD | 2.70% - Discover Bank 24 Month CD |
Citizens Bank and Trust Company (MO) is headquartered in Kansas City and is the 31st largest bank in the state of Missouri. It is also the 940th largest bank in the nation. It was established in 1889 and as of December of 2018, it had grown to 200 employees at 21 locations. Citizens Bank and Trust Company (MO) has an A health rating.
Greatest bank I've ever used!
When I had signed up for my account, they asked me if I wanted overage protection. I had stated no because I never wanted to have to have an overdraft as it was. Well, once I accidentally had an over draft. I did not know this for about a week as I was rarely using my debit card when this happened. I called my bank and asked what was wrong with my account, I had tried to use my debit card and it kept getting rejected. She had explained I had had an over draft, I was shocked as it was due to a bill I did not realize was coming out. She was very nice and not judging at all. I quickly got my problem resolved and I thanked her for her help. I would definitely tell other people to use this bank as their own. I have never once had an issue there.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4533 |
| Year Established | 1889 |
| Employees | 200 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.79% |
| Return on Equity - YTD | 7.53% |
| Annual Interest Income | $32.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $831.7MM$880.2MM |
| Loans | Q4 2018vs Q4 2017 | $601.9MM$588.1MM |
| Deposits | Q4 2018vs Q4 2017 | $666.4MM$686.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $93.8MM$88.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $7.5MM$7.7MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $411.00K$658.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $7.0MM$11.6MM |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Citizens Bank and Trust Company (MO) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $100 | - | Statement Savings |
Citizens Bank and Trust Company (MO) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $250k* | - | Elite Checking | ||
| OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $10k | 0.15% → $50k - $100k | 0.20% → $100k - $250k | |||||
| 0.05% | $50 | - | VIP Interest Checking | ||
| 0.05% | $50 | - | 50+ Interest Checking | ||
Citizens Bank and Trust Company (MO) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $500 | - | 24 Month CD | |
| 0.30% | $500 | - | 12 Month CD | |
| 0.20% | $500 | - | 6 Month CD |
