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Citizens Bank and Trust Company (MO)


Overview / Commentary
www.gocitizens.bank
816-459-4000
7280 NW 87th Ter. Suite 300
Kansas City, MO 64153

Citizens Bank and Trust Company (MO) is headquartered in Kansas City and is the 29th largest bank in the state of Missouri. It is also the 938th largest bank in the nation. It was established in 1889 and as of December of 2020, it had grown to 189 employees at 20 locations. Citizens Bank and Trust Company (MO) has a B+ health rating.

Reviews (1)

Greatest bank I've ever used!

Posted by: |

When I had signed up for my account, they asked me if I wanted overage protection. I had stated no because I never wanted to have to have an overdraft as it was. Well, once I accidentally had an over draft. I did not know this for about a week as I was rarely using my debit card when this happened. I called my bank and asked what was wrong with my account, I had tried to use my debit card and it kept getting rejected. She had explained I had had an over draft, I was shocked as it was due to a bill I did not realize was coming out. She was very nice and not judging at all. I quickly got my problem resolved and I thanked her for her help. I would definitely tell other people to use this bank as their own. I have never once had an issue there.

2


Health
B+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #4533
Year Established1889
Employees189
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD2.67%
Annual Interest Income$30.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$984.0MM$893.3MM
LoansQ4 2020vs Q4 2019$536.4MM$593.6MM
DepositsQ4 2020vs Q4 2019$846.7MM$770.2MM
Equity CapitalQ4 2020vs Q4 2019$105.8MM$101.2MM
Loan Loss AllowanceQ4 2020vs Q4 2019$9.1MM$6.6MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$9.5MM$983.00K
Real Estate OwnedQ4 2020vs Q4 2019$6.9MM$7.7MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Citizens Bank and Trust Company (MO); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank and Trust Company (MO) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$25-Student Savings
0.35%*-$10kSave Smart Savings
OTHER TIERS: 0.15% → $10k+
0.35%*-$10kDollar Dog Kids Club
OTHER TIERS: 0.15% → $10k+
0.15%$100-Statement Savings
0.05%--Health Savings Account

Citizens Bank and Trust Company (MO) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$250k*-Citizens Money Market Account
OTHER TIERS: 0.05% → Up to $50k | 0.10% → $50k - $100k | 0.15% → $100k - $250k

Citizens Bank and Trust Company (MO) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$250k*-Elite Checking
OTHER TIERS: 0.05% → Up to $250k
0.05%--VIP Interest Checking
0.05%--50+ Interest Checking

Citizens Bank and Trust Company (MO) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$500-60 Month CD
0.45%$500-48 Month CD
0.40%$500-36 Month CD
0.30%$500-24 Month CD
0.25%$500-18 Month CD
0.20%$500-12 Month CD
0.10%$500-6 Month CD
0.10%$500-3 Month CD
0.10%$500-14 Day Promotional CD
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.