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Citizens Bank (TN)


Overview / Commentary
www.citizensbank24.com
423-543-2265
300 Broad Street
Elizabethton, TN 37643

Citizens Bank (TN) is headquartered in Elizabethton and is the 26th largest bank in the state of Tennessee. It is also the 937th largest bank in the nation. It was established in 1934 and as of December of 2019, it had grown to 197 employees at 14 locations. Citizens Bank (TN) has an A health rating.

Reviews (1)

Questionable Banking Standards

Posted by: |

A counterfeit $100 dollar bill was given to me when I withdrew $2500.00 from my account. I used it for a purchase and was notified one of the bills was counterfeit. I notified the bank and tried to return it. I was told by the bank it was my responsibility to check the money before leaving the bank and they would not replace the bill.

1


Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14851
Year Established1934
Employees197
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.83%
Return on Equity - YTD14.16%
Annual Interest Income$43.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$859.9MM$841.0MM
LoansQ4 2019vs Q4 2018$581.2MM$564.1MM
DepositsQ4 2019vs Q4 2018$708.1MM$688.0MM
Equity CapitalQ4 2019vs Q4 2018$114.6MM$107.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$6.2MM$5.8MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$3.7MM$2.6MM
Real Estate OwnedQ4 2019vs Q4 2018$286.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank (TN) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$500k*-Business Sweep
OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.23% → $25k - $50k | 0.27% → $50k - $100k | 0.30% → $100k - $250k | 0.32% → $250k - $500k
0.15%$100-EZ Savings
0.15%$100-Business Savings
0.15%*$10k*-HSA - Family & Individual
OTHER TIERS: 0.05% → Up to $1k | 0.07% → $1k - $5k | 0.10% → $5k - $10k

Citizens Bank (TN) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$500k*-Citizens Preferred Money Fund
OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.23% → $25k - $50k | 0.27% → $50k - $100k | 0.30% → $100k - $250k | 0.32% → $250k - $500k
0.35%*$500k*-Business Money Fund
OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.23% → $25k - $50k | 0.27% → $50k - $100k | 0.30% → $100k - $250k | 0.32% → $250k - $500k

Citizens Bank (TN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$25kWOW Rate E-Checking
OTHER TIERS: 0.20% → $25k+
0.30%*$500k*-Reward Interest Checking
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $200k | 0.25% → $200k - $500k
0.20%*$50k*-Business Interest Checking
OTHER TIERS: 0.10% → $5k - $10k | 0.15% → $10k - $25k | 0.17% → $25k - $50k

Citizens Bank (TN) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$2.5k-39 Month CD
1.00%$2.5k-13 Month CD
0.85%$2.5k-60 Month CD
0.80%$2.5k-48 Month CD
0.75%$2.5k-12 Month CD
0.75%$2.5k-18 Month CD
0.75%$2.5k-24 Month CD
0.75%$2.5k-30 Month CD
0.75%$2.5k-36 Month CD
0.35%$2.5k-6 Month CD

Citizens Bank (TN) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$2.5k-39 Month IRA
1.00%$2.5k-13 Month IRA
0.85%$2.5k-60 Month IRA
0.80%$2.5k-48 Month IRA
0.75%$2.5k-12 Month IRA
0.75%$2.5k-18 Month IRA
0.75%$2.5k-24 Month IRA
0.75%$2.5k-30 Month IRA
0.75%$2.5k-36 Month IRA
0.35%$2.5k-6 Month IRA
Locations

Availability



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