Citizens Bank (TN)

Overview / Commentary
300 Broad Street
Elizabethton, TN 37643

Citizens Bank (TN) is headquartered in Elizabethton and is the 24th largest bank in the state of Tennessee. It is also the 919th largest bank in the nation. It was established in 1934 and as of March of 2022, it had grown to 215 employees at 13 locations. Citizens Bank (TN) has an A+ health rating.

Reviews (1)

Questionable Banking Standards

Posted by: |

A counterfeit $100 dollar bill was given to me when I withdrew $2500.00 from my account. I used it for a purchase and was notified one of the bills was counterfeit. I notified the bank and tried to return it. I was told by the bank it was my responsibility to check the money before leaving the bank and they would not replace the bill.


Health Grade Components

FDIC Certificate #14851
Year Established1934
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.42%
Return on Equity - YTD19.02%
Annual Interest Income$11.4MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$1.08B$1.06B
LoansQ1 2022vs Q1 2021$807.3MM$827.6MM
DepositsQ1 2022vs Q1 2021$915.8MM$925.0MM
Equity CapitalQ1 2022vs Q1 2021$137.9MM$125.3MM
Loan Loss AllowanceQ1 2022vs Q1 2021$9.3MM$10.7MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$2.1MM$2.8MM
Real Estate OwnedQ1 2022vs Q1 2021$0$300.00K
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Always verify rates and promotions with the bank or credit union. We are not Citizens Bank (TN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank (TN) Savings Account Rates

0.25%*$500k*-Business Sweep
OTHER TIERS: 0.10% $2.5k - $10k | 0.12% $10k - $25k | 0.15% $25k - $50k | 0.18% $50k - $100k | 0.20% $100k - $250k | 0.22% $250k - $500k
0.12%*$10k*-HSA - Family & Individual
OTHER TIERS: 0.05% Up to $1k | 0.07% $1k - $5k | 0.10% $5k - $10k
0.10%$100-EZ Savings
0.10%$100-Business Savings

Citizens Bank (TN) Money Market Rates

0.25%*$500k*-Citizens Preferred Money Fund
OTHER TIERS: 0.10% $2.5k - $10k | 0.12% $10k - $25k | 0.15% $25k - $50k | 0.18% $50k - $100k | 0.20% $100k - $250k | 0.22% $250k - $500k
0.25%*$500k*-Business Money Fund
OTHER TIERS: 0.10% $2.5k - $10k | 0.12% $10k - $25k | 0.15% $25k - $50k | 0.18% $50k - $100k | 0.20% $100k - $250k | 0.22% $250k - $500k

Citizens Bank (TN) Checking Account Rates

0.50%*-$25kWOW Rate E-Checking
OTHER TIERS: 0.10% $25k+
0.20%*$500k*-Reward Interest Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.12% $25k - $50k | 0.15% $50k - $200k | 0.18% $200k - $500k
0.15%*$50k*-Business Interest Checking
OTHER TIERS: 0.10% $5k - $25k | 0.12% $25k - $50k

Citizens Bank (TN) CD Rates

0.40%$2.5k-60 Month CD
0.35%$2.5k-48 Month CD
0.30%$2.5k-36 Month CD
0.25%$2.5k-24 Month CD
0.25%$2.5k-30 Month CD
0.20%$2.5k-12 Month CD
0.20%$2.5k-18 Month CD
0.10%$2.5k-6 Month CD

Citizens Bank (TN) IRA Rates

0.40%$2.5k-60 Month IRA
0.35%$2.5k-48 Month IRA
0.30%$2.5k-36 Month IRA
0.25%$2.5k-24 Month IRA
0.25%$2.5k-30 Month IRA
0.20%$2.5k-12 Month IRA
0.20%$2.5k-18 Month IRA
0.10%$2.5k-6 Month IRA


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