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Citizens Bank (TN)


Overview / Commentary
www.citizensbank24.com
423-543-2265
300 Broad Street
Elizabethton, TN 37643

Citizens Bank (TN) is headquartered in Elizabethton and is the 26th largest bank in the state of Tennessee. It is also the 930th largest bank in the nation. It was established in 1934 and as of September of 2019, it had grown to 200 employees at 14 locations. Citizens Bank (TN)'s CD rates are 22% higher than the national average, and it has an A health rating.

Reviews (1)

Questionable Banking Standards

Posted by: |

A counterfeit $100 dollar bill was given to me when I withdrew $2500.00 from my account. I used it for a purchase and was notified one of the bills was counterfeit. I notified the bank and tried to return it. I was told by the bank it was my responsibility to check the money before leaving the bank and they would not replace the bill.

1


Health
A

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14851
Year Established1934
Employees200
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.01%
Return on Equity - YTD15.74%
Annual Interest Income$33.0MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$865.5MM$831.9MM
LoansQ3 2019vs Q3 2018$593.2MM$566.6MM
DepositsQ3 2019vs Q3 2018$717.1MM$661.6MM
Equity CapitalQ3 2019vs Q3 2018$116.0MM$104.7MM
Loan Loss AllowanceQ3 2019vs Q3 2018$6.3MM$5.9MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$5.6MM$5.1MM
Real Estate OwnedQ3 2019vs Q3 2018$136.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank (TN) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Business Sweep
OTHER TIERS: 0.15% → $2.5k - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k | 0.40% → $50k - $100k
0.25%$100-EZ Savings
0.25%$100-Business Savings
0.25%*$10k*-HSA - Family & Individual
OTHER TIERS: 0.05% → Up to $1k | 0.15% → $1k - $5k | 0.20% → $5k - $10k

Citizens Bank (TN) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Citizens Preferred Money Fund
OTHER TIERS: 0.15% → $2.5k - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k | 0.40% → $50k - $100k
0.50%*$100k*-Business Money Fund
OTHER TIERS: 0.15% → $2.5k - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k | 0.40% → $50k - $100k

Citizens Bank (TN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$25kWOW Rate E-Checking
OTHER TIERS: 0.56% → $25k+
0.40%*$500k*-Reward Interest Checking
OTHER TIERS: 0.10% → Up to $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $200k | 0.35% → $200k - $500k
0.25%*$50k*-Business Interest Checking
OTHER TIERS: 0.15% → $5k - $10k | 0.20% → $10k - $25k | 0.22% → $25k - $50k

Citizens Bank (TN) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$2.5k-39 Month CD
1.75%$2.5k-13 Month CD
1.60%$2.5k-60 Month CD
1.55%$2.5k-48 Month CD
1.50%$2.5k-36 Month CD
1.40%$2.5k-30 Month CD
1.35%$2.5k-24 Month CD
1.25%$2.5k-18 Month CD
1.10%$2.5k-12 Month CD
0.50%$2.5k-6 Month CD

Citizens Bank (TN) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$2.5k-39 Month IRA
1.75%$2.5k-13 Month IRA
1.60%$2.5k-60 Month IRA
1.55%$2.5k-48 Month IRA
1.50%$2.5k-36 Month IRA
1.40%$2.5k-30 Month IRA
1.35%$2.5k-24 Month IRA
1.25%$2.5k-18 Month IRA
1.10%$2.5k-12 Month IRA
0.50%$2.5k-6 Month IRA
Locations

Availability



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