Assets and Liabilities
Assets	Q1 2024vs Q1 2023	$1.41B$1.25B
Loans	Q1 2024vs Q1 2023	$270.7MM$278.9MM
Deposits	Q1 2024vs Q1 2023	$1.27B$1.18B
Equity Capital	Q1 2024vs Q1 2023	($33,426,000)($24,437,000)
Loan Loss Allowance	Q1 2024vs Q1 2023	$3.9MM$3.9MM
Unbacked Noncurrent Loans	Q1 2024vs Q1 2023	$321K$332K
Real Estate Owned	Q1 2024vs Q1 2023	$96K$0

Rates

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Savings
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not Citizens State Bank, Groesbeck Branch; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens State Bank, Groesbeck Branch Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$0	-	IRA Account
0.43%	$0	-	Savings Account
0.43%^*	$10k^*	-	Health Savings Account
OTHER TIERS: 0.15% → $0 - $5k \| 0.33% → $5k - $10k

Citizens State Bank, Groesbeck Branch Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$250k^*	-	Preferred Investment Account
OTHER TIERS: 0.15% → $1k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k \| 0.35% → $100k - $250k
0.20%	$0	-	NOW Account

Citizens State Bank, Groesbeck Branch CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.70%	$100k	-	5 Month Jumbo CD
4.70%	$100k	-	Business 5 Month Jumbo CD
4.60%	$1k	-	5 Month CD
4.60%	$1k	-	Business 5 Month CD
3.85%	$100k	-	6 Month Jumbo CD
3.85%	$100k	-	Business 6 Month Jumbo CD
3.80%	$100k	-	9 Month Jumbo CD
3.80%	$100k	-	Business 9 Month Jumbo CD
3.75%	$1k	-	6 Month CD
3.75%	$1k	-	Business 6 Month CD
3.70%	$1k	-	9 Month CD
3.70%	$1k	-	Business 9 Month CD
3.64%	$100k	-	12 Month Jumbo CD
3.64%	$100k	-	Business 12 Month Jumbo CD
3.55%	$1k	-	12 Month CD
3.55%	$1k	-	Business 12 Month CD
1.21%	$100k	-	24 Month Jumbo CD
1.21%	$100k	-	36 Month Jumbo CD
1.21%	$100k	-	48 Month Jumbo CD
1.21%	$100k	-	Business 24 Month Jumbo CD
1.21%	$100k	-	Business 36 Month Jumbo CD
1.21%	$100k	-	Business 48 Month Jumbo CD
1.16%	$100k	-	18 Month Jumbo CD
1.16%	$100k	-	Business 18 Month Jumbo CD
1.11%	$1k	-	24 Month CD
1.11%	$1k	-	36 Month CD
1.11%	$1k	-	48 Month CD
1.11%	$1k	-	Business 24 Month CD
1.11%	$1k	-	Business 36 Month CD
1.11%	$1k	-	Business 48 Month CD
1.06%	$1k	-	18 Month CD
1.06%	$1k	-	Business 18 Month CD
0.60%	$100k	-	3 Month Jumbo CD
0.60%	$100k	-	Business 3 Month Jumbo CD
0.50%	$1k	-	3 Month CD
0.50%	$1k	-	Business 3 Month CD

Locations

Cities: Buffalo, Centerville, Clifton, Dawson, Groesbeck, Hubbard, Itasca, Teague, West, Whitney

Buffalo Branches
Citizens State Bank	1330 W Commerce St	Buffalo, TX 75831

Centerville Branches
Centerville Branch	400 E. St. Mary's (Highway 7)	Centerville, TX 75833

Clifton Branches
Clifton Texas Branch	505 West Fifth Street	Clifton, TX 76634

Dawson Branches
Dawson Branch	109 N Main Street	Dawson, TX 76639

Groesbeck Branches
First National Bank	409 South Ellis Street	Groesbeck, TX 76642

Hubbard Branches
Hubbard Branch	101 Nw 2nd Street	Hubbard, TX 76648

Itasca Branches
Itasca Branch	201 East Main Street	Itasca, TX 76055

Teague Branches
Teague Texas Branch	722 Main Street	Teague, TX 75860

West Branches
West Branch	100 North Main Street	West, TX 76691

Whitney Branches
Whitney Branch	303 S Bosque St	Whitney, TX 76692

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