Competitive CD Rates at City of Boston Credit Union - Local Only


1.55%$50k-City Of Boston Credit Union60 Month Jumbo Share Certificate
1.40%$50k-City Of Boston Credit Union48 Month Jumbo Share Certificate
1.30%$50k-City Of Boston Credit Union36 Month Jumbo Share Certificate
0.55%$50k-City Of Boston Credit Union8 Month Jumbo Share Certificate
Rates as of January 20, 2021.

City of Boston Credit Union is offering several competitive CD rates. The Jumbo CD rates are 10 basis points higher than the regular CD rates. Jumbo minimum deposit is $50K and the regular minimum is $500. The best Jumbo CD rates include a 2.88% APY 5-year CD, a 2.37% APY 4-year CD and a 2.12% APY 3-year CD. The best short-term Jumbo CD deal is the 8-month CD which has a 1.10% APY. These rates are listed in the credit union's share rates page as of 9/22/2011.

Membership is open to those who live or work in Norfolk or Suffolk Counties, Massachusetts. Please refer to the credit union's eligibility page for the full details.

In addition to Boston, City of Boston Credit Union branches are located in Dorchester and West Roxbury. Unfortunately, the credit union doesn't appear to be a member of the shared branch network.

The credit union has an overall health score at of 5 stars (out of 5) with a Texas Ratio of 4.96% (excellent) based on June 2011 data. Please refer to our financial overview of City of Boston Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 67841). The credit union is also part of MSIC which provides private insurance for deposits over the NCUA limits.

How the CD Rates Compare

City of Boston Credit Union's 5-year Jumbo CD rate is a little higher than the best 5-year CD rate that's nationally available. That's 2.85% APY at Firstmark Credit Union. It's much higher than what you can get at a bank. The best nationally available 5-year CD rate from a bank is 2.24% APY at First Internet Bank.

For short-term CD rates, the best nationally available 9-month CD rate is 1.05% APY at A better deal is actually Ally Bank's 11-month No-Penalty CD with a 1.03% APY. The rate is a little lower but the no-penalty feature allows the customer to make the CD have any maturity from 7 days to 11 months.

These rates are accurate as of 9/22/2011.

Searching for the Best CD Rates

To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of

Related Pages: City Of Boston Credit Union, Boston, Providence, CD rates, IRA rates


  |     |   Comment #2
Thanks for posting this Ken.  I was able to open up a 5 year CD on Thursday before the rates changed. They are now down around 0.25 points in each category. 

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