CNB Bank and Trust, N.A.


Overview / Commentary
217-854-2674
450 West Side Square
Carlinville, IL 62626

CNB Bank and Trust, N.A. is headquartered in Carlinville and is the 39th largest bank in the state of Illinois. It is also the 663rd largest bank in the nation. It was established in 1888 and as of December of 2020, it had grown to 271 employees at 17 locations. CNB Bank and Trust, N.A. has a B+ health rating.

Reviews (1)

Refuses To Accept Checks Written By Their Account Holders.

Posted by: |

I Stopped in at the Hillsboro Il. branch of this bank to cash a check from one of my clients. The bank refused to honor the promissory note from that bank written by one of their account holder since I didn't have an account there. The bank did tell me that they would allow the account holders to give me the money that both my client and I agreed on for the payment of services to be rendered IF I gave the bank some money as a "fee" These people almost lost their wedding photographer simply because their bank refused to honor their promissory note unless they got their share of the personal business transaction. I will not accept checks from clients with this bank any longer.



Health
B+

Health Grade Components

Overall
FDIC Certificate #3775
Year Established1888
Employees271
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD9.87%
Annual Interest Income$57.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.49B$1.33B
LoansQ4 2020vs Q4 2019$925.6MM$918.6MM
DepositsQ4 2020vs Q4 2019$1.26B$1.12B
Equity CapitalQ4 2020vs Q4 2019$154.8MM$140.6MM
Loan Loss AllowanceQ4 2020vs Q4 2019$10.7MM$11.7MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$22.7MM$20.5MM
Real Estate OwnedQ4 2020vs Q4 2019$64.00K$120.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

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CNB Bank and Trust, N.A. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Christmas Club

CNB Bank and Trust, N.A. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Money Market
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k

CNB Bank and Trust, N.A. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*-$15kElite eVantage
OTHER TIERS: 0.27% $15k+
Locations

Availability



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