Banking Rates & News

St. Louis Metro Area

Including Saint Louis, O Fallon, Saint Charles, Chesterfield, Edwardsville, Belleville, Florissant, Alton, Arnold, Clayton, and 233 other towns.

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Banking in the St. Louis Area

St Louis is the second-largest city in Missouri, with a population of about 320,000. The city is in eastern Missouri, across the Mississippi River from Illinois. Its wider metropolitan area, covering several counties in both states, has nearly three million people. Notable cities in the St. Louis area include Chesterfield, O'Fallon, Saint Charles, Belleville, Florissant, Edwardsville, Alton, East St. Louis, Arnold, and Clayton.

As a large metropolitan area and major port city, St. Louis is a major financial center and has a large banking industry. There are about 140 banks and 65 credit unions with headquarters in the St. Louis area. Notable institutions headquartered in the area include Scottrade Bank, First Bank, Stifel Bank and Trust, Enterprise Bank & Trust, and TIAA Direct. The oldest bank in the area that is still operating is The First National Bank of Litchfield, which was established in 1860. Altogether, including banks that are based elsewhere but have operations in the St. Louis region, there are approximately 1,560 branches from more than 190 banks and 80 credit unions.

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Local Deals & News

BMO Harris Bank Has A Special Rate 60-Month CD (3.00% APY)
Deal Summary: 60-month Special Rate CD, 3.00% APY, $5k minimum deposit. Availability: Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri, and Wisconsin. BMO Harris Bank has joined the 3 for 5
5 Yr CD @ 2.65% APY Plus Other CD Rate Increases
18 months - 2.12% from 2.06% 24 months - 2.27% from 2.11% 30 months - 2.30% from 2.15% 36 months - 2.40% from 2.30% 48 months - 2.50% from 2.35%
Navy Federal - CD Interest May / Will Not Be Paid If We Lose Money
There is a lot of interesting language in disclosure statements, particularly with credit unions. Many banks and credit unions contain language that they "may" allow withdrawals, and US Alliance reserves
2% 18 Month CD At BMO Harris Bank
Saw this at my Chicago branch, 18 months, 2.00% APY, $5,000 minimum
TIAA Direct - 2% APY 1 Yr CD, 2.55% APY 5 Yr CD And Other CD Rate Hikes
Appears to be their 3rd round of CD rate hikes in January to keep up. 12 months - 2% APY from 1.91% APY 18 months - 2.06% from 1.90% 24
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