Community Choice CU (IA)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.70%	5-year CD	3.10% - Barclays 60 Month Online CD
0.50%	1-year CD	2.75% - Barclays 12 Month Online CD
0.25%	Savings	0.27% - National Average

View all Community Choice CU (IA) rates »

Overview / Commentary

comchoicecu.org

515-334-8100

6163 NW 86th St
Johnston, IA 50131

Community Choice CU (IA) is headquartered in Johnston and is the 8^th largest credit union in the state of Iowa. It is also the 549^th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 127 employees and 47,810 members at 7 locations. Community Choice CU (IA)'s money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Community Choice CU is open to those who live or work in Adair, Boone, Clarke, Dallas, Green, Guthrie, Hamilton, Hardin, Jasper, Lucas, Madison, Mahaska, Marion, Marshall, Monroe, Polk, Poweshiek, Story, Union, or Warren Counties in Iowa.
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Reviews (1)

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Community CU

Posted by: toripeters2017 | Aug 13, 2017

I have been a member of Community Choice Credit Union for over 5 years now. I have used them for a variety of reasons such as checking account, savings, account, CDs and auto loans. I no longer have a checking account with them but when I did it was sufficient enough to do everything I needed to do with no fees. I currently still have a savings account and a CD with them. The savings account doesn't have the greatest interest rate but it is a simple place to stash money away so it isn't spent. Buying a 24 month CD with them was also very simple and hassle free.

Comment

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	65078
Year Chartered	1953
Employees	127
Primary Regulator

Profit Margin
Return on Assets - YTD	1.13%
Return on Equity - YTD	10.26%
Annual Interest Income	$20.9MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$506.7MM$477.3MM
Loans	Q4 2018vs Q4 2017	$418.6MM$368.4MM
Deposits	Q4 2018vs Q4 2017	$426.0MM$419.1MM
Equity Capital	Q4 2018vs Q4 2017	$55.3MM$50.2MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$3.4MM$2.9MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$944.00K$2.4MM
Real Estate Owned	Q4 2018vs Q4 2017	$330.00K$446.00K

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Choice CU (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$10k^*	-	Share Savings
OTHER TIERS: 0.10% → $200 - $5k \| 0.15% → $5k - $10k
0.25%^*	$10k^*	-	Kirby Kangaroo Club
OTHER TIERS: 0.10% → Up to $5k \| 0.15% → $5k - $10k
0.20%	$25	-	IRA Share Savings
0.10%	-	-	Health Savings Account
0.05%	-	-	Vacation Account
0.05%	-	-	Holiday Account
0.05%	$500	-	Business Savings

Community Choice CU (IA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.17%^*	$500k^*	-	Premium Money Market
OTHER TIERS: 0.55% → $10k - $150k \| 1.51% → $150k - $250k \| 2.02% → $250k - $500k
2.17%^*	$500k^*	-	Business Premium Money Market
OTHER TIERS: 0.55% → $10k - $150k \| 1.51% → $150k - $250k \| 2.02% → $250k - $500k
1.05%^*	$150k^*	-	Business Money Market Account
OTHER TIERS: 0.65% → $10k - $25k \| 0.75% → $25k - $50k \| 0.80% → $50k - $100k \| 0.90% → $100k - $150k
1.05%^*	$150k^*	-	Money Market Account
OTHER TIERS: 0.65% → $10k - $25k \| 0.75% → $25k - $50k \| 0.80% → $50k - $100k \| 0.90% → $100k - $150k
0.60%^*	$5k^*	-	Mini Money Market Account
OTHER TIERS: 0.55% → $3k - $5k

Community Choice CU (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$90k	-	29 Month Jumbo CD Special
2.90%	$5k	-	29 Month CD Special
2.60%	$90k	-	13 Month Jumbo CD Special
2.50%	$90k	-	60 Month Jumbo CD
2.50%	$5k	-	13 Month CD Special
2.40%	$5k	-	60 Month CD
2.30%	$90k	-	48 Month Jumbo CD
2.20%	$5k	-	48 Month CD
2.00%	$90k	-	36 Month Jumbo CD
1.90%	$5k	-	36 Month CD
1.80%	$90k	-	24 Month Jumbo CD
1.70%	$5k	-	24 Month CD
1.55%	$5k	-	18 Month CD
1.40%	$90k	-	12 Month Jumbo CD
1.30%	$5k	-	12 Month CD
0.95%	$90k	-	6 Month Jumbo CD
0.85%	$5k	-	6 Month CD
0.70%	$1k	-	60 Month Mini CD
0.65%	$1k	-	48 Month Mini CD
0.60%	$1k	-	36 Month Mini CD
0.55%	$1k	-	24 Month Mini CD
0.50%	$1k	-	12 Month Mini CD
0.45%	$1k	-	6 Month Mini CD

Community Choice CU (IA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$90k	-	29 Month Jumbo IRA Special
2.90%	$9k	-	29 Month IRA Special
2.60%	$90k	-	13 Months Jumbo IRA Special
2.50%	$90k	-	60 Month Jumbo IRA Certificate
2.50%	$5k	-	13 Month IRA Special
2.40%	$5k	-	60 Month IRA Certificate
2.30%	$90k	-	48 Month Jumbo IRA Certificate
2.20%	$5k	-	48 Month IRA Certificate
2.00%	$90k	-	36 Month Jumbo IRA Certificate
1.90%	$5k	-	36 Month IRA Certificate
1.80%	$90k	-	24 Month Jumbo IRA Certificate
1.70%	$5k	-	24 Month IRA Certificate
1.55%	$5k	-	18 Month IRA Certificate
1.40%	$90k	-	12 Month Jumbo IRA Certificate
1.30%	$5k	-	12 Month IRA Certificate
0.95%	$90k	-	6 Month Jumbo IRA Certificate
0.85%	$5k	-	6 Month IRA Certificate
0.70%	$1k	-	60 Month Mini IRA Certificate
0.65%	$1k	-	48 Month Mini IRA Certificate
0.60%	$1k	-	36 Month Mini IRA Certificate
0.55%	$1k	-	24 Month Mini IRA Certificate
0.50%	$1k	-	12 Month Mini IRA Certificate
0.45%	$1k	-	6 Month Mini IRA Certificate

Locations

Community Choice CU (IA) Locations
Branch Office	2710 S Ankeny Blvd	Ankeny, IA 50023-8269
Branch Office	818 8th st SW	Altoona, IA 50009
Branch Office	1351 NW 114th St	Clive, IA 50325-7066
Branch Office	700 Lyon st	Des Moines, IA 50309-5457
Branch Office	8404 nw 62nd ave	johnston, IA 50131
Branch Office	212 E Lincoln Way	Ames, IA 50010
Corporate Office	6163 nw 86th st	johnston, IA 50131

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