Community Choice CU (IA)


Overview / Commentary
515-334-8100
6163 NW 86th Ste 105
Johnston, IA 50131

Community Choice CU (IA) is headquartered in Johnston and is the 7th largest credit union in the state of Iowa. It is also the 540th largest credit union in the nation. It was established in 1953 and as of March of 2020, it had grown to 137 employees and 48,686 members at 9 locations. Community Choice CU (IA)'s money market rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Community Choice CU is open to those who live or work in Adair, Boone, Clarke, Dallas, Green, Guthrie, Hamilton, Hardin, Jasper, Lucas, Madison, Mahaska, Marion, Marshall, Monroe, Polk, Poweshiek, Story, Union, or Warren Counties in Iowa.
See current membership details

Reviews (1)

Community CU

I have been a member of Community Choice Credit Union for over 5 years now. I have used them for a variety of reasons such as checking account, savings, account, CDs and auto loans. I no longer have a checking account with them but when I did it was sufficient enough to do everything I needed to do with no fees. I currently still have a savings account and a CD with them. The savings account doesn't have the greatest interest rate but it is a simple place to stash money away so it isn't spent. Buying a 24 month CD with them was also very simple and hassle free.



Health
A+

Health Grade Components

Overall
NCUA #65078
Year Chartered1953
Employees137
Primary Regulator
Profit Margin
Return on Assets - YTD-0.06%
Return on Equity - YTD-0.52%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$570.6MM$510.5MM
LoansQ1 2020vs Q1 2019$441.5MM$418.4MM
DepositsQ1 2020vs Q1 2019$482.2MM$448.1MM
Equity CapitalQ1 2020vs Q1 2019$65.1MM$57.7MM
Loan Loss AllowanceQ1 2020vs Q1 2019$3.9MM$3.5MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$1.3MM$971.00K
Real Estate OwnedQ1 2020vs Q1 2019$81.00K$67.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Choice CU (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Share Savings
0.15%*$10k*-Primary Share Savings
OTHER TIERS: 0.05% $5k - $10k
0.15%*$10k*-Kirby Kangaroo Club
OTHER TIERS: 0.05% $5k - $10k
0.15%*$10k*-Second Share Savings
OTHER TIERS: 0.05% $5k - $10k
0.10%$500-Health Savings Account
0.05%--Vacation Account
0.05%--Holiday Account

Community Choice CU (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.12%*$500k*-Premium Money Market
OTHER TIERS: 0.30% $10k - $150k | 0.76% $150k - $250k | 0.92% $250k - $500k
1.12%*$500k*-Business Premium Money Market
OTHER TIERS: 0.30% $10k - $150k | 0.76% $150k - $250k | 0.92% $250k - $500k
0.60%*$150k*-Business Money Market Account
OTHER TIERS: 0.35% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k | 0.50% $100k - $150k
0.60%*$150k*-Money Market Account
OTHER TIERS: 0.35% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k | 0.50% $100k - $150k
0.35%*$5k*-Mini Money Market Account
OTHER TIERS: 0.30% $3k - $5k

Community Choice CU (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.12%$90k-60 Month Jumbo CD
1.01%$5k-60 Month CD
0.97%$90k-48 Month Jumbo CD
0.86%$5k-48 Month CD
0.86%$90k-36 Month Jumbo CD
0.85%$90k-15 Month Jumbo CD Special
0.76%$5k-36 Month CD
0.75%$5k-15 Month CD Special
0.71%$90k-24 Month Jumbo CD
0.61%$5k-24 Month CD
0.45%$5k-18 Month CD
0.45%$90k-12 Month Jumbo CD
0.35%$5k-12 Month CD
0.35%$90k-6 Month Jumbo CD
0.25%$5k-6 Month CD
0.20%$1k-6 Month Mini CD
0.20%$1k-12 Month Mini CD
0.20%$1k-24 Month Mini CD
0.20%$1k-36 Month Mini CD
0.20%$1k-48 Month Mini CD
0.20%$1k-60 Month Mini CD

Community Choice CU (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.12%$90k-60 Month Jumbo IRA Certificate
1.01%$5k-60 Month IRA Certificate
0.97%$90k-48 Month Jumbo IRA Certificate
0.86%$5k-48 Month IRA Certificate
0.86%$90k-36 Month Jumbo IRA Certificate
0.85%$90k-15 Month Jumbo IRA Special
0.76%$5k-36 Month IRA Certificate
0.75%$5k-15 Month IRA Special
0.71%$90k-24 Month Jumbo IRA Certificate
0.61%$5k-24 Month IRA Certificate
0.45%$5k-18 Month IRA Certificate
0.45%$90k-12 Month Jumbo IRA Certificate
0.35%$5k-12 Month IRA Certificate
0.35%$90k-6 Month Jumbo IRA Certificate
0.25%$5k-6 Month IRA Certificate
0.20%$1k-6 Month Mini IRA Certificate
0.20%$1k-12 Month Mini IRA Certificate
0.20%$1k-24 Month Mini IRA Certificate
0.20%$1k-36 Month Mini IRA Certificate
0.20%$1k-48 Month Mini IRA Certificate
0.20%$1k-60 Month Mini IRA Certificate
Locations


Community Choice CU (IA) Locations
Branch Office2710 S Ankeny BlvdAnkeny, IA 50023-8269
Branch Office818 8th st SWAltoona, IA 50009
Branch Office1351 NW 114th StClive, IA 50325-7066
Branch Office700 Lyon stDes Moines, IA 50309-5457
Branch Office8404 nw 62nd avejohnston, IA 50131
Branch Office212 E Lincoln WayAmes, IA 50010
Corporate Office6163 nw 86th stjohnston, IA 50131
Branch Office107 NE Delaware Ave Ste 1Ankeny, IA 50021
Branch Office1895 SE Grimes Blvd Ste 102Grimes, IA 50111

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