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Community Choice CU (IA)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.comchoicecu.org
515-334-8100
6163 NW 86th Ste 105
Johnston, IA 50131

Community Choice CU (IA) is headquartered in Johnston and is the 7th largest credit union in the state of Iowa. It is also the 540th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 173 employees and 51,227 members at 11 locations. Community Choice CU (IA)'s money market rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Community Choice Credit Union is open to those who live or work in the Iowa counties of Adair, Boone, Clarke, Dallas, Green, Guthrie, Hamilton, Hardin, Jasper, Lucas, Madison, Mahaska, Marion, Marshall, Monroe, Polk, Poweshiek, Story, Union, or Warren.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #65078
Year Chartered1953
Employees173
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD6.8%
Annual Interest Income$10.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$812.4MM$806.1MM
LoansQ1 2025vs Q1 2024$670.1MM$655.1MM
DepositsQ1 2025vs Q1 2024$692.6MM$673.2MM
Equity CapitalQ1 2025vs Q1 2024$99.5MM$92.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$6.3MM$5.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.3MM$2.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Choice CU (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Primary Share Savings
OTHER TIERS: 0.05% → $5k - $10k
0.15%*$10k*-Second Share Savings
OTHER TIERS: 0.05% → $5k - $10k
0.15%$0-The Money Mammals Kids Club
0.10%$500-Health Savings Account
0.05%$0-Vacation Account
0.05%$0-Holiday Account

Community Choice CU (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$2m*-Ultra Money Market Account
OTHER TIERS: 1.60% → $19.5k - $49.5k | 1.70% → $49.5k - $99.5k | 1.85% → $99.5k - $149.5k | 1.90% → $149.5k - $249.5k | 2.05% → $249.5k - $499.5k | 2.25% → $499.5k - $949.5k | 2.45% → $949.5k - $2m
1.61%*$500k*-Premium Money Market
OTHER TIERS: 0.35% → $10k - $150k | 1.31% → $150k - $250k | 1.51% → $250k - $500k
1.61%*$500k*-Business Premium Money Market
OTHER TIERS: 0.35% → $10k - $150k | 1.31% → $150k - $250k | 1.51% → $250k - $500k
0.65%*$150k*-Business Money Market Account
OTHER TIERS: 0.40% → $10k - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k | 0.55% → $100k - $150k
0.65%*$150k*-Money Market Account
OTHER TIERS: 0.40% → $10k - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k | 0.55% → $100k - $150k

Community Choice CU (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$5k-7 Month CD Special - New Money
4.15%$90k-15 Month Jumbo CD Special
4.05%$5k-15 Month CD Special
3.51%$90k-29 Month Jumbo CD Special
3.39%$5k-29 Month CD Special
0.90%$90k-60 Month Jumbo CD
0.80%$5k-60 Month CD
0.80%$90k-48 Month Jumbo CD
0.70%$5k-48 Month CD
0.70%$90k-36 Month Jumbo CD
0.60%$5k-36 Month CD
0.60%$90k-24 Month Jumbo CD
0.55%$90k-12 Month Jumbo CD
0.50%$5k-24 Month CD
0.45%$5k-12 Month CD
0.45%$5k-18 Month CD
0.40%$90k-6 Month Jumbo CD
0.30%$5k-6 Month CD
0.15%$1k-6 Month Mini CD
0.15%$1k-12 Month Mini CD
0.15%$1k-24 Month Mini CD
0.15%$1k-36 Month Mini CD
0.15%$1k-48 Month Mini CD
0.15%$1k-60 Month Mini CD

Community Choice CU (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$5k-7 Month IRA Special - New Money
4.15%$90k-15 Month Jumbo IRA Special
4.05%$5k-15 Month IRA Special
3.51%$90k-29 Month Jumbo IRA Special
3.39%$5k-29 Month IRA Special
0.90%$90k-60 Month Jumbo IRA Certificate
0.80%$5k-60 Month IRA Certificate
0.80%$90k-48 Month Jumbo IRA Certificate
0.70%$5k-48 Month IRA Certificate
0.70%$90k-36 Month Jumbo IRA Certificate
0.60%$5k-36 Month IRA Certificate
0.60%$90k-24 Month Jumbo IRA Certificate
0.55%$90k-12 Month Jumbo IRA Certificate
0.50%$5k-24 Month IRA Certificate
0.45%$5k-12 Month IRA Certificate
0.45%$5k-18 Month IRA Certificate
0.40%$90k-6 Month Jumbo IRA Certificate
0.30%$5k-6 Month IRA Certificate
0.20%$0-IRA Share Savings
0.15%$1k-6 Month Mini IRA Certificate
0.15%$1k-12 Month Mini IRA Certificate
0.15%$1k-24 Month Mini IRA Certificate
0.15%$1k-36 Month Mini IRA Certificate
0.15%$1k-48 Month Mini IRA Certificate
0.15%$1k-60 Month Mini IRA Certificate
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