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Community Choice CU (IA)

Overview / Commentary
6163 NW 86th St
Johnston, IA 50131

Community Choice CU (IA) is headquartered in Johnston and is the 8th largest credit union in the state of Iowa. It is also the 563rd largest credit union in the nation. It was established in 1953 and as of March of 2019, it had grown to 128 employees and 47,488 members at 7 locations. Community Choice CU (IA)'s money market rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Community Choice CU is open to those who live or work in Adair, Boone, Clarke, Dallas, Green, Guthrie, Hamilton, Hardin, Jasper, Lucas, Madison, Mahaska, Marion, Marshall, Monroe, Polk, Poweshiek, Story, Union, or Warren Counties in Iowa.
See current membership details

Reviews (1)

Community CU

I have been a member of Community Choice Credit Union for over 5 years now. I have used them for a variety of reasons such as checking account, savings, account, CDs and auto loans. I no longer have a checking account with them but when I did it was sufficient enough to do everything I needed to do with no fees. I currently still have a savings account and a CD with them. The savings account doesn't have the greatest interest rate but it is a simple place to stash money away so it isn't spent. Buying a 24 month CD with them was also very simple and hassle free.


Health Grade Components

NCUA #65078
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD1.91%
Return on Equity - YTD16.8%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$510.5MM$491.9MM
LoansQ1 2019vs Q1 2018$418.4MM$372.8MM
DepositsQ1 2019vs Q1 2018$448.1MM$433.3MM
Equity CapitalQ1 2019vs Q1 2018$57.7MM$51.0MM
Loan Loss AllowanceQ1 2019vs Q1 2018$3.5MM$3.0MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$971.00K$1.6MM
Real Estate OwnedQ1 2019vs Q1 2018$67.00K$446.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Choice CU (IA) Savings Account Rates

0.25%*$10k*-Share Savings
OTHER TIERS: 0.10% $200 - $5k | 0.15% $5k - $10k
0.25%*$10k*-Kirby Kangaroo Club
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $10k
0.20%$25-IRA Share Savings
0.10%--Health Savings Account
0.05%--Vacation Account
0.05%--Holiday Account
0.05%$500-Business Savings
0.05%$500-Fund Share Savings Account
0.05%$200-Second Share Savings

Community Choice CU (IA) Money Market Rates

2.17%*$500k*-Premium Money Market
OTHER TIERS: 0.55% $10k - $150k | 1.51% $150k - $250k | 2.02% $250k - $500k
2.17%*$500k*-Business Premium Money Market
OTHER TIERS: 0.55% $10k - $150k | 1.51% $150k - $250k | 2.02% $250k - $500k
1.05%*$150k*-Business Money Market Account
OTHER TIERS: 0.65% $10k - $25k | 0.75% $25k - $50k | 0.80% $50k - $100k | 0.90% $100k - $150k
1.05%*$150k*-Money Market Account
OTHER TIERS: 0.65% $10k - $25k | 0.75% $25k - $50k | 0.80% $50k - $100k | 0.90% $100k - $150k
0.60%*$5k*-Mini Money Market Account
OTHER TIERS: 0.55% $3k - $5k

Community Choice CU (IA) CD Rates

3.03%$90k-29 Month Jumbo CD Special
2.93%$5k-29 Month CD Special
2.63%$90k-13 Month Jumbo CD Special
2.52%$90k-60 Month Jumbo CD
2.52%$5k-13 Month CD Special
2.42%$5k-60 Month CD
2.32%$90k-48 Month Jumbo CD
2.21%$5k-48 Month CD
2.01%$90k-36 Month Jumbo CD
1.91%$5k-36 Month CD
1.81%$90k-24 Month Jumbo CD
1.71%$5k-24 Month CD
1.56%$5k-18 Month CD
1.41%$90k-12 Month Jumbo CD
1.31%$5k-12 Month CD
0.95%$90k-6 Month Jumbo CD
0.85%$5k-6 Month CD
0.70%$1k-60 Month Mini CD
0.65%$1k-48 Month Mini CD
0.60%$1k-36 Month Mini CD
0.55%$1k-24 Month Mini CD
0.50%$1k-12 Month Mini CD
0.45%$1k-6 Month Mini CD

Community Choice CU (IA) IRA Rates

3.03%$90k-29 Month Jumbo IRA Special
2.93%$9k-29 Month IRA Special
2.63%$90k-13 Months Jumbo IRA Special
2.52%$90k-60 Month Jumbo IRA Certificate
2.52%$5k-13 Month IRA Special
2.42%$5k-60 Month IRA Certificate
2.32%$90k-48 Month Jumbo IRA Certificate
2.21%$5k-48 Month IRA Certificate
2.01%$90k-36 Month Jumbo IRA Certificate
1.91%$5k-36 Month IRA Certificate
1.81%$90k-24 Month Jumbo IRA Certificate
1.71%$5k-24 Month IRA Certificate
1.56%$5k-18 Month IRA Certificate
1.41%$90k-12 Month Jumbo IRA Certificate
1.31%$5k-12 Month IRA Certificate
0.95%$90k-6 Month Jumbo IRA Certificate
0.85%$5k-6 Month IRA Certificate
0.70%$1k-60 Month Mini IRA Certificate
0.65%$1k-48 Month Mini IRA Certificate
0.60%$1k-36 Month Mini IRA Certificate
0.55%$1k-24 Month Mini IRA Certificate
0.50%$1k-12 Month Mini IRA Certificate
0.45%$1k-6 Month Mini IRA Certificate

Community Choice CU (IA) Locations
Branch Office2710 S Ankeny BlvdAnkeny, IA 50023-8269
Branch Office818 8th st SWAltoona, IA 50009
Branch Office1351 NW 114th StClive, IA 50325-7066
Branch Office700 Lyon stDes Moines, IA 50309-5457
Branch Office8404 nw 62nd avejohnston, IA 50131
Branch Office212 E Lincoln WayAmes, IA 50010
Corporate Office6163 nw 86th stjohnston, IA 50131

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