Community Choice CU (IA)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.40% | 5-year CD | 60 Month Mini CD 2.40% - Goldman Sachs Bank USA 5 Year CD |
| 0.20% | 1-year CD | 12 Month Mini CD |
| 0.20% | Savings | Share Savings |
Community Choice CU (IA) is headquartered in Johnston and is the 7th largest credit union in the state of Iowa. It is also the 555th largest credit union in the nation. It was established in 1953 and as of June of 2017, it had grown to 122 employees and 46,548 members at 7 locations. Community Choice CU (IA)'s money market rates are 59% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Community Choice CU is open to those who live or work in Adair, Boone, Clarke, Dallas, Green, Guthrie, Hamilton, Hardin, Jasper, Lucas, Madison, Mahaska, Marion, Marshall, Monroe, Polk, Poweshiek, Story, Union, or Warren Counties in Iowa.
See current membership details
Community CU
I have been a member of Community Choice Credit Union for over 5 years now. I have used them for a variety of reasons such as checking account, savings, account, CDs and auto loans. I no longer have a checking account with them but when I did it was sufficient enough to do everything I needed to do with no fees. I currently still have a savings account and a CD with them. The savings account doesn't have the greatest interest rate but it is a simple place to stash money away so it isn't spent. Buying a 24 month CD with them was also very simple and hassle free.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65078 |
| Year Chartered | 1953 |
| Employees | 122 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.93% |
| Return on Equity - YTD | 9.04% |
| Annual Interest Income | $9.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $479.5MM$454.1MM |
| Loans | Q2 2017vs Q2 2016 | $364.2MM$349.1MM |
| Deposits | Q2 2017vs Q2 2016 | $425.0MM$405.8MM |
| Equity Capital | Q2 2017vs Q2 2016 | $49.1MM$44.8MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $2.5MM$2.2MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $1.2MM$671.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $446.00K$446.00K |
Always verify rates and promotions with the bank or credit union. We are not Community Choice CU (IA); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Community Choice CU (IA) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $10k* | - | Share Savings | ||
| OTHER TIERS: 0.10% → $200 - $5k | 0.15% → $5k - $10k | |||||
| 0.20%* | $10k* | - | Kirby Kangaroo Club | ||
| OTHER TIERS: 0.10% → Up to $5k | 0.15% → $5k - $10k | |||||
| 0.20% | $25 | - | IRA Share Savings | ||
| 0.20%* | $10k* | - | Share Savings | ||
| OTHER TIERS: 0.10% → $200 - $5k | 0.15% → $5k - $10k | |||||
| 0.20% | $25 | - | Roth IRA Share Savings | ||
| 0.20% | $25 | - | Education IRA Share Savings | ||
| 0.10% | - | - | Health Savings Account | ||
| 0.05% | - | - | Vacation Account | ||
| 0.05% | - | - | Holiday Club | ||
Community Choice CU (IA) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.70%* | $150k* | - | Money Market Account | ||
| OTHER TIERS: 0.35% → $10k - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k | 0.55% → $100k - $150k | |||||
| 0.30%* | $5k* | - | Mini Money Market Account | ||
| OTHER TIERS: 0.25% → $3k - $5k | |||||
Community Choice CU (IA) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.10% | $90k | - | 60 Month Jumbo CD | |
| 2.00% | $5k | - | 60 Month CD | |
| 1.75% | $90k | - | 48 Month Jumbo CD | |
| 1.65% | $5k | - | 48 Month CD | |
| 1.55% | $90k | - | 36 Month Jumbo CD | |
| 1.45% | $5k | - | 36 Month CD | |
| 1.25% | $90k | - | 24 Month Jumbo CD | |
| 1.15% | $5k | - | 24 Month CD | |
| 0.90% | $5k | - | 18 Month CD | |
| 0.80% | $90k | - | 12 Month Jumbo CD | |
| 0.70% | $5k | - | 12 Month CD | |
| 0.50% | $90k | - | 6 Month Jumbo CD | |
| 0.40% | $5k | - | 6 Month CD | |
| 0.40% | $1k | - | 60 Month Mini CD | |
| 0.35% | $1k | - | 48 Month Mini CD | |
| 0.30% | $1k | - | 36 Month Mini CD | |
| 0.25% | $1k | - | 24 Month Mini CD | |
| 0.20% | $1k | - | 12 Month Mini CD | |
| 0.15% | $1k | - | 6 Month Mini CD |
Community Choice CU (IA) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.10% | $90k | - | 60 Month Jumbo IRA Certificate | |
| 2.00% | $5k | - | 60 Month IRA Certificate | |
| 1.75% | $90k | - | 48 Month Jumbo CD | |
| 1.65% | $5k | - | 48 Month IRA Certificate | |
| 1.55% | $90k | - | 36 Month Jumbo IRA Certificate | |
| 1.45% | $5k | - | 36 Month IRA Certificate | |
| 1.25% | $90k | - | 24 Month Jumbo IRA Certificate | |
| 1.15% | $5k | - | 24 Month IRA Certificate | |
| 0.80% | $90k | - | 12 Month Jumbo IRA Certificate | |
| 0.70% | $5k | - | 12 Month IRA Certificate | |
| 0.50% | $90k | - | 6 Month Jumbo IRA Certificate | |
| 0.40% | $5k | - | 6 Month IRA Certificate | |
| 0.40% | $1k | - | 60 Month Mini IRA Certificate | |
| 0.35% | $1k | - | 48 Month Mini IRA Certificate | |
| 0.30% | $1k | - | 36 Month Mini IRA Certificate | |
| 0.25% | $1k | - | 24 Month Mini IRA Certificate | |
| 0.20% | $1k | - | 12 Month Mini IRA Certificate | |
| 0.15% | $1k | - | 6 Month Mini IRA Certificate |
| Community Choice CU (IA) Locations | ||
|---|---|---|
| Branch Office | 2710 S Ankeny Blvd | Ankeny, IA 50023-8269 |
| Branch Office | 818 8th st SW | Altoona, IA 50009 |
| Branch Office | 1351 NW 114th St | Clive, IA 50325-7066 |
| Branch Office | 700 Lyon st | Des Moines, IA 50309-5457 |
| Branch Office | 8404 nw 62nd ave | johnston, IA 50131 |
| Branch Office | 212 E Lincoln Way | Ames, IA 50010 |
| Corporate Office | 6163 nw 86th st | johnston, IA 50131 |