Community Choice CU (IA)

Overview / Commentary

www.comchoicecu.org

515-334-8100

6163 NW 86th St
Johnston, IA 50131

Community Choice CU (IA) is headquartered in Johnston and is the 8^th largest credit union in the state of Iowa. It is also the 563^rd largest credit union in the nation. It was established in 1953 and as of March of 2019, it had grown to 128 employees and 47,488 members at 7 locations. Community Choice CU (IA)'s money market rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Community Choice CU is open to those who live or work in Adair, Boone, Clarke, Dallas, Green, Guthrie, Hamilton, Hardin, Jasper, Lucas, Madison, Mahaska, Marion, Marshall, Monroe, Polk, Poweshiek, Story, Union, or Warren Counties in Iowa.
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Reviews (1)

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Community CU

Posted by: toripeters2017 | Aug 13, 2017

I have been a member of Community Choice Credit Union for over 5 years now. I have used them for a variety of reasons such as checking account, savings, account, CDs and auto loans. I no longer have a checking account with them but when I did it was sufficient enough to do everything I needed to do with no fees. I currently still have a savings account and a CD with them. The savings account doesn't have the greatest interest rate but it is a simple place to stash money away so it isn't spent. Buying a 24 month CD with them was also very simple and hassle free.

Comment

Health

A+

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	65078
Year Chartered	1953
Employees	128
Primary Regulator

Profit Margin
Return on Assets - YTD	1.91%
Return on Equity - YTD	16.8%
Annual Interest Income	$6.2MM

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$510.5MM$491.9MM
Loans	Q1 2019vs Q1 2018	$418.4MM$372.8MM
Deposits	Q1 2019vs Q1 2018	$448.1MM$433.3MM
Equity Capital	Q1 2019vs Q1 2018	$57.7MM$51.0MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$3.5MM$3.0MM
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$971.00K$1.6MM
Real Estate Owned	Q1 2019vs Q1 2018	$67.00K$446.00K

Rates

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Savings
Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Community Choice CU (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Choice CU (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$10k^*	-	Share Savings
OTHER TIERS: 0.10% → $200 - $5k \| 0.15% → $5k - $10k
0.25%^*	$10k^*	-	Kirby Kangaroo Club
OTHER TIERS: 0.10% → Up to $5k \| 0.15% → $5k - $10k
0.20%	$25	-	IRA Share Savings
0.10%	-	-	Health Savings Account
0.05%	-	-	Vacation Account
0.05%	-	-	Holiday Account
0.05%	$500	-	Business Savings
0.05%	$500	-	Fund Share Savings Account
0.05%	$200	-	Second Share Savings

Community Choice CU (IA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.17%^*	$500k^*	-	Premium Money Market
OTHER TIERS: 0.55% → $10k - $150k \| 1.51% → $150k - $250k \| 2.02% → $250k - $500k
2.17%^*	$500k^*	-	Business Premium Money Market
OTHER TIERS: 0.55% → $10k - $150k \| 1.51% → $150k - $250k \| 2.02% → $250k - $500k
1.05%^*	$150k^*	-	Business Money Market Account
OTHER TIERS: 0.65% → $10k - $25k \| 0.75% → $25k - $50k \| 0.80% → $50k - $100k \| 0.90% → $100k - $150k
1.05%^*	$150k^*	-	Money Market Account
OTHER TIERS: 0.65% → $10k - $25k \| 0.75% → $25k - $50k \| 0.80% → $50k - $100k \| 0.90% → $100k - $150k
0.60%^*	$5k^*	-	Mini Money Market Account
OTHER TIERS: 0.55% → $3k - $5k

Community Choice CU (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.03%	$90k	-	29 Month Jumbo CD Special
2.93%	$5k	-	29 Month CD Special
2.63%	$90k	-	13 Month Jumbo CD Special
2.52%	$90k	-	60 Month Jumbo CD
2.52%	$5k	-	13 Month CD Special
2.42%	$5k	-	60 Month CD
2.32%	$90k	-	48 Month Jumbo CD
2.21%	$5k	-	48 Month CD
2.01%	$90k	-	36 Month Jumbo CD
1.91%	$5k	-	36 Month CD
1.81%	$90k	-	24 Month Jumbo CD
1.71%	$5k	-	24 Month CD
1.56%	$5k	-	18 Month CD
1.41%	$90k	-	12 Month Jumbo CD
1.31%	$5k	-	12 Month CD
0.95%	$90k	-	6 Month Jumbo CD
0.85%	$5k	-	6 Month CD
0.70%	$1k	-	60 Month Mini CD
0.65%	$1k	-	48 Month Mini CD
0.60%	$1k	-	36 Month Mini CD
0.55%	$1k	-	24 Month Mini CD
0.50%	$1k	-	12 Month Mini CD
0.45%	$1k	-	6 Month Mini CD

Community Choice CU (IA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.03%	$90k	-	29 Month Jumbo IRA Special
2.93%	$9k	-	29 Month IRA Special
2.63%	$90k	-	13 Months Jumbo IRA Special
2.52%	$90k	-	60 Month Jumbo IRA Certificate
2.52%	$5k	-	13 Month IRA Special
2.42%	$5k	-	60 Month IRA Certificate
2.32%	$90k	-	48 Month Jumbo IRA Certificate
2.21%	$5k	-	48 Month IRA Certificate
2.01%	$90k	-	36 Month Jumbo IRA Certificate
1.91%	$5k	-	36 Month IRA Certificate
1.81%	$90k	-	24 Month Jumbo IRA Certificate
1.71%	$5k	-	24 Month IRA Certificate
1.56%	$5k	-	18 Month IRA Certificate
1.41%	$90k	-	12 Month Jumbo IRA Certificate
1.31%	$5k	-	12 Month IRA Certificate
0.95%	$90k	-	6 Month Jumbo IRA Certificate
0.85%	$5k	-	6 Month IRA Certificate
0.70%	$1k	-	60 Month Mini IRA Certificate
0.65%	$1k	-	48 Month Mini IRA Certificate
0.60%	$1k	-	36 Month Mini IRA Certificate
0.55%	$1k	-	24 Month Mini IRA Certificate
0.50%	$1k	-	12 Month Mini IRA Certificate
0.45%	$1k	-	6 Month Mini IRA Certificate

Locations

Community Choice CU (IA) Locations
Branch Office	2710 S Ankeny Blvd	Ankeny, IA 50023-8269
Branch Office	818 8th st SW	Altoona, IA 50009
Branch Office	1351 NW 114th St	Clive, IA 50325-7066
Branch Office	700 Lyon st	Des Moines, IA 50309-5457
Branch Office	8404 nw 62nd ave	johnston, IA 50131
Branch Office	212 E Lincoln Way	Ames, IA 50010
Corporate Office	6163 nw 86th st	johnston, IA 50131

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