Community First Credit Union

Overview / Commentary
Santa Rosa, CA 95406

Community First Credit Union is headquartered in Santa Rosa and is the 70th largest credit union in the state of California. It is also the 508th largest credit union in the nation. It was established in 1959 and as of September of 2023, it had grown to 155 employees and 62,103 members at 13 locations. Community First Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Community First Credit Union is open to anyone who lives, works, or attends school in the California counties of Lake, Marin, Mendocino, Napa, or Sonoma. Immediate relatives of those who qualify for membership are also eligible to join.
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Health Grade Components

NCUA #61667
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD8.05%
Annual Interest Income$25.8MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$828.9MM$828.7MM
LoansQ3 2023vs Q3 2022$608.4MM$632.5MM
DepositsQ3 2023vs Q3 2022$744.6MM$743.4MM
Equity CapitalQ3 2023vs Q3 2022$75.2MM$68.6MM
Loan Loss AllowanceQ3 2023vs Q3 2022$4.5MM$3.4MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$8.5MM$4.7MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community First Credit Union Savings Account Rates

7.07%*$500*$500YouthSaver Account - w/ adult Local Advantage PLUS Account
OTHER TIERS: 0.10% $500+
1.01%*$500*$500Youth Saver Account
OTHER TIERS: 0.10% $500+
0.10%--Prime Share Savings
0.10%$100-IRA Share Account
0.10%$100-Get-Away/Holiday Club Account

Community First Credit Union Money Market Rates

1.50%*$500k*-Advantage Money Market Account
OTHER TIERS: 1.00% $10k - $50k | 1.25% $50k+ | 1.30% $150k - $250k | 1.40% $250k - $500k
1.15%*$1m*-Money Market Account
OTHER TIERS: 0.75% $100 - $50k | 0.80% $50k - $100k | 1.00% $100k - $1m
1.15%*$1m*-Business Money Market Account
OTHER TIERS: 0.75% $100 - $50k | 0.80% $50k - $100k | 1.00% $100k - $1m

Community First Credit Union Checking Account Rates

0.20%--Local Advantage Plus Checking
0.10%$1k-iChecking Account
0.10%$100-Local Trade Interest Checking

Community First Credit Union CD Rates

5.00%$1k-6 Month Saver Certificate
4.75%$1k-12 Month Saver Certificate
4.00%$1k-18 Month Saver Certificate
3.75%$1k-24 Month Saver Certificate
3.50%$1k-36 Month Saver Certificate
3.00%$1k-48 Month Saver Certificate
3.00%$1k-60 Month Saver Certificate

Community First Credit Union IRA Rates

5.00%$1k-6 Month Saver IRA
4.75%$1k-12 Month Saver IRA
4.00%$1k-18 Month Saver IRA
3.75%$1k-24 Month Saver IRA
3.50%$1k-36 Month Saver IRA
3.00%$1k-48 Month Saver IRA
3.00%$1k-60 Month Saver IRA


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