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Community First Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.comfirstcu.org
707-546-6000
6064
Santa Rosa, CA 95406

Community First Credit Union is headquartered in Santa Rosa and is the 74th largest credit union in the state of California. It is also the 543rd largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 145 employees and 60,313 members at 12 locations. Community First Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Community First Credit Union is open to anyone who lives, works, or attends school in the California counties of Lake, Marin, Mendocino, Napa, or Sonoma. Immediate relatives of those who qualify for membership are also eligible to join.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #61667
Year Chartered1959
Employees145
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD5.91%
Annual Interest Income$10.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$805.5MM$824.4MM
LoansQ1 2025vs Q1 2024$595.9MM$583.8MM
DepositsQ1 2025vs Q1 2024$717.5MM$740.3MM
Equity CapitalQ1 2025vs Q1 2024$80.2MM$75.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$6.8MM$7.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.7MM$9.7MM
Real Estate OwnedQ1 2025vs Q1 2024$840K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Community First Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community First Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
7.07%*$0$500Youth Saver Account
OTHER TIERS: 0.05% → $500+
7.07%*$0$500YouthSaver Account - w/ adult Local Advantage PLUS Account
OTHER TIERS: 0.05% → $500+
0.05%$100-Prime Share Savings
0.05%$100-Get-Away/Holiday Club Account

Community First Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$500k*-Advantage Money Market Account
OTHER TIERS: 1.00% → $10k - $50k | 1.25% → $50k - $150k | 1.30% → $150k - $250k | 1.40% → $250k - $500k
1.15%*$1m*-Money Market Account
OTHER TIERS: 0.75% → $100 - $50k | 0.80% → $50k - $100k | 1.00% → $100k - $1m
1.15%*$1m*-Business Money Market Account
OTHER TIERS: 0.75% → $100 - $50k | 0.80% → $50k - $100k | 1.00% → $100k - $1m

Community First Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-Local Advantage Plus Checking
0.05%$1k-iChecking Account
0.05%$100-Local Trade Interest Checking

Community First Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$1k-6 Month Saver Certificate
3.55%$1k-12 Month Saver Certificate
3.50%$1k-18 Month Saver Certificate
3.25%$1k-24 Month Saver Certificate
3.00%$1k-36 Month Saver Certificate
3.00%$1k-48 Month Saver Certificate
3.00%$1k-60 Month Saver Certificate

Community First Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$1k-6 Month Saver IRA
3.55%$1k-12 Month Saver IRA
3.50%$1k-18 Month Saver IRA
3.25%$1k-24 Month Saver IRA
3.00%$1k-36 Month Saver IRA
3.00%$1k-48 Month Saver IRA
3.00%$1k-60 Month Saver IRA
0.05%$100-IRA Share Account
Locations

Availability

San Francisco Bay Area

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