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Community First Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.comfirstcu.org
707-546-6000
6064
Santa Rosa, CA 95406

Community First Credit Union is headquartered in Santa Rosa and is the 73rd largest credit union in the state of California. It is also the 535th largest credit union in the nation. It was established in 1959 and as of December of 2024, it had grown to 144 employees and 60,728 members at 12 locations. Community First Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Community First Credit Union is open to anyone who lives, works, or attends school in the California counties of Lake, Marin, Mendocino, Napa, or Sonoma. Immediate relatives of those who qualify for membership are also eligible to join.
See current membership details

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Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #61667
Year Chartered1959
Employees144
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD4%
Annual Interest Income$39.9MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$805.9MM$820MM
LoansQ4 2024vs Q4 2023$582MM$599.3MM
DepositsQ4 2024vs Q4 2023$719.3MM$732.7MM
Equity CapitalQ4 2024vs Q4 2023$78.1MM$77.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$7MM$4.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$5.8MM$8.6MM
Real Estate OwnedQ4 2024vs Q4 2023$840K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community First Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
7.07%*$0$500Youth Saver Account
OTHER TIERS: 0.05% → $500+
7.07%*$0$500YouthSaver Account - w/ adult Local Advantage PLUS Account
OTHER TIERS: 0.05% → $500+
0.05%$100-Prime Share Savings
0.05%$100-Get-Away/Holiday Club Account

Community First Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$500k*-Advantage Money Market Account
OTHER TIERS: 1.00% → $10k - $50k | 1.25% → $50k - $150k | 1.30% → $150k - $250k | 1.40% → $250k - $500k
1.15%*$1m*-Money Market Account
OTHER TIERS: 0.75% → $100 - $50k | 0.80% → $50k - $100k | 1.00% → $100k - $1m
1.15%*$1m*-Business Money Market Account
OTHER TIERS: 0.75% → $100 - $50k | 0.80% → $50k - $100k | 1.00% → $100k - $1m

Community First Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-Local Advantage Plus Checking
0.05%$1k-iChecking Account
0.05%$100-Local Trade Interest Checking

Community First Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$1k-6 Month Saver Certificate
3.55%$1k-12 Month Saver Certificate
3.50%$1k-18 Month Saver Certificate
3.25%$1k-24 Month Saver Certificate
3.00%$1k-36 Month Saver Certificate
3.00%$1k-48 Month Saver Certificate
3.00%$1k-60 Month Saver Certificate

Community First Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$1k-6 Month Saver IRA
3.55%$1k-12 Month Saver IRA
3.50%$1k-18 Month Saver IRA
3.25%$1k-24 Month Saver IRA
3.00%$1k-36 Month Saver IRA
3.00%$1k-48 Month Saver IRA
3.00%$1k-60 Month Saver IRA
0.05%$100-IRA Share Account
Locations

Availability

San Francisco Bay Area

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