Community First Credit Union


Overview / Commentary
707-546-6000
6064
Santa Rosa, CA 95406

Community First Credit Union is headquartered in Santa Rosa and is the 73rd largest credit union in the state of California. It is also the 528th largest credit union in the nation. It was established in 1959 and as of June of 2024, it had grown to 149 employees and 61,109 members at 13 locations. Community First Credit Union's CD rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Community First Credit Union is open to anyone who lives, works, or attends school in the California counties of Lake, Marin, Mendocino, Napa, or Sonoma. Immediate relatives of those who qualify for membership are also eligible to join.
See current membership details

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Health

Health Grade Components

Overall
NCUA #61667
Year Chartered1959
Employees149
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD4.53%
Annual Interest Income$19.4MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$814.6MM$829.5MM
LoansQ2 2024vs Q2 2023$571.7MM$613.7MM
DepositsQ2 2024vs Q2 2023$728.2MM$746.5MM
Equity CapitalQ2 2024vs Q2 2023$76.6MM$74.1MM
Loan Loss AllowanceQ2 2024vs Q2 2023$7.2MM$4.6MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$9.9MM$7MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Community First Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community First Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
7.07%*$0$500YouthSaver Account - w/ adult Local Advantage PLUS Account
OTHER TIERS: 0.05% $500+
1.01%*$0$500Youth Saver Account
OTHER TIERS: 0.05% $500+
0.05%$100-Prime Share Savings
0.05%$100-IRA Share Account
0.05%$100-Get-Away/Holiday Club Account

Community First Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$500k*-Advantage Money Market Account
OTHER TIERS: 1.00% $10k - $50k | 1.25% $50k - $150k | 1.30% $150k - $250k | 1.40% $250k - $500k
1.15%*$1m*-Money Market Account
OTHER TIERS: 0.75% $100 - $50k | 0.80% $50k - $100k | 1.00% $100k - $1m
1.15%*$1m*-Business Money Market Account
OTHER TIERS: 0.75% $100 - $50k | 0.80% $50k - $100k | 1.00% $100k - $1m

Community First Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-Local Advantage Plus Checking
0.05%$1k-iChecking Account
0.05%$100-Local Trade Interest Checking

Community First Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k-6 Month Saver Certificate
4.20%$1k-12 Month Saver Certificate
3.75%$1k-18 Month Saver Certificate
3.50%$1k-24 Month Saver Certificate
3.25%$1k-36 Month Saver Certificate
3.00%$1k-48 Month Saver Certificate
3.00%$1k-60 Month Saver Certificate

Community First Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k-6 Month Saver IRA
4.20%$1k-12 Month Saver IRA
3.75%$1k-18 Month Saver IRA
3.50%$1k-24 Month Saver IRA
3.25%$1k-36 Month Saver IRA
3.00%$1k-48 Month Saver IRA
3.00%$1k-60 Month Saver IRA
Locations

Availability



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