Banking Rates & News

San Francisco Bay Area

Including Alameda, Alamo, Albany, American Canyon, Angwin, Antioch, Bay Point, Belmont, Belvedere, Belvedere Tiburon, and 116 other towns.

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Banking in the San Francisco Bay Area

The San Francisco metropolitan area is one of the wealthiest in the country. As such, many banks are established or have branches in San Francisco, San Jose, Palo Alto, Oakland, Napa and other cities. In fact, there are 51 banks and 81 credit unions registered in the region with about 3,000 branch locations.

All of the large US banks have a presence here including Citibank, JP Morgan, Bank of America and Wells Fargo. Bank of the West has even been continuously operating for over 140 years.

San Francisco is known for the Golden Gate Bridge, Fisherman's Wharf, the trolley system and the art scene. However, the region is also known for its business prowess. It is the hub of the technology scene in the US and has many rich technology company executives as well as venture capitalists. The biotech industry is also large as well as traditional industries such as real estate, finance, advertising and media.

For that reason, there are plenty of banks in the region, serving all of these customers with their deposit and lending needs. As long as the economy continues to perform, banks will continue to operate in the region.

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Local Deals & News

INOVA Federal Credit Union Substantially Boosts CD Rates
Update: Readers are being told by INOVA phone representatives that to be eligible to join, you must live within 50 miles from one of their branches. I've been covering INOVA
Poppy Bank (CA) Offers Competitive Long-Term CDs Statewide
Deal Summary: CDs – 24-month (0.75% APY), 36-month (1.00% APY), 48-month (1.00% APY), 60-month (1.00% APY), $1k minimum deposit. Availability: All California residents through online application. Poppy Bank is currently
Better Than Nothing
https://www.cathaybank.com/2021-lunar-new-year-promotion "Bringing home our Lucky Ox is easy! Between February 1 and March 12, simply open a qualified Checking, Savings or Money Market Account with new funds of $20,000 or
Rate Drop - First Foundation Online Savings - 0.75% To 0.60%
A reader forwarded an email that he received from First Foundation that communicated the disappointing news: "We’re writing to let you know the interest rate on our Online Savings account
Patelco Credit Union Offers Easy Membership Requirement Again
Deal Summary: Money Market Select Account, 2.00% APY (up to $2k), 1.00% APY ($2k-$5k), 0.50% APY ($5k-$10k) Availability: Easy membership requirement In early 2015, California-based Patelco Credit Union (Patelco) debuted
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