Banking Rates & News

San Francisco Bay Area

Including Alameda, Alamo, Albany, American Canyon, Angwin, Antioch, Bay Point, Belmont, Belvedere, Belvedere Tiburon, and 113 other towns.

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Popular Local Bank & Credit Union Branches

Banking in the San Francisco Bay Area

The San Francisco metropolitan area is one of the wealthiest in the country. As such, many banks are established or have branches in San Francisco, San Jose, Palo Alto, Oakland, Napa and other cities. In fact, there are 51 banks and 81 credit unions registered in the region with about 3,000 branch locations.

All of the large US banks have a presence here including Citibank, JP Morgan, Bank of America and Wells Fargo. Bank of the West has even been continuously operating for over 140 years.

San Francisco is known for the Golden Gate Bridge, Fisherman's Wharf, the trolley system and the art scene. However, the region is also known for its business prowess. It is the hub of the technology scene in the US and has many rich technology company executives as well as venture capitalists. The biotech industry is also large as well as traditional industries such as real estate, finance, advertising and media.

For that reason, there are plenty of banks in the region, serving all of these customers with their deposit and lending needs. As long as the economy continues to perform, banks will continue to operate in the region.

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Local Deals & News

Featured CD Rates Available at the Big Four Banks as of 3-26-2025
These featured CDs are not rate leaders, but they do provide a higher rate than the conventional CDs offered in the big four bank product line. The rates (APY) listed
First Foundation's Savings & Money Market Cave To 4.40% APY
No monthly maintenance fees $1,000 minimum to open The minimum balance to earn the APY is $0.01 A Debit Card can be requested for the Online Money Market account You
BoH OMMA Rate Went Down On 2024Dec19 To APR 4.736% (APY 4.85%) while BoH website still shows APY 5.10%.
I've posted this earlier elsewhere, but remind this here, because some DA users are confused by the BoH website is still showing APY 5.10%. The correct APY is 4.85% and
Poppy Premier Online Savings Droops To 4.50% APY
Poppy Premier Online Savings Droops To 4.50% APY as of 1/3/25
CIBC Bank Has Competitive In-Branch 13-Month CD Special
Deal Summary: 13-month CD Special, 5.52% APY, $1k minimum/$1m maximum deposit. Availability: In-branch opening available only in California, Florida, Illinois, Michigan, Missouri, and Wisconsin. On Wednesday, CIBC Bank USA (CIBC)
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