Banking Rates & News

San Francisco Bay Area

Including Castro Valley, San Francisco, San Jose, Oakland, Santa Rosa, Fremont, Walnut Creek, Sunnyvale, San Mateo, Concord, and 117 other towns.

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Banking in the San Francisco Bay Area

The San Francisco metropolitan area is one of the wealthiest in the country. As such, many banks are established or have branches in San Francisco, San Jose, Palo Alto, Oakland, Napa and other cities. In fact, there are 51 banks and 81 credit unions registered in the region with about 3,000 branch locations.

All of the large US banks have a presence here including Citibank, JP Morgan, Bank of America and Wells Fargo. Bank of the West has even been continuously operating for over 140 years.

San Francisco is known for the Golden Gate Bridge, Fisherman's Wharf, the trolley system and the art scene. However, the region is also known for its business prowess. It is the hub of the technology scene in the US and has many rich technology company executives as well as venture capitalists. The biotech industry is also large as well as traditional industries such as real estate, finance, advertising and media.

For that reason, there are plenty of banks in the region, serving all of these customers with their deposit and lending needs. As long as the economy continues to perform, banks will continue to operate in the region.

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Local Deals & News

23-Month CD Special Becomes 20-Month CD Special
I see First Republic has changed its 23-month CD special into a 20-month CD special, keeping its 2.50% APY. Although very competitive, I would have far preferred a rate bump-up--say,
Keypoint Certificate Specials - Bay Area/Silicon Valley/Santa Barbara County
12-Month, 2.17% APY 24-Month, 2.27% APY 60-Month IRA, 3.04% APY * Minimum opening deposit is $1,000 * New deposits only - certificate cannot be funded with money already in a
Small Rate Increase At Alliant CU
Effective today, Alliant savings accounts are now paying 1.60% APY. That's better than nothing, I suppose! http://www.alliantcreditunion.org/bank/#filter=checking,savings
Poppy Bank (CA) Ups 12-Month CD Rate To 2.50% APY
Deal Summary: 12-month CD (2.50% APY), 24-month CD (2.75% APY), $1k minimum deposit. Availability: Market area is San Francisco Bay area. About a month ago, Poppy Bank (formerly known as
INOVA FCU (Easy Membership) Boosts 5-Year CD To 3.00% APY
Deal Summary: 5-year Certificate, 3.00% APY, $200 minimum deposit Availability: Easy Membership Requirement INOVA Federal Credit Union (INOVA) is the latest financial institution to jump on the 3 For 5
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