Banking Rates & News

San Francisco Bay Area

Including San Francisco, San Jose, Oakland, Santa Rosa, Fremont, Walnut Creek, San Mateo, Sunnyvale, Concord, Napa, and 116 other towns.

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Popular Local Bank & Credit Union Branches

Banking in the San Francisco Bay Area

The San Francisco metropolitan area is one of the wealthiest in the country. As such, many banks are established or have branches in San Francisco, San Jose, Palo Alto, Oakland, Napa and other cities. In fact, there are 51 banks and 81 credit unions registered in the region with about 3,000 branch locations.

All of the large US banks have a presence here including Citibank, JP Morgan, Bank of America and Wells Fargo. Bank of the West has even been continuously operating for over 140 years.

San Francisco is known for the Golden Gate Bridge, Fisherman's Wharf, the trolley system and the art scene. However, the region is also known for its business prowess. It is the hub of the technology scene in the US and has many rich technology company executives as well as venture capitalists. The biotech industry is also large as well as traditional industries such as real estate, finance, advertising and media.

For that reason, there are plenty of banks in the region, serving all of these customers with their deposit and lending needs. As long as the economy continues to perform, banks will continue to operate in the region.

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Local Deals & News

2.43% 12 Month Chinese New Year CD
2.43% 12 month CD Minimum deposit $100,000; $10k-$100k 2.38%. Includes free gold (plated) pig. New customers or existing customers who add $10,000 in new money only. Valid to 2/28/19. https://www.cathaybank.com/promotion-pages/cny-promotion
Top CD Rates Didn’t Last Long at North Bay Credit Union (CA)
UPDATE 2/5/2019: Rates lowered – 60-month CD (3.28% APY) and 12-month CD (2.51% APY). Deal Summary: 12-month CD (3.02% APY) and 60-month CD (4.03% APY), $100k minimum deposit. Availability: Residents
15-Month Term Savings Certificate, 2.55% APY
Limited-time offer: 15-month CD, 2.55% APY, $1,000 minimum deposit. Golden 1 is open to anyone by joining Financial Fitness Association.
3.25% Step Up 30 Month CD
Not the highest rate of late but provides a one time bump up to rate. Requires 50k or more in new money to open. https://www.inovafederal.org/services-tools/tools/rates.html
Appears Cd Rates Went Down Today. 14 Month Now 2.75 APY
https://www.inovafederal.org/services-tools/tools/rates.html 14 month cd was 3.00APY yesterday confirmed with CSR, but now shows 2.75 APY.
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