Banking Rates & News

San Francisco Bay Area

Including San Francisco, San Jose, Oakland, Santa Rosa, Fremont, Walnut Creek, San Mateo, Sunnyvale, Concord, Napa, and 117 other towns.

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Banking in the San Francisco Bay Area

The San Francisco metropolitan area is one of the wealthiest in the country. As such, many banks are established or have branches in San Francisco, San Jose, Palo Alto, Oakland, Napa and other cities. In fact, there are 51 banks and 81 credit unions registered in the region with about 3,000 branch locations.

All of the large US banks have a presence here including Citibank, JP Morgan, Bank of America and Wells Fargo. Bank of the West has even been continuously operating for over 140 years.

San Francisco is known for the Golden Gate Bridge, Fisherman's Wharf, the trolley system and the art scene. However, the region is also known for its business prowess. It is the hub of the technology scene in the US and has many rich technology company executives as well as venture capitalists. The biotech industry is also large as well as traditional industries such as real estate, finance, advertising and media.

For that reason, there are plenty of banks in the region, serving all of these customers with their deposit and lending needs. As long as the economy continues to perform, banks will continue to operate in the region.

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Local Deals & News

Marketedge Money Market Account At 1.75%
The rate of Chevron FCU/Spectrum CU's money-market account, MarketEdge, went up 15 basis points to 1.75% on Friday. This is a larger jump than has been typical for Chevron/Spectrum this
Alliant Credit Union Has Raised Its High-Rate Savings APY
Deal Summary: High-Rate Savings, 1.90% APY on balances of $100+, $5 minimum deposit Availability: Easy membership requirement Alliant Credit Union (Alliant) has started the month off by increasing its High-Rate
HSBC Brokered CD, 4.00%, 13 Years
I got an e-mail from TD Ameritrade about this new issue CD. It is also available from Merrill and I assume many other brokers. This is a 13 year, callable
Another Small Rate Increase From Alliant
Effective today, Alliant savings account rates have been bumped up to 1.90% APY
Special Certificate : 3% For 3 Years, Minimum $1000
Saw this today at https://www.patelco.org/explore-services/services/checking-and-savings/savings. Not quite as good as Great Lakes Credit Union, but if you are a member it might be worth checking out.
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