Banking Rates & News

San Francisco Bay Area

Including San Francisco, San Jose, Oakland, Santa Rosa, Fremont, Walnut Creek, San Mateo, Sunnyvale, Concord, Napa, and 117 other towns.

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Banking in the San Francisco Bay Area

The San Francisco metropolitan area is one of the wealthiest in the country. As such, many banks are established or have branches in San Francisco, San Jose, Palo Alto, Oakland, Napa and other cities. In fact, there are 51 banks and 81 credit unions registered in the region with about 3,000 branch locations.

All of the large US banks have a presence here including Citibank, JP Morgan, Bank of America and Wells Fargo. Bank of the West has even been continuously operating for over 140 years.

San Francisco is known for the Golden Gate Bridge, Fisherman's Wharf, the trolley system and the art scene. However, the region is also known for its business prowess. It is the hub of the technology scene in the US and has many rich technology company executives as well as venture capitalists. The biotech industry is also large as well as traditional industries such as real estate, finance, advertising and media.

For that reason, there are plenty of banks in the region, serving all of these customers with their deposit and lending needs. As long as the economy continues to perform, banks will continue to operate in the region.

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Local Deals & News

Another Small Savings Account Rate Increase From Alliant CU
Effective today, Alliant has bumped up its rate on savings accts from 1.70% to 1.75% APY. That's better than nothing, I suppose.
Luther Burbank Savings Offers 36-Month CD (3.00% APY) Nationwide
Deal Summary: CD Specials – 12-month (2.40% APY), 24-month (2.85% APY), and 36-month (3.00% APY), $1k minimum deposit, new money. Availability: Nationwide Earlier this week, a long-time DA reader sent
18-Month And 9-Month CD Specials At First Republic Bank
The term of this special keeps shrinking. It’s now 18 months for 2.50% apy. There’s also a 9 month for 2.00% apy. Min for both is $10,000
2.40% 12 Mo, 2.85% 24 Mo, 3% 36 Mo Cds
https://www.lutherburbanksavings.com/work This was advertised in the Los Angeles Times on July 19, 2018 and points to a microsite not linked from the main page (which is why the DA web
Union Bank Has Nationally Available 18-23 Month CD, 2.75% APY
Deal Summary: 18-23 month CD, 2.75% APY, $10k minimum deposit, $1 million maximum deposit. Availability: Nationwide Two months ago, Union Bank was offering a 36-47 month CD, earning 2.75% APY.
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