Banking Rates & News

San Francisco Bay Area

Including Mountain View, American Canyon, Angwin, Antioch, Brentwood, Corte Madera, Daly City, Danville, Emeryville, Glen Allen, and 113 other towns.

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Banking in the San Francisco Bay Area

The San Francisco metropolitan area is one of the wealthiest in the country. As such, many banks are established or have branches in San Francisco, San Jose, Palo Alto, Oakland, Napa and other cities. In fact, there are 51 banks and 81 credit unions registered in the region with about 3,000 branch locations.

All of the large US banks have a presence here including Citibank, JP Morgan, Bank of America and Wells Fargo. Bank of the West has even been continuously operating for over 140 years.

San Francisco is known for the Golden Gate Bridge, Fisherman's Wharf, the trolley system and the art scene. However, the region is also known for its business prowess. It is the hub of the technology scene in the US and has many rich technology company executives as well as venture capitalists. The biotech industry is also large as well as traditional industries such as real estate, finance, advertising and media.

For that reason, there are plenty of banks in the region, serving all of these customers with their deposit and lending needs. As long as the economy continues to perform, banks will continue to operate in the region.

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Local Deals & News

Citi CD Rate Changes As Of 10-31-2023
Here is a partial list of Citi CD rates (APY) as of 10-31-2023: 9-month CD @ 4.30% (no change) 11-month CD @ 5.25% [less than $100k] (was 5.05%) 11-month CD
Five Years At 5%+
I just purchased a WF brokered CD on the Vanguard brokerage website with a 5 year maturity at 5.05% YTM. This is a new issue, CUSIP 949764HE7, so there is
Western Alliance Bank No-Penalty CD For 16 Months @ 5.40%
Western Alliance Bank No-Penalty CD for 16 months @ 5.40% Via Raisin Seems like a good deal as the other no penalty CD's are much shorter terms.
INOVA Federal Has Nationally Available Rate-Leading 9-Month CD - Expired
Update 10/5/23: The 9-month CD Special is no longer available. It ended this afternoon. Deal Summary: CD Specials – 9-month (6.00% APY) and 12-month (5.75% APY), $200 minimum deposit. Availability:
Citi Increases Their 11-Month CD From 0.05% To 5.05% On 10-3-2023
I guess Citi felt obligated to add one 5% direct CD to their list since two of the other monster mega banks (Wells Fargo and Bank of America) were already
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