Community First Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.comfirstcu.org

707-546-6000

6064
Santa Rosa, CA 95406

Community First Credit Union is headquartered in Santa Rosa and is the 74^th largest credit union in the state of California. It is also the 543^rd largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 145 employees and 60,313 members at 12 locations. Community First Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Community First Credit Union is open to anyone who lives, works, or attends school in the California counties of Lake, Marin, Mendocino, Napa, or Sonoma. Immediate relatives of those who qualify for membership are also eligible to join.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	61667
Year Chartered	1959
Employees	145
Primary Regulator

Profit Margin
Return on Assets - YTD	0.59%
Return on Equity - YTD	5.91%
Annual Interest Income	$10.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$805.5MM$824.4MM
Loans	Q1 2025vs Q1 2024	$595.9MM$583.8MM
Deposits	Q1 2025vs Q1 2024	$717.5MM$740.3MM
Equity Capital	Q1 2025vs Q1 2024	$80.2MM$75.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6.8MM$7.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$4.7MM$9.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$840K$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Community First Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community First Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
7.07%^*	$0	$500	Youth Saver Account
OTHER TIERS: 0.05% → $500+
7.07%^*	$0	$500	YouthSaver Account - w/ adult Local Advantage PLUS Account
OTHER TIERS: 0.05% → $500+
0.05%	$100	-	Prime Share Savings
0.05%	$100	-	Get-Away/Holiday Club Account

Community First Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	$500k^*	-	Advantage Money Market Account
OTHER TIERS: 1.00% → $10k - $50k \| 1.25% → $50k - $150k \| 1.30% → $150k - $250k \| 1.40% → $250k - $500k
1.15%^*	$1m^*	-	Money Market Account
OTHER TIERS: 0.75% → $100 - $50k \| 0.80% → $50k - $100k \| 1.00% → $100k - $1m
1.15%^*	$1m^*	-	Business Money Market Account
OTHER TIERS: 0.75% → $100 - $50k \| 0.80% → $50k - $100k \| 1.00% → $100k - $1m

Community First Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	$0	-	Local Advantage Plus Checking
0.05%	$1k	-	iChecking Account
0.05%	$100	-	Local Trade Interest Checking

Community First Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%	$1k	-	6 Month Saver Certificate
3.55%	$1k	-	12 Month Saver Certificate
3.50%	$1k	-	18 Month Saver Certificate
3.25%	$1k	-	24 Month Saver Certificate
3.00%	$1k	-	36 Month Saver Certificate
3.00%	$1k	-	48 Month Saver Certificate
3.00%	$1k	-	60 Month Saver Certificate

Community First Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%	$1k	-	6 Month Saver IRA
3.55%	$1k	-	12 Month Saver IRA
3.50%	$1k	-	18 Month Saver IRA
3.25%	$1k	-	24 Month Saver IRA
3.00%	$1k	-	36 Month Saver IRA
3.00%	$1k	-	48 Month Saver IRA
3.00%	$1k	-	60 Month Saver IRA
0.05%	$100	-	IRA Share Account

Locations

Availability

San Francisco Bay Area

San Francisco Bay Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.