Featured Savings Rates
Featured Accounts

Community First Credit Union (FL)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.51%Reward CheckingAdvantage Checking
0.85%5-year CDAdjustable 60 Month Term CD
0.68%1-year CD12 - 17 Month Term CD

Overview / Commentary
904-354-8537
637 N Lee St
Jacksonville, FL 32204-1141

Community First Credit Union (FL) is headquartered in Jacksonville and is the 12th largest credit union in the state of Florida. It is also the 170th largest credit union in the nation. It was established in 1961 and as of March of 2016, it had grown to 264 employees and 113,807 members at 19 locations. Community First Credit Union (FL) has an A+ health rating.

Field of Membership Restrictions

Community First CU of Florida is open to anyone who resides, works in, or is a retiree of the educational system in any of these Florida counties; Baker, Clay, St.Johns, Duval, Nassau, Putnam, or Flagler. Membership eligibility also extends beyond these county limitations to include students and alumni members registered within any of the listed counties regardless of their address, retirees that were CU members during active employment that have relocated beyond the geographic field, along with the relatives of current or eligible CU members.
See current membership details

Reviews (3)

Best Local Financial Institution

Posted by: coarseym | Feb 18, 2012

I have been a member of Community First Credit Union for over forty years. During that time it has met my financial needs and has proven to be a trustworthy institution. It has evolved to meet my needs, including mobile banking. I appreciate the role it plays in the local northeast Florida area, particularly the support of local schools. The name is not Community First Federal Credit Union, but Community First Credit Union of Florida. I highly recommend it to anyone who lives or works in northeast Florida.

Great Service From A Credit Union The Will Work With You

Posted by: albertE | May 9, 2016

I love Community First. They have had excellent customer service over the past 8 years that I have been a member. One time I remember in particular was when my apartment building mistakenly withdrew my rent twice, causing my account to overdraft. Community First waived the overdraft fees, no questions asked. Any time I have a question about a process or a transaction, I can log onto their website and submit a question. I almost always hear back the same day and usually the information is very helpful. Finally, their mobile app is great. I can deposit checks, make transfers, check balances, view the nearest free ATM, you name it. And on top of all of this, I've never had to pay a fee! My checking account is completely free (even earns a tiny amount of interest).

Loan Information

Posted by: Anonymous | Jan 9, 2012

I found it impossible to get any information regarding mortgage loans unless I became a member. I need to know rates before I would agree to join. Other credit unions were forthcming with the info. I'm going elsewhere.



Health
A+

Health Grade Components

Overall
NCUA #67290
Year Chartered1961
Employees264
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD8.64%
Annual Interest Income$10.8MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.36B$1.30B
LoansQ1 2016vs Q1 2015$830.1MM$774.9MM
DepositsQ1 2016vs Q1 2015$1.16B$1.12B
Equity CapitalQ1 2016vs Q1 2015$174.6MM$158.1MM
Loan Loss AllowanceQ1 2016vs Q1 2015$12.8MM$13.8MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$5.4MM$5.2MM
Real Estate OwnedQ1 2016vs Q1 2015$26.00K$254.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community First Credit Union (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$500Youth Advantage Share Savings
OTHER TIERS: 0.25% $500+
0.80%*$50k*-IRA Shares
OTHER TIERS: 0.50% $100 - $10k | 0.60% $10k - $25k | 0.70% $25k - $50k
0.80%*$50k*-SEP Shares
OTHER TIERS: 0.50% $100 - $10k | 0.60% $10k - $25k | 0.70% $25k - $50k
0.80%*$50k*-457 Shares
OTHER TIERS: 0.50% $100 - $10k | 0.60% $10k - $25k | 0.70% $25k - $50k
0.25%$100-Primary Share Savings
0.25%$100-Special Purpose Share Savings
0.25%$100-Primary Business Share Savings

Community First Credit Union (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Business Money Market
OTHER TIERS: 0.30% $100 - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k
0.40%*$100k*-Passport Money Market
OTHER TIERS: 0.25% $100 - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k

Community First Credit Union (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*-$500Advantage Checking - Qualifying
OTHER TIERS: 0.10% $500+
0.10%$100-Premier Business Checking
0.05%--Free Checking

Community First Credit Union (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%*$100k*-60 Month Term CD
OTHER TIERS: 1.50% $500 - $45k | 1.55% $45k - $100k
1.30%*$100k*-48 - 59 Month Term CD
OTHER TIERS: 1.20% $500 - $45k | 1.25% $45k - $100k
1.06%*$100k*-36 - 47 Month Term CD
OTHER TIERS: 0.95% $500 - $45k | 1.01% $45k - $100k
1.01%*$100k*-30 - 35 Month Term CD
OTHER TIERS: 0.90% $500 - $45k | 0.95% $45k - $100k
0.85%*$100k*-24 - 29 Month Term CD
OTHER TIERS: 0.75% $500 - $45k | 0.80% $45k - $100k
0.85%*$100k*-Adjustable 60 Month Term CD
OTHER TIERS: 0.75% $500 - $45k | 0.80% $45k - $100k
0.68%*$100k*-12 - 17 Month Term CD
OTHER TIERS: 0.58% $500 - $45k | 0.63% $45k - $100k
0.68%*$100k*-18 - 23 Month Term CD
OTHER TIERS: 0.58% $500 - $45k | 0.63% $45k - $100k
0.43%*$100k*-6 - 11 Month Term CD
OTHER TIERS: 0.33% $500 - $45k | 0.38% $45k - $100k
0.40%*$100k*-3 - 5 Month Term CD
OTHER TIERS: 0.30% $500 - $45k | 0.35% $45k - $100k
Locations

Community First Credit Union (FL) has 19 locations. Click to view all Community First Credit Union (FL) locations.