Community First Credit Union (FL)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.51% | Reward Checking | Advantage Checking 1.75% - National Average |
| 0.75% | 5-year CD | Adjustable 60 Month Term CD 1.85% - Synchrony Bank 60 Month CD |
| 0.58% | 1-year CD | 12 - 17 Month Term CD 1.05% - Ally Bank High Yield 12-Month CD |
Community First Credit Union (FL) is headquartered in Jacksonville and is the 12th largest credit union in the state of Florida. It is also the 172nd largest credit union in the nation. It was established in 1961 and as of June of 2016, it had grown to 267 employees and 116,044 members at 19 locations. Community First Credit Union (FL) has an A+ health rating.
Field of Membership Restrictions
Membership in Community First Credit Union is open to those who live or work in Clay, Baker, St. Johns, Duval, Nassau, Putnam or Flagler counties in Florida and to students and alumni of any post-secondary educational institutions within the listed counties.
See current membership details
Best Local Financial Institution
I have been a member of Community First Credit Union for over forty years. During that time it has met my financial needs and has proven to be a trustworthy institution. It has evolved to meet my needs, including mobile banking. I appreciate the role it plays in the local northeast Florida area, particularly the support of local schools. The name is not Community First Federal Credit Union, but Community First Credit Union of Florida. I highly recommend it to anyone who lives or works in northeast Florida.
Great Service From A Credit Union The Will Work With You
I love Community First. They have had excellent customer service over the past 8 years that I have been a member. One time I remember in particular was when my apartment building mistakenly withdrew my rent twice, causing my account to overdraft. Community First waived the overdraft fees, no questions asked. Any time I have a question about a process or a transaction, I can log onto their website and submit a question. I almost always hear back the same day and usually the information is very helpful. Finally, their mobile app is great. I can deposit checks, make transfers, check balances, view the nearest free ATM, you name it. And on top of all of this, I've never had to pay a fee! My checking account is completely free (even earns a tiny amount of interest).
Loan Information
I found it impossible to get any information regarding mortgage loans unless I became a member. I need to know rates before I would agree to join. Other credit unions were forthcming with the info. I'm going elsewhere.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67290 |
| Year Chartered | 1961 |
| Employees | 267 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.23% |
| Return on Equity - YTD | 9.33% |
| Annual Interest Income | $21.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $1.37B$1.31B |
| Loans | Q2 2016vs Q2 2015 | $871.0MM$809.1MM |
| Deposits | Q2 2016vs Q2 2015 | $1.17B$1.13B |
| Equity Capital | Q2 2016vs Q2 2015 | $180.3MM$160.7MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $12.6MM$13.7MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $5.3MM$5.2MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $74.00K$312.00K |
Always verify rates and promotions with the bank or credit union. We are not Community First Credit Union (FL); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Community First Credit Union (FL) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $500 | Youth Advantage Share Savings | ||
| OTHER TIERS: 0.25% → $500+ | |||||
| 0.70%* | $50k* | - | IRA Shares | ||
| OTHER TIERS: 0.45% → $100 - $10k | 0.50% → $10k - $25k | 0.60% → $25k - $50k | |||||
| 0.70%* | $50k* | - | SEP Shares | ||
| OTHER TIERS: 0.45% → $100 - $10k | 0.50% → $10k - $25k | 0.60% → $25k - $50k | |||||
| 0.70%* | $50k* | - | 457 Shares | ||
| OTHER TIERS: 0.45% → $100 - $10k | 0.50% → $10k - $25k | 0.60% → $25k - $50k | |||||
| 0.25% | $100 | - | Primary Share Savings | ||
| 0.25% | $100 | - | Special Purpose Share Savings | ||
| 0.25% | $100 | - | Primary Business Share Savings | ||
Community First Credit Union (FL) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $100k* | - | Business Money Market | ||
| OTHER TIERS: 0.30% → $100 - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $100k | |||||
| 0.40%* | $100k* | - | Passport Money Market | ||
| OTHER TIERS: 0.25% → $100 - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $100k | |||||
Community First Credit Union (FL) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | - | $500 | Advantage Checking - Qualifying | ||
| OTHER TIERS: 0.10% → $500+ | |||||
| 0.10% | $100 | - | Premier Business Checking | ||
| 0.05% | - | - | Free Checking | ||
Community First Credit Union (FL) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 60 Month Term CD | |
| 1.50% | $500 | - | 60 Month Youth Advantage CD | |
| 1.20% | $500 | - | 48 - 59 Month Term CD | |
| 1.20% | $500 | - | 48 - 59 Month Youth Advantage CD | |
| 0.95% | $500 | - | 36 - 47 Month Term CD | |
| 0.95% | $500 | - | 36 - 47 Month Youth Advantage CD | |
| 0.90% | $500 | - | 30 - 35 Month Term CD | |
| 0.90% | $500 | - | 30 - 35 Month Youth Advantage CD | |
| 0.75% | $500 | - | 24 - 29 Month Term CD | |
| 0.75% | $500 | - | Adjustable 60 Month Term CD | |
| 0.75% | $500 | - | 24 - 29 Month Youth Advantage CD | |
| 0.75% | $500 | - | Adjustable 60 Month Youth Advantage CD | |
| 0.58% | $500 | - | 12 - 17 Month Term CD | |
| 0.58% | $500 | - | 18 - 23 Month Term CD | |
| 0.58% | $500 | - | 12 - 17 Month Youth Advantage CD | |
| 0.58% | $500 | - | 18 - 23 Month Youth Advantage CD | |
| 0.33% | $500 | - | 6 - 11 Month Term CD | |
| 0.33% | $500 | - | 6 - 11 Month Youth Advantage CD | |
| 0.30% | $500 | - | 3 - 5 Month Term CD | |
| 0.30% | $500 | - | 3 - 5 Month Youth Advantage CD |
Community First Credit Union (FL) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.81% | $500 | - | 60 Month Term IRA CD | |
| 1.81% | $500 | - | 60 Month Term SEPCD | |
| 1.40% | $500 | - | 48 - 59 Month Term SEP CD | |
| 1.40% | $500 | - | 48 - 59 Month Term IRA CD | |
| 1.16% | $500 | - | 36 - 47 Month Term IRA CD | |
| 1.16% | $500 | - | 36 - 47 Month Term SEP CD | |
| 1.11% | $500 | - | 30 - 35 Month Term SEP CD | |
| 1.11% | $500 | - | 30 - 35 Month Term IRA CD | |
| 1.01% | $500 | - | 24 - 29 Month Term IRA CD | |
| 1.01% | $500 | - | 24 - 29 Month Term SEP CD | |
| 0.95% | $500 | - | Adjustable 60 Month Term SEP CD | |
| 0.95% | $500 | - | Adjustable 60 Month Term IRA CD | |
| 0.78% | $500 | - | 12 - 17 Month Term IRA CD | |
| 0.78% | $500 | - | 18 - 23 Month Term SEP CD | |
| 0.78% | $500 | - | 12 - 17 Month Term SEP CD | |
| 0.78% | $500 | - | 18 - 23 Month Term IRA CD | |
| 0.53% | $500 | - | 6 - 11 Month Term SEP CD | |
| 0.53% | $500 | - | 6 - 11 Month Term IRA CD | |
| 0.50% | $500 | - | 3 - 5 Month Term IRA CD | |
| 0.50% | $500 | - | 3 - 5 Month Term SEP CD |
Community First Credit Union (FL) has 19 locations. Click to view all Community First Credit Union (FL) locations.