Community First Credit Union (FL)


Overview / Commentary
904-354-8537
637 N Lee St
Jacksonville, FL 32204

Community First Credit Union (FL) is headquartered in Jacksonville and is the 12th largest credit union in the state of Florida. It is also the 177th largest credit union in the nation. It was established in 1961 and as of March of 2020, it had grown to 317 employees and 145,243 members at 20 locations. Community First Credit Union (FL)'s money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Community First Credit Union is open to those who live or work in Clay, Baker, St. Johns, Duval, Nassau, Putnam or Flagler counties in Florida.
See current membership details

Community First feels like family.

Posted by: |

I've been banking with Community First since I was a teenager. It was my father's bank, and when I turned 16, he took me there to open a checking and a savings account. Since that time, I've banked with many other banks. From Wells Fargo, to Bank of America, to Regions, all have paled in comparison to Community First. The people at Community First really seem to enjoy their job. They enjoy getting a smile out of their customer. They get to know you. They really make me feel like they care about me. Anytime that I have had an issue with my account, they have helped me resolve it immediately. Whether it was an unauthorized charge, or even when I accidentally went over my account balance, they have worked with me to make the situation easy and painless. I expect to continue to bank with Community First for the rest of my life.

A great place to bank.

Posted by: |

One of the best things about this credit union is that they are open on Saturdays. This is so convenient to me. They have many benefits for their members. They have financial courses you can take. Online banking which is another feature I really like. They have different types of calculators on their web page for you to use. They have several branches and are eager to help with my financial needs.

Good Alternative To Banks

I switched to this credit union after feeling incredibly frustrated with my bank at the time, and have to say I was pleasantly surprised. You feel absolutely welcome when you walk in the door till the time you leave. Everyone is so nice and cheerful and radiates such positive energy. I found their fees and services to be excellent in comparison to major banks. I did initially have some issues as my debit card didn't come after an enormous amount of time, but they were incredibly helpful and even sent me a new one with expedited service at no cost. I would consider that top notch customer service. The only other issue I've had with this bank was one time on vacation they denied a purchase but that was due to the automated security recognizing a purchase was being made out of state, a quick call to their customer service sorted the whole thing out. I'm so happy I switched.

They Are Incorrectly Reporting To Credit Bureaus

Posted by: |

Don’t do business with this credit union. They continue to report to the credit bureau incorrectly. I’ve spent 2 years trying to correct this issue and filed complaints with the better business bureau and FTC to NO AVAIL!!! Piss poor service and workers. I have many accounts with different financial institutions and this was by far the worst experience. Best decision I made years ago was to terminate my membership with Community First Credit Union of FL.

VIEW MORE REVIEWS

Health

Health Grade Components

Overall
NCUA #67290
Year Chartered1961
Employees317
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD5.74%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$1.80B$1.74B
LoansQ1 2020vs Q1 2019$1.35B$1.17B
DepositsQ1 2020vs Q1 2019$1.53B$1.49B
Equity CapitalQ1 2020vs Q1 2019$245.1MM$220.3MM
Loan Loss AllowanceQ1 2020vs Q1 2019$17.1MM$15.3MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$6.0MM$4.2MM
Real Estate OwnedQ1 2020vs Q1 2019$613.00K$56.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Community First Credit Union (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community First Credit Union (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$500Youth Advantage Share Savings
OTHER TIERS: 0.10% $500+
0.55%*$50k*-IRA Shares
OTHER TIERS: 0.10% $100 - $2.5k | 0.15% $2.5k - $10k | 0.40% $10k - $25k | 0.50% $25k - $50k
0.55%*$50k*-457 Shares
OTHER TIERS: 0.10% $100 - $2.5k | 0.15% $2.5k - $10k | 0.40% $10k - $25k | 0.50% $25k - $50k
0.55%*$50k*-HSA
OTHER TIERS: 0.10% $100 - $2.5k | 0.15% $2.5k - $10k | 0.40% $10k - $25k | 0.50% $25k - $50k
0.10%$100-Primary Share Savings
0.10%$100-Special Purpose Share Savings
0.10%$100-Primary Business Share Savings

Community First Credit Union (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Business Money Market
OTHER TIERS: 0.25% $100 - $10k | 0.30% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k
0.55%*$100k*-Premier Money Market
OTHER TIERS: 0.05% $1k - $2.5k | 0.10% $2.5k - $10k | 0.35% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k
0.50%*$100k*- Money Market
OTHER TIERS: 0.10% $1k - $2.5k | 0.20% $2.5k - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k

Community First Credit Union (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*-$500Advantage Checking - Qualifying
OTHER TIERS: 0.05% $500+
0.10%$1k-Premier Business Checking

Community First Credit Union (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$250k-60 Month Jumbo Plus CD
1.16%$250k-48 - 59 Month Jumbo Plus CD
1.11%$100k-60 Month Jumbo CD
1.11%$250k-Adjustable 60 Month Jumbo Plus CD
1.06%$250k-36 - 47 Month Jumbo Plus CD
1.06%$100k-48 - 59 Month Jumbo CD
1.01%$45k-60 Month Junior Jumbo CD
1.01%$100k-Adjustable 60 Month Jumbo CD
0.95%$500-60 Month CD
0.95%$100k-36 - 47 Month Jumbo CD
0.95%$45k-48 - 59 Month Junior Jumbo CD
0.95%$250k-Adjustable 36 Month Jumbo Plus CD
0.90%$500-48 - 59 Month CD
0.90%$250k-30 - 35 Month Jumbo Plus CD
0.90%$45k-Adjustable 60 Month Junior Jumbo CD
0.85%$500-Adjustable 60 Month CD
0.85%$250k-24 - 29 Month Jumbo Plus CD
0.85%$45k-36 - 47 Month Junior Jumbo CD
0.85%$100k-Adjustable 36 Month Jumbo CD
0.80%$500-36 - 47 Month CD
0.80%$250k-12 Month Jumbo Plus CD
0.80%$250k-18 - 23 Month Jumbo Plus CD
0.80%$100k-30 - 35 Month Jumbo CD
0.80%$250k-12 Month Youth Advantage - Jumbo Plus CD
0.80%$250k-13 - 17 Month Jumbo Plus CD
0.75%$250k-6 Month Save Up Student - Jumbo Plus Promo CD
0.75%$250k-6 - 11 Month Jumbo Plus CD
0.75%$100k-24 - 29 Month Jumbo CD
0.75%$45k-Adjustable 36 Month Junior Jumbo CD
0.70%$100k-12 Jumbo CD
0.70%$100k-18 - 23 Month Jumbo CD
0.70%$45k-30 - 35 Month Junior Jumbo CD
0.70%$100k-12 Month Youth Advantage - Jumbo CD
0.70%$500-Adjustable 36 Month CD
0.70%$100k-13 - 17 Month Jumbo CD
0.65%$500-30 - 35 Month CD
0.65%$100k-6 Month Save Up Student - Jumbo Promo CD
0.65%$100k-6 - 11 Month Jumbo CD
0.65%$45k-24 - 29 Month Junior Jumbo CD
0.60%$500-24 - 29 Month CD
0.60%$45k-12 Month Junior Jumbo CD
0.60%$45k-18 - 23 Month Junior Jumbo CD
0.60%$45k-12 Month Youth Advantage - Junior Jumbo CD
0.60%$45k-13 - 17 Month Junior Jumbo CD
0.55%$500-12 Month CD
0.55%$500-18 - 23 Month CD
0.55%$100-12 Month Youth Advantage CD
0.55%$45k-6 Month Save Up Student - Junior Jumbo Promo CD
0.55%$45k-6 - 11 Month Junior Jumbo CD
0.55%$500-13 - 17 Month CD
0.50%$500-6 - 11 Month CD
0.50%$250-6 Month Save Up Student Promo CD
0.40%$250k-3 - 5 Month Jumbo Plus CD
0.30%$100k-3 - 5 Month Jumbo CD
0.25%$45k-3 - 5 Month Junior Jumbo CD
0.20%$500-3 - 5 Month CD

Community First Credit Union (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$250k-60 Month Jumbo Plus IRA CD
1.21%$250k-60 Month Jumbo Plus SEP CD
1.16%$250k-48 - 59 Month Jumbo Plus IRA CD
1.16%$250k-48 - 59 Month Jumbo Plus SEP CD
1.11%$100k-60 Month Jumbo IRA CD
1.11%$250k-Adjustable 60 Month Jumbo Plus IRA CD
1.11%$100k-60 Month Jumbo SEP CD
1.11%$250k-Adjustable 60 Month Jumbo Plus SEP CD
1.06%$250k-36 - 47 Month Jumbo Plus IRA CD
1.06%$100k-48 - 59 Month Jumbo IRA CD
1.06%$250k-36 - 47 Month Jumbo Plus SEP CD
1.06%$100k-48 - 59 Month Jumbo SEP CD
1.01%$45k-60 Month Jr. Jumbo IRA CD
1.01%$100k-Adjustable 60 Month Jumbo IRA CD
1.01%$45k-60 Month Jr. Jumbo SEP CD
1.01%$100k-Adjustable 60 Month Jumbo SEP CD
0.95%$500-60 Month IRA CD
0.95%$500-60 Month SEP CD
0.95%$45k-48 - 59 Month Jr. Jumbo IRA CD
0.95%$100k-36 - 47 Month Jumbo IRA CD
0.95%$100k-36 - 47 Month Jumbo SEP CD
0.95%$45k-48 - 59 Month Jr. Jumbo SEP CD
0.95%$250k-Adjustable 36 Month Jumbo Plus IRA CD
0.95%$250k-Adjustable 36 Month Jumbo Plus SEP CD
0.90%$500-48 - 59 Month SEP CD
0.90%$500-48 - 59 Month IRA CD
0.90%$250k-30 - 35 Month Jumbo Plus IRA CD
0.90%$45k-Adjustable 60 Month Jr. Jumbo IRA CD
0.90%$250k-30 - 35 Month Jumbo Plus SEP CD
0.90%$45k-Adjustable 60 Month Jr. Jumbo SEP CD
0.85%$500-Adjustable 60 Month SEP CD
0.85%$500-Adjustable 60 Month IRA CD
0.85%$250k-24 - 29 Month Jumbo Plus IRA CD
0.85%$45k-36 - 47 Month Jr. Jumbo IRA CD
0.85%$250k-24 - 29 Month Jumbo Plus SEP CD
0.85%$45k-36 - 47 Month Jr. Jumbo SEP CD
0.85%$100k-Adjustable 36 Month Jumbo IRA CD
0.85%$100k-Adjustable 36 Month Jumbo SEP CD
0.80%$500-36 - 47 Month IRA CD
0.80%$500-36 - 47 Month SEP CD
0.80%$250k-12 Month Jumbo Plus IRA CD
0.80%$250k-18 - 23 Month Jumbo Plus IRA CD
0.80%$100k-30 - 35 Month Jumbo IRA CD
0.80%$250k-12 Month Jumbo Plus SEP CD
0.80%$250k-18 - 23 Month Jumbo Plus SEP CD
0.80%$100k-30 - 35 Month Jumbo SEP CD
0.80%$250k-13 - 17 Month Jumbo Plus IRA CD
0.80%$250k-13 - 17 Month Jumbo Plus SEP CD
0.75%$250k-6 - 11 Month Jumbo Plus IRA CD
0.75%$100k-24 - 29 Month Jumbo IRA CD
0.75%$250k-6 - 11 Month Jumbo Plus SEP CD
0.75%$100k-24 - 29 Month Jumbo SEP CD
0.75%$45k-Adjustable 36 Month Jr. Jumbo IRA CD
0.75%$45k-Adjustable 36 Month Jr. Jumbo SEP CD
0.70%$100k-12 Month Jumbo IRA CD
0.70%$100k-18 - 23 Month Jumbo IRA CD
0.70%$45k-30 - 35 Month Jr. Jumbo IRA CD
0.70%$100k-12 Month Jumbo SEP CD
0.70%$100k-18 - 23 Month Jumbo SEP CD
0.70%$45k-30 - 35 Month Jr. Jumbo SEP CD
0.70%$100k-13 - 17 Month Jumbo IRA CD
0.70%$100k-13 - 17 Month Jumbo SEP CD
0.70%$500-Adjustable 36 Month IRA CD
0.70%$500-Adjustable 36 Month SEP CD
0.65%$500-30 - 35 Month SEP CD
0.65%$500-30 - 35 Month IRA CD
0.65%$100k-6 - 11 Month Jumbo IRA CD
0.65%$45k-24 - 29 Month Jr. Jumbo IRA CD
0.65%$100k-6 - 11 Month Jumbo SEP CD
0.65%$45k-24 - 29 Month Jr. Jumbo SEP CD
0.60%$500-24 - 29 Month IRA CD
0.60%$500-24 - 29 Month SEP CD
0.60%$45k-12 Month Jr. Jumbo IRA CD
0.60%$45k-18 - 23 Month Jr. Jumbo IRA CD
0.60%$45k-12 Month Jr. Jumbo SEP CD
0.60%$45k-18 - 23 Month Jr. Jumbo SEP CD
0.60%$45k-13 - 17 Month Jr. Jumbo IRA CD
0.60%$45k-13 - 17 Month Jr. Jumbo SEP CD
0.55%$500-12 Month IRA CD
0.55%$500-18 - 23 Month SEP CD
0.55%$500-12 SEP CD
0.55%$500-18 - 23 Month IRA CD
0.55%$45k-6 - 11 Month Jr. Jumbo IRA CD
0.55%$45k-6 - 11 Month Jr. Jumbo SEP CD
0.55%$500-13 - 17 Month IRA CD
0.55%$500-13 - 17 SEP CD
0.50%$500-6 - 11 Month SEP CD
0.50%$500-6 - 11 Month IRA CD
0.40%$250k-3 - 5 Month Jumbo Plus IRA CD
0.40%$250k-3 - 5 Month Jumbo Plus SEP CD
0.30%$100k-3 - 5 Month Jumbo IRA CD
0.30%$100k-3 - 5 Month Jumbo SEP CD
0.25%$45k-3 - 5 Month Jr. Jumbo IRA CD
0.25%$45k-3 - 5 Month Jr. Jumbo SEP CD
0.20%$500-3 - 5 Month IRA CD
0.20%$500-3 - 5 Month SEP CD
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.