Community First Credit Union (FL)

Overview / Commentary
637 N Lee St
Jacksonville, FL 32204

Community First Credit Union (FL) is headquartered in Jacksonville and is the 13th largest credit union in the state of Florida. It is also the 164th largest credit union in the nation. It was established in 1961 and as of September of 2023, it had grown to 407 employees and 171,682 members at 21 locations. Community First Credit Union (FL) has an A health rating.

Field of Membership Restrictions

Membership in Community First Credit Union is open to those who live, work. or attend school in the Florida counties of Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing Community First Credit Union of Florida member or any relative of anyone eligible to join.
See current membership details

Related Posts

Competitive Long-Term Super Jumbo Max CD Rates In Florida - 12/21/2023

I’ve never seen a bank or credit union offer Jumbo tiers with such high balances. Those who have at least $1 million (and are eligible for membership) can receive very competitive CD rates. I just listed the complete Jumbo tiers for the 18-23 month term. For the others, I’ve just listed the Super Jumbo Max rates (that are competitive). All the smaller Jumbo CDs have rates under 5%. APY - Jumbo Type - Minimum Deposit 18-23 Month Term 4.55% - Jr. Jumbo - $45,000 4.60% - Jumbo - $100,000 4.86% - Jumbo Plus - $250,000 5.13% - Super Jumbo - $500,000 5.34% - Super Jumbo Plus - $750,000 5.60% - Super Jumbo Max - $1,000,000 24-29 Month Term 5.23% - Super Jumbo Max - $1,000,000 30-35 Month Term 5.23% - Super Jumbo Max - $1,000,000 36-47 Month Term 5.14% - Super Jumbo Max - $1,000,000 60 Month Term 5.14% - Super Jumbo Max - $1,000,000 Full CD rate listing available at Field of membership at

Community First feels like family.

Posted by: |

I've been banking with Community First since I was a teenager. It was my father's bank, and when I turned 16, he took me there to open a checking and a savings account. Since that time, I've banked with many other banks. From Wells Fargo, to Bank of America, to Regions, all have paled in comparison to Community First. The people at Community First really seem to enjoy their job. They enjoy getting a smile out of their customer. They get to know you. They really make me feel like they care about me. Anytime that I have had an issue with my account, they have helped me resolve it immediately. Whether it was an unauthorized charge, or even when I accidentally went over my account balance, they have worked with me to make the situation easy and painless. I expect to continue to bank with Community First for the rest of my life.

A great place to bank.

Posted by: |

One of the best things about this credit union is that they are open on Saturdays. This is so convenient to me. They have many benefits for their members. They have financial courses you can take. Online banking which is another feature I really like. They have different types of calculators on their web page for you to use. They have several branches and are eager to help with my financial needs.

Good Alternative To Banks

I switched to this credit union after feeling incredibly frustrated with my bank at the time, and have to say I was pleasantly surprised. You feel absolutely welcome when you walk in the door till the time you leave. Everyone is so nice and cheerful and radiates such positive energy. I found their fees and services to be excellent in comparison to major banks. I did initially have some issues as my debit card didn't come after an enormous amount of time, but they were incredibly helpful and even sent me a new one with expedited service at no cost. I would consider that top notch customer service. The only other issue I've had with this bank was one time on vacation they denied a purchase but that was due to the automated security recognizing a purchase was being made out of state, a quick call to their customer service sorted the whole thing out. I'm so happy I switched.

DO NOT Open An Account Here

Posted by: |

DO not open an account at this credit union!!!! I recently opened an account at this credit union and I opened a checking account and purchased a CD. After I opened the account, I was told that I could not deposit checks larger than $1000 with a limit of 2 per day and that the total amount for the month would be $6000 for the first 60 days. I called customer service to request a increase on these amounts since my business well exceeds both amounts. Customer service told me that they would be back to me in 2days. Well over one month later and 5 calls to customer service without an answer and two calls with left messages to the local branch that were not returned, I decided to close the account. I was told that because I was closing the CD earlier, I had to pay a penalty of $359 on the CD when the interest was only $25!!! No where online was this stated. I was told that it was in the fine print of the CD disclosure I was given when I opened the account.




Health Grade Components

NCUA #67290
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD9.61%
Annual Interest Income$79.9MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$2.7B$2.53B
LoansQ3 2023vs Q3 2022$1.91B$1.75B
DepositsQ3 2023vs Q3 2022$2.27B$2.24B
Equity CapitalQ3 2023vs Q3 2022$286.5MM$254.5MM
Loan Loss AllowanceQ3 2023vs Q3 2022$25.6MM$21.7MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$10MM$6MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0

Rates for Community First Credit Union (FL) are currently being reviewed.



Jacksonville Area

Interactive local rates map

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.