Overview / Commentary
637 N Lee St
Jacksonville, FL 32204-1141

Community First Credit Union (FL) is headquartered in Jacksonville and is the 12th largest credit union in the state of Florida. It is also the 167th largest credit union in the nation. It was established in 1961 and as of December of 2018, it had grown to 291 employees and 134,886 members at 20 locations. Community First Credit Union (FL)'s money market rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Community First Credit Union is open to those who live or work in Clay, Baker, St. Johns, Duval, Nassau, Putnam or Flagler counties in Florida.
See current membership details

Community Is A Great Place!

Community first is a wonderful place to bank, and work for. The downtown location is very convenient the a lot of businesses, and the staff there is always in eager to help.

Community First feels like family.

Posted by: Famoustash | Sep 7, 2017

I've been banking with Community First since I was a teenager. It was my father's bank, and when I turned 16, he took me there to open a checking and a savings account. Since that time, I've banked with many other banks. From Wells Fargo, to Bank of America, to Regions, all have paled in comparison to Community First. The people at Community First really seem to enjoy their job. They enjoy getting a smile out of their customer. They get to know you. They really make me feel like they care about me. Anytime that I have had an issue with my account, they have helped me resolve it immediately. Whether it was an unauthorized charge, or even when I accidentally went over my account balance, they have worked with me to make the situation easy and painless. I expect to continue to bank with Community First for the rest of my life.

A great place to bank.

Posted by: Melinnie | Nov 21, 2016

One of the best things about this credit union is that they are open on Saturdays. This is so convenient to me. They have many benefits for their members. They have financial courses you can take. Online banking which is another feature I really like. They have different types of calculators on their web page for you to use. They have several branches and are eager to help with my financial needs.

Good Alternative To Banks

I switched to this credit union after feeling incredibly frustrated with my bank at the time, and have to say I was pleasantly surprised. You feel absolutely welcome when you walk in the door till the time you leave. Everyone is so nice and cheerful and radiates such positive energy. I found their fees and services to be excellent in comparison to major banks. I did initially have some issues as my debit card didn't come after an enormous amount of time, but they were incredibly helpful and even sent me a new one with expedited service at no cost. I would consider that top notch customer service. The only other issue I've had with this bank was one time on vacation they denied a purchase but that was due to the automated security recognizing a purchase was being made out of state, a quick call to their customer service sorted the whole thing out. I'm so happy I switched.



Health Grade Components

NCUA #67290
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD9.48%
Annual Interest Income$54.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.64B$1.51B
LoansQ4 2018vs Q4 2017$1.16B$1.03B
DepositsQ4 2018vs Q4 2017$1.40B$1.29B
Equity CapitalQ4 2018vs Q4 2017$213.4MM$194.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$15.1MM$15.1MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$5.4MM$12.3MM
Real Estate OwnedQ4 2018vs Q4 2017$94.00K$121.00K
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Always verify rates and promotions with the bank or credit union. We are not Community First Credit Union (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community First Credit Union (FL) Savings Account Rates

3.00%*-$500Youth Advantage Share Savings
OTHER TIERS: 0.25% $500+
0.70%*$50k*-IRA Shares
OTHER TIERS: 0.50% $100 - $10k | 0.55% $10k - $25k | 0.65% $25k - $50k
0.70%*$50k*-457 Shares
OTHER TIERS: 0.50% $100 - $10k | 0.55% $10k - $25k | 0.65% $25k - $50k
0.25%$100-Primary Share Savings
0.25%$100-Special Purpose Share Savings
0.25%$100-Primary Business Share Savings

Community First Credit Union (FL) Money Market Rates

1.00%*$100k*-Premier Money Market
OTHER TIERS: 0.15% $100 - $2.5k | 0.20% $2.5k - $10k | 0.55% $10k - $25k | 0.60% $25k - $50k | 0.85% $50k - $100k
0.72%*$100k*- Money Market
OTHER TIERS: 0.30% $100 - $2.5k | 0.50% $2.5k - $10k | 0.55% $10k - $25k | 0.60% $25k - $50k | 0.65% $50k - $100k
0.50%*$100k*-Business Money Market
OTHER TIERS: 0.35% $100 - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k

Community First Credit Union (FL) Checking Account Rates

1.51%*-$500Advantage Checking - Qualifying
OTHER TIERS: 0.05% $500+
0.10%$1k-Premier Business Checking

Community First Credit Union (FL) CD Rates

2.68%*$250k*-10 Months Give Yourself a Raise CD
OTHER TIERS: 2.38% $500 - $45k | 2.43% $45k - $100k | 2.53% $100k - $250k
2.50%$500-60 Month CD
2.50%$500-Adjustable 60 Month CD
2.15%$500-48 - 59 Month CD
2.10%$500-36 - 47 Month CD
2.05%$500-24 - 29 Month CD
2.05%$500-30 - 35 Month CD
1.50%$500-18 - 23 Month CD
1.45%$500-12 - 17 Month CD
1.45%$100-12 - 17 Month Youth Advantage CD
1.15%$500-6 - 11 Month CD
1.15%$250-6 Month Save Up Student Promo CD
0.40%$500-3 - 5 Month CD

Community First Credit Union (FL) IRA Rates

2.50%$500-60 Month IRA CD
2.50%$500-Adjustable 60 Month SEP CD
2.50%$500-60 Month SEP CD
2.50%$500-Adjustable 60 Month IRA CD
2.15%$500-48 - 59 Month SEP CD
2.15%$500-48 - 59 Month IRA CD
2.10%$500-36 - 47 Month IRA CD
2.10%$500-36 - 47 Month SEP CD
2.05%$500-24 - 29 Month IRA CD
2.05%$500-30 - 35 Month SEP CD
2.05%$500-24 - 29 Month SEP CD
2.05%$500-30 - 35 Month IRA CD
1.50%$500-18 - 23 Month SEP CD
1.50%$500-18 - 23 Month IRA CD
1.45%$500-12 - 17 Month IRA CD
1.45%$500-12 - 17 Month SEP CD
1.15%$500-6 - 11 Month SEP CD
1.15%$500-6 - 11 Month IRA CD
0.40%$500-3 - 5 Month IRA CD
0.40%$500-3 - 5 Month SEP CD


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