Featured Savings Rates
Featured Accounts

Community First Credit Union (FL)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.51%Reward CheckingAdvantage Checking
0.75%5-year CDAdjustable 60 Month Term CD
0.58%1-year CD12 - 17 Month Term CD

Overview / Commentary
904-354-8537
637 N Lee St
Jacksonville, FL 32204-1141

Community First Credit Union (FL) is headquartered in Jacksonville and is the 12th largest credit union in the state of Florida. It is also the 173rd largest credit union in the nation. It was established in 1961 and as of September of 2016, it had grown to 275 employees and 118,327 members at 19 locations. Community First Credit Union (FL) has an A+ health rating.

Field of Membership Restrictions

Membership in Community First Credit Union is open to those who live or work in Clay, Baker, St. Johns, Duval, Nassau, Putnam or Flagler counties in Florida and to students and alumni of any post-secondary educational institutions within the listed counties.
See current membership details

Reviews (4)

A great place to bank.

Posted by: Melinnie | Nov 21, 2016

One of the best things about this credit union is that they are open on Saturdays. This is so convenient to me. They have many benefits for their members. They have financial courses you can take. Online banking which is another feature I really like. They have different types of calculators on their web page for you to use. They have several branches and are eager to help with my financial needs.

Best Local Financial Institution

Posted by: coarseym | Feb 18, 2012

I have been a member of Community First Credit Union for over forty years. During that time it has met my financial needs and has proven to be a trustworthy institution. It has evolved to meet my needs, including mobile banking. I appreciate the role it plays in the local northeast Florida area, particularly the support of local schools. The name is not Community First Federal Credit Union, but Community First Credit Union of Florida. I highly recommend it to anyone who lives or works in northeast Florida.

Great Service From A Credit Union The Will Work With You

Posted by: albertE | May 9, 2016

I love Community First. They have had excellent customer service over the past 8 years that I have been a member. One time I remember in particular was when my apartment building mistakenly withdrew my rent twice, causing my account to overdraft. Community First waived the overdraft fees, no questions asked. Any time I have a question about a process or a transaction, I can log onto their website and submit a question. I almost always hear back the same day and usually the information is very helpful. Finally, their mobile app is great. I can deposit checks, make transfers, check balances, view the nearest free ATM, you name it. And on top of all of this, I've never had to pay a fee! My checking account is completely free (even earns a tiny amount of interest).

Loan Information

Posted by: Anonymous | Jan 9, 2012

I found it impossible to get any information regarding mortgage loans unless I became a member. I need to know rates before I would agree to join. Other credit unions were forthcming with the info. I'm going elsewhere.



Health
A+

Health Grade Components

Overall
NCUA #67290
Year Chartered1961
Employees275
Primary Regulator
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD9.23%
Annual Interest Income$32.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.39B$1.31B
LoansQ3 2016vs Q3 2015$908.5MM$822.2MM
DepositsQ3 2016vs Q3 2015$1.19B$1.12B
Equity CapitalQ3 2016vs Q3 2015$184.0MM$165.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$11.6MM$13.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$3.2MM$5.2MM
Real Estate OwnedQ3 2016vs Q3 2015$0$436.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community First Credit Union (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$500Youth Advantage Share Savings
OTHER TIERS: 0.25% $500+
0.70%*$50k*-IRA Shares
OTHER TIERS: 0.45% $100 - $10k | 0.50% $10k - $25k | 0.60% $25k - $50k
0.70%*$50k*-SEP Shares
OTHER TIERS: 0.45% $100 - $10k | 0.50% $10k - $25k | 0.60% $25k - $50k
0.70%*$50k*-457 Shares
OTHER TIERS: 0.45% $100 - $10k | 0.50% $10k - $25k | 0.60% $25k - $50k
0.25%$100-Primary Share Savings
0.25%$100-Special Purpose Share Savings
0.25%$100-Primary Business Share Savings

Community First Credit Union (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Business Money Market
OTHER TIERS: 0.30% $100 - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k
0.40%*$100k*- Money Market
OTHER TIERS: 0.25% $100 - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k

Community First Credit Union (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*-$500Advantage Checking - Qualifying
OTHER TIERS: 0.10% $500+
0.10%$100-Premier Business Checking
0.05%--Free Checking

Community First Credit Union (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-60 Month Term CD
1.20%$500-48 - 59 Month Term CD
1.14%$10k$100k14 Month Promotional Certificate
0.95%$500-36 - 47 Month Term CD
0.90%$500-30 - 35 Month Term CD
0.75%$500-24 - 29 Month Term CD
0.75%$500-Adjustable 60 Month Term CD
0.58%$500-12 - 17 Month Term CD
0.58%$500-18 - 23 Month Term CD
0.58%$500-12 - 17 Month Youth Advantage CD
0.33%$500-6 - 11 Month Term CD
0.30%$500-3 - 5 Month Term CD

Community First Credit Union (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.81%$500-60 Month Term IRA CD
1.81%$500-60 Month Term SEPCD
1.40%$500-48 - 59 Month Term SEP CD
1.40%$500-48 - 59 Month Term IRA CD
1.16%$500-36 - 47 Month Term IRA CD
1.16%$500-36 - 47 Month Term SEP CD
1.11%$500-30 - 35 Month Term SEP CD
1.11%$500-30 - 35 Month Term IRA CD
1.01%$500-24 - 29 Month Term IRA CD
1.01%$500-24 - 29 Month Term SEP CD
0.95%$500-Adjustable 60 Month Term SEP CD
0.95%$500-Adjustable 60 Month Term IRA CD
0.78%$500-12 - 17 Month Term IRA CD
0.78%$500-18 - 23 Month Term SEP CD
0.78%$500-12 - 17 Month Term SEP CD
0.78%$500-18 - 23 Month Term IRA CD
0.53%$500-6 - 11 Month Term SEP CD
0.53%$500-6 - 11 Month Term IRA CD
0.50%$500-3 - 5 Month Term IRA CD
0.50%$500-3 - 5 Month Term SEP CD
Locations

Community First Credit Union (FL) has 19 locations. Click to view all Community First Credit Union (FL) locations.