Community First Credit Union (FL)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.51% | Reward Checking | 1.75% - National Average |
| 2.50% | 5-year CD | |
| 1.45% | 1-year CD |
Community First Credit Union (FL) is headquartered in Jacksonville and is the 12th largest credit union in the state of Florida. It is also the 167th largest credit union in the nation. It was established in 1961 and as of December of 2018, it had grown to 291 employees and 134,886 members at 20 locations. Community First Credit Union (FL)'s money market rates are 2X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Community First Credit Union is open to those who live or work in Clay, Baker, St. Johns, Duval, Nassau, Putnam or Flagler counties in Florida.
See current membership details
Community Is A Great Place!
Community first is a wonderful place to bank, and work for. The downtown location is very convenient the a lot of businesses, and the staff there is always in eager to help.
Community First feels like family.
I've been banking with Community First since I was a teenager. It was my father's bank, and when I turned 16, he took me there to open a checking and a savings account. Since that time, I've banked with many other banks. From Wells Fargo, to Bank of America, to Regions, all have paled in comparison to Community First. The people at Community First really seem to enjoy their job. They enjoy getting a smile out of their customer. They get to know you. They really make me feel like they care about me. Anytime that I have had an issue with my account, they have helped me resolve it immediately. Whether it was an unauthorized charge, or even when I accidentally went over my account balance, they have worked with me to make the situation easy and painless. I expect to continue to bank with Community First for the rest of my life.
A great place to bank.
One of the best things about this credit union is that they are open on Saturdays. This is so convenient to me. They have many benefits for their members. They have financial courses you can take. Online banking which is another feature I really like. They have different types of calculators on their web page for you to use. They have several branches and are eager to help with my financial needs.
Good Alternative To Banks
I switched to this credit union after feeling incredibly frustrated with my bank at the time, and have to say I was pleasantly surprised. You feel absolutely welcome when you walk in the door till the time you leave. Everyone is so nice and cheerful and radiates such positive energy. I found their fees and services to be excellent in comparison to major banks. I did initially have some issues as my debit card didn't come after an enormous amount of time, but they were incredibly helpful and even sent me a new one with expedited service at no cost. I would consider that top notch customer service. The only other issue I've had with this bank was one time on vacation they denied a purchase but that was due to the automated security recognizing a purchase was being made out of state, a quick call to their customer service sorted the whole thing out. I'm so happy I switched.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67290 |
| Year Chartered | 1961 |
| Employees | 291 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.24% |
| Return on Equity - YTD | 9.48% |
| Annual Interest Income | $54.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.64B$1.51B |
| Loans | Q4 2018vs Q4 2017 | $1.16B$1.03B |
| Deposits | Q4 2018vs Q4 2017 | $1.40B$1.29B |
| Equity Capital | Q4 2018vs Q4 2017 | $213.4MM$194.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $15.1MM$15.1MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $5.4MM$12.3MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $94.00K$121.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Community First Credit Union (FL) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $500 | Youth Advantage Share Savings | ||
| OTHER TIERS: 0.25% → $500+ | |||||
| 0.70%* | $50k* | - | IRA Shares | ||
| OTHER TIERS: 0.50% → $100 - $10k | 0.55% → $10k - $25k | 0.65% → $25k - $50k | |||||
| 0.70%* | $50k* | - | 457 Shares | ||
| OTHER TIERS: 0.50% → $100 - $10k | 0.55% → $10k - $25k | 0.65% → $25k - $50k | |||||
| 0.25% | $100 | - | Primary Share Savings | ||
| 0.25% | $100 | - | Special Purpose Share Savings | ||
| 0.25% | $100 | - | Primary Business Share Savings | ||
Community First Credit Union (FL) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $100k* | - | Premier Money Market | ||
| OTHER TIERS: 0.15% → $100 - $2.5k | 0.20% → $2.5k - $10k | 0.55% → $10k - $25k | 0.60% → $25k - $50k | 0.85% → $50k - $100k | |||||
| 0.72%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.30% → $100 - $2.5k | 0.50% → $2.5k - $10k | 0.55% → $10k - $25k | 0.60% → $25k - $50k | 0.65% → $50k - $100k | |||||
| 0.50%* | $100k* | - | Business Money Market | ||
| OTHER TIERS: 0.35% → $100 - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $100k | |||||
Community First Credit Union (FL) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | - | $500 | Advantage Checking - Qualifying | ||
| OTHER TIERS: 0.05% → $500+ | |||||
| 0.10% | $1k | - | Premier Business Checking | ||
Community First Credit Union (FL) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.68%* | $250k* | - | 10 Months Give Yourself a Raise CD | ||
| OTHER TIERS: 2.38% → $500 - $45k | 2.43% → $45k - $100k | 2.53% → $100k - $250k | |||||
| 2.50% | $500 | - | 60 Month CD | ||
| 2.50% | $500 | - | Adjustable 60 Month CD | ||
| 2.15% | $500 | - | 48 - 59 Month CD | ||
| 2.10% | $500 | - | 36 - 47 Month CD | ||
| 2.05% | $500 | - | 24 - 29 Month CD | ||
| 2.05% | $500 | - | 30 - 35 Month CD | ||
| 1.50% | $500 | - | 18 - 23 Month CD | ||
| 1.45% | $500 | - | 12 - 17 Month CD | ||
| 1.45% | $100 | - | 12 - 17 Month Youth Advantage CD | ||
| 1.15% | $500 | - | 6 - 11 Month CD | ||
| 1.15% | $250 | - | 6 Month Save Up Student Promo CD | ||
| 0.40% | $500 | - | 3 - 5 Month CD | ||
Community First Credit Union (FL) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $500 | - | 60 Month IRA CD | |
| 2.50% | $500 | - | Adjustable 60 Month SEP CD | |
| 2.50% | $500 | - | 60 Month SEP CD | |
| 2.50% | $500 | - | Adjustable 60 Month IRA CD | |
| 2.15% | $500 | - | 48 - 59 Month SEP CD | |
| 2.15% | $500 | - | 48 - 59 Month IRA CD | |
| 2.10% | $500 | - | 36 - 47 Month IRA CD | |
| 2.10% | $500 | - | 36 - 47 Month SEP CD | |
| 2.05% | $500 | - | 24 - 29 Month IRA CD | |
| 2.05% | $500 | - | 30 - 35 Month SEP CD | |
| 2.05% | $500 | - | 24 - 29 Month SEP CD | |
| 2.05% | $500 | - | 30 - 35 Month IRA CD | |
| 1.50% | $500 | - | 18 - 23 Month SEP CD | |
| 1.50% | $500 | - | 18 - 23 Month IRA CD | |
| 1.45% | $500 | - | 12 - 17 Month IRA CD | |
| 1.45% | $500 | - | 12 - 17 Month SEP CD | |
| 1.15% | $500 | - | 6 - 11 Month SEP CD | |
| 1.15% | $500 | - | 6 - 11 Month IRA CD | |
| 0.40% | $500 | - | 3 - 5 Month IRA CD | |
| 0.40% | $500 | - | 3 - 5 Month SEP CD |
