Community First Credit Union (FL) is headquartered in Jacksonville and is the 12th largest credit union in the state of Florida. It is also the 166th largest credit union in the nation. It was established in 1961 and as of December of 2021, it had grown to 329 employees and 158,442 members at 21 locations. Community First Credit Union (FL)'s money market rates are 14% higher than the national average, and it boasts an A+ health rating.
Membership in Community First Credit Union is open to those who live or work in Clay, Baker, St. Johns, Duval, Nassau, Putnam or Flagler counties in Florida.
See current membership details
I've been banking with Community First since I was a teenager. It was my father's bank, and when I turned 16, he took me there to open a checking and a savings account. Since that time, I've banked with many other banks. From Wells Fargo, to Bank of America, to Regions, all have paled in comparison to Community First. The people at Community First really seem to enjoy their job. They enjoy getting a smile out of their customer. They get to know you. They really make me feel like they care about me. Anytime that I have had an issue with my account, they have helped me resolve it immediately. Whether it was an unauthorized charge, or even when I accidentally went over my account balance, they have worked with me to make the situation easy and painless. I expect to continue to bank with Community First for the rest of my life.
One of the best things about this credit union is that they are open on Saturdays. This is so convenient to me. They have many benefits for their members. They have financial courses you can take. Online banking which is another feature I really like. They have different types of calculators on their web page for you to use. They have several branches and are eager to help with my financial needs.
I switched to this credit union after feeling incredibly frustrated with my bank at the time, and have to say I was pleasantly surprised. You feel absolutely welcome when you walk in the door till the time you leave. Everyone is so nice and cheerful and radiates such positive energy. I found their fees and services to be excellent in comparison to major banks. I did initially have some issues as my debit card didn't come after an enormous amount of time, but they were incredibly helpful and even sent me a new one with expedited service at no cost. I would consider that top notch customer service. The only other issue I've had with this bank was one time on vacation they denied a purchase but that was due to the automated security recognizing a purchase was being made out of state, a quick call to their customer service sorted the whole thing out. I'm so happy I switched.
Scandalizes, liars, theives. Make sure to record all phone calls
Overall | |
---|---|
NCUA # | 67290 |
Year Chartered | 1961 |
Employees | 329 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.26% |
Return on Equity - YTD | 10.75% |
Annual Interest Income | $64.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2021vs Q4 2020 | $2.43B$2.07B |
Loans | Q4 2021vs Q4 2020 | $1.50B$1.40B |
Deposits | Q4 2021vs Q4 2020 | $2.12B$1.78B |
Equity Capital | Q4 2021vs Q4 2020 | $281.2MM$258.1MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $18.7MM$22.3MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $4.8MM$5.5MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$493.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.51%* | - | $500 | Advantage Checking - Qualifying | ||
OTHER TIERS: 0.05% → $500+ | |||||
0.10% | $1k | - | Premier Business Checking |