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Community National Bank (24897)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.cnbtx.bank
432-262-1600
500 W. Illinois Ave.
Midland, TX 79701

Community National Bank (24897) is headquartered in MIDLAND and is the 47th largest bank in the state of Texas. It is also the 505th largest bank in the nation. It was established in 1984 and as of March of 2025, it had grown to 271 employees at 11 locations. Community National Bank (24897)'s money market rates are 6X the national average, and it boasts an A+ health rating.

Reviews (1)

Disregard For Customers

Posted by: |

I have several banks I use. This bank has the worst customer relations I have seen any where. It is impossible to reach someone at local bank by telephone. All calls go to a central number in Lubbock. That takes a long while on hold just to speak to the call assistant. They can't always help as the banking is done at the local bank. I dial the local bank and put in the spellihg of the banker they give me and indicates no one by that name is at the bank. Takes the long waiting again back to Lubbock. When I do get a local person extension, I leave a message several times with no return call. I made a large deposit it doesn't show it was made even though I have a receipt. This banking doesn't make sense all the way around. The teller machines at the bank do not work properly. Going into the bank, the staff don't look busy and no other customers and they are not in a hurry to help.

2


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #24897
Year Established1984
Employees271
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.32%
Return on Equity - YTD20.98%
Annual Interest Income$34.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.45B$2.17B
LoansQ1 2025vs Q1 2024$1.57B$1.45B
DepositsQ1 2025vs Q1 2024$2.14B$1.91B
Equity CapitalQ1 2025vs Q1 2024$275.7MM$236.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$23.4MM$23.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$8.8MM$571K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community National Bank (24897) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$0-Health Savings Account
1.00%$0-Savings Account
1.00%$0-Business Savings Account

Community National Bank (24897) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.63%*$5m*-Money Market
OTHER TIERS: 1.36% → $0 - $25k | 1.61% → $25k - $50k | 1.87% → $50k - $5m
2.63%*$5m*-Business Money Market
OTHER TIERS: 1.36% → $0 - $25k | 1.61% → $25k - $50k | 1.87% → $50k - $5m

Community National Bank (24897) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$0-NOW Account

Community National Bank (24897) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%$1k-90 Day CD
3.55%$1k-Business 90 Day CD
3.53%$1k-180 Day CD
3.53%$1k-Business 180 Day CD
3.50%$1k-12 Month CD
3.50%$1k-Business 12 Month CD
3.30%$1k-30 Day CD
3.30%$1k-Business 30 Day CD
3.29%$1k-60 Day CD
3.29%$1k-Business 60 Day CD
3.25%$1k-18 Month CD
3.25%$1k-Business 18 Month CD
3.00%$1k-24 Month CD
3.00%$1k-Business 24 Month CD
2.50%$1k-36 Month CD
2.50%$1k-Business 36 Month CD

Community National Bank (24897) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$100-12 Month IRA
3.00%$100-24 Month IRA
2.50%$100-36 Month IRA
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