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CoreFirst Bank & Trust

Popular Accounts at this Bank

0.80%5-year CD60 Months CD
0.15%1-year CD12 Months CD
0.01%SavingsStatement Savings

Overview / Commentary
3035 South Topeka Avenue
Topeka, KS 66611

CoreFirst Bank & Trust is headquartered in Topeka and is the 12th largest bank in the state of Kansas. It is also the 839th largest bank in the nation. It was established in 1959 and as of September of 2017, it had grown to 264 employees at 16 locations. CoreFirst Bank & Trust has a B+ health rating.

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Reviews (5)

Friendliest Bankers In Colorado

Posted by: Anonymous | Nov 8, 2011

I moved my account to CoreFirst from a large national bank and will never leave. It really is all about the people and this place has the best bankers in Colorado working for them. Not to mention the fact that they don't have any fees on the checking accounts.

Topeka Customer

Posted by: TopekaGuy | Jan 13, 2016

Over all I'm satisfied with the bank. They are pretty convinient in Topeka. They have a good iPhone app. I wish they had realtime text alerts. And I wish they showed me my debit card transactions as I did them. It usually takes a day to show up online. I'm happy with my new relationship account. I get ATM refunds which is useful when I travel. But I don't think many customers can get this account. I was told I qualify for it because of my mortgage at the bank. I found the fees here to be a lot less than when I banked at Bank of America. But fees were about the same as when I banked at a different local bank. I was told by customer service that they are now offering Apple Pay. I'm looking forward to that.

They Aren't In Kansas Anymore

Posted by: CONative | Aug 22, 2015

I never actually banked with them. I thought it was very ballsy of this hodunk, country bank to come to Denver and open branches expecting us to bank with them. At one point I believe they had 12 locations but now only have 1. I wish they would pack up and go back to Kansas as their remaining branch here would make a really nice Bank of America.

Escrow Thieves!!

Posted by: Lindahw | Aug 28, 2013

We have banked with Core First since they purchased Commerce Bank and Trust in Topeka KS.  We refinanced our home with them when we still lived in Kansas. We moved to Florida in 2006 and have been trying to sell that house ever since.  We have had nothing but rude and bad service from those people since they became Core First.  We finally short sold our home this past July but only by a small amount.  The bank has fought us on the entire sale.  We finally told them we were going to allow it to go into forclosure if they didn't allow the short sale.  Amazingly, they agreed.  We only owed $138,000.00 The house sold for $143,000.00 but the closing and the real estate agent fees caused it to be a short sale.  We have paid PMI from the very beginning.  I had requested a statement on the escrow account a month prior to the short sale, a week into the short sale, the day of the closing and a week after the closing.  I still haved not received that statement.  I asked that the money left in our escrow be transferred into our checking account and was told that our escrow was negative.  I asked again for a statement to show me how that occured but they keep telling me they thought someone else sent it.  I still don't have it.  I found out our homeowners insurance premium is being refunded since it was paid the same month that the house sale closed but the bank after more than 30 days has never sent a notice of cancellation to the insurance company.  We did back on the date of closing but the insurance company wants that information from the bank.  Now I find out our refund is being sent to the bank and they are telling me that they plan on keeping it since the escrow was in the negative.  I still have not received a statement showing how it became negative.  I talked to the bank again today on the phone and got the same lies about someone else should have sent that to us.  I know they are lying but I don't know where to go to get them to provide the information they are supposed to be giving us.  I hate that bank.  If you use Core First, your as much of a fool as we were!!

Gone Downhill, Bad Service.

Posted by: ksgirl38 | Dec 14, 2012

I had accounts with this bank for over 20 years.  When I moved to a larger city where there weren't any branches I kept the account open until they opened branches in my new city and then they became my primary bank again.  Unfortunately the service wasn't as good.  My nearest branch was closed on Saturdays.  I once went in to ask for a new check register and the associate did not know what that was.  The associates at the bank did not know how to cash out my CDs and did so incorrectly.  I had both a checking and savings at this bank and they were to transfer money from my savings to cover any checks and did not so instead I got slapped with numberous fees.  My checking account didn't get any interest so I tended to keep most of my money in savings until needed.  They failed to put a stop payment on a check as I requested and then charged me several fees on the same transaction.   Then when I went to close out the account they told me I couldn't due to one of their errors.  Sadly after more than 20 years there I took my business elsewhere.


Health Grade Components

FDIC Certificate #18100
Year Established1959
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD9.76%
Annual Interest Income$23.5MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$908.6MM$897.5MM
LoansQ3 2017vs Q3 2016$552.0MM$514.7MM
DepositsQ3 2017vs Q3 2016$600.5MM$585.1MM
Equity CapitalQ3 2017vs Q3 2016$85.6MM$89.3MM
Loan Loss AllowanceQ3 2017vs Q3 2016$9.1MM$8.4MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$14.8MM$17.3MM
Real Estate OwnedQ3 2017vs Q3 2016$5.0MM$12.4MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CoreFirst Bank & Trust Savings Account Rates

0.02%--Business Savings
0.01%--Statement Savings

CoreFirst Bank & Trust Money Market Rates

0.05%--Money Market Preferred Plus
0.05%--Business Money Market
0.05%--Business Money Market Preferred +

CoreFirst Bank & Trust Checking Account Rates

0.40%*$15k*-Relationship Banking
OTHER TIERS: 0.01% Up to $15k
0.01%--Commercial Interest
0.01%$5k-Access Banking

CoreFirst Bank & Trust CD Rates

0.80%$1k-60 Months CD
0.80%$1k-Business 60 Months CD
0.70%$1k-48 Months CD
0.70%$1k-Business 48 Months CD
0.55%$1k-36 Months CD
0.55%$1k-Business 36 Months CD
0.50%$1k-32 Months Option CD
0.50%$1k-Business 32 Months Option CD
0.40%$1k-30 Months CD
0.40%$1k-Business 30 Months CD
0.30%$1k-24 Months CD
0.30%$1k-Business 24 Months CD
0.20%$1k-18 Months CD
0.20%$1k-Business 18 Months CD
0.15%$1k-12 Months CD
0.15%$1k-Business 12 Months CD
0.10%$1k-6 Months CD
0.10%$1k-8 Months CD
0.10%$1k-9 Months CD
0.10%$1k-Business 6 Months CD
0.10%$1k-Business 8 Months CD
0.10%$1k-Business 9 Months CD
0.01%$1k-1 Month CD
0.01%$1k-2 Months CD
0.01%$1k-3 Months CD
0.01%$1k-Business 1 Month CD
0.01%$1k-Business 2 Months CD
0.01%$1k-Business 3 Months CD

CoreFirst Bank & Trust IRA Rates

0.80%$1k-60 Month IRA
0.70%$1k-48 Month IRA
0.55%$1k-36 Months IRA
0.50%$1k-32 Months Option IRA
0.40%$1k-30 Months IRA
0.30%$1k-24 Months IRA
0.20%$1k-18 Months IRA
0.15%$1k-12 Months IRA
0.10%$1k-6 Months IRA
0.10%$1k-8 Months IRA
0.10%$1k-9 Months IRA
0.01%$1k-1 Month IRA
0.01%$1k-2 Months IRA
0.01%$1k-3 Months IRA