CornerStone Bank

Overview / Commentary
2280 45th St S
Fargo, ND 58104

CornerStone Bank is headquartered in Fargo and is the 10th largest bank in the state of North Dakota. It is also the 824th largest bank in the nation. It was established in 1907 and as of June of 2022, it had grown to 176 employees at 12 locations. CornerStone Bank has a B+ health rating.

Reviews (1)

Personalized Customer Service

Posted by: |

I love banking at Cornerstone. There is never a wait in line and there are always several people ready to help me. Every single employee knows my name and takes the time to welcome me when I come it. There is always time for the employees to catch up on the goings on in my family and they remember so many things. I have needed help several times with online banking issues and they are always quickly resolved. They do a great job of letting me know about changes that could either positively or negatively including fees and policies. They are always able to work with me when ever an issue pops up. One time one of them identified a possible over draft problem before it happened and took the time to call me and talk to me about it so the issue could be avoided. Their fees are practically nothing and I feel like it is a very safe place to do my banking.


Health Grade Components

FDIC Certificate #13198
Year Established1907
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD16.64%
Annual Interest Income$19.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.24B$1.15B
LoansQ2 2022vs Q2 2021$810.7MM$772.4MM
DepositsQ2 2022vs Q2 2021$1.16B$1.05B
Equity CapitalQ2 2022vs Q2 2021$70.2MM$92.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$13.8MM$13.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$5.4MM$10.8MM
Real Estate OwnedQ2 2022vs Q2 2021$789.00K$1.3MM

Sorry, we do not have rate data for CornerStone Bank.



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