CornerStone Bank

Overview / Commentary
2280 45th St S
Fargo, ND 58104

CornerStone Bank is headquartered in FARGO and is the 10th largest bank in the state of North Dakota. It is also the 797th largest bank in the nation. It was established in 1907 and as of March of 2023, it had grown to 193 employees at 14 locations. CornerStone Bank has a B health rating.

Reviews (1)

Personalized Customer Service

Posted by: |

I love banking at Cornerstone. There is never a wait in line and there are always several people ready to help me. Every single employee knows my name and takes the time to welcome me when I come it. There is always time for the employees to catch up on the goings on in my family and they remember so many things. I have needed help several times with online banking issues and they are always quickly resolved. They do a great job of letting me know about changes that could either positively or negatively including fees and policies. They are always able to work with me when ever an issue pops up. One time one of them identified a possible over draft problem before it happened and took the time to call me and talk to me about it so the issue could be avoided. Their fees are practically nothing and I feel like it is a very safe place to do my banking.


Health Grade Components

FDIC Certificate #13198
Year Established1907
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD21.96%
Annual Interest Income$13.8MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$1.31B$1.27B
LoansQ1 2023vs Q1 2022$953.6MM$785.7MM
DepositsQ1 2023vs Q1 2022$1.17B$1.18B
Equity CapitalQ1 2023vs Q1 2022$79.5MM$82.2MM
Loan Loss AllowanceQ1 2023vs Q1 2022$14.8MM$13.4MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$5.8MM$7.5MM
Real Estate OwnedQ1 2023vs Q1 2022$789.00K$789.00K

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