Credit One Bank


Overview / Commentary
877-825-3242
6801 South Cimarron Road
Las Vegas, NV 89113

Credit One Bank is the 647th largest bank in the nation. It was established in 1984 and as of March of 2025, it had grown to 1,207 employees. Credit One Bank's savings rates are 8X the national average, and it has an A health rating.

Very Quick And Easy Opening An Account

After waiting days to hear back for another bank about approving my CD application, I opened and funded an account with Credit One in just a few minutes. So far, so good. Will report back if things should change...

Confusing Logo

Posted by: |

I don't know how they get away with using their logo. It looks just like Capital One. In fact, I thought that's who they were when I clicked on a Facebook ad for one of their credit cards. Only upon closer observation did I notice the name difference. I can't believe Capital One hasn't sued them over it.

Almost Got Taken

Posted by: |

I almost got taken for a ride by Creditone bank. I was new to credit cards when I came upon Creditone. They have a near miss logo almost like Capitalone’s and another near miss with their name which is most likely set to confuse them with the big name bank. I learned in my internet safety class that such practice is usually a scam.

Their credit card lineup is what’s called fee harvesting cards with low spending limits, high interest rates, and impossible terms. My discerning eye prevailed and saved my bacon when it caught the scammy name and the copycat logo.

Great Experience

Had nothing but great experience. Customer service was awesome. Bought a one year CD and it was temporary. When I called to cancel it to change to 5 years, they were efficient and pleasant to make this change. Money hasn’t gotten back to my account yet but was told it would be a couple of days. Highly recommend.

VIEW MORE REVIEWS

Health

Health Grade Components

Overall
FDIC Certificate #25620
Year Established1984
Employees1207
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD33.27%
Return on Equity - YTD104.36%
Annual Interest Income$100.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.81B$1.62B
LoansQ1 2025vs Q1 2024$1.14B$912.5MM
DepositsQ1 2025vs Q1 2024$917.8MM$711.4MM
Equity CapitalQ1 2025vs Q1 2024$593.9MM$566.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$179.3MM$161MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$51.3MM$43MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Credit One Bank; we are a rate comparison website and cannot provide official rates or promotions.

Credit One Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$100k-Jumbo High Yield Savings Account

Credit One Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$100k-12 Month Jumbo CD
4.25%$100k-6 Month Jumbo CD
3.85%$100k-18 Month Jumbo CD
3.75%$100k-24 Month Jumbo CD
3.75%$100k-60 Month Jumbo CD
3.70%$100k-36 Month Jumbo CD
3.70%$100k-48 Month Jumbo CD
3.55%$100k-24 Month Bump-Up Jumbo CD
3.50%$100k-36 Month Bump-Up Jumbo CD
Locations

Credit One Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 6801 South Cimarron Road - Las Vegas, NV 89113

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.