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Featured Accounts

Credit Union of America

Popular Accounts at this Credit Union

2.10%5-year CD60 Month Share Certificate
1.00%1-year CD12 Month Share Certificate (Paid Monthly)
0.25%SavingsSpecial Purpose Account

Overview / Commentary
650 S Westdale Dr
Wichita, KS 67209

Credit Union of America is headquartered in Wichita and is the 3rd largest credit union in the state of Kansas. It is also the 361st largest credit union in the nation. It was established in 1935 and as of September of 2017, it had grown to 179 employees and 65,336 members at 14 locations. Credit Union of America's money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Credit Union of America is open to anyone through membership in the American Consumer Council. Membership is also open to the following: (1) those who live or work in Barton, Butler, Cowley, Ellis, Ellsworth, Harper, Harvey, Kingman, McPherson, Pawnee, Reno, Rice, Russell, Rush, Saline, Sedgwick, Stafford or Sumner Counties in Kansas; (2) employees or retirees in the field of education within the state of Education.
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Reviews (2)

Fantastic Credit Union!

This is my second time banking with the Credit Union Of America. I only left the first time because I moved out of town and they didn't have services in my new home. As soon as I moved back I reopened an account with them. I have never had one issue with my checking or savings account. I'm not a rich man so my interest rates don't pay out as much as they do for a lot of folks, but they are consistent. I feel like they have my best interests in mind. For example, I had a bill change in amount recently that was set to auto-withdraw. It accidentally overdrafted my account. Speaking with them on the phone they were very helpful and erased the overdraft fee. It makes me feel like a welcome member rather than just another person who banks with them. Knowing that they care about my financial well being and my credit moving forward keeps me loyal and very happy with them.

Choose small credit unions over large national banks.

I had previously banked with Capitol Federal and decided to switch to credit union of america after the bank started charging us fees for things we were never told about. I had heard good things about credit union of america, like that they had good interest rates for checking and savings accounts and no fees for use. This is true, and we have been very satisfied. We don't have to keep a minimum balance in our checking account, and we are allowed to have multiple savings that it is easy to transfer money between. Overdraft fees are very reasonable and uncommon because they will automatically pull from savings if we need it. There are no transfer fees. All of the people who work for the credit union are courteous and helpful and willing to take the time to explain things if i have questions. Their certificate of deposit accounts have good rates and great convenient terms.


Health Grade Components

NCUA #60062
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD9.64%
Annual Interest Income$23.2MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$790.1MM$719.6MM
LoansQ3 2017vs Q3 2016$663.1MM$603.0MM
DepositsQ3 2017vs Q3 2016$631.5MM$579.8MM
Equity CapitalQ3 2017vs Q3 2016$98.9MM$87.8MM
Loan Loss AllowanceQ3 2017vs Q3 2016$7.0MM$5.8MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$6.3MM$5.2MM
Real Estate OwnedQ3 2017vs Q3 2016$92.00K$35.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union of America Savings Account Rates

0.75%*$10k*-Flexible IRA
OTHER TIERS: 0.50% $100 - $5k | 0.65% $5k - $10k
0.30%*$2,500*-Regular Share Account
OTHER TIERS: 0.25% $100 - $2,500
0.30%*$2,500*-Business Simple Share Account
OTHER TIERS: 0.25% $100 - $2,500
0.25%$100-Special Purpose Account
0.25%$25-Boom Account
0.25%$25-Holiday Club Account
0.25%$25-Youth Stars of America
0.25%$100-Business Special Purpose Savings

Credit Union of America Money Market Rates

0.60%*$75k*-Performance Plus Money Market
OTHER TIERS: 0.50% $25k - $50k | 0.55% $50k - $75k
0.50%*$25k*-Liquidity Plus Money Market
OTHER TIERS: 0.35% $2,500 - $5k | 0.40% $5k - $15k | 0.45% $15k - $25k
0.50%*$25k*-Business Liquidity Plus Money Market
OTHER TIERS: 0.35% $2,500 - $5k | 0.40% $5k - $15k | 0.45% $15k - $25k

Credit Union of America Checking Account Rates

OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $10k
0.15%$1,500-Business Simple Interest Checking Account

Credit Union of America CD Rates

2.10%$500$100k60 Month Share Certificate
2.10%$500$100kBusiness 60 Month Simple Account Certificate
1.85%$500$100k48 Month Share Certificate
1.85%$500$100kBusiness 48 Month Simple Account Certificate
1.65%$500$100k36 Month Share Certificate
1.65%$500$100kBusiness 36 Month Simple Account Certificate
1.50%$500-17 Month CD Special
1.30%$500$100k24 Month Share Certificate
1.30%$2,500-30 Month Bump Rate Certificate Special
1.30%$500$100kBusiness 24 Month Simple Account Certificate
1.30%$2,500-Business 30 Month Bump Rate Certificate Special
1.30%$500$99k24 Month Online Share Certificate
1.10%$500$100k18 Month Share Certificate
1.10%$500$100kBusiness 18 Month Simple Account Certificate
1.00%$500$100k12 Month Share Certificate (Paid At Maturity)
1.00%--1 Year Add-On Special Certificate
1.00%$500$100kBusiness 12 Month Simple Account Certificate
1.00%$500-12 Month Share Certificate (Paid Monthly)
1.00%--Save to Win® Add-on Special
0.70%$500$100k6 Month Share Certificate
0.70%$500$100kBusiness 6 Month Simple Account Certificate
0.40%$500$100k3 Month Share Certificate
0.40%$500$100kBusiness 3 Month Simple Account Certificate

Credit Union of America IRA Rates

2.10%$500-60 Month IRA Certificate
1.85%$500-48 Month IRA Certificate
1.65%$500-36 Month IRA Certificate
1.30%$500-24 Month IRA Certificate
1.30%$2,500-30 Month Bump Rate IRA Certificate Special
1.00%$500-12 Month IRA Certificate
1.00%--1 Year Add-On IRA Certificate Special