Advertising Disclosure
  1. Home
  2. Banks
  3. Credit Union of America

Credit Union of America


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.cuofamerica.com
316-265-3272
8200 E 32Nd St N
Wichita, KS 67226

Credit Union of America is headquartered in Wichita and is the 3rd largest credit union in the state of Kansas. It is also the 287th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 284 employees and 101,972 members at 16 locations. Credit Union of America's money market rates are 7X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Credit Union of America is open to anyone in the state of Kansas through membership in the American Consumer Council or to the following: (1) those who live or work in Barton, Barber, Butler, Clark, Chase, Clay, Comanche, Cloud, Cowley, Edwards, Dickenson, Ellis, Ford, Ellsworth, Geary, Harvey, Harper, Hodgeman, Kiowa, Kingman, Lincoln, Marion, Lyon, McPherson, Morris, Mitchell, Osborne, Ottawa, Pratt, Pawnee, Reno, Rooks, Rice, Russell, Saline, Rush, Sedgwick, Sumner, Wabaunsee or Stafford Counties in Kansas; or (2) employees and retirees in the field of education within the Kansas state of Education.
See current membership details

Reviews (2)

Poor Service

Posted by: |

I have a car loan with this bank at Central and Woodlawn and was harassed over 9 cents. I was sent emails that my 9 cents balance was delinquent over 10 days. I deposited 826.00 and I told the teller to pay 181 on the car she said its 181.09 I said pay it all please. I deposited 826.00 that day. Why would I not want to pay 9 cents? What the hell can you do with 9 cents in 2023? I was sent emails and harassed over pennies. Woe to you who get a mortgage with this company or have a actual car payment that is behind. I was sent emails to resolve a matter I did not cause. I am angry, I am dissapointed and I will not be doing business with this bank in the future. I would say the word for this was PETTY. This is not FRIENDLY treatment.

1

HORRIBLE EMPLOYEES

Posted by: |

Tried to switch my banking over to CU of A at the Salina branch and the loan officer kept cutting us off in mid sentence saying "you have a good day mmmmmmmmkayyyyyy". Would not answer any of our questions and basically acted like we were bothering him. We left and opened accounts across the street.

3


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #60062
Year Chartered1935
Employees284
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD3.68%
Annual Interest Income$24.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.71B$1.53B
LoansQ1 2025vs Q1 2024$1.39B$1.27B
DepositsQ1 2025vs Q1 2024$1.4B$1.22B
Equity CapitalQ1 2025vs Q1 2024$204.7MM$192MM
Loan Loss AllowanceQ1 2025vs Q1 2024$9MM$8.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$7.6MM$6.3MM
Real Estate OwnedQ1 2025vs Q1 2024$400K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Credit Union of America; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union of America Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$2.5k*-Regular Share Account
OTHER TIERS: 0.05% → $100 - $2.5k
0.10%$100-Special Purpose Account
0.10%$25-Holiday Club Account
0.10%*$2.5k*-Business Simple Share Account
OTHER TIERS: 0.05% → $100 - $2.5k
0.10%$100-Business Special Purpose Savings

Credit Union of America Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$250k*-Performance Plus Money Market
OTHER TIERS: 0.75% → $25k - $50k | 2.00% → $50k - $250k
3.00%*$0$2.5kBalance Boost Money Market
OTHER TIERS: 0.30% → $50k+ | 0.35% → $25k - $50k | 0.40% → $15k - $25k | 0.45% → $5k - $15k | 0.75% → $2.5k - $5k
0.25%*$25k*-Business Liquidity Plus Money Market
OTHER TIERS: 0.05% → $2.5k - $5k | 0.10% → $5k - $15k | 0.15% → $15k - $25k

Credit Union of America Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Free Core Account
OTHER TIERS: 0.05% → $1k - $5k | 0.10% → $5k - $10k
0.07%$1.5k-Business Simple Interest Checking Account

Credit Union of America CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500$1mBusiness 13 Month Certificate Special
4.10%$500$1m13 Month Certificate Special
3.75%$500-2 Year Share Certificate
3.75%$500-Business 1 Year Simple Account Certificate
3.75%$500-Business 2 Year Simple Account Certificate
3.75%$500-1 Year Share Certificate
3.75%$100-1 Year Add-On Certificate
3.75%$25-1 Year Save to Win Add-on CD
3.50%$500-3 Year Share Certificate
3.50%$500-5 Year Share Certificate
3.50%$500-Business 3 Year Simple Account Certificate
3.50%$500-Business 5 Year Simple Account Certificate
3.25%$500-4 Year Share Certificate
3.25%$500-Business 4 Year Simple Account Certificate
3.00%$2.5k-30 Month Bump Rate Certificate
3.00%$2.5k-Business 30 Month Bump Rate Certificate
2.75%$500-18 Month Share Certificate
2.75%$500-Business 18 Month Simple Account Certificate
1.55%$500-6 Month Share Certificate
1.55%$500-Business 6 Month Simple Account Certificate
1.40%$500-3 Month Share Certificate
1.40%$500-Business 3 Month Simple Account Certificate

Credit Union of America IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$500$1m13 Month IRA Certificate Special
3.75%$500-1 Year IRA Certificate
3.75%$500-2 Year IRA Certificate
3.75%$100-1 Year Add-On IRA Certificate
3.50%$500-3 Year IRA Certificate
3.50%$500-5 Year IRA Certificate
3.25%$500-4 Year IRA Certificate
3.00%$2.5k-30 Month Bump Rate IRA Certificate
0.45%*$10k*-Flexible IRA
OTHER TIERS: 0.20% → $100 - $5k | 0.35% → $5k - $10k
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.