Overview / Commentary
201-808-7000
885 Teaneck Road
Teaneck, NJ 07666

Cross River Bank is headquartered in Teaneck and is the 26th largest bank in the state of New Jersey. It is also the 722nd largest bank in the nation. It was established in 2008 and as of June of 2018, it had grown to 174 employees at 1 location. Cross River Bank's money market rates are 4X the national average, and it boasts an A+ health rating.

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Cross River Bank CD Rates Shoot Upward - 7/19/2018

Cross River Bank has increased most of its CD rates, including 12mo (2.63% APY) and 48mo (3.56% APY). $500 min deposit. Available to anyone who can come into a branch.

Top CD Rates In 12, 24, 36, 48 Month For NY, NJ & CT - 7/15/2018

Minimum $500.00 12 month - 2.63% APY 18 month - 2.79% 24 month - 2.94% 36 month - 3.25% 48 month - 3.56%

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Reviews (1)

Not Ready For Prime Time

Posted by: rman | Jul 15, 2018

This is a new bank that was financed by some Silicon Valley VC Fintech people -- amazingly, their website is awful and their account opening process is difficult if not impossible. Their disclosures say they "may" allow CD early withdrawals and they don't specify their early withdrawal penalty. I tried to open a new CD (their rates look good) but the application process rejected me and locked me out with no explanation. If this is the quality of their website and customer service before you are a customer, just imagine how difficult it will be when you try to get your money back! Stay away from this place until they know how to run an internet bank. Right now all they know how to do is raise money from venture capital investors!!!



Health
A+

Health Grade Components

Overall
FDIC Certificate #58410
Year Established2008
Employees174
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD3.24%
Return on Equity - YTD33.31%
Annual Interest Income$42.7MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$1.07B$775.0MM
LoansQ2 2018vs Q2 2017$820.5MM$561.5MM
DepositsQ2 2018vs Q2 2017$816.1MM$597.9MM
Equity CapitalQ2 2018vs Q2 2017$127.2MM$94.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$13.4MM$8.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$534.00K$516.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Top CD Rates In 12, 24, 36, 48 Month For NY, NJ & CT

SYC   |  
Minimum $500.00

12 month - 2.63% APY
18 month - 2.79%
24 month - 2.94%
36 month - 3.25%
48 month - 3.56%

Rates
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Always verify rates and promotions with the bank or credit union. We are not Cross River Bank; we are a rate comparison website and cannot provide official rates or promotions.

Cross River Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.92%--I Connect Savings
1.92%--E Connect Savings
1.92%--I Connect Select Savings
1.92%--E Connect Select Savings
1.51%--Prestige Business Savings

Cross River Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.82%--Money Market Account
1.82%--E Money Market Account
1.36%--Business Prestige Money Market Checking

Cross River Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%--I Connect Select Checking
1.71%--E Connect Select Checking
1.01%--NJ IOLTA Checking
0.75%--Attorney Trust Escrow

Cross River Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%$500-48 Month CD
3.25%$500-36 Month CD
2.94%$500-24 Month CD
2.79%$500-18 Month CD
2.63%$500-12 Month CD
1.01%$500-3 Month CD
1.01%$500-6 Month CD
1.01%$500-9 Month CD
Locations


Cross River Bank Locations
Cross River Bank885 Teaneck RoadTeaneck, NJ 07666

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