Dakota Community Bank & Trust

Overview / Commentary
609 Main Street
Hebron, ND 58638

Dakota Community Bank & Trust is headquartered in HEBRON and is the 11th largest bank in the state of North Dakota. It is also the 853rd largest bank in the nation. It was established in 1940 and as of September of 2023, it had grown to 173 employees at 13 locations. Dakota Community Bank & Trust's CD rates are 5X the national average, and it has a B+ health rating.

Reviews (1)

Not Monthly Compound Interest

Posted by: |

3,6,9,12 month CDs: Interest will not be compounded on the account. Interest will be credited at maturity.

18,24,27,36,39,54,69,78,89 month CDs: Interest will be compounded annually and will be credited annually.


Health Grade Components

FDIC Certificate #15728
Year Established1940
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD21.91%
Annual Interest Income$35.8MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$1.21B$1.22B
LoansQ3 2023vs Q3 2022$642.4MM$609.3MM
DepositsQ3 2023vs Q3 2022$1.13B$1.15B
Equity CapitalQ3 2023vs Q3 2022$61.2MM$49.1MM
Loan Loss AllowanceQ3 2023vs Q3 2022$9.5MM$9.4MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$545K$904K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dakota Community Bank & Trust CD Rates

4.86%*$99k*-6 Month CD
OTHER TIERS: 4.55% $500 - $30k | 4.65% $30k - $70k | 4.76% $70k - $99k
4.42%$2.5k-9 Month CD Special
4.40%$500-12 Month CD
4.16%*$99k*-3 Month CD
OTHER TIERS: 3.85% $500 - $30k | 3.96% $30k - $70k | 4.06% $70k - $99k
4.00%$2.5k-18 Month CD Special
3.80%*$99k*-24 Month CD
OTHER TIERS: 3.50% $500 - $30k | 3.60% $30k - $70k | 3.70% $70k - $99k
3.80%$2.5k-89 Month CD Special
3.70%$2.5k-27 Month CD Special
3.60%$2.5k-78 Month CD Special
3.60%$500-36 Month CD
3.50%$2.5k-39 Month CD Special - One Time Bump
3.50%$2.5k-69 Month CD Special
3.40%$2.5k-54 Month CD Special
3.30%$500-60 Month CD

Dakota Community Bank & Trust IRA Rates

4.45%$100-12 Month IRA
3.73%$100-24 Month IRA
3.63%$100-36 Month IRA
3.53%$100-39 Month IRA - One Time Bump
3.33%$100-60 Month IRA


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