Dakota Community Bank & Trust

Overview / Commentary

www.dakotacommunitybank.com

701-878-4416

609 Main Street
Hebron, ND 58638

Dakota Community Bank & Trust is headquartered in HEBRON and is the 11^th largest bank in the state of North Dakota. It is also the 855^th largest bank in the nation. It was established in 1940 and as of June of 2024, it had grown to 173 employees at 13 locations. Dakota Community Bank & Trust's CD rates are 5X the national average, and it has a B+ health rating.

Reviews (1)

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Not Monthly Compound Interest

Posted by: DannyKyle | Oct 18, 2023

3,6,9,12 month CDs: Interest will not be compounded on the account. Interest will be credited at maturity.

18,24,27,36,39,54,69,78,89 month CDs: Interest will be compounded annually and will be credited annually.

Comment

Health

B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	15728
Year Established	1940
Employees	173
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.27%
Return on Equity - YTD	19%
Annual Interest Income	$28MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$1.23B$1.2B
Loans	Q2 2024vs Q2 2023	$683.4MM$639.5MM
Deposits	Q2 2024vs Q2 2023	$1.12B$1.11B
Equity Capital	Q2 2024vs Q2 2023	$84.4MM$66.9MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$9.5MM$9.5MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$422K$813K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dakota Community Bank & Trust CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.30%	$2.5k	-	89 Month CD Special
4.20%^*	$99k^*	-	12 Month CD
OTHER TIERS: 3.70% → $500 - $30k \| 4.00% → $30k - $70k \| 4.10% → $70k - $99k
4.20%	$2.5k	-	69 Month CD Special
4.20%	$2.5k	-	78 Month CD Special
4.14%^*	$99k^*	-	6 Month CD
OTHER TIERS: 3.84% → $500 - $30k \| 4.04% → $30k - $99k
4.12%	$2.5k	-	9 Month CD Special
4.10%	$2.5k	-	54 Month CD Special
4.06%^*	$99k^*	-	3 Month CD
OTHER TIERS: 3.44% → $500 - $30k \| 3.65% → $30k - $70k \| 3.75% → $70k - $99k
4.00%^*	$99k^*	-	24 Month CD
OTHER TIERS: 3.50% → $500 - $30k \| 3.70% → $30k - $70k \| 3.90% → $70k - $99k
4.00%	$500	-	60 Month CD
4.00%	$2.5k	-	18 Month CD Special
4.00%	$2.5k	-	27 Month CD Special
4.00%	$2.5k	-	39 Month CD Special - One Time Bump
4.00%	$500	-	36 Month CD

Dakota Community Bank & Trust IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.14%	$100	-	12 Month IRA
4.04%	$100	-	36 Month IRA
4.04%	$100	-	39 Month IRA - One Time Bump
4.04%	$100	-	60 Month IRA
3.94%	$100	-	24 Month IRA

Locations

Availability

Minot Area

Minot Area bank & credit union details

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