Dakota Community Bank & Trust
Overview / Commentary
Dakota Community Bank & Trust is headquartered in HEBRON and is the 11th largest bank in the state of North Dakota. It is also the 849th largest bank in the nation. It was established in 1940 and as of December of 2024, it had grown to 173 employees at 13 locations. Dakota Community Bank & Trust has a B+ health rating.
Reviews (1)
Not Monthly Compound Interest
Posted by: DannyKyle | Oct 18, 2023
3,6,9,12 month CDs: Interest will not be compounded on the account. Interest will be credited at maturity.
18,24,27,36,39,54,69,78,89 month CDs: Interest will be compounded annually and will be credited annually.
Health
B+
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15728 |
| Year Established | 1940 |
| Employees | 173 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.42% |
| Return on Equity - YTD | 20.6% |
| Annual Interest Income | $56.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $1.27B$1.28B |
| Loans | Q4 2024vs Q4 2023 | $690.3MM$636.3MM |
| Deposits | Q4 2024vs Q4 2023 | $1.16B$1.17B |
| Equity Capital | Q4 2024vs Q4 2023 | $87MM$82.7MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $9.6MM$9.5MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $351K$403K |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
