OE Federal Credit Union is headquartered in Livermore and is the 43rd largest credit union in the state of California. It is also the 307th largest credit union in the nation. It was established in 1963 and as of March of 2025, it had grown to 199 employees and 115,121 members at 27 locations. OE Federal Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.
OE Federal Credit Union is open to (1) employees, miners, and public employees of Operating Engineers Local #3; (2) members of Operating Engineers Local Union #9, Operating Engineers Local Union #428, Napa Solano Building Trades Council, Laborers' Local 294, Iron Workers Local Union #27, and over 100 other trade unions; (2) employees of American Diversified Pharmacies, Inc, United Workers for Local Government, Consolidated Engineering Laboratories, and over 50 Signatory or Affiliated Groups.
See current membership details
Overall | |
---|---|
NCUA # | 24235 |
Year Chartered | 1963 |
Employees | 199 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.55% |
Return on Equity - YTD | 4.11% |
Annual Interest Income | $16.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $1.54B$1.48B |
Loans | Q1 2025vs Q1 2024 | $841.6MM$870.4MM |
Deposits | Q1 2025vs Q1 2024 | $1.32B$1.28B |
Equity Capital | Q1 2025vs Q1 2024 | $206MM$180.2MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $10.3MM$10.4MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $3.9MM$4.4MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not OE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.80%* | $250k* | - | Money Market | ||
OTHER TIERS: 0.60% → $1k - $10k | 0.65% → $10k - $50k | 0.70% → $50k - $100k | 0.75% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.05%* | $2.5k* | - | Checking | ||
OTHER TIERS: 0.03% → $100 - $2.5k | |||||
0.05% | $2.5k | - | Business Checking |